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New Haven County Credit Union Rates & Review April 2026

New Haven County Credit Union's CD 1 year rates are at 4.08%, CD 2 year rates are at 3.03%, CD 5 year rates are at 2.84%, CD 4 year rates are at 2.63%, CD 3 year rates are at 2.43%. New Haven County Credit Union's money market rates are at 0.20%. New Haven County Credit Union's Personal Loan Rates are at 9.00%. MonitorBankRates evaluates the financial stability of New Haven County Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.60%. Rates were last updated on 04/08/2026.

New Haven County Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at New Haven County Credit Union? Share your experience about New Haven County Credit Union by leaving a review below, or read customer reviews before you decide to use New Haven County Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.60%
Excellent Lower than avg
New Haven County Credit Union
North Haven
2 Broadway
North Haven, CT 06473
https://www.nhccu.com
Member NCUA

New Haven County Credit Union CD Rates

Product Rate APY Term View More
Share Certificate 1 year 4.00% 4.08% 1 year
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.60%
Share Certificate 2 year 3.00% 3.03% 2 year
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.60%
Share Certificate 5 year 2.80% 2.84% 5 year
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.60%
Share Certificate 4 year 2.60% 2.63% 4 year
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.60%
Share Certificate 3 year 2.40% 2.43% 3 year
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.60%

New Haven County Credit Union Savings Rates

Product Rate APY View More
Christmas Clubs 0.05% 0.05%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.60%
Christmas Clubs* 0.05% 0.05%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.60%
Shares and Club Accounts 0.05% 0.05%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.60%
Vacation Clubs 0.05% 0.05%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.60%
Vacation Clubs** 0.05% 0.05%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.60%

New Haven County Credit Union Money Market Rates

Product Rate APY View More
Money Market 3.00% 3.05%
Min Balance $100,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.60%
Money Market 0.55% 0.55%
Min Balance $50,000
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.60%
Money Market 0.35% 0.35%
Min Balance $2,500
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.60%
Money Market 0.20% 0.20%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.60%

New Haven County Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loan - - 5.50%
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.60%
Home Equity Loans - - 5.50% 5 Years
Details As Low As; property insurance is required
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.60%
Home Equity Loans - - 6.25% 10 Years
Details As Low As; property insurance is required
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.60%
Home Equity Loans - - 6.50% 15 Years
Details As Low As; property insurance is required
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.60%
Home Equity Line - - 6.75%
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.60%

New Haven County Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 5.25%
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.60%

New Haven County Credit Union Personal Loan Rates

Product Rate APR View More
Unsecured Personal - 9.00%
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.60%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for New Haven County Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather New Haven County Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with New Haven County Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name New Haven County Credit Union
Address 2 Broadway, North Haven, CT 06473
Phone 203-234-8773
Fax 203-234-8871
President William Wollman
CEO Christopher Marone
Full-Time Employees 4
Part-Time Employees 1
Branch Locations 3
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.60%
Return on Assets (ROA)
1.6314%
Return on Equity (ROE)
15.6051%
Non-Performing Loans Ratio (NPL)
1.14%
Total Assets
31,607,282
Total Amount of Shares and Deposits
28,205,465
Total Shares and Deposits < 1 Year
27,834,789
Total Shares and Deposits > 3 Years
370,676
Total Insured Shares and Deposits > $250K (item 17 less item K)
28,205,465
Total Interest Expense (Sum of items 6 8)
85,841
Share Certificates
55
Number of Accounts for Share Drafts
1,560
IRA KEOGH Accounts
36
Number of Accounts for Regular Shares
3,371
All other shares
916
Money Market Shares
50
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,985,488
Total Liabilities
28,312,887
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About New Haven County Credit Union

Is New Haven County Credit Union a safe place to deposit money?

Yes, New Haven County Credit Union is considered a safe financial institution. With a Texas Ratio of 5.5962842147217%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does New Haven County Credit Union operate?

New Haven County Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join New Haven County Credit Union?

Yes, to access services at New Haven County Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, New Haven County Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, New Haven County Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does New Haven County Credit Union offer online and mobile banking?

Most modern institutions like New Haven County Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.nhccu.com.

Current New Haven County Credit Union Rates

  • 12-Month CD4.08%
  • 24-Month CD3.03%
  • 60-Month CD2.84%
  • MMA0.20%
Retrieved from our database of financial products. Rates subject to change.