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    Advertiser Disclosure Some of the institutions listed may have a business relationship with MonitorBankRates. However, our proprietary systems independently track and verify all rates and data displayed. Advertiser relationships do not influence our Health Safety Rating, Star Ratings or Texas Ratio calculation, or the rates shown.

Auto Loan Rates in Enfield, Connecticut (CT) for May 2026

Current auto loan rates in Enfield, Connecticut include American Eagle Financial Credit UnionAmerican Eagle Financial Credit Union201 ELM ST, ENFIELD, CT, 06082A+5.0 ★Texas Ratio: 3.82% offering Auto Loan at 5.19%, Torrington Municipal & Teachers Federal Credit UnionTorrington Municipal & Teachers Federal Credit UnionA+5.0 ★Texas Ratio: 1.26% offering New Vehicles at 3.25%, Connecticut Labor Dept Federal Credit UnionConnecticut Labor Dept Federal Credit UnionA+5.0 ★Texas Ratio: 0.29% offering New Vehicle Loan at 3.49%, Riverbank Federal Credit UnionRiverbank Federal Credit UnionA+5.0 ★Texas Ratio: 0.46% offering New Vehicles (2025 - 2026) 4 Years at 3.74%, Community Healthcare Credit UnionCommunity Healthcare Credit UnionA5.0 ★Texas Ratio: 6.44% offering Auto Loan at 3.99%. Auto loan rates as of May 4, 2026 according to verified data from MonitorBankRates.

Enfield has 1 local institution in our database, with auto loan rates as low as 5.19% APR from American Eagle Financial Credit Union at 201 ELM ST, ENFIELD, CT, 06082. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Enfield, Connecticut. Auto Loan Rates Last Updated and Verified: May 4, 2026

Compare Auto Loan Rates Today in Enfield, Connecticut & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
201 ELM ST, ENFIELD, CT, 06082
Auto Loan
5.19%
1 - 51
APR5.19%
Term1 - 51
Last UpdatedMay 4, 2026
Details

As Low As; Model Year 2025 - 2027

American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
201 ELM ST, ENFIELD, CT, 06082
Auto Loan
5.29%
52 - 63
APR5.29%
Term52 - 63
Last UpdatedMay 4, 2026
Details

As Low As; Model Year 2025 - 2027

American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
201 ELM ST, ENFIELD, CT, 06082
Auto Loan
5.39%
1 - 63
APR5.39%
Term1 - 63
Last UpdatedMay 4, 2026
Details

As Low As; Model Year 2023 - 2024

American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
201 ELM ST, ENFIELD, CT, 06082
Auto Loan
5.54%
64 - 75
APR5.54%
Term64 - 75
Last UpdatedMay 4, 2026
Details

As Low As; Model Year 2025 - 2027

American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
201 ELM ST, ENFIELD, CT, 06082
Auto Loan
5.89%
64 - 75
APR5.89%
Term64 - 75
Last UpdatedMay 4, 2026
Details

As Low As; Model Year 2023 - 2024

American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
201 ELM ST, ENFIELD, CT, 06082
Auto Loan
5.99%
1 - 63
APR5.99%
Term1 - 63
Last UpdatedMay 4, 2026
Details

As Low As; Model Year 2021 - 2022

American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
201 ELM ST, ENFIELD, CT, 06082
Auto Loan
6.39%
76 - 84
APR6.39%
Term76 - 84
Last UpdatedMay 4, 2026
Details

As Low As; Model Year 2025 - 2027

American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
201 ELM ST, ENFIELD, CT, 06082
Auto Loan
6.49%
64 - 75
APR6.49%
Term64 - 75
Last UpdatedMay 4, 2026
Details

As Low As; Model Year 2021 - 2022

American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
201 ELM ST, ENFIELD, CT, 06082
Auto Loan
6.69%
1 - 63
APR6.69%
Term1 - 63
Last UpdatedMay 4, 2026
Details

As Low As; Model Year 2019 - 2020

American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
201 ELM ST, ENFIELD, CT, 06082
Auto Loan
6.89%
64 - 75
APR6.89%
Term64 - 75
Last UpdatedMay 4, 2026
Details

As Low As; Model Year 2019 - 2020

American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
201 ELM ST, ENFIELD, CT, 06082
Auto Loan
6.99%
76 - 84
APR6.99%
Term76 - 84
Last UpdatedMay 4, 2026
Details

As Low As; Model Year 2023 - 2024

American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
201 ELM ST, ENFIELD, CT, 06082
Auto Loan
7.49%
76 - 84
APR7.49%
Term76 - 84
Last UpdatedMay 4, 2026
Details

As Low As; Model Year 2021 - 2022

American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
201 ELM ST, ENFIELD, CT, 06082
Auto Loan
7.64%
1 - 63
APR7.64%
Term1 - 63
Last UpdatedMay 4, 2026
Details

As Low As; Model Year 2017 - 2018

American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
201 ELM ST, ENFIELD, CT, 06082
Auto Loan
7.84%
64 - 75
APR7.84%
Term64 - 75
Last UpdatedMay 4, 2026
Details

As Low As; Model Year 2017 - 2018

American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
201 ELM ST, ENFIELD, CT, 06082
Auto Loan
7.99%
1 - 63
APR7.99%
Term1 - 63
Last UpdatedMay 4, 2026
Details

As Low As; Model Year 2016 and Older

American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
201 ELM ST, ENFIELD, CT, 06082
Auto Loan
8.39%
85 - 96
APR8.39%
Term85 - 96
Last UpdatedMay 4, 2026
Details

As Low As; Model Year 2025 - 2027

Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
New Vehicles
3.25%
24 Months
APR3.25%
Term24 Months
Last UpdatedApr 26, 2026
Details

As Low As

Connecticut Labor Dept Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
New Vehicle Loan
3.49%
72 Months
APR3.49%
Term72 Months
Last UpdatedApr 17, 2026
Details

As Low As; Vehicles 2025 or newer, up to72 month term - new cars only.

Connecticut Labor Dept Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
New Vehicle Loan
3.74%
84 Months
APR3.74%
Term84 Months
Last UpdatedApr 17, 2026
Details

As Low As; will finance 100% up to 84 months

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
New Vehicles (2025 - 2026) 4 Years
3.74%
4 Years
APR3.74%
Term4 Years
Last UpdatedApr 17, 2026
Details

As Low As

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
New Vehicles (2025 - 2026) 5 Years
3.99%
5 Years
APR3.99%
Term5 Years
Last UpdatedApr 17, 2026
Details

As Low As

Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
New Vehicles
3.99%
36 Months
APR3.99%
Term36 Months
Last UpdatedApr 26, 2026
Details

As Low As

Community Healthcare Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.44%
Auto Loan
3.99%
4-year term
APR3.99%
Term4-year term
Last UpdatedMay 2, 2026
Details

Rates as low as 3.99% APR*; 4-year term w/auto pay

Skyline Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.83%
New Auto
4.00%
36 Months
APR4.00%
Term36 Months
Last UpdatedApr 17, 2026
Details

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
New Vehicles (2025 - 2026) 6 Years
4.24%
6 Years
APR4.24%
Term6 Years
Last UpdatedApr 17, 2026
Details

As Low As

Skyline Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.83%
Used Auto 2019 to Current
4.25%
36 Months
APR4.25%
Term36 Months
Last UpdatedApr 17, 2026
Details

Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
Used Vehicles
4.25%
24 Months
APR4.25%
Term24 Months
Last UpdatedApr 26, 2026
Details

As Low As

WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
New Vehicle Loan
4.25%
2 Years
APR4.25%
Term2 Years
Last UpdatedMay 2, 2026
Details

100% financing available for new and used auto, truck and motorcycle purchases.

Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
New Vehicles
4.29%
60 Months
APR4.29%
Term60 Months
Last UpdatedApr 26, 2026
Details

As Low As

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
New Vehicles (2025 - 2026) 7 Years
4.49%
7 Years
APR4.49%
Term7 Years
Last UpdatedApr 17, 2026
Details

As Low As

United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
Auto Loan
4.49%
48 months
APR4.49%
Term48 months
Last UpdatedApr 25, 2026
Details

FD Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
Auto Loan 2023 & Newer
4.50%
36 Months
APR4.50%
Term36 Months
Last UpdatedApr 17, 2026
Details

FD Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
Auto Loans 2023 & Newer
4.50%
36 Months
APR4.50%
Term36 Months
Last UpdatedApr 17, 2026
Details

Skyline Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.83%
New Auto
4.50%
48 Months
APR4.50%
Term48 Months
Last UpdatedApr 17, 2026
Details

Norwalk Hospital Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New Car
4.50%
72 Months
APR4.50%
Term72 Months
Last UpdatedApr 19, 2026
Details

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles (2019 and newer)
4.74%
2 Years
APR4.74%
Term2 Years
Last UpdatedApr 17, 2026
Details

As Low As

Skyline Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.83%
New Auto
4.75%
60 Months
APR4.75%
Term60 Months
Last UpdatedApr 17, 2026
Details

Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
New Vehicles
4.75%
72 Months
APR4.75%
Term72 Months
Last UpdatedApr 26, 2026
Details

As Low As

WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
New Vehicle Loan
4.75%
3 Years
APR4.75%
Term3 Years
Last UpdatedMay 2, 2026
Details

100% financing available for new and used auto, truck and motorcycle purchases.

Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
New Cars & Trucks
4.85%
3-5 Years
APR4.85%
Term3-5 Years
Last UpdatedApr 17, 2026
Details

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
New Cars
4.90%
36 Months
APR4.90%
Term36 Months
Last UpdatedApr 18, 2026
Details

Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
Used Vehicles
4.90%
36 Months
APR4.90%
Term36 Months
Last UpdatedApr 26, 2026
Details

As Low As

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles (2019 and newer)
4.99%
5 Years
APR4.99%
Term5 Years
Last UpdatedApr 17, 2026
Details

As Low As

Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
Used Vehicles
4.99%
48 Months
APR4.99%
Term48 Months
Last UpdatedApr 26, 2026
Details

As Low As

MEMBERSFIRST CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
Older Used Auto and Motorcyles
4.99%
60 Months
APR4.99%
Term60 Months
Last UpdatedMay 2, 2026
Details

As Low As

Thomaston Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
New Auto Loan - Fixed Rate
4.99%
12 Months
APR4.99%
Term12 Months
Last UpdatedMay 3, 2026
Details

FD Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
Auto Loan 2016-2022
5.00%
36 Months
APR5.00%
Term36 Months
Last UpdatedApr 17, 2026
Details

FD Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
Auto Loan 2023 & Newer
5.00%
72 Months
APR5.00%
Term72 Months
Last UpdatedApr 17, 2026
Details

FD Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
Auto Loans 2016-2022
5.00%
36 Months
APR5.00%
Term36 Months
Last UpdatedApr 17, 2026
Details

FD Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
Auto Loans 2023 & Newer
5.00%
72 Months
APR5.00%
Term72 Months
Last UpdatedApr 17, 2026
Details

Skyline Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.83%
New Auto
5.00%
72 Months
APR5.00%
Term72 Months
Last UpdatedApr 17, 2026
Details

Stamford Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Auto Loan
5.00%
24 to 48
APR5.00%
Term24 to 48
Last UpdatedApr 19, 2026
Details

Credit Score: 730 plus; Credit Tier: A Plus

GHA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Vehicle Loan Pricing
5.00%
24-48 Mo
APR5.00%
Term24-48 Mo
Last UpdatedApr 27, 2026
Details

Fair Isaac: 730+

WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
New Vehicle Loan
5.00%
4 Years
APR5.00%
Term4 Years
Last UpdatedMay 2, 2026
Details

100% financing available for new and used auto, truck and motorcycle purchases.

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles (2019 and newer)
5.24%
6 Years
APR5.24%
Term6 Years
Last UpdatedApr 17, 2026
Details

As Low As

FD Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
Auto Loan 2016-2022
5.25%
48 Months
APR5.25%
Term48 Months
Last UpdatedApr 17, 2026
Details

FD Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
Auto Loans 2016-2022
5.25%
48 Months
APR5.25%
Term48 Months
Last UpdatedApr 17, 2026
Details

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
New Vehicle Loans
5.25%
Up to 36 Months
APR5.25%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details

New Haven County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.60%
New Cars
5.25%
84 Months
APR5.25%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As

Stamford Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Auto Loan
5.25%
60 Months
APR5.25%
Term60 Months
Last UpdatedApr 19, 2026
Details

Credit Score: 730 plus; Credit Tier: A Plus

GHA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Vehicle Loan Pricing
5.25%
60 Mo
APR5.25%
Term60 Mo
Last UpdatedApr 27, 2026
Details

Fair Isaac: 730+

MEMBERSFIRST CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
New and Used Auto
5.25%
up to 60 months
APR5.25%
Termup to 60 months
Last UpdatedMay 2, 2026
Details

As Low As

MEMBERSFIRST CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
New and Used Auto Loan
5.25%
60 Months
APR5.25%
Term60 Months
Last UpdatedMay 2, 2026
Details

As Low As

WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
New Vehicle Loan
5.25%
5 Years
APR5.25%
Term5 Years
Last UpdatedMay 2, 2026
Details

100% financing available for new and used auto, truck and motorcycle purchases.

WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
Used Vehicle Loan
5.25%
2 Years
APR5.25%
Term2 Years
Last UpdatedMay 2, 2026
Details

100% financing available for new and used auto, truck and motorcycle purchases.

Stafford Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.14%
New Auto Loans
5.25%
48 months
APR5.25%
Term48 months
Last UpdatedMay 4, 2026
Details

Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
Used Vehicles
5.29%
60 Months
APR5.29%
Term60 Months
Last UpdatedApr 26, 2026
Details

As Low As

Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
New Cars & Trucks
5.35%
6 Years
APR5.35%
Term6 Years
Last UpdatedApr 17, 2026
Details

Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
Used Cars & Trucks
5.35%
3 Years
APR5.35%
Term3 Years
Last UpdatedApr 17, 2026
Details

Sound Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
Auto Loans
5.46%
up to 84 Months
APR5.46%
Termup to 84 Months
Last UpdatedMay 2, 2026
Details

Rates as low as 5.46% for up to 84 Months for Newer Autos!

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles (2019 and newer)
5.49%
7 Years
APR5.49%
Term7 Years
Last UpdatedApr 17, 2026
Details

As Low As

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
Used Vehicle Loans (1 to 3 Years Old)
5.49%
Up to 36 Months
APR5.49%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
Used Vehicle Loans (4 to 5 Years Old)
5.49%
Up to 36 Months
APR5.49%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details

Thomaston Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
New Auto Loan - Fixed Rate
5.49%
48 Months
APR5.49%
Term48 Months
Last UpdatedMay 3, 2026
Details

FD Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
Auto Loan 2016-2022
5.50%
60 Months
APR5.50%
Term60 Months
Last UpdatedApr 17, 2026
Details

FD Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
Auto Loans 2016-2022
5.50%
60 Months
APR5.50%
Term60 Months
Last UpdatedApr 17, 2026
Details

Skyline Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.83%
New Auto
5.50%
84 Months
APR5.50%
Term84 Months
Last UpdatedApr 17, 2026
Details

New Haven County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.60%
Used Cars
5.50%
84 Months
APR5.50%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As

Stamford Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Auto Loan
5.50%
72 Months
APR5.50%
Term72 Months
Last UpdatedApr 19, 2026
Details

Credit Score: 730 plus; Credit Tier: A Plus

GHA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Vehicle Loan Pricing
5.50%
72 Mo
APR5.50%
Term72 Mo
Last UpdatedApr 27, 2026
Details

Fair Isaac: 730+

MEMBERSFIRST CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
Older Used Auto and Motorcyles
5.50%
83 Months
APR5.50%
Term83 Months
Last UpdatedMay 2, 2026
Details

As Low As

WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
New Vehicle Loan
5.50%
6 Years
APR5.50%
Term6 Years
Last UpdatedMay 2, 2026
Details

100% financing available for new and used auto, truck and motorcycle purchases.

WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
Used Vehicle Loan
5.50%
3 Years
APR5.50%
Term3 Years
Last UpdatedMay 2, 2026
Details

100% financing available for new and used auto, truck and motorcycle purchases.

Stafford Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.14%
New Auto Loans
5.50%
60 months
APR5.50%
Term60 months
Last UpdatedMay 4, 2026
Details

Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
New Cars & Trucks
5.60%
7 Years
APR5.60%
Term7 Years
Last UpdatedApr 17, 2026
Details

Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
Used Cars & Trucks
5.60%
4 Years
APR5.60%
Term4 Years
Last UpdatedApr 17, 2026
Details

FD Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
Auto Loan 2016-2022
5.75%
72 Months
APR5.75%
Term72 Months
Last UpdatedApr 17, 2026
Details

FD Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
Auto Loans 2016-2022
5.75%
72 Months
APR5.75%
Term72 Months
Last UpdatedApr 17, 2026
Details

Skyline Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.83%
Used Auto 2019 to Current
5.75%
48 Months
APR5.75%
Term48 Months
Last UpdatedApr 17, 2026
Details

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
Used Vehicle Loans (1 to 3 Years Old)
5.75%
72 Months
APR5.75%
Term72 Months
Last UpdatedApr 18, 2026
Details

Stamford Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Auto Loan
5.75%
84 Months
APR5.75%
Term84 Months
Last UpdatedApr 19, 2026
Details

Credit Score: 730 plus; Credit Tier: A Plus

Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
Used Vehicles
5.75%
72 Months
APR5.75%
Term72 Months
Last UpdatedApr 26, 2026
Details

As Low As

GHA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Vehicle Loan Pricing
5.75%
84 Mo
APR5.75%
Term84 Mo
Last UpdatedApr 27, 2026
Details

Fair Isaac: 730+

WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
Used Vehicle Loan
5.75%
4 Years
APR5.75%
Term4 Years
Last UpdatedMay 2, 2026
Details

100% financing available for new and used auto, truck and motorcycle purchases.

Stafford Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.14%
Used Auto Loans (last 3 model years)
5.75%
48 months
APR5.75%
Term48 months
Last UpdatedMay 4, 2026
Details

Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
Used Cars & Trucks
5.85%
5 Years
APR5.85%
Term5 Years
Last UpdatedApr 17, 2026
Details

Skyline Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.83%
Used Auto 2019 to Current
5.90%
60 Months
APR5.90%
Term60 Months
Last UpdatedApr 17, 2026
Details

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
New Cars
5.90%
72 Months
APR5.90%
Term72 Months
Last UpdatedApr 18, 2026
Details

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
Used Cars
5.90%
36 Months
APR5.90%
Term36 Months
Last UpdatedApr 18, 2026
Details

Thomaston Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
New Auto Loan - Fixed Rate
5.99%
60 Months
APR5.99%
Term60 Months
Last UpdatedMay 3, 2026
Details

Skyline Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.83%
Used Auto 2018-Older
6.00%
36 Months
APR6.00%
Term36 Months
Last UpdatedApr 17, 2026
Details

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
New Vehicle Loans
6.00%
72 Months
APR6.00%
Term72 Months
Last UpdatedApr 18, 2026
Details

Stamford Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Auto Loan
6.00%
72 Months
APR6.00%
Term72 Months
Last UpdatedApr 19, 2026
Details

Credit Score: 680-729; Credit Tier: A

GHA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Vehicle Loan Pricing
6.00%
72 Mo
APR6.00%
Term72 Mo
Last UpdatedApr 27, 2026
Details

Fair Isaac: 680-729

WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
Used Vehicle Loan
6.00%
5 Years
APR6.00%
Term5 Years
Last UpdatedMay 2, 2026
Details

100% financing available for new and used auto, truck and motorcycle purchases.

Stafford Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.14%
Used Auto Loans (last 3 model years)
6.00%
60 months
APR6.00%
Term60 months
Last UpdatedMay 4, 2026
Details

Skyline Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.83%
Used Auto 2019 to Current
6.25%
72 Months
APR6.25%
Term72 Months
Last UpdatedApr 17, 2026
Details

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
New Vehicle Loans
6.25%
84 Months
APR6.25%
Term84 Months
Last UpdatedApr 18, 2026
Details

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
Used Vehicle Loans (1 to 3 Years Old)
6.25%
84 Months
APR6.25%
Term84 Months
Last UpdatedApr 18, 2026
Details

Stamford Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Auto Loan
6.25%
84 Months
APR6.25%
Term84 Months
Last UpdatedApr 19, 2026
Details

Credit Score: 680-729; Credit Tier: A

Cencap Federal Credit Union
Institution Rating:
F1.7 ★ Texas Ratio: 54.83%
New Vehicles
6.25%
84 Months
APR6.25%
Term84 Months
Last UpdatedApr 25, 2026
Details

Loan-to-Value Max: Up to 120%; Maximum Loan Amount: $75,000

GHA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Vehicle Loan Pricing
6.25%
84 Mo
APR6.25%
Term84 Mo
Last UpdatedApr 27, 2026
Details

Fair Isaac: 680-729

MEMBERSFIRST CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
New and Used Auto
6.25%
61 to 72 months*
APR6.25%
Term61 to 72 months*
Last UpdatedMay 2, 2026
Details

As Low As

MEMBERSFIRST CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
New and Used Auto Loan
6.25%
72 Months
APR6.25%
Term72 Months
Last UpdatedMay 2, 2026
Details

As Low As

WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
Used Vehicle Loan
6.25%
6 Years
APR6.25%
Term6 Years
Last UpdatedMay 2, 2026
Details

100% financing available for new and used auto, truck and motorcycle purchases.

Thomaston Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
New Auto Loan - Fixed Rate
6.49%
72 Months
APR6.49%
Term72 Months
Last UpdatedMay 3, 2026
Details

Thomaston Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
Used Auto Loan - Fixed Rate
6.49%
12 Months
APR6.49%
Term12 Months
Last UpdatedMay 3, 2026
Details

Skyline Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.83%
Used Auto 2018-Older
6.50%
48 Months
APR6.50%
Term48 Months
Last UpdatedApr 17, 2026
Details

Norwalk Hospital Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used Car
6.50%
60 Months
APR6.50%
Term60 Months
Last UpdatedApr 19, 2026
Details

Norwalk Hospital Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used Cars (Over 3 years old)
6.50%
60 Months
APR6.50%
Term60 Months
Last UpdatedApr 19, 2026
Details

Stamford Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Auto Loan
6.50%
72 Months
APR6.50%
Term72 Months
Last UpdatedApr 19, 2026
Details

Credit Score: 640-679; Credit Tier: B

GHA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Vehicle Loan Pricing
6.50%
72 Mo
APR6.50%
Term72 Mo
Last UpdatedApr 27, 2026
Details

Fair Isaac: 640-679

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
Used Vehicle Loans (4 to 5 Years Old)
6.58%
72 Months
APR6.58%
Term72 Months
Last UpdatedApr 18, 2026
Details

Skyline Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.83%
Used Auto 2019 to Current
6.65%
84 Months
APR6.65%
Term84 Months
Last UpdatedApr 17, 2026
Details

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
Used Vehicle Loans (6 to 7 Years Old)
6.72%
Up to 36 Months
APR6.72%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles (2013-2018)
6.74%
2 Years
APR6.74%
Term2 Years
Last UpdatedApr 17, 2026
Details

As Low As

ASA Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.96%
New and Used Cars and Trucks
6.75%
60 Months
APR6.75%
Term60 Months
Last UpdatedApr 18, 2026
Details

20% down - up to 60 months

Stamford Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Auto Loan
6.75%
60 Months
APR6.75%
Term60 Months
Last UpdatedApr 19, 2026
Details

Credit Score: 600-639; Credit Tier: C

GHA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Vehicle Loan Pricing
6.75%
60 Mo
APR6.75%
Term60 Mo
Last UpdatedApr 27, 2026
Details

Fair Isaac: 600-639

MEMBERSFIRST CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
New and Used Auto
6.75%
73 to 81 months*
APR6.75%
Term73 to 81 months*
Last UpdatedMay 2, 2026
Details

As Low As

MEMBERSFIRST CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
New and Used Auto Loan
6.75%
81 Months
APR6.75%
Term81 Months
Last UpdatedMay 2, 2026
Details

As Low As

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
New Cars
6.90%
84 Months
APR6.90%
Term84 Months
Last UpdatedApr 18, 2026
Details

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
Used Cars
6.90%
72 Months
APR6.90%
Term72 Months
Last UpdatedApr 18, 2026
Details

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
Used Vehicle Loans (6 to 7 Years Old)
6.97%
48 Months
APR6.97%
Term48 Months
Last UpdatedApr 18, 2026
Details

Thomaston Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
Used Auto Loan - Fixed Rate
6.99%
60 Months
APR6.99%
Term60 Months
Last UpdatedMay 3, 2026
Details

Cencap Federal Credit Union
Institution Rating:
F1.7 ★ Texas Ratio: 54.83%
Used Vehicles > 5 years old
7.00%
72 Months
APR7.00%
Term72 Months
Last UpdatedApr 25, 2026
Details

Loan-to-Value Max: Up to 120%; Maximum Loan Amount: $40,000

GHA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Vehicle Loan Pricing
7.00%
72 Mo
APR7.00%
Term72 Mo
Last UpdatedApr 27, 2026
Details

Fair Isaac: 600-639

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
Used Vehicle Loans (6 to 7 Years Old)
7.03%
60 Months
APR7.03%
Term60 Months
Last UpdatedApr 18, 2026
Details

Skyline Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.83%
Used Auto 2018-Older
7.13%
60 Months
APR7.13%
Term60 Months
Last UpdatedApr 17, 2026
Details

Max Term is 60 Months on Used 2018 and Older.

ASA Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.96%
New and Used Cars and Trucks
7.25%
60 Months
APR7.25%
Term60 Months
Last UpdatedApr 18, 2026
Details

100% financing available to qualified buyers - up to 60 months

Stamford Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Auto Loan
7.25%
72 Months
APR7.25%
Term72 Months
Last UpdatedApr 19, 2026
Details

Credit Score: 600-639; Credit Tier: C

Thomaston Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
Used Auto Loan - Fixed Rate
7.49%
72 Months
APR7.49%
Term72 Months
Last UpdatedMay 3, 2026
Details

Stamford Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Auto Loan
7.59%
84 Months
APR7.59%
Term84 Months
Last UpdatedApr 19, 2026
Details

Credit Score: 640-679; Credit Tier: B

ASA Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.96%
New and Used Cars and Trucks
7.75%
72 Months
APR7.75%
Term72 Months
Last UpdatedApr 18, 2026
Details

Over $20,000.00

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
Used Cars
7.90%
84 Months
APR7.90%
Term84 Months
Last UpdatedApr 18, 2026
Details

ASA Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.96%
New and Used Cars and Trucks
8.25%
84 Months
APR8.25%
Term84 Months
Last UpdatedApr 18, 2026
Details

Over $20,000.00

Northwest Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.08%
New Auto - 36 Months - 10% Down
8.50%
36 Months
APR8.50%
Term36 Months
Last UpdatedMay 4, 2026
Details

SUMA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.20%
Specialty Vehicle Loans
9.00%
Up to 5 Years
APR9.00%
TermUp to 5 Years
Last UpdatedApr 18, 2026
Details

Stamford Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Auto Loan
9.00%
24 to 48
APR9.00%
Term24 to 48
Last UpdatedApr 19, 2026
Details

Credit Score: 550-599; Credit Tier: D

GHA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Vehicle Loan Pricing
9.00%
24-48 Mo
APR9.00%
Term24-48 Mo
Last UpdatedApr 27, 2026
Details

Fair Isaac: 550-599

Northwest Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.08%
New Auto - 48 Months - 10% Down
9.00%
48 Months
APR9.00%
Term48 Months
Last UpdatedMay 4, 2026
Details

Stamford Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Auto Loan
9.25%
60 Months
APR9.25%
Term60 Months
Last UpdatedApr 19, 2026
Details

Credit Score: 550-599; Credit Tier: D

GHA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Vehicle Loan Pricing
9.25%
60 Mo
APR9.25%
Term60 Mo
Last UpdatedApr 27, 2026
Details

Fair Isaac: 550-599

Northwest Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.08%
New Auto - 60 Months - 20% Down
9.50%
60 Months
APR9.50%
Term60 Months
Last UpdatedMay 4, 2026
Details

Stamford Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Auto Loan
13.00%
24 to 48
APR13.00%
Term24 to 48
Last UpdatedApr 19, 2026
Details

Credit Score: 540 or less; Credit Tier: E

GHA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Vehicle Loan Pricing
13.00%
24-48 Mo
APR13.00%
Term24-48 Mo
Last UpdatedApr 27, 2026
Details

Fair Isaac: 549 or Less

GHA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Vehicle Loan Pricing
13.25%
60 Mo
APR13.25%
Term60 Mo
Last UpdatedApr 27, 2026
Details

Fair Isaac: 549 or Less

Stamford Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Auto Loan
13.99%
60 Months
APR13.99%
Term60 Months
Last UpdatedApr 19, 2026
Details

Credit Score: 540 or less; Credit Tier: E

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
New Vehicles
3.25%
24 Months
APR3.25%
Term24 Months
Last UpdatedApr 26, 2026
Details

As Low As

Connecticut Labor Dept Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
New Vehicle Loan
3.49%
72 Months
APR3.49%
Term72 Months
Last UpdatedApr 17, 2026
Details

As Low As; Vehicles 2025 or newer, up to72 month term - new cars only.

Connecticut Labor Dept Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
New Vehicle Loan
3.74%
84 Months
APR3.74%
Term84 Months
Last UpdatedApr 17, 2026
Details

As Low As; will finance 100% up to 84 months

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
New Vehicles (2025 - 2026) 4 Years
3.74%
4 Years
APR3.74%
Term4 Years
Last UpdatedApr 17, 2026
Details

As Low As

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
New Vehicles (2025 - 2026) 5 Years
3.99%
5 Years
APR3.99%
Term5 Years
Last UpdatedApr 17, 2026
Details

As Low As

Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
New Vehicles
3.99%
36 Months
APR3.99%
Term36 Months
Last UpdatedApr 26, 2026
Details

As Low As

Skyline Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.83%
New Auto
4.00%
36 Months
APR4.00%
Term36 Months
Last UpdatedApr 17, 2026
Details

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
New Vehicles (2025 - 2026) 6 Years
4.24%
6 Years
APR4.24%
Term6 Years
Last UpdatedApr 17, 2026
Details

As Low As

WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
New Vehicle Loan
4.25%
2 Years
APR4.25%
Term2 Years
Last UpdatedMay 2, 2026
Details

100% financing available for new and used auto, truck and motorcycle purchases.

Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
New Vehicles
4.29%
60 Months
APR4.29%
Term60 Months
Last UpdatedApr 26, 2026
Details

As Low As

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
New Vehicles (2025 - 2026) 7 Years
4.49%
7 Years
APR4.49%
Term7 Years
Last UpdatedApr 17, 2026
Details

As Low As

FD Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
Auto Loan 2023 & Newer
4.50%
36 Months
APR4.50%
Term36 Months
Last UpdatedApr 17, 2026
Details

FD Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
Auto Loans 2023 & Newer
4.50%
36 Months
APR4.50%
Term36 Months
Last UpdatedApr 17, 2026
Details

Skyline Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.83%
New Auto
4.50%
48 Months
APR4.50%
Term48 Months
Last UpdatedApr 17, 2026
Details

Norwalk Hospital Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New Car
4.50%
72 Months
APR4.50%
Term72 Months
Last UpdatedApr 19, 2026
Details

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles (2019 and newer)
4.74%
2 Years
APR4.74%
Term2 Years
Last UpdatedApr 17, 2026
Details

As Low As

Skyline Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.83%
New Auto
4.75%
60 Months
APR4.75%
Term60 Months
Last UpdatedApr 17, 2026
Details

Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
New Vehicles
4.75%
72 Months
APR4.75%
Term72 Months
Last UpdatedApr 26, 2026
Details

As Low As

WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
New Vehicle Loan
4.75%
3 Years
APR4.75%
Term3 Years
Last UpdatedMay 2, 2026
Details

100% financing available for new and used auto, truck and motorcycle purchases.

Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
New Cars & Trucks
4.85%
3-5 Years
APR4.85%
Term3-5 Years
Last UpdatedApr 17, 2026
Details

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
New Cars
4.90%
36 Months
APR4.90%
Term36 Months
Last UpdatedApr 18, 2026
Details

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles (2019 and newer)
4.99%
5 Years
APR4.99%
Term5 Years
Last UpdatedApr 17, 2026
Details

As Low As

Thomaston Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
New Auto Loan - Fixed Rate
4.99%
12 Months
APR4.99%
Term12 Months
Last UpdatedMay 3, 2026
Details

FD Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
Auto Loan 2023 & Newer
5.00%
72 Months
APR5.00%
Term72 Months
Last UpdatedApr 17, 2026
Details

FD Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.67%
Auto Loans 2023 & Newer
5.00%
72 Months
APR5.00%
Term72 Months
Last UpdatedApr 17, 2026
Details

Skyline Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.83%
New Auto
5.00%
72 Months
APR5.00%
Term72 Months
Last UpdatedApr 17, 2026
Details

WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
New Vehicle Loan
5.00%
4 Years
APR5.00%
Term4 Years
Last UpdatedMay 2, 2026
Details

100% financing available for new and used auto, truck and motorcycle purchases.

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles (2019 and newer)
5.24%
6 Years
APR5.24%
Term6 Years
Last UpdatedApr 17, 2026
Details

As Low As

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
New Vehicle Loans
5.25%
Up to 36 Months
APR5.25%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details

New Haven County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.60%
New Cars
5.25%
84 Months
APR5.25%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As

MEMBERSFIRST CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
New and Used Auto
5.25%
up to 60 months
APR5.25%
Termup to 60 months
Last UpdatedMay 2, 2026
Details

As Low As

MEMBERSFIRST CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
New and Used Auto Loan
5.25%
60 Months
APR5.25%
Term60 Months
Last UpdatedMay 2, 2026
Details

As Low As

WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
New Vehicle Loan
5.25%
5 Years
APR5.25%
Term5 Years
Last UpdatedMay 2, 2026
Details

100% financing available for new and used auto, truck and motorcycle purchases.

Stafford Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.14%
New Auto Loans
5.25%
48 months
APR5.25%
Term48 months
Last UpdatedMay 4, 2026
Details

Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
New Cars & Trucks
5.35%
6 Years
APR5.35%
Term6 Years
Last UpdatedApr 17, 2026
Details

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles (2019 and newer)
5.49%
7 Years
APR5.49%
Term7 Years
Last UpdatedApr 17, 2026
Details

As Low As

Thomaston Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
New Auto Loan - Fixed Rate
5.49%
48 Months
APR5.49%
Term48 Months
Last UpdatedMay 3, 2026
Details

Skyline Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.83%
New Auto
5.50%
84 Months
APR5.50%
Term84 Months
Last UpdatedApr 17, 2026
Details

WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
New Vehicle Loan
5.50%
6 Years
APR5.50%
Term6 Years
Last UpdatedMay 2, 2026
Details

100% financing available for new and used auto, truck and motorcycle purchases.

Stafford Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.14%
New Auto Loans
5.50%
60 months
APR5.50%
Term60 months
Last UpdatedMay 4, 2026
Details

Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
New Cars & Trucks
5.60%
7 Years
APR5.60%
Term7 Years
Last UpdatedApr 17, 2026
Details

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
New Cars
5.90%
72 Months
APR5.90%
Term72 Months
Last UpdatedApr 18, 2026
Details

Thomaston Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
New Auto Loan - Fixed Rate
5.99%
60 Months
APR5.99%
Term60 Months
Last UpdatedMay 3, 2026
Details

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
New Vehicle Loans
6.00%
72 Months
APR6.00%
Term72 Months
Last UpdatedApr 18, 2026
Details

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
New Vehicle Loans
6.25%
84 Months
APR6.25%
Term84 Months
Last UpdatedApr 18, 2026
Details

Cencap Federal Credit Union
Institution Rating:
F1.7 ★ Texas Ratio: 54.83%
New Vehicles
6.25%
84 Months
APR6.25%
Term84 Months
Last UpdatedApr 25, 2026
Details

Loan-to-Value Max: Up to 120%; Maximum Loan Amount: $75,000

MEMBERSFIRST CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
New and Used Auto
6.25%
61 to 72 months*
APR6.25%
Term61 to 72 months*
Last UpdatedMay 2, 2026
Details

As Low As

MEMBERSFIRST CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
New and Used Auto Loan
6.25%
72 Months
APR6.25%
Term72 Months
Last UpdatedMay 2, 2026
Details

As Low As

Thomaston Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
New Auto Loan - Fixed Rate
6.49%
72 Months
APR6.49%
Term72 Months
Last UpdatedMay 3, 2026
Details

ASA Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.96%
New and Used Cars and Trucks
6.75%
60 Months
APR6.75%
Term60 Months
Last UpdatedApr 18, 2026
Details

20% down - up to 60 months

MEMBERSFIRST CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
New and Used Auto
6.75%
73 to 81 months*
APR6.75%
Term73 to 81 months*
Last UpdatedMay 2, 2026
Details

As Low As

MEMBERSFIRST CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
New and Used Auto Loan
6.75%
81 Months
APR6.75%
Term81 Months
Last UpdatedMay 2, 2026
Details

As Low As

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
New Cars
6.90%
84 Months
APR6.90%
Term84 Months
Last UpdatedApr 18, 2026
Details

ASA Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.96%
New and Used Cars and Trucks
7.25%
60 Months
APR7.25%
Term60 Months
Last UpdatedApr 18, 2026
Details

100% financing available to qualified buyers - up to 60 months

ASA Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.96%
New and Used Cars and Trucks
7.75%
72 Months
APR7.75%
Term72 Months
Last UpdatedApr 18, 2026
Details

Over $20,000.00

ASA Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.96%
New and Used Cars and Trucks
8.25%
84 Months
APR8.25%
Term84 Months
Last UpdatedApr 18, 2026
Details

Over $20,000.00

Northwest Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.08%
New Auto - 36 Months - 10% Down
8.50%
36 Months
APR8.50%
Term36 Months
Last UpdatedMay 4, 2026
Details

Northwest Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.08%
New Auto - 48 Months - 10% Down
9.00%
48 Months
APR9.00%
Term48 Months
Last UpdatedMay 4, 2026
Details

Northwest Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.08%
New Auto - 60 Months - 20% Down
9.50%
60 Months
APR9.50%
Term60 Months
Last UpdatedMay 4, 2026
Details

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Skyline Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.83%
Used Auto 2019 to Current
4.25%
36 Months
APR4.25%
Term36 Months
Last UpdatedApr 17, 2026
Details

Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
Used Vehicles
4.25%
24 Months
APR4.25%
Term24 Months
Last UpdatedApr 26, 2026
Details

As Low As

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles (2019 and newer)
4.74%
2 Years
APR4.74%
Term2 Years
Last UpdatedApr 17, 2026
Details

As Low As

Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
Used Vehicles
4.90%
36 Months
APR4.90%
Term36 Months
Last UpdatedApr 26, 2026
Details

As Low As

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles (2019 and newer)
4.99%
5 Years
APR4.99%
Term5 Years
Last UpdatedApr 17, 2026
Details

As Low As

Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
Used Vehicles
4.99%
48 Months
APR4.99%
Term48 Months
Last UpdatedApr 26, 2026
Details

As Low As

MEMBERSFIRST CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
Older Used Auto and Motorcyles
4.99%
60 Months
APR4.99%
Term60 Months
Last UpdatedMay 2, 2026
Details

As Low As

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles (2019 and newer)
5.24%
6 Years
APR5.24%
Term6 Years
Last UpdatedApr 17, 2026
Details

As Low As

MEMBERSFIRST CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
New and Used Auto
5.25%
up to 60 months
APR5.25%
Termup to 60 months
Last UpdatedMay 2, 2026
Details

As Low As

MEMBERSFIRST CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
New and Used Auto Loan
5.25%
60 Months
APR5.25%
Term60 Months
Last UpdatedMay 2, 2026
Details

As Low As

WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
Used Vehicle Loan
5.25%
2 Years
APR5.25%
Term2 Years
Last UpdatedMay 2, 2026
Details

100% financing available for new and used auto, truck and motorcycle purchases.

Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
Used Vehicles
5.29%
60 Months
APR5.29%
Term60 Months
Last UpdatedApr 26, 2026
Details

As Low As

Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
Used Cars & Trucks
5.35%
3 Years
APR5.35%
Term3 Years
Last UpdatedApr 17, 2026
Details

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles (2019 and newer)
5.49%
7 Years
APR5.49%
Term7 Years
Last UpdatedApr 17, 2026
Details

As Low As

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
Used Vehicle Loans (1 to 3 Years Old)
5.49%
Up to 36 Months
APR5.49%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
Used Vehicle Loans (4 to 5 Years Old)
5.49%
Up to 36 Months
APR5.49%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details

New Haven County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.60%
Used Cars
5.50%
84 Months
APR5.50%
Term84 Months
Last UpdatedApr 19, 2026
Details

As Low As

MEMBERSFIRST CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
Older Used Auto and Motorcyles
5.50%
83 Months
APR5.50%
Term83 Months
Last UpdatedMay 2, 2026
Details

As Low As

WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
Used Vehicle Loan
5.50%
3 Years
APR5.50%
Term3 Years
Last UpdatedMay 2, 2026
Details

100% financing available for new and used auto, truck and motorcycle purchases.

Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
Used Cars & Trucks
5.60%
4 Years
APR5.60%
Term4 Years
Last UpdatedApr 17, 2026
Details

Skyline Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.83%
Used Auto 2019 to Current
5.75%
48 Months
APR5.75%
Term48 Months
Last UpdatedApr 17, 2026
Details

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
Used Vehicle Loans (1 to 3 Years Old)
5.75%
72 Months
APR5.75%
Term72 Months
Last UpdatedApr 18, 2026
Details

Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
Used Vehicles
5.75%
72 Months
APR5.75%
Term72 Months
Last UpdatedApr 26, 2026
Details

As Low As

WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
Used Vehicle Loan
5.75%
4 Years
APR5.75%
Term4 Years
Last UpdatedMay 2, 2026
Details

100% financing available for new and used auto, truck and motorcycle purchases.

Stafford Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.14%
Used Auto Loans (last 3 model years)
5.75%
48 months
APR5.75%
Term48 months
Last UpdatedMay 4, 2026
Details

Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
Used Cars & Trucks
5.85%
5 Years
APR5.85%
Term5 Years
Last UpdatedApr 17, 2026
Details

Skyline Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.83%
Used Auto 2019 to Current
5.90%
60 Months
APR5.90%
Term60 Months
Last UpdatedApr 17, 2026
Details

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
Used Cars
5.90%
36 Months
APR5.90%
Term36 Months
Last UpdatedApr 18, 2026
Details

Skyline Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.83%
Used Auto 2018-Older
6.00%
36 Months
APR6.00%
Term36 Months
Last UpdatedApr 17, 2026
Details

WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
Used Vehicle Loan
6.00%
5 Years
APR6.00%
Term5 Years
Last UpdatedMay 2, 2026
Details

100% financing available for new and used auto, truck and motorcycle purchases.

Stafford Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.14%
Used Auto Loans (last 3 model years)
6.00%
60 months
APR6.00%
Term60 months
Last UpdatedMay 4, 2026
Details

Skyline Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.83%
Used Auto 2019 to Current
6.25%
72 Months
APR6.25%
Term72 Months
Last UpdatedApr 17, 2026
Details

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
Used Vehicle Loans (1 to 3 Years Old)
6.25%
84 Months
APR6.25%
Term84 Months
Last UpdatedApr 18, 2026
Details

MEMBERSFIRST CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
New and Used Auto
6.25%
61 to 72 months*
APR6.25%
Term61 to 72 months*
Last UpdatedMay 2, 2026
Details

As Low As

MEMBERSFIRST CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
New and Used Auto Loan
6.25%
72 Months
APR6.25%
Term72 Months
Last UpdatedMay 2, 2026
Details

As Low As

WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
Used Vehicle Loan
6.25%
6 Years
APR6.25%
Term6 Years
Last UpdatedMay 2, 2026
Details

100% financing available for new and used auto, truck and motorcycle purchases.

Thomaston Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
Used Auto Loan - Fixed Rate
6.49%
12 Months
APR6.49%
Term12 Months
Last UpdatedMay 3, 2026
Details

Skyline Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.83%
Used Auto 2018-Older
6.50%
48 Months
APR6.50%
Term48 Months
Last UpdatedApr 17, 2026
Details

Norwalk Hospital Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used Car
6.50%
60 Months
APR6.50%
Term60 Months
Last UpdatedApr 19, 2026
Details

Norwalk Hospital Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used Cars (Over 3 years old)
6.50%
60 Months
APR6.50%
Term60 Months
Last UpdatedApr 19, 2026
Details

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
Used Vehicle Loans (4 to 5 Years Old)
6.58%
72 Months
APR6.58%
Term72 Months
Last UpdatedApr 18, 2026
Details

Skyline Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.83%
Used Auto 2019 to Current
6.65%
84 Months
APR6.65%
Term84 Months
Last UpdatedApr 17, 2026
Details

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
Used Vehicle Loans (6 to 7 Years Old)
6.72%
Up to 36 Months
APR6.72%
TermUp to 36 Months
Last UpdatedApr 18, 2026
Details

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles (2013-2018)
6.74%
2 Years
APR6.74%
Term2 Years
Last UpdatedApr 17, 2026
Details

As Low As

ASA Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.96%
New and Used Cars and Trucks
6.75%
60 Months
APR6.75%
Term60 Months
Last UpdatedApr 18, 2026
Details

20% down - up to 60 months

MEMBERSFIRST CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
New and Used Auto
6.75%
73 to 81 months*
APR6.75%
Term73 to 81 months*
Last UpdatedMay 2, 2026
Details

As Low As

MEMBERSFIRST CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
New and Used Auto Loan
6.75%
81 Months
APR6.75%
Term81 Months
Last UpdatedMay 2, 2026
Details

As Low As

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
Used Cars
6.90%
72 Months
APR6.90%
Term72 Months
Last UpdatedApr 18, 2026
Details

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
Used Vehicle Loans (6 to 7 Years Old)
6.97%
48 Months
APR6.97%
Term48 Months
Last UpdatedApr 18, 2026
Details

Thomaston Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
Used Auto Loan - Fixed Rate
6.99%
60 Months
APR6.99%
Term60 Months
Last UpdatedMay 3, 2026
Details

Cencap Federal Credit Union
Institution Rating:
F1.7 ★ Texas Ratio: 54.83%
Used Vehicles > 5 years old
7.00%
72 Months
APR7.00%
Term72 Months
Last UpdatedApr 25, 2026
Details

Loan-to-Value Max: Up to 120%; Maximum Loan Amount: $40,000

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
Used Vehicle Loans (6 to 7 Years Old)
7.03%
60 Months
APR7.03%
Term60 Months
Last UpdatedApr 18, 2026
Details

Skyline Financial Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.83%
Used Auto 2018-Older
7.13%
60 Months
APR7.13%
Term60 Months
Last UpdatedApr 17, 2026
Details

Max Term is 60 Months on Used 2018 and Older.

ASA Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.96%
New and Used Cars and Trucks
7.25%
60 Months
APR7.25%
Term60 Months
Last UpdatedApr 18, 2026
Details

100% financing available to qualified buyers - up to 60 months

Thomaston Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
Used Auto Loan - Fixed Rate
7.49%
72 Months
APR7.49%
Term72 Months
Last UpdatedMay 3, 2026
Details

ASA Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.96%
New and Used Cars and Trucks
7.75%
72 Months
APR7.75%
Term72 Months
Last UpdatedApr 18, 2026
Details

Over $20,000.00

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
Used Cars
7.90%
84 Months
APR7.90%
Term84 Months
Last UpdatedApr 18, 2026
Details

ASA Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.96%
New and Used Cars and Trucks
8.25%
84 Months
APR8.25%
Term84 Months
Last UpdatedApr 18, 2026
Details

Over $20,000.00

Enfield, CT Auto Loan Rate Trends

Compare local Enfield, CT auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Connecticut Auto Trends →
New Auto Loan — CT Avg
6.169%
▲ 0.117 vs 7 days ago

Connecticut new auto rates rose 0.117 points over the past 7 days to 6.169% APR.

Used Auto Loan — CT Avg
6.677%
▲ 0.061 vs 7 days ago

Connecticut used auto rates rose 0.061 points over the past 7 days to 6.677% APR.

As of May 5, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about Auto Loans in Enfield, Connecticut

How does my credit score affect my car loan rate in Connecticut?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Enfield, Connecticut with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Connecticut *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Enfield, Connecticut typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Enfield, Connecticut?

Based on our current data, some of the lowest auto loan rates available in Enfield, Connecticut include:
  • American Eagle Financial Credit Union: 5.19% (Auto Loan)
  • Torrington Municipal & Teachers Federal Credit Union: 3.25% (New Vehicles)
  • Connecticut Labor Dept Federal Credit Union: 3.49% (New Vehicle Loan)
  • Riverbank Federal Credit Union: 3.74% (New Vehicles (2025 - 2026) 4 Years)
  • Community Healthcare Credit Union: 3.99% (Auto Loan)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Enfield, Connecticut. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 4, 2026