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Auto Loan Rates in Middletown, Connecticut (CT) for May 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Middletown, Connecticut. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: May 12, 2026

Current auto loan rates in Middletown, Connecticut include Dutch Point Credit UnionDutch Point Credit Union213 Court St Ste 101, Middletown, CT, 06457 3367A+5.0 ★Texas Ratio: 1.72% offering New Auto Loans at 4.49%, Connecticut State Employees Credit UnionConnecticut State Employees Credit Union15 Ward St, Middletown, CT, 06457 4159A+5.0 ★Texas Ratio: 0.25% offering New Auto at 4.80%, Torrington Municipal & Teachers Federal Credit UnionTorrington Municipal & Teachers Federal Credit UnionA+5.0 ★Texas Ratio: 1.26% offering New Vehicles at 3.25%, Riverbank Federal Credit UnionRiverbank Federal Credit UnionA+5.0 ★Texas Ratio: 0.46% offering New Vehicles 4 Years at 3.74%, United Business and Industry Federal Credit UnionUnited Business and Industry Federal Credit UnionA+5.0 ★Texas Ratio: 1.30% offering Auto Loan at 4.24%. Auto loan rates as of May 12, 2026 according to verified data from MonitorBankRates.

Middletown has 2 local institutions in our database, with auto loan rates as low as 4.49% APR from Dutch Point Credit Union at 213 Court St Ste 101, Middletown, CT, 06457 3367. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Middletown, Connecticut. Auto Loan Rates Last Updated and Verified: May 12, 2026

Compare Auto Loan Rates Today in Middletown, Connecticut & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Dutch Point Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
213 Court St Ste 101, Middletown, CT, 06457 3367
New Auto Loans
4.49%
Up to 60
View
▼
APR4.49%
TermUp to 60
Last UpdatedMay 10, 2026
Details

As Low As; 2025 to 2027 Model Years

Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.25%
15 Ward St, Middletown, CT, 06457 4159
New Auto
4.80%
7 years
View
▼
APR4.80%
Term7 years
Last UpdatedMay 10, 2026
Details

Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.25%
15 Ward St, Middletown, CT, 06457 4159
Used Auto - Up to 6 Model Years
4.80%
6 years
View
▼
APR4.80%
Term6 years
Last UpdatedMay 10, 2026
Details

Note 1

Dutch Point Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
213 Court St Ste 101, Middletown, CT, 06457 3367
New Auto Loans
4.99%
61 - 76
View
▼
APR4.99%
Term61 - 76
Last UpdatedMay 10, 2026
Details

As Low As; 2025 to 2027 Model Years

Dutch Point Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
213 Court St Ste 101, Middletown, CT, 06457 3367
Used Auto Loans
4.99%
Up to 60
View
▼
APR4.99%
TermUp to 60
Last UpdatedMay 10, 2026
Details

As Low As; 2018 to 2027 Model Years

Dutch Point Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
213 Court St Ste 101, Middletown, CT, 06457 3367
Used Auto Loans
5.24%
61 - 76
View
▼
APR5.24%
Term61 - 76
Last UpdatedMay 10, 2026
Details

As Low As; 2019 to 2027 Model Years

Dutch Point Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
213 Court St Ste 101, Middletown, CT, 06457 3367
New Auto Loans
5.49%
77 - 84
View
▼
APR5.49%
Term77 - 84
Last UpdatedMay 10, 2026
Details

As Low As; 2025 to 2027 Model Years

Dutch Point Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
213 Court St Ste 101, Middletown, CT, 06457 3367
Used Auto Loans
5.99%
77 - 84
View
▼
APR5.99%
Term77 - 84
Last UpdatedMay 10, 2026
Details

As Low As; 2023 to 2027 Model Years

Dutch Point Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
213 Court St Ste 101, Middletown, CT, 06457 3367
First Time Auto Buyer
6.74%
60 Months
View
▼
APR6.74%
Term60 Months
Last UpdatedMay 10, 2026
Details

Up to 60 Months (2019 Model Year and Newer)

Dutch Point Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
213 Court St Ste 101, Middletown, CT, 06457 3367
First Time Auto Buyer
8.24%
76 Months
View
▼
APR8.24%
Term76 Months
Last UpdatedMay 10, 2026
Details

61 - 76 Months (2019 Model Year and Newer)

Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.25%
15 Ward St, Middletown, CT, 06457 4159
Used Auto - Over 6 Model Years
8.40%
4 years
View
▼
APR8.40%
Term4 years
Last UpdatedMay 10, 2026
Details

Note 2

Dutch Point Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
213 Court St Ste 101, Middletown, CT, 06457 3367
Used Auto Loans - 2017 Model Year and Older
8.49%
Up to 48 Months
View
▼
APR8.49%
TermUp to 48 Months
Last UpdatedMay 10, 2026
Details

As Low As

Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.25%
15 Ward St, Middletown, CT, 06457 4159
Impaired Credit - New Auto
8.80%
6 years
View
▼
APR8.80%
Term6 years
Last UpdatedMay 10, 2026
Details

Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.25%
15 Ward St, Middletown, CT, 06457 4159
Impaired Credit - Used Auto
8.80%
5 years
View
▼
APR8.80%
Term5 years
Last UpdatedMay 10, 2026
Details

Note 1

Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
New Vehicles
3.25%
24 Months
View
▼
APR3.25%
Term24 Months
Last UpdatedMay 7, 2026
Details

As Low As

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
New Vehicles 4 Years
3.74%
4 Years
View
▼
APR3.74%
Term4 Years
Last UpdatedMay 6, 2026
Details

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
New Vehicles 5 Years
3.99%
5 Years
View
▼
APR3.99%
Term5 Years
Last UpdatedMay 6, 2026
Details

Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
New Vehicles
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMay 7, 2026
Details

As Low As

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
New Vehicles 6 Years
4.24%
6 Years
View
▼
APR4.24%
Term6 Years
Last UpdatedMay 6, 2026
Details

United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
Auto Loan
4.24%
48 Months
View
▼
APR4.24%
Term48 Months
Last UpdatedMay 6, 2026
Details

Hartford Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Auto Loans - NEW
4.24%
1 Year
View
▼
APR4.24%
Term1 Year
Last UpdatedMay 7, 2026
Details

Community Healthcare Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.44%
Auto Loan
4.24%
0 - 48
View
▼
APR4.24%
Term0 - 48
Last UpdatedMay 10, 2026
Details

Model Years 2023 - 2026; 100% Financing

Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
Used Vehicles
4.25%
24 Months
View
▼
APR4.25%
Term24 Months
Last UpdatedMay 7, 2026
Details

As Low As

WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
New Vehicle Loan
4.25%
2 Years
View
▼
APR4.25%
Term2 Years
Last UpdatedMay 12, 2026
Details

Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
New Vehicles
4.29%
60 Months
View
▼
APR4.29%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As

Albright Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.81%
New Auto Loans
4.44%
60 Months
View
▼
APR4.44%
Term60 Months
Last UpdatedMay 12, 2026
Details

As Low As; Model year: 2025 or newer with less than 7,000 miles; Up to 100% financing available

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
New Vehicles 7 Years
4.49%
7 Years
View
▼
APR4.49%
Term7 Years
Last UpdatedMay 6, 2026
Details

Hartford Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Auto Loans - NEW
4.49%
4 Years
View
▼
APR4.49%
Term4 Years
Last UpdatedMay 7, 2026
Details

Hartford Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Auto Loans - USED
4.49%
1 Year
View
▼
APR4.49%
Term1 Year
Last UpdatedMay 7, 2026
Details

Rates shown include a 1% discount for direct deposit and are subject to change without notice.

Norwalk Hospital Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New Car
4.50%
72 Months
View
▼
APR4.50%
Term72 Months
Last UpdatedMay 10, 2026
Details

Albright Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.81%
New Auto Loans
4.64%
72 Months
View
▼
APR4.64%
Term72 Months
Last UpdatedMay 12, 2026
Details

As Low As; Up to 100% financing available

Albright Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.81%
Used Auto Loans
4.64%
48 Months
View
▼
APR4.64%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As; Model years: 2023 or newer (and 2025 with more than 7,000 miles; Up to 100% financing available

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles (2019 and newer)
4.74%
2 Years
View
▼
APR4.74%
Term2 Years
Last UpdatedMay 6, 2026
Details

As Low As

Hartford Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Auto Loans - NEW
4.74%
5 Years
View
▼
APR4.74%
Term5 Years
Last UpdatedMay 7, 2026
Details

Hartford Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Auto Loans - USED
4.74%
4 Years
View
▼
APR4.74%
Term4 Years
Last UpdatedMay 7, 2026
Details

Rates shown include a 1% discount for direct deposit and are subject to change without notice.

Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
New Autos: 2025 - 2026, Demos < 10,000 Miles
4.75%
Up to 48 months
View
▼
APR4.75%
TermUp to 48 months
Last UpdatedMay 6, 2026
Details

Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
Used Autos: 2017 - 2025
4.75%
Up to 48 months
View
▼
APR4.75%
TermUp to 48 months
Last UpdatedMay 6, 2026
Details

Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
New Vehicles
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedMay 7, 2026
Details

As Low As

WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
New Vehicle Loan
4.75%
3 Years
View
▼
APR4.75%
Term3 Years
Last UpdatedMay 12, 2026
Details

Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
New Cars & Trucks
4.85%
3-5 Years
View
▼
APR4.85%
Term3-5 Years
Last UpdatedMay 6, 2026
Details

Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
Used Vehicles
4.90%
36 Months
View
▼
APR4.90%
Term36 Months
Last UpdatedMay 7, 2026
Details

As Low As

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
New Cars
4.90%
36 Months
View
▼
APR4.90%
Term36 Months
Last UpdatedMay 7, 2026
Details

Thomaston Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
New Auto Loan - Fixed Rate
4.99%
12 Months
View
▼
APR4.99%
Term12 Months
Last UpdatedMay 5, 2026
Details

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles (2019 and newer)
4.99%
5 Years
View
▼
APR4.99%
Term5 Years
Last UpdatedMay 6, 2026
Details

As Low As

Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
New Autos: 2025 - 2026, Demos < 10,000 Miles
4.99%
Up to 60 months
View
▼
APR4.99%
TermUp to 60 months
Last UpdatedMay 6, 2026
Details

Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
Used Autos: 2017 - 2025
4.99%
Up to 60 months
View
▼
APR4.99%
TermUp to 60 months
Last UpdatedMay 6, 2026
Details

Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New Auto Loans
4.99%
60 months
View
▼
APR4.99%
Term60 months
Last UpdatedMay 7, 2026
Details

As Low As; Credit Score 720+

Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto Loans
4.99%
60 months
View
▼
APR4.99%
Term60 months
Last UpdatedMay 7, 2026
Details

As Low As; Credit Score 720+

Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
Used Vehicles
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedMay 7, 2026
Details

As Low As

Hartford Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Auto Loans - USED
4.99%
5 Years
View
▼
APR4.99%
Term5 Years
Last UpdatedMay 7, 2026
Details

Rates shown include a 1% discount for direct deposit and are subject to change without notice.

GHA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Vehicle Loan
5.00%
24-48
View
▼
APR5.00%
Term24-48
Last UpdatedMay 7, 2026
Details

Fair Isaac 730+; A+

Stamford Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Vehicle Loan
5.00%
24 to 48
View
▼
APR5.00%
Term24 to 48
Last UpdatedMay 10, 2026
Details

Credit Score: 730 plus; Credit Tier: A Plus

WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
New Vehicle Loan
5.00%
4 Years
View
▼
APR5.00%
Term4 Years
Last UpdatedMay 12, 2026
Details

American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
5.19%
1 - 51
View
▼
APR5.19%
Term1 - 51
Last UpdatedMay 4, 2026
Details

As Low As; Model Year 2025 - 2027

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles (2019 and newer)
5.24%
6 Years
View
▼
APR5.24%
Term6 Years
Last UpdatedMay 6, 2026
Details

As Low As

Hartford Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Auto Loans - NEW
5.24%
7 Years
View
▼
APR5.24%
Term7 Years
Last UpdatedMay 7, 2026
Details

Community Healthcare Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.44%
Auto Loan
5.24%
60 Months
View
▼
APR5.24%
Term60 Months
Last UpdatedMay 10, 2026
Details

Model Years 2023 - 2026; 100% Financing

Stafford Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.14%
New Auto Loans
5.25%
48 months
View
▼
APR5.25%
Term48 months
Last UpdatedMay 4, 2026
Details

Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
New Autos: 2025 - 2026, Demos < 10,000 Miles
5.25%
Up to 72 months
View
▼
APR5.25%
TermUp to 72 months
Last UpdatedMay 6, 2026
Details

Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
Used Autos: 2017 - 2025
5.25%
Up to 72 months
View
▼
APR5.25%
TermUp to 72 months
Last UpdatedMay 6, 2026
Details

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
New Vehicle Loans
5.25%
Up to 36 Months
View
▼
APR5.25%
TermUp to 36 Months
Last UpdatedMay 7, 2026
Details

GHA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Vehicle Loan
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedMay 7, 2026
Details

Fair Isaac 730+; A+

New Haven County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.60%
New Cars
5.25%
84 Months
View
▼
APR5.25%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As

Stamford Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Vehicle Loan
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedMay 10, 2026
Details

Credit Score: 730 plus; Credit Tier: A Plus

MEMBERSFIRST CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
New and Used Auto
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedMay 12, 2026
Details

As Low As

MEMBERSFIRST CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
New and Used Auto Loan
5.25%
up to 60 months
View
▼
APR5.25%
Termup to 60 months
Last UpdatedMay 12, 2026
Details

As Low As

WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
New Vehicle Loan
5.25%
5 Years
View
▼
APR5.25%
Term5 Years
Last UpdatedMay 12, 2026
Details

WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
Used Vehicle Loan
5.25%
2 Years
View
▼
APR5.25%
Term2 Years
Last UpdatedMay 12, 2026
Details

American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
5.29%
52 - 63
View
▼
APR5.29%
Term52 - 63
Last UpdatedMay 4, 2026
Details

As Low As; Model Year 2025 - 2027

Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
Used Vehicles
5.29%
60 Months
View
▼
APR5.29%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As

Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
New Cars & Trucks
5.35%
6 Years
View
▼
APR5.35%
Term6 Years
Last UpdatedMay 6, 2026
Details

Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
Used Cars & Trucks
5.35%
3 Years
View
▼
APR5.35%
Term3 Years
Last UpdatedMay 6, 2026
Details

American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
5.39%
1 - 63
View
▼
APR5.39%
Term1 - 63
Last UpdatedMay 4, 2026
Details

As Low As; Model Year 2023 - 2024

Thomaston Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
New Auto Loan - Fixed Rate
5.49%
48 Months
View
▼
APR5.49%
Term48 Months
Last UpdatedMay 5, 2026
Details

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles (2019 and newer)
5.49%
7 Years
View
▼
APR5.49%
Term7 Years
Last UpdatedMay 6, 2026
Details

As Low As

Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
New Autos: 2025 - 2026, Demos < 10,000 Miles
5.49%
Up to 84 months
View
▼
APR5.49%
TermUp to 84 months
Last UpdatedMay 6, 2026
Details

Hartford Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Auto Loans - USED
5.49%
6 Years
View
▼
APR5.49%
Term6 Years
Last UpdatedMay 7, 2026
Details

Rates shown include a 1% discount for direct deposit and are subject to change without notice.

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
Used Vehicle Loans (1 to 3 Years Old)
5.49%
Up to 36 Months
View
▼
APR5.49%
TermUp to 36 Months
Last UpdatedMay 7, 2026
Details

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
Used Vehicle Loans (4 to 5 Years Old)
5.49%
Up to 36 Months
View
▼
APR5.49%
TermUp to 36 Months
Last UpdatedMay 7, 2026
Details

Stafford Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.14%
New Auto Loans
5.50%
60 months
View
▼
APR5.50%
Term60 months
Last UpdatedMay 4, 2026
Details

GHA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Vehicle Loan
5.50%
72 Months
View
▼
APR5.50%
Term72 Months
Last UpdatedMay 7, 2026
Details

Fair Isaac 730+; A+

Community Healthcare Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.44%
Auto Loan
5.50%
72 Months
View
▼
APR5.50%
Term72 Months
Last UpdatedMay 10, 2026
Details

Model Years 2023 - 2026; 100% Financing

New Haven County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.60%
Used Cars
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As

Stamford Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Vehicle Loan
5.50%
72 Months
View
▼
APR5.50%
Term72 Months
Last UpdatedMay 10, 2026
Details

Credit Score: 730 plus; Credit Tier: A Plus

WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
New Vehicle Loan
5.50%
6 Years
View
▼
APR5.50%
Term6 Years
Last UpdatedMay 12, 2026
Details

WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
Used Vehicle Loan
5.50%
3 Years
View
▼
APR5.50%
Term3 Years
Last UpdatedMay 12, 2026
Details

American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
5.54%
64 - 75
View
▼
APR5.54%
Term64 - 75
Last UpdatedMay 4, 2026
Details

As Low As; Model Year 2025 - 2027

Sound Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
Newer Auto Loan
5.55%
84 Months
View
▼
APR5.55%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As; for up to 84 Months for Newer Autos!

Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
New Cars & Trucks
5.60%
7 Years
View
▼
APR5.60%
Term7 Years
Last UpdatedMay 6, 2026
Details

Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
Used Cars & Trucks
5.60%
4 Years
View
▼
APR5.60%
Term4 Years
Last UpdatedMay 6, 2026
Details

Albright Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.81%
New Auto Loans
5.64%
84 Months
View
▼
APR5.64%
Term84 Months
Last UpdatedMay 12, 2026
Details

As Low As; Up to 100% financing available

Albright Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.81%
Used Auto Loans
5.64%
72 Months
View
▼
APR5.64%
Term72 Months
Last UpdatedMay 12, 2026
Details

As Low As; Up to 100% financing available

Stafford Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.14%
Used Auto Loans (last 3 model years)
5.75%
48 months
View
▼
APR5.75%
Term48 months
Last UpdatedMay 4, 2026
Details

Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
Used Vehicles
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedMay 7, 2026
Details

As Low As

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
Used Vehicle Loans (1 to 3 Years Old)
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedMay 7, 2026
Details

GHA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Vehicle Loan
5.75%
84 Months
View
▼
APR5.75%
Term84 Months
Last UpdatedMay 7, 2026
Details

Fair Isaac 730+; A+

Community Healthcare Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.44%
Auto Loan
5.75%
84 Months
View
▼
APR5.75%
Term84 Months
Last UpdatedMay 10, 2026
Details

Model Years 2023 - 2026; 100% Financing

Stamford Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Vehicle Loan
5.75%
84 Months
View
▼
APR5.75%
Term84 Months
Last UpdatedMay 10, 2026
Details

Credit Score: 730 plus; Credit Tier: A Plus

WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
Used Vehicle Loan
5.75%
4 Years
View
▼
APR5.75%
Term4 Years
Last UpdatedMay 12, 2026
Details

Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
Used Cars & Trucks
5.85%
5 Years
View
▼
APR5.85%
Term5 Years
Last UpdatedMay 6, 2026
Details

American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
5.89%
64 - 75
View
▼
APR5.89%
Term64 - 75
Last UpdatedMay 4, 2026
Details

As Low As; Model Year 2023 - 2024

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
New Cars
5.90%
72 Months
View
▼
APR5.90%
Term72 Months
Last UpdatedMay 7, 2026
Details

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
Used Cars
5.90%
36 Months
View
▼
APR5.90%
Term36 Months
Last UpdatedMay 7, 2026
Details

Albright Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.81%
Used Auto Loans
5.90%
36 Months
View
▼
APR5.90%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As; Model years: 2021 -2022 (older considered on case by case basis); Up to 100% financing available

Polam Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.57%
New Auto
5.95%
84 Months
View
▼
APR5.95%
Term84 Months
Last UpdatedMay 7, 2026
Details

American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
5.99%
1 - 63
View
▼
APR5.99%
Term1 - 63
Last UpdatedMay 4, 2026
Details

As Low As; Model Year 2021 - 2022

Thomaston Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
New Auto Loan - Fixed Rate
5.99%
60 Months
View
▼
APR5.99%
Term60 Months
Last UpdatedMay 5, 2026
Details

Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New Auto Loans
5.99%
60 months
View
▼
APR5.99%
Term60 months
Last UpdatedMay 7, 2026
Details

As Low As; Credit Score 680 - 719

Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto Loans
5.99%
60 months
View
▼
APR5.99%
Term60 months
Last UpdatedMay 7, 2026
Details

As Low As; Credit Score 680 - 719

Hartford Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Auto Loans - USED
5.99%
7 Years
View
▼
APR5.99%
Term7 Years
Last UpdatedMay 7, 2026
Details

Rates shown include a 1% discount for direct deposit and are subject to change without notice.

Stafford Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.14%
Used Auto Loans (last 3 model years)
6.00%
60 months
View
▼
APR6.00%
Term60 months
Last UpdatedMay 4, 2026
Details

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
New Vehicle Loans
6.00%
72 Months
View
▼
APR6.00%
Term72 Months
Last UpdatedMay 7, 2026
Details

GHA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Vehicle Loan
6.00%
72 Months
View
▼
APR6.00%
Term72 Months
Last UpdatedMay 7, 2026
Details

Fair Isaac 680-729; A

Community Healthcare Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.44%
Auto Loan
6.00%
0 - 60
View
▼
APR6.00%
Term0 - 60
Last UpdatedMay 10, 2026
Details

Model Years 2021 - 2022; 100% Financing

Stamford Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Vehicle Loan
6.00%
72 Months
View
▼
APR6.00%
Term72 Months
Last UpdatedMay 10, 2026
Details

Credit Score: 680-729; Credit Tier: A

WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
Used Vehicle Loan
6.00%
5 Years
View
▼
APR6.00%
Term5 Years
Last UpdatedMay 12, 2026
Details

Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
Used Autos: 2016 & Older
6.10%
60 Months
View
▼
APR6.10%
Term60 Months
Last UpdatedMay 6, 2026
Details

Albright Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.81%
Used Auto Loans
6.15%
48 Months
View
▼
APR6.15%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As; Up to 100% financing available

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
New Vehicle Loans
6.25%
84 Months
View
▼
APR6.25%
Term84 Months
Last UpdatedMay 7, 2026
Details

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
Used Vehicle Loans (1 to 3 Years Old)
6.25%
84 Months
View
▼
APR6.25%
Term84 Months
Last UpdatedMay 7, 2026
Details

GHA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Vehicle Loan
6.25%
84 Months
View
▼
APR6.25%
Term84 Months
Last UpdatedMay 7, 2026
Details

Fair Isaac 680-729; A

Stamford Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Vehicle Loan
6.25%
84 Months
View
▼
APR6.25%
Term84 Months
Last UpdatedMay 10, 2026
Details

Credit Score: 680-729; Credit Tier: A

MEMBERSFIRST CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
New and Used Auto
6.25%
72 Months
View
▼
APR6.25%
Term72 Months
Last UpdatedMay 12, 2026
Details

As Low As

MEMBERSFIRST CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
New and Used Auto Loan
6.25%
61 to 72 months*
View
▼
APR6.25%
Term61 to 72 months*
Last UpdatedMay 12, 2026
Details

As Low As

WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
Used Vehicle Loan
6.25%
6 Years
View
▼
APR6.25%
Term6 Years
Last UpdatedMay 12, 2026
Details

American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
6.39%
76 - 84
View
▼
APR6.39%
Term76 - 84
Last UpdatedMay 4, 2026
Details

As Low As; Model Year 2025 - 2027

American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
6.49%
64 - 75
View
▼
APR6.49%
Term64 - 75
Last UpdatedMay 4, 2026
Details

As Low As; Model Year 2021 - 2022

Thomaston Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
New Auto Loan - Fixed Rate
6.49%
72 Months
View
▼
APR6.49%
Term72 Months
Last UpdatedMay 5, 2026
Details

Thomaston Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
Used Auto Loan - Fixed Rate
6.49%
12 Months
View
▼
APR6.49%
Term12 Months
Last UpdatedMay 5, 2026
Details

GHA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Vehicle Loan
6.50%
72 Months
View
▼
APR6.50%
Term72 Months
Last UpdatedMay 7, 2026
Details

Fair Isaac 640-679; B

Community Healthcare Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.44%
Auto Loan
6.50%
72 Months
View
▼
APR6.50%
Term72 Months
Last UpdatedMay 10, 2026
Details

Model Years 2021 - 2022; 100% Financing

Norwalk Hospital Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used Car
6.50%
60 Months
View
▼
APR6.50%
Term60 Months
Last UpdatedMay 10, 2026
Details

Norwalk Hospital Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used Cars (Over 3 years old)
6.50%
60 Months
View
▼
APR6.50%
Term60 Months
Last UpdatedMay 10, 2026
Details

Stamford Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Vehicle Loan
6.50%
72 Months
View
▼
APR6.50%
Term72 Months
Last UpdatedMay 10, 2026
Details

Credit Score: 640-679; Credit Tier: B

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
Used Vehicle Loans (4 to 5 Years Old)
6.58%
72 Months
View
▼
APR6.58%
Term72 Months
Last UpdatedMay 7, 2026
Details

Albright Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.81%
Used Auto Loans
6.64%
60 Months
View
▼
APR6.64%
Term60 Months
Last UpdatedMay 12, 2026
Details

As Low As; Up to 100% financing available

American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
6.69%
1 - 63
View
▼
APR6.69%
Term1 - 63
Last UpdatedMay 4, 2026
Details

As Low As; Model Year 2019 - 2020

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
Used Vehicle Loans (6 to 7 Years Old)
6.72%
Up to 36 Months
View
▼
APR6.72%
TermUp to 36 Months
Last UpdatedMay 7, 2026
Details

ASA Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.96%
New and Used Cars and Trucks
6.75%
60 Months
View
▼
APR6.75%
Term60 Months
Last UpdatedMay 7, 2026
Details

20% down - up to 60 months

GHA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Vehicle Loan
6.75%
60 Months
View
▼
APR6.75%
Term60 Months
Last UpdatedMay 7, 2026
Details

Fair Isaac 600-639; C

Community Healthcare Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.44%
Auto Loan
6.75%
0 - 48
View
▼
APR6.75%
Term0 - 48
Last UpdatedMay 10, 2026
Details

Model Years 2016 - 2020; 100% Financing

Stamford Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Vehicle Loan
6.75%
60 Months
View
▼
APR6.75%
Term60 Months
Last UpdatedMay 10, 2026
Details

Credit Score: 600-639; Credit Tier: C

MEMBERSFIRST CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
New and Used Auto
6.75%
81 Months
View
▼
APR6.75%
Term81 Months
Last UpdatedMay 12, 2026
Details

As Low As

MEMBERSFIRST CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
New and Used Auto Loan
6.75%
73 to 81 months*
View
▼
APR6.75%
Term73 to 81 months*
Last UpdatedMay 12, 2026
Details

As Low As

American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
6.89%
64 - 75
View
▼
APR6.89%
Term64 - 75
Last UpdatedMay 4, 2026
Details

As Low As; Model Year 2019 - 2020

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
New Cars
6.90%
84 Months
View
▼
APR6.90%
Term84 Months
Last UpdatedMay 7, 2026
Details

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
Used Cars
6.90%
72 Months
View
▼
APR6.90%
Term72 Months
Last UpdatedMay 7, 2026
Details

Polam Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.57%
Used Auto
6.95%
72 Months
View
▼
APR6.95%
Term72 Months
Last UpdatedMay 7, 2026
Details

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
Used Vehicle Loans (6 to 7 Years Old)
6.97%
48 Months
View
▼
APR6.97%
Term48 Months
Last UpdatedMay 7, 2026
Details

American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
6.99%
76 - 84
View
▼
APR6.99%
Term76 - 84
Last UpdatedMay 4, 2026
Details

As Low As; Model Year 2023 - 2024

Thomaston Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
Used Auto Loan - Fixed Rate
6.99%
60 Months
View
▼
APR6.99%
Term60 Months
Last UpdatedMay 5, 2026
Details

Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New Auto Loans
6.99%
60 months
View
▼
APR6.99%
Term60 months
Last UpdatedMay 7, 2026
Details

As Low As; Credit Score 620 - 679

Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto Loans
6.99%
60 months
View
▼
APR6.99%
Term60 months
Last UpdatedMay 7, 2026
Details

As Low As; Credit Score 620 - 679

GHA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Vehicle Loan
7.00%
72 Months
View
▼
APR7.00%
Term72 Months
Last UpdatedMay 7, 2026
Details

Fair Isaac 600-639; C

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
Used Vehicle Loans (6 to 7 Years Old)
7.03%
60 Months
View
▼
APR7.03%
Term60 Months
Last UpdatedMay 7, 2026
Details

ASA Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.96%
New and Used Cars and Trucks
7.25%
60 Months
View
▼
APR7.25%
Term60 Months
Last UpdatedMay 7, 2026
Details

100% financing available to qualified buyers - up to 60 months

Stamford Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Vehicle Loan
7.25%
72 Months
View
▼
APR7.25%
Term72 Months
Last UpdatedMay 10, 2026
Details

Credit Score: 600-639; Credit Tier: C

American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
7.49%
76 - 84
View
▼
APR7.49%
Term76 - 84
Last UpdatedMay 4, 2026
Details

As Low As; Model Year 2021 - 2022

Thomaston Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
Used Auto Loan - Fixed Rate
7.49%
72 Months
View
▼
APR7.49%
Term72 Months
Last UpdatedMay 5, 2026
Details

Stamford Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Vehicle Loan
7.59%
84 Months
View
▼
APR7.59%
Term84 Months
Last UpdatedMay 10, 2026
Details

Credit Score: 640-679; Credit Tier: B

Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
Used Autos: Classic 20+ Years
7.60%
Up to 60 months
View
▼
APR7.60%
TermUp to 60 months
Last UpdatedMay 6, 2026
Details

American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
7.64%
1 - 63
View
▼
APR7.64%
Term1 - 63
Last UpdatedMay 4, 2026
Details

As Low As; Model Year 2017 - 2018

ASA Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.96%
New and Used Cars and Trucks
7.75%
72 Months
View
▼
APR7.75%
Term72 Months
Last UpdatedMay 7, 2026
Details

Over $20,000.00

American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
7.84%
64 - 75
View
▼
APR7.84%
Term64 - 75
Last UpdatedMay 4, 2026
Details

As Low As; Model Year 2017 - 2018

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
Used Cars
7.90%
84 Months
View
▼
APR7.90%
Term84 Months
Last UpdatedMay 7, 2026
Details

American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
7.99%
1 - 63
View
▼
APR7.99%
Term1 - 63
Last UpdatedMay 4, 2026
Details

As Low As; Model Year 2016 and Older

Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New Auto Loans
7.99%
60 months
View
▼
APR7.99%
Term60 months
Last UpdatedMay 7, 2026
Details

As Low As; Credit Score 600 - 619

Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto Loans
7.99%
60 months
View
▼
APR7.99%
Term60 months
Last UpdatedMay 7, 2026
Details

As Low As; Credit Score 600 - 619

ASA Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.96%
New and Used Cars and Trucks
8.25%
84 Months
View
▼
APR8.25%
Term84 Months
Last UpdatedMay 7, 2026
Details

Over $20,000.00

American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
8.39%
85 - 96
View
▼
APR8.39%
Term85 - 96
Last UpdatedMay 4, 2026
Details

As Low As; Model Year 2025 - 2027

Northwest Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.08%
New Auto - 36 Months - 10% Down
8.50%
36 Months
View
▼
APR8.50%
Term36 Months
Last UpdatedMay 4, 2026
Details

ASA Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.96%
Motor Vehicle Loans
8.50%
48 Months
View
▼
APR8.50%
Term48 Months
Last UpdatedMay 7, 2026
Details

90% financing up to 48 months

Northwest Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.08%
New Auto - 48 Months - 10% Down
9.00%
48 Months
View
▼
APR9.00%
Term48 Months
Last UpdatedMay 4, 2026
Details

Hartford Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Auto Loans - CLASSIC
9.00%
1 Year
View
▼
APR9.00%
Term1 Year
Last UpdatedMay 7, 2026
Details

Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.

SUMA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.20%
Specialty Vehicle Loans
9.00%
Up to 5 Years
View
▼
APR9.00%
TermUp to 5 Years
Last UpdatedMay 7, 2026
Details

ASA Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.96%
Motor Vehicle Loans
9.00%
60 Months
View
▼
APR9.00%
Term60 Months
Last UpdatedMay 7, 2026
Details

90% financing up to 60 months

GHA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Vehicle Loan
9.00%
24-48
View
▼
APR9.00%
Term24-48
Last UpdatedMay 7, 2026
Details

Fair Isaac 550-599; D

Stamford Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Vehicle Loan
9.00%
24 to 48
View
▼
APR9.00%
Term24 to 48
Last UpdatedMay 10, 2026
Details

Credit Score: 550-599; Credit Tier: D

GHA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Vehicle Loan
9.25%
60 Months
View
▼
APR9.25%
Term60 Months
Last UpdatedMay 7, 2026
Details

Fair Isaac 550-599; D

Stamford Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Vehicle Loan
9.25%
60 Months
View
▼
APR9.25%
Term60 Months
Last UpdatedMay 10, 2026
Details

Credit Score: 550-599; Credit Tier: D

Northwest Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.08%
New Auto - 60 Months - 20% Down
9.50%
60 Months
View
▼
APR9.50%
Term60 Months
Last UpdatedMay 4, 2026
Details

Hartford Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Auto Loans - CLASSIC
9.50%
4 Years
View
▼
APR9.50%
Term4 Years
Last UpdatedMay 7, 2026
Details

Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.

GHA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Vehicle Loan
13.00%
24-48
View
▼
APR13.00%
Term24-48
Last UpdatedMay 7, 2026
Details

Fair Isaac 549 or Less; E

Stamford Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Vehicle Loan
13.00%
24 to 48
View
▼
APR13.00%
Term24 to 48
Last UpdatedMay 10, 2026
Details

Credit Score: 540 or less; Credit Tier: E

GHA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Vehicle Loan
13.25%
60 Months
View
▼
APR13.25%
Term60 Months
Last UpdatedMay 7, 2026
Details

Fair Isaac 549 or Less; E

Stamford Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Vehicle Loan
13.99%
60 Months
View
▼
APR13.99%
Term60 Months
Last UpdatedMay 10, 2026
Details

Credit Score: 540 or less; Credit Tier: E

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Dutch Point Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
213 Court St Ste 101, Middletown, CT, 06457 3367
New Auto Loans
4.49%
Up to 60
View
▼
APR4.49%
TermUp to 60
Last UpdatedMay 10, 2026
Details

As Low As; 2025 to 2027 Model Years

Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.25%
15 Ward St, Middletown, CT, 06457 4159
New Auto
4.80%
7 years
View
▼
APR4.80%
Term7 years
Last UpdatedMay 10, 2026
Details

Dutch Point Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
213 Court St Ste 101, Middletown, CT, 06457 3367
New Auto Loans
4.99%
61 - 76
View
▼
APR4.99%
Term61 - 76
Last UpdatedMay 10, 2026
Details

As Low As; 2025 to 2027 Model Years

Dutch Point Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
213 Court St Ste 101, Middletown, CT, 06457 3367
New Auto Loans
5.49%
77 - 84
View
▼
APR5.49%
Term77 - 84
Last UpdatedMay 10, 2026
Details

As Low As; 2025 to 2027 Model Years

Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.25%
15 Ward St, Middletown, CT, 06457 4159
Impaired Credit - New Auto
8.80%
6 years
View
▼
APR8.80%
Term6 years
Last UpdatedMay 10, 2026
Details

Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
New Vehicles
3.25%
24 Months
View
▼
APR3.25%
Term24 Months
Last UpdatedMay 7, 2026
Details

As Low As

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
New Vehicles 4 Years
3.74%
4 Years
View
▼
APR3.74%
Term4 Years
Last UpdatedMay 6, 2026
Details

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
New Vehicles 5 Years
3.99%
5 Years
View
▼
APR3.99%
Term5 Years
Last UpdatedMay 6, 2026
Details

Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
New Vehicles
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMay 7, 2026
Details

As Low As

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
New Vehicles 6 Years
4.24%
6 Years
View
▼
APR4.24%
Term6 Years
Last UpdatedMay 6, 2026
Details

Hartford Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Auto Loans - NEW
4.24%
1 Year
View
▼
APR4.24%
Term1 Year
Last UpdatedMay 7, 2026
Details

WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
New Vehicle Loan
4.25%
2 Years
View
▼
APR4.25%
Term2 Years
Last UpdatedMay 12, 2026
Details

Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
New Vehicles
4.29%
60 Months
View
▼
APR4.29%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As

Albright Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.81%
New Auto Loans
4.44%
60 Months
View
▼
APR4.44%
Term60 Months
Last UpdatedMay 12, 2026
Details

As Low As; Model year: 2025 or newer with less than 7,000 miles; Up to 100% financing available

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
New Vehicles 7 Years
4.49%
7 Years
View
▼
APR4.49%
Term7 Years
Last UpdatedMay 6, 2026
Details

Hartford Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Auto Loans - NEW
4.49%
4 Years
View
▼
APR4.49%
Term4 Years
Last UpdatedMay 7, 2026
Details

Norwalk Hospital Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New Car
4.50%
72 Months
View
▼
APR4.50%
Term72 Months
Last UpdatedMay 10, 2026
Details

Albright Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.81%
New Auto Loans
4.64%
72 Months
View
▼
APR4.64%
Term72 Months
Last UpdatedMay 12, 2026
Details

As Low As; Up to 100% financing available

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles (2019 and newer)
4.74%
2 Years
View
▼
APR4.74%
Term2 Years
Last UpdatedMay 6, 2026
Details

As Low As

Hartford Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Auto Loans - NEW
4.74%
5 Years
View
▼
APR4.74%
Term5 Years
Last UpdatedMay 7, 2026
Details

Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
New Autos: 2025 - 2026, Demos < 10,000 Miles
4.75%
Up to 48 months
View
▼
APR4.75%
TermUp to 48 months
Last UpdatedMay 6, 2026
Details

Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
New Vehicles
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedMay 7, 2026
Details

As Low As

WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
New Vehicle Loan
4.75%
3 Years
View
▼
APR4.75%
Term3 Years
Last UpdatedMay 12, 2026
Details

Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
New Cars & Trucks
4.85%
3-5 Years
View
▼
APR4.85%
Term3-5 Years
Last UpdatedMay 6, 2026
Details

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
New Cars
4.90%
36 Months
View
▼
APR4.90%
Term36 Months
Last UpdatedMay 7, 2026
Details

Thomaston Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
New Auto Loan - Fixed Rate
4.99%
12 Months
View
▼
APR4.99%
Term12 Months
Last UpdatedMay 5, 2026
Details

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles (2019 and newer)
4.99%
5 Years
View
▼
APR4.99%
Term5 Years
Last UpdatedMay 6, 2026
Details

As Low As

Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
New Autos: 2025 - 2026, Demos < 10,000 Miles
4.99%
Up to 60 months
View
▼
APR4.99%
TermUp to 60 months
Last UpdatedMay 6, 2026
Details

Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New Auto Loans
4.99%
60 months
View
▼
APR4.99%
Term60 months
Last UpdatedMay 7, 2026
Details

As Low As; Credit Score 720+

WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
New Vehicle Loan
5.00%
4 Years
View
▼
APR5.00%
Term4 Years
Last UpdatedMay 12, 2026
Details

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles (2019 and newer)
5.24%
6 Years
View
▼
APR5.24%
Term6 Years
Last UpdatedMay 6, 2026
Details

As Low As

Hartford Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Auto Loans - NEW
5.24%
7 Years
View
▼
APR5.24%
Term7 Years
Last UpdatedMay 7, 2026
Details

Stafford Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.14%
New Auto Loans
5.25%
48 months
View
▼
APR5.25%
Term48 months
Last UpdatedMay 4, 2026
Details

Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
New Autos: 2025 - 2026, Demos < 10,000 Miles
5.25%
Up to 72 months
View
▼
APR5.25%
TermUp to 72 months
Last UpdatedMay 6, 2026
Details

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
New Vehicle Loans
5.25%
Up to 36 Months
View
▼
APR5.25%
TermUp to 36 Months
Last UpdatedMay 7, 2026
Details

New Haven County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.60%
New Cars
5.25%
84 Months
View
▼
APR5.25%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As

MEMBERSFIRST CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
New and Used Auto
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedMay 12, 2026
Details

As Low As

MEMBERSFIRST CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
New and Used Auto Loan
5.25%
up to 60 months
View
▼
APR5.25%
Termup to 60 months
Last UpdatedMay 12, 2026
Details

As Low As

WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
New Vehicle Loan
5.25%
5 Years
View
▼
APR5.25%
Term5 Years
Last UpdatedMay 12, 2026
Details

Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
New Cars & Trucks
5.35%
6 Years
View
▼
APR5.35%
Term6 Years
Last UpdatedMay 6, 2026
Details

Thomaston Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
New Auto Loan - Fixed Rate
5.49%
48 Months
View
▼
APR5.49%
Term48 Months
Last UpdatedMay 5, 2026
Details

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles (2019 and newer)
5.49%
7 Years
View
▼
APR5.49%
Term7 Years
Last UpdatedMay 6, 2026
Details

As Low As

Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
New Autos: 2025 - 2026, Demos < 10,000 Miles
5.49%
Up to 84 months
View
▼
APR5.49%
TermUp to 84 months
Last UpdatedMay 6, 2026
Details

Stafford Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.14%
New Auto Loans
5.50%
60 months
View
▼
APR5.50%
Term60 months
Last UpdatedMay 4, 2026
Details

WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
New Vehicle Loan
5.50%
6 Years
View
▼
APR5.50%
Term6 Years
Last UpdatedMay 12, 2026
Details

Sound Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
Newer Auto Loan
5.55%
84 Months
View
▼
APR5.55%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As; for up to 84 Months for Newer Autos!

Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
New Cars & Trucks
5.60%
7 Years
View
▼
APR5.60%
Term7 Years
Last UpdatedMay 6, 2026
Details

Albright Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.81%
New Auto Loans
5.64%
84 Months
View
▼
APR5.64%
Term84 Months
Last UpdatedMay 12, 2026
Details

As Low As; Up to 100% financing available

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
New Cars
5.90%
72 Months
View
▼
APR5.90%
Term72 Months
Last UpdatedMay 7, 2026
Details

Polam Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.57%
New Auto
5.95%
84 Months
View
▼
APR5.95%
Term84 Months
Last UpdatedMay 7, 2026
Details

Thomaston Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
New Auto Loan - Fixed Rate
5.99%
60 Months
View
▼
APR5.99%
Term60 Months
Last UpdatedMay 5, 2026
Details

Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New Auto Loans
5.99%
60 months
View
▼
APR5.99%
Term60 months
Last UpdatedMay 7, 2026
Details

As Low As; Credit Score 680 - 719

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
New Vehicle Loans
6.00%
72 Months
View
▼
APR6.00%
Term72 Months
Last UpdatedMay 7, 2026
Details

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
New Vehicle Loans
6.25%
84 Months
View
▼
APR6.25%
Term84 Months
Last UpdatedMay 7, 2026
Details

MEMBERSFIRST CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
New and Used Auto
6.25%
72 Months
View
▼
APR6.25%
Term72 Months
Last UpdatedMay 12, 2026
Details

As Low As

MEMBERSFIRST CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
New and Used Auto Loan
6.25%
61 to 72 months*
View
▼
APR6.25%
Term61 to 72 months*
Last UpdatedMay 12, 2026
Details

As Low As

Thomaston Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
New Auto Loan - Fixed Rate
6.49%
72 Months
View
▼
APR6.49%
Term72 Months
Last UpdatedMay 5, 2026
Details

ASA Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.96%
New and Used Cars and Trucks
6.75%
60 Months
View
▼
APR6.75%
Term60 Months
Last UpdatedMay 7, 2026
Details

20% down - up to 60 months

MEMBERSFIRST CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
New and Used Auto
6.75%
81 Months
View
▼
APR6.75%
Term81 Months
Last UpdatedMay 12, 2026
Details

As Low As

MEMBERSFIRST CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
New and Used Auto Loan
6.75%
73 to 81 months*
View
▼
APR6.75%
Term73 to 81 months*
Last UpdatedMay 12, 2026
Details

As Low As

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
New Cars
6.90%
84 Months
View
▼
APR6.90%
Term84 Months
Last UpdatedMay 7, 2026
Details

Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New Auto Loans
6.99%
60 months
View
▼
APR6.99%
Term60 months
Last UpdatedMay 7, 2026
Details

As Low As; Credit Score 620 - 679

ASA Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.96%
New and Used Cars and Trucks
7.25%
60 Months
View
▼
APR7.25%
Term60 Months
Last UpdatedMay 7, 2026
Details

100% financing available to qualified buyers - up to 60 months

ASA Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.96%
New and Used Cars and Trucks
7.75%
72 Months
View
▼
APR7.75%
Term72 Months
Last UpdatedMay 7, 2026
Details

Over $20,000.00

Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New Auto Loans
7.99%
60 months
View
▼
APR7.99%
Term60 months
Last UpdatedMay 7, 2026
Details

As Low As; Credit Score 600 - 619

ASA Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.96%
New and Used Cars and Trucks
8.25%
84 Months
View
▼
APR8.25%
Term84 Months
Last UpdatedMay 7, 2026
Details

Over $20,000.00

Northwest Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.08%
New Auto - 36 Months - 10% Down
8.50%
36 Months
View
▼
APR8.50%
Term36 Months
Last UpdatedMay 4, 2026
Details

Northwest Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.08%
New Auto - 48 Months - 10% Down
9.00%
48 Months
View
▼
APR9.00%
Term48 Months
Last UpdatedMay 4, 2026
Details

Northwest Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.08%
New Auto - 60 Months - 20% Down
9.50%
60 Months
View
▼
APR9.50%
Term60 Months
Last UpdatedMay 4, 2026
Details

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.25%
15 Ward St, Middletown, CT, 06457 4159
Used Auto - Up to 6 Model Years
4.80%
6 years
View
▼
APR4.80%
Term6 years
Last UpdatedMay 10, 2026
Details

Note 1

Dutch Point Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
213 Court St Ste 101, Middletown, CT, 06457 3367
Used Auto Loans
4.99%
Up to 60
View
▼
APR4.99%
TermUp to 60
Last UpdatedMay 10, 2026
Details

As Low As; 2018 to 2027 Model Years

Dutch Point Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
213 Court St Ste 101, Middletown, CT, 06457 3367
Used Auto Loans
5.24%
61 - 76
View
▼
APR5.24%
Term61 - 76
Last UpdatedMay 10, 2026
Details

As Low As; 2019 to 2027 Model Years

Dutch Point Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
213 Court St Ste 101, Middletown, CT, 06457 3367
Used Auto Loans
5.99%
77 - 84
View
▼
APR5.99%
Term77 - 84
Last UpdatedMay 10, 2026
Details

As Low As; 2023 to 2027 Model Years

Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.25%
15 Ward St, Middletown, CT, 06457 4159
Used Auto - Over 6 Model Years
8.40%
4 years
View
▼
APR8.40%
Term4 years
Last UpdatedMay 10, 2026
Details

Note 2

Dutch Point Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
213 Court St Ste 101, Middletown, CT, 06457 3367
Used Auto Loans - 2017 Model Year and Older
8.49%
Up to 48 Months
View
▼
APR8.49%
TermUp to 48 Months
Last UpdatedMay 10, 2026
Details

As Low As

Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.25%
15 Ward St, Middletown, CT, 06457 4159
Impaired Credit - Used Auto
8.80%
5 years
View
▼
APR8.80%
Term5 years
Last UpdatedMay 10, 2026
Details

Note 1

Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
Used Vehicles
4.25%
24 Months
View
▼
APR4.25%
Term24 Months
Last UpdatedMay 7, 2026
Details

As Low As

Hartford Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Auto Loans - USED
4.49%
1 Year
View
▼
APR4.49%
Term1 Year
Last UpdatedMay 7, 2026
Details

Rates shown include a 1% discount for direct deposit and are subject to change without notice.

Albright Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.81%
Used Auto Loans
4.64%
48 Months
View
▼
APR4.64%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As; Model years: 2023 or newer (and 2025 with more than 7,000 miles; Up to 100% financing available

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles (2019 and newer)
4.74%
2 Years
View
▼
APR4.74%
Term2 Years
Last UpdatedMay 6, 2026
Details

As Low As

Hartford Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Auto Loans - USED
4.74%
4 Years
View
▼
APR4.74%
Term4 Years
Last UpdatedMay 7, 2026
Details

Rates shown include a 1% discount for direct deposit and are subject to change without notice.

Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
Used Autos: 2017 - 2025
4.75%
Up to 48 months
View
▼
APR4.75%
TermUp to 48 months
Last UpdatedMay 6, 2026
Details

Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
Used Vehicles
4.90%
36 Months
View
▼
APR4.90%
Term36 Months
Last UpdatedMay 7, 2026
Details

As Low As

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles (2019 and newer)
4.99%
5 Years
View
▼
APR4.99%
Term5 Years
Last UpdatedMay 6, 2026
Details

As Low As

Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
Used Autos: 2017 - 2025
4.99%
Up to 60 months
View
▼
APR4.99%
TermUp to 60 months
Last UpdatedMay 6, 2026
Details

Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto Loans
4.99%
60 months
View
▼
APR4.99%
Term60 months
Last UpdatedMay 7, 2026
Details

As Low As; Credit Score 720+

Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
Used Vehicles
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedMay 7, 2026
Details

As Low As

Hartford Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Auto Loans - USED
4.99%
5 Years
View
▼
APR4.99%
Term5 Years
Last UpdatedMay 7, 2026
Details

Rates shown include a 1% discount for direct deposit and are subject to change without notice.

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles (2019 and newer)
5.24%
6 Years
View
▼
APR5.24%
Term6 Years
Last UpdatedMay 6, 2026
Details

As Low As

Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
Used Autos: 2017 - 2025
5.25%
Up to 72 months
View
▼
APR5.25%
TermUp to 72 months
Last UpdatedMay 6, 2026
Details

MEMBERSFIRST CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
New and Used Auto
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedMay 12, 2026
Details

As Low As

MEMBERSFIRST CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
New and Used Auto Loan
5.25%
up to 60 months
View
▼
APR5.25%
Termup to 60 months
Last UpdatedMay 12, 2026
Details

As Low As

WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
Used Vehicle Loan
5.25%
2 Years
View
▼
APR5.25%
Term2 Years
Last UpdatedMay 12, 2026
Details

Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
Used Vehicles
5.29%
60 Months
View
▼
APR5.29%
Term60 Months
Last UpdatedMay 7, 2026
Details

As Low As

Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
Used Cars & Trucks
5.35%
3 Years
View
▼
APR5.35%
Term3 Years
Last UpdatedMay 6, 2026
Details

Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles (2019 and newer)
5.49%
7 Years
View
▼
APR5.49%
Term7 Years
Last UpdatedMay 6, 2026
Details

As Low As

Hartford Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Auto Loans - USED
5.49%
6 Years
View
▼
APR5.49%
Term6 Years
Last UpdatedMay 7, 2026
Details

Rates shown include a 1% discount for direct deposit and are subject to change without notice.

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
Used Vehicle Loans (1 to 3 Years Old)
5.49%
Up to 36 Months
View
▼
APR5.49%
TermUp to 36 Months
Last UpdatedMay 7, 2026
Details

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
Used Vehicle Loans (4 to 5 Years Old)
5.49%
Up to 36 Months
View
▼
APR5.49%
TermUp to 36 Months
Last UpdatedMay 7, 2026
Details

New Haven County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.60%
Used Cars
5.50%
84 Months
View
▼
APR5.50%
Term84 Months
Last UpdatedMay 10, 2026
Details

As Low As

WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
Used Vehicle Loan
5.50%
3 Years
View
▼
APR5.50%
Term3 Years
Last UpdatedMay 12, 2026
Details

Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
Used Cars & Trucks
5.60%
4 Years
View
▼
APR5.60%
Term4 Years
Last UpdatedMay 6, 2026
Details

Albright Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.81%
Used Auto Loans
5.64%
72 Months
View
▼
APR5.64%
Term72 Months
Last UpdatedMay 12, 2026
Details

As Low As; Up to 100% financing available

Stafford Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.14%
Used Auto Loans (last 3 model years)
5.75%
48 months
View
▼
APR5.75%
Term48 months
Last UpdatedMay 4, 2026
Details

Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
Used Vehicles
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedMay 7, 2026
Details

As Low As

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
Used Vehicle Loans (1 to 3 Years Old)
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedMay 7, 2026
Details

WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
Used Vehicle Loan
5.75%
4 Years
View
▼
APR5.75%
Term4 Years
Last UpdatedMay 12, 2026
Details

Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
Used Cars & Trucks
5.85%
5 Years
View
▼
APR5.85%
Term5 Years
Last UpdatedMay 6, 2026
Details

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
Used Cars
5.90%
36 Months
View
▼
APR5.90%
Term36 Months
Last UpdatedMay 7, 2026
Details

Albright Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.81%
Used Auto Loans
5.90%
36 Months
View
▼
APR5.90%
Term36 Months
Last UpdatedMay 12, 2026
Details

As Low As; Model years: 2021 -2022 (older considered on case by case basis); Up to 100% financing available

Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto Loans
5.99%
60 months
View
▼
APR5.99%
Term60 months
Last UpdatedMay 7, 2026
Details

As Low As; Credit Score 680 - 719

Hartford Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Auto Loans - USED
5.99%
7 Years
View
▼
APR5.99%
Term7 Years
Last UpdatedMay 7, 2026
Details

Rates shown include a 1% discount for direct deposit and are subject to change without notice.

Stafford Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.14%
Used Auto Loans (last 3 model years)
6.00%
60 months
View
▼
APR6.00%
Term60 months
Last UpdatedMay 4, 2026
Details

WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
Used Vehicle Loan
6.00%
5 Years
View
▼
APR6.00%
Term5 Years
Last UpdatedMay 12, 2026
Details

Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
Used Autos: 2016 & Older
6.10%
60 Months
View
▼
APR6.10%
Term60 Months
Last UpdatedMay 6, 2026
Details

Albright Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.81%
Used Auto Loans
6.15%
48 Months
View
▼
APR6.15%
Term48 Months
Last UpdatedMay 12, 2026
Details

As Low As; Up to 100% financing available

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
Used Vehicle Loans (1 to 3 Years Old)
6.25%
84 Months
View
▼
APR6.25%
Term84 Months
Last UpdatedMay 7, 2026
Details

MEMBERSFIRST CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
New and Used Auto
6.25%
72 Months
View
▼
APR6.25%
Term72 Months
Last UpdatedMay 12, 2026
Details

As Low As

MEMBERSFIRST CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
New and Used Auto Loan
6.25%
61 to 72 months*
View
▼
APR6.25%
Term61 to 72 months*
Last UpdatedMay 12, 2026
Details

As Low As

WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
Used Vehicle Loan
6.25%
6 Years
View
▼
APR6.25%
Term6 Years
Last UpdatedMay 12, 2026
Details

Thomaston Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
Used Auto Loan - Fixed Rate
6.49%
12 Months
View
▼
APR6.49%
Term12 Months
Last UpdatedMay 5, 2026
Details

Norwalk Hospital Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used Car
6.50%
60 Months
View
▼
APR6.50%
Term60 Months
Last UpdatedMay 10, 2026
Details

Norwalk Hospital Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used Cars (Over 3 years old)
6.50%
60 Months
View
▼
APR6.50%
Term60 Months
Last UpdatedMay 10, 2026
Details

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
Used Vehicle Loans (4 to 5 Years Old)
6.58%
72 Months
View
▼
APR6.58%
Term72 Months
Last UpdatedMay 7, 2026
Details

Albright Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.81%
Used Auto Loans
6.64%
60 Months
View
▼
APR6.64%
Term60 Months
Last UpdatedMay 12, 2026
Details

As Low As; Up to 100% financing available

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
Used Vehicle Loans (6 to 7 Years Old)
6.72%
Up to 36 Months
View
▼
APR6.72%
TermUp to 36 Months
Last UpdatedMay 7, 2026
Details

ASA Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.96%
New and Used Cars and Trucks
6.75%
60 Months
View
▼
APR6.75%
Term60 Months
Last UpdatedMay 7, 2026
Details

20% down - up to 60 months

MEMBERSFIRST CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
New and Used Auto
6.75%
81 Months
View
▼
APR6.75%
Term81 Months
Last UpdatedMay 12, 2026
Details

As Low As

MEMBERSFIRST CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
New and Used Auto Loan
6.75%
73 to 81 months*
View
▼
APR6.75%
Term73 to 81 months*
Last UpdatedMay 12, 2026
Details

As Low As

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
Used Cars
6.90%
72 Months
View
▼
APR6.90%
Term72 Months
Last UpdatedMay 7, 2026
Details

Polam Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.57%
Used Auto
6.95%
72 Months
View
▼
APR6.95%
Term72 Months
Last UpdatedMay 7, 2026
Details

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
Used Vehicle Loans (6 to 7 Years Old)
6.97%
48 Months
View
▼
APR6.97%
Term48 Months
Last UpdatedMay 7, 2026
Details

Thomaston Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
Used Auto Loan - Fixed Rate
6.99%
60 Months
View
▼
APR6.99%
Term60 Months
Last UpdatedMay 5, 2026
Details

Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto Loans
6.99%
60 months
View
▼
APR6.99%
Term60 months
Last UpdatedMay 7, 2026
Details

As Low As; Credit Score 620 - 679

American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
Used Vehicle Loans (6 to 7 Years Old)
7.03%
60 Months
View
▼
APR7.03%
Term60 Months
Last UpdatedMay 7, 2026
Details

ASA Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.96%
New and Used Cars and Trucks
7.25%
60 Months
View
▼
APR7.25%
Term60 Months
Last UpdatedMay 7, 2026
Details

100% financing available to qualified buyers - up to 60 months

Thomaston Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
Used Auto Loan - Fixed Rate
7.49%
72 Months
View
▼
APR7.49%
Term72 Months
Last UpdatedMay 5, 2026
Details

Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
Used Autos: Classic 20+ Years
7.60%
Up to 60 months
View
▼
APR7.60%
TermUp to 60 months
Last UpdatedMay 6, 2026
Details

ASA Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.96%
New and Used Cars and Trucks
7.75%
72 Months
View
▼
APR7.75%
Term72 Months
Last UpdatedMay 7, 2026
Details

Over $20,000.00

Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
Used Cars
7.90%
84 Months
View
▼
APR7.90%
Term84 Months
Last UpdatedMay 7, 2026
Details

Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto Loans
7.99%
60 months
View
▼
APR7.99%
Term60 months
Last UpdatedMay 7, 2026
Details

As Low As; Credit Score 600 - 619

ASA Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.96%
New and Used Cars and Trucks
8.25%
84 Months
View
▼
APR8.25%
Term84 Months
Last UpdatedMay 7, 2026
Details

Over $20,000.00

Middletown, CT Auto Loan Rate Trends

Compare local Middletown, CT auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Connecticut Auto Trends →
New Auto Loan — CT Avg
6.061%
▼ 0.108 vs 7 days ago

Connecticut new auto rates fell 0.108 points over the past 7 days to 6.061% APR.

Used Auto Loan — CT Avg
6.586%
▼ 0.090 vs 7 days ago

Connecticut used auto rates fell 0.090 points over the past 7 days to 6.586% APR.

As of May 12, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about Auto Loans in Middletown, Connecticut

How does my credit score affect my car loan rate in Connecticut?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Middletown, Connecticut with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Connecticut *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Middletown, Connecticut typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Middletown, Connecticut?

Based on our current data, some of the lowest auto loan rates available in Middletown, Connecticut include:
  • Dutch Point Credit Union: 4.49% (New Auto Loans)
  • Connecticut State Employees Credit Union: 4.80% (New Auto)
  • Torrington Municipal & Teachers Federal Credit Union: 3.25% (New Vehicles)
  • Riverbank Federal Credit Union: 3.74% (New Vehicles 4 Years)
  • United Business and Industry Federal Credit Union: 4.24% (Auto Loan)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Middletown, Connecticut. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 12, 2026

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