Current auto loan rates in Washington Depot, Connecticut include Polish And Slavic Federal Credit UnionPolish And Slavic Federal Credit UnionA+5.0 ★Texas Ratio: 2.61% offering New Auto Loan at 2.99%, Torrington Municipal & Teachers Federal Credit UnionTorrington Municipal & Teachers Federal Credit UnionA+5.0 ★Texas Ratio: 1.26% offering New Vehicles at 3.25%, Connecticut Labor Dept Federal Credit UnionConnecticut Labor Dept Federal Credit UnionA+5.0 ★Texas Ratio: 0.29% offering New Vehicle Loan at 3.49%, Riverbank Federal Credit UnionRiverbank Federal Credit UnionA+5.0 ★Texas Ratio: 0.46% offering New Vehicles (2025 - 2026) 4 Years at 3.74%, Community Healthcare Credit UnionCommunity Healthcare Credit UnionA5.0 ★Texas Ratio: 6.44% offering Auto Loan at 3.99%. Auto loan rates as of April 14, 2026 according to verified data from MonitorBankRates.
Washington Depot borrowers have access to 34 lenders serving the Connecticut area, with auto loan rates as low as 2.99% APR from Polish And Slavic Federal Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Washington Depot, Connecticut. Auto Loan Rates Last Updated and Verified: April 14, 2026
As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.
As Low As
As Low As; Vehicles 2025 or newer, up to72 month term - new cars only.
As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.
As Low As; will finance 100% up to 84 months
As Low As
As Low As
As Low As; auto pay
As Low As
As Low As
Model Years 2023 - 2026; 100% Financing
As Low As
Rates shown include a 1% discount for direct deposit and are subject to change without notice.
Rates shown include a 1% discount for direct deposit and are subject to change without notice.
Rates shown include a 1% discount for direct deposit and are subject to change without notice.
Rates shown include a 1% discount for direct deposit and are subject to change without notice.
As Low As
As Low As
As Low As; 2025 to 2027 Model Years
As Low As
Rates shown include a 1% discount for direct deposit and are subject to change without notice.
Rates shown include a 1% discount for direct deposit and are subject to change without notice.
As Low As; Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
As Low As
Includes demos & refinances of new auto loans from other institutions
up to 6 model years old
As Low As
As Low As
As Low As; Includes a .25% discount for maintaining a checking account with direct deposit and automatic loan payment.
Rates shown include a 1% discount for direct deposit and are subject to change without notice.
Rates shown include a 1% discount for direct deposit and are subject to change without notice.
Rates shown include a 1% discount for direct deposit and are subject to change without notice.
As Low As; Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
As Low As
Note 1
As Low As
As Low As
As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.
As Low As; 2025 to 2027 Model Years
As Low As; 2018 to 2027 Model Years
Vehicle must have a NADA retail value of at least $20,000.00
As Low As
As Low As; Credit Score 720+
As Low As; Credit Score 720+
As Low As
As Low As; Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
As Low As
Fair Isaac 730+; Rate A+
Credit Score: 730 plus; Credit Tier: A Plus
As Low As; Model Year: 2025 - 2027
Model Years 2023 - 2026; 100% Financing
As Low As; 2019 to 2027 Model Years
As Low As
As Low As; Includes a .25% discount for maintaining a checking account with direct deposit and automatic loan payment.
Rates shown include a 1% discount for direct deposit and are subject to change without notice.
Rates shown include a 1% discount for direct deposit and are subject to change without notice.
Fair Isaac 730+; Rate A+
As Low As
Vehicle must have a NADA retail value of at least $40,000.00
Credit Score: 730 plus; Credit Tier: A Plus
As Low As; Model Year: 2025 - 2027
As Low As
As Low As
As Low As; Model Year: 2023 - 2024
As Low As; for up to 84 Months
As Low As; 2025 to 2027 Model Years
As Low As
As Low As; Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
Fair Isaac 730+; Rate A+
Model Years 2023 - 2026; 100% Financing
As Low As
Credit Score: 730 plus; Credit Tier: A Plus
As Low As
As Low As; Model Year: 2025 - 2027
As Low As
As Low As
Vehicle must have a NADA retail value of at least $20,000.00 and can be 6 to 10 years old
As Low As; Includes a .25% discount for maintaining a checking account with direct deposit and automatic loan payment.
Fair Isaac 730+; Rate A+
Model Years 2023 - 2026; 100% Financing
Credit Score: 730 plus; Credit Tier: A Plus
As Low As
As Low As; Model Year: 2023 - 2024
As Low As; APR = Annual Percentage Rate. Auto rates as low as 5.95% APR (floor rate) effective 28/10/2025 require Automatic Transfer Payments, otherwise rate is .50% (50 basis points) higher; subject to change without notice. Polam offers a range of base rates and discounts that depend on factors such as credit history, loan term, purchase channel, Polam account and loan balances, program designation, vehicle age, and payment type. Actual rates are disclosed to approved applicants in writing prior to loan consummation and may be as high as 12.00% APR. To learn more about rates, terms and available discounts, call (650) 367-8940, visit PolamFCU.com, or visit any Polam branch. Loan payment example: $14.59 per month for each $1,000 borrowed at 5.95% APR for 84 months.
As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.
As Low As; 2023 to 2027 Model Years
As Low As; Model Year: 2021 - 2022
As Low As; Credit Score 680 - 719
As Low As; Credit Score 680 - 719
As Low As; Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
Fair Isaac 680-729; Rate A
Model Years 2021 - 2022; 100% Financing
Credit Score: 680-729; Credit Tier: A
As Low As; Available only for cars up to 3 years old.
As Low As
Fair Isaac 680-729; Rate A
Credit Score: 680-729; Credit Tier: A
As Low As; Model Year: 2025 - 2027
As Low As
As Low As; Model Year: 2021 - 2022
Fair Isaac 640-679; Rate B
Model Years 2021 - 2022; 100% Financing
Credit Score: 640-679; Credit Tier: B
As Low As; Model Year: 2019 - 2020
Up to 60 Months (2019 Model Year and Newer)
As Low As
As Low As; Includes a .25% discount for maintaining a checking account with direct deposit and automatic loan payment.
20% down - up to 60 months
Fair Isaac 600-639; Rate C
As Low As; Available only for cars up to 3 years old.
As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.
As Low As
As Low As; Vehicles 2025 or newer, up to72 month term - new cars only.
As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.
As Low As; will finance 100% up to 84 months
As Low As
As Low As
As Low As
As Low As
Rates shown include a 1% discount for direct deposit and are subject to change without notice.
Rates shown include a 1% discount for direct deposit and are subject to change without notice.
Rates shown include a 1% discount for direct deposit and are subject to change without notice.
Rates shown include a 1% discount for direct deposit and are subject to change without notice.
As Low As
As Low As; 2025 to 2027 Model Years
As Low As
Rates shown include a 1% discount for direct deposit and are subject to change without notice.
Rates shown include a 1% discount for direct deposit and are subject to change without notice.
Includes demos & refinances of new auto loans from other institutions
As Low As
As Low As
Rates shown include a 1% discount for direct deposit and are subject to change without notice.
Rates shown include a 1% discount for direct deposit and are subject to change without notice.
Rates shown include a 1% discount for direct deposit and are subject to change without notice.
As Low As
As Low As
As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.
As Low As; 2025 to 2027 Model Years
As Low As
As Low As; Credit Score 720+
As Low As
Rates shown include a 1% discount for direct deposit and are subject to change without notice.
Rates shown include a 1% discount for direct deposit and are subject to change without notice.
As Low As
As Low As; for up to 84 Months
As Low As; 2025 to 2027 Model Years
As Low As
As Low As
As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.
As Low As; Credit Score 680 - 719
As Low As
20% down - up to 60 months
As Low As
As Low As
As Low As; Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
As Low As
up to 6 model years old
As Low As
As Low As; Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
Note 1
As Low As
As Low As; 2018 to 2027 Model Years
Vehicle must have a NADA retail value of at least $20,000.00
As Low As
As Low As; Credit Score 720+
As Low As
As Low As; Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
As Low As
As Low As; 2019 to 2027 Model Years
As Low As
Vehicle must have a NADA retail value of at least $40,000.00
As Low As
As Low As
As Low As; Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
As Low As
As Low As
Vehicle must have a NADA retail value of at least $20,000.00 and can be 6 to 10 years old
As Low As
As Low As; 2023 to 2027 Model Years
As Low As; Credit Score 680 - 719
As Low As; Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
As Low As; Available only for cars up to 3 years old.
As Low As
20% down - up to 60 months
As Low As; Available only for cars up to 3 years old.
Compare local Washington Depot, CT auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Connecticut new auto rates rose 0.033 points over the past 7 days to 6.046% APR.
Connecticut used auto rates fell 0.016 points over the past 7 days to 6.569% APR.