Current auto loan rates in South Lyme, Connecticut include Torrington Municipal & Teachers Federal Credit UnionTorrington Municipal & Teachers Federal Credit Union777 E Main St, Torrington, CT, 06790 3915A+5.0 ★Texas Ratio: 1.26% offering New Vehicles at 3.25%, Connecticut Labor Dept Federal Credit UnionConnecticut Labor Dept Federal Credit Union200 Folly Brook Blvd, Wethersfield, CT, 06109A+5.0 ★Texas Ratio: 0.29% offering New Vehicle Loan at 3.49%, Polish And Slavic Federal Credit UnionPolish And Slavic Federal Credit Union38 Broad St, New Britain, CT, 06053A+5.0 ★Texas Ratio: 2.61% offering New Auto Loan at 3.50%, Riverbank Federal Credit UnionRiverbank Federal Credit Union516 Spring St, Windsor Locks, CT, 06096A+5.0 ★Texas Ratio: 0.46% offering New Vehicles (2025 - 2026) 4 Years at 3.74%, Enfield Community Federal Credit UnionEnfield Community Federal Credit Union11 Cranbrook Blvd, Enfield, CT, 06082A+5.0 ★Texas Ratio: 0.68% offering New /Used Cars at 3.99%. Auto loan rates as of March 29, 2026 according to verified data from MonitorBankRates.
Auto loan rates in South Lyme, Connecticut are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.
We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in South Lyme, Connecticut. Auto Loan Rates Last Updated and Verified: March 29, 2026
As Low As
As Low As; Vehicles 2025 or newer, up to72 month term - new cars only.
As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.
As Low As; will finance 100% up to 84 months
As Low As
As Low As
As Low As
As Low As
As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.
As Low As
Rates shown include a 1% discount for direct deposit and are subject to change without notice.
Rates shown include a 1% discount for direct deposit and are subject to change without notice.
Rates shown include a 1% discount for direct deposit and are subject to change without notice.
Rates shown include a 1% discount for direct deposit and are subject to change without notice.
Model Years 2023 - 2026; 100% Financing
As Low As
100% financing available for new and used auto, truck and motorcycle purchases.
As Low As
As Low As
Rates shown include a 1% discount for direct deposit and are subject to change without notice.
Rates shown include a 1% discount for direct deposit and are subject to change without notice.
As Low As; Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
As Low As; * The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.** APR - Annual Percentage Rate.
Includes demos & refinances of new auto loans from other institutions
up to 6 model years old
As Low As
As Low As
As Low As
As Low As; Includes a .25% discount for maintaining a checking account with direct deposit and automatic loan payment.
Up to 7 Years Old- Max 124K Miles 100% Financing Available
Rates shown include a 1% discount for direct deposit and are subject to change without notice.
Rates shown include a 1% discount for direct deposit and are subject to change without notice.
Rates shown include a 1% discount for direct deposit and are subject to change without notice.
As Low As; Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
As Low As
New auto must have 2500 or less miles and never been titled
100% financing available for new and used auto, truck and motorcycle purchases.
0-25K Miles
As Low As
As Low As
As Low As
As Low As
Up to 7 Years Old- Max 124K Miles 100% Financing Available
As Low As; Credit Score 720+
As Low As; Credit Score 720+
As Low As
As Low As; Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.
As Low As; 2025 to 2027 Model Years
New auto must have 2500 or less miles and never been titled
Vehicle must have a NADA retail value of at least $20,000.00
As Low As
As Low As
Fair Isaac 730+; Rate A+
As Low As; * The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.** APR - Annual Percentage Rate.
Credit Score: 730 plus; Credit Tier: A Plus
100% financing available for new and used auto, truck and motorcycle purchases.
0-25K Miles
As Low As; Model Year: 2025 - 2027
As Low As
As Low As; Includes a .25% discount for maintaining a checking account with direct deposit and automatic loan payment.
Rates shown include a 1% discount for direct deposit and are subject to change without notice.
Rates shown include a 1% discount for direct deposit and are subject to change without notice.
Model Years 2023 - 2026; 100% Financing
As Low As
Fair Isaac 730+; Rate A+
As Low As; * The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.** APR - Annual Percentage Rate.
As Low As
New auto must have 2500 or less miles and valued at $40,000 or more
Vehicle must have a NADA retail value of at least $40,000.00
Credit Score: 730 plus; Credit Tier: A Plus
100% financing available for new and used auto, truck and motorcycle purchases.
100% financing available for new and used auto, truck and motorcycle purchases.
As Low As; Model Year: 2025 - 2027
As Low As
As Low As; Model Year: 2023 - 2024
As Low As
25-75K Miles
As Low As
As Low As
Up to 7 Years Old- Max 124K Miles 100% Financing Available
As Low As; Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
As Low As; 2025 to 2027 Model Years
As Low As
Fair Isaac 730+; Rate A+
Model Years 2023 - 2026; 100% Financing
As Low As
As Low As
Credit Score: 730 plus; Credit Tier: A Plus
As Low As
100% financing available for new and used auto, truck and motorcycle purchases.
100% financing available for new and used auto, truck and motorcycle purchases.
As Low As; Model Year: 2025 - 2027
As Low As
As Low As
As Low As; Includes a .25% discount for maintaining a checking account with direct deposit and automatic loan payment.
Up to 7 Years Old- Max 124K Miles 100% Financing Available (current model year only)
As Low As
As Low As
Fair Isaac 730+; Rate A+
Model Years 2023 - 2026; 100% Financing
Home Equity
Credit Score: 730 plus; Credit Tier: A Plus
100% financing available for new and used auto, truck and motorcycle purchases.
25-75K Miles
As Low As; Model Year: 2023 - 2024
As Low As; Model Year: 2021 - 2022
As Low As; Credit Score 680 - 719
As Low As; Credit Score 680 - 719
As Low As; Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.
As Low As; 2025 to 2027 Model Years
Max Term is 60 Months on Used 2018 and Older.
Fair Isaac 680-729; Rate A
Model Years 2021 - 2022; 100% Financing
Credit Score: 680-729; Credit Tier: A
100% financing available for new and used auto, truck and motorcycle purchases.
25-75K Miles
As Low As; * The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.** APR - Annual Percentage Rate.***Available only for cars up to 3 years old.
As Low As
Fair Isaac 680-729; Rate A
As Low As
Credit Score: 680-729; Credit Tier: A
100% financing available for new and used auto, truck and motorcycle purchases.
As Low As; Model Year: 2025 - 2027
75-100K Miles
As Low As
As Low As; Model Year: 2021 - 2022
0-25K Miles
As Low As
As Low As
As Low As; Vehicles 2025 or newer, up to72 month term - new cars only.
As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.
As Low As; will finance 100% up to 84 months
As Low As
As Low As
As Low As
As Low As
As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.
As Low As
Rates shown include a 1% discount for direct deposit and are subject to change without notice.
Rates shown include a 1% discount for direct deposit and are subject to change without notice.
Rates shown include a 1% discount for direct deposit and are subject to change without notice.
Rates shown include a 1% discount for direct deposit and are subject to change without notice.
100% financing available for new and used auto, truck and motorcycle purchases.
As Low As
As Low As
Rates shown include a 1% discount for direct deposit and are subject to change without notice.
Rates shown include a 1% discount for direct deposit and are subject to change without notice.
Includes demos & refinances of new auto loans from other institutions
As Low As
As Low As
Rates shown include a 1% discount for direct deposit and are subject to change without notice.
Rates shown include a 1% discount for direct deposit and are subject to change without notice.
Rates shown include a 1% discount for direct deposit and are subject to change without notice.
As Low As
New auto must have 2500 or less miles and never been titled
100% financing available for new and used auto, truck and motorcycle purchases.
As Low As
As Low As
As Low As; Credit Score 720+
As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.
As Low As; 2025 to 2027 Model Years
New auto must have 2500 or less miles and never been titled
As Low As
100% financing available for new and used auto, truck and motorcycle purchases.
As Low As
Rates shown include a 1% discount for direct deposit and are subject to change without notice.
Rates shown include a 1% discount for direct deposit and are subject to change without notice.
As Low As
As Low As
New auto must have 2500 or less miles and valued at $40,000 or more
100% financing available for new and used auto, truck and motorcycle purchases.
As Low As
As Low As; 2025 to 2027 Model Years
100% financing available for new and used auto, truck and motorcycle purchases.
As Low As
As Low As; Credit Score 680 - 719
As Low As; The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.
As Low As; 2025 to 2027 Model Years
As Low As
As Low As
As Low As
As Low As; Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
As Low As; * The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.** APR - Annual Percentage Rate.
up to 6 model years old
As Low As
As Low As; Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
As Low As
As Low As
As Low As; Credit Score 720+
As Low As
As Low As; Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
Vehicle must have a NADA retail value of at least $20,000.00
As Low As
As Low As
As Low As; * The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.** APR - Annual Percentage Rate.
As Low As
As Low As
As Low As; * The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.** APR - Annual Percentage Rate.
Vehicle must have a NADA retail value of at least $40,000.00
100% financing available for new and used auto, truck and motorcycle purchases.
As Low As
As Low As
As Low As; Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
As Low As
As Low As
As Low As
100% financing available for new and used auto, truck and motorcycle purchases.
As Low As
As Low As
Home Equity
100% financing available for new and used auto, truck and motorcycle purchases.
As Low As; Credit Score 680 - 719
As Low As; Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
Max Term is 60 Months on Used 2018 and Older.
100% financing available for new and used auto, truck and motorcycle purchases.
As Low As; * The rate you receive will be based upon your credit history, collateral, and loan character. The above interest rates apply when automatic payment from the PSFCU Checking Account is selected. Rates are 0.25% higher without automatic payment from the PSFCU Checking Account.** APR - Annual Percentage Rate.***Available only for cars up to 3 years old.
100% financing available for new and used auto, truck and motorcycle purchases.
Weekly national average APRs for new and used auto loans
Auto loan rate data from our database of 8,500+ banks and credit unions — updated weekly.
New auto loan rates rose 0.292 points this week to 6.084% APR, up from 5.791% last week.
Used auto loan rates rose 0.131 points this week to 6.588% APR, up from 6.458% last week.