Auto Loan Rates in Wilton, Connecticut (CT) for May 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Wilton, Connecticut. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Wilton, Connecticut include Sound Federal Credit UnionSound Federal Credit Union3 Danbury Rd, Wilton, CT, 06897A5.0 ★Texas Ratio: 11.92% offering Newer Auto Loan at 5.55%, Torrington Municipal & Teachers Federal Credit UnionTorrington Municipal & Teachers Federal Credit UnionA+5.0 ★Texas Ratio: 1.26% offering New Vehicles at 3.25%, Riverbank Federal Credit UnionRiverbank Federal Credit UnionA+5.0 ★Texas Ratio: 0.46% offering New Vehicles 4 Years at 3.74%, United Business and Industry Federal Credit UnionUnited Business and Industry Federal Credit UnionA+5.0 ★Texas Ratio: 1.30% offering Auto Loan at 4.24%, Hartford Federal Credit UnionHartford Federal Credit UnionA+5.0 ★Texas Ratio: 4.34% offering Auto Loans - NEW at 4.24%. Auto loan rates as of May 12, 2026 according to verified data from MonitorBankRates.
Wilton has 1 local institution in our database, with auto loan rates as low as 5.55% APR from Sound Federal Credit Union at 3 Danbury Rd, Wilton, CT, 06897. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Wilton, Connecticut. Auto Loan Rates Last Updated and Verified: May 12, 2026
Compare Auto Loan Rates Today in Wilton, Connecticut & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Sound Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
3 Danbury Rd, Wilton, CT, 06897
Newer Auto Loan
5.55%
84 Months
▼
APR5.55%
Term84 Months
Last UpdatedMay 10, 2026
Details
As Low As; for up to 84 Months for Newer Autos!
Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
New Vehicles
3.25%
24 Months
▼
APR3.25%
Term24 Months
Last UpdatedMay 7, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
New Vehicles 4 Years
3.74%
4 Years
▼
APR3.74%
Term4 Years
Last UpdatedMay 6, 2026
Details
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
New Vehicles 5 Years
3.99%
5 Years
▼
APR3.99%
Term5 Years
Last UpdatedMay 6, 2026
Details
Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
New Vehicles
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMay 7, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
New Vehicles 6 Years
4.24%
6 Years
▼
APR4.24%
Term6 Years
Last UpdatedMay 6, 2026
Details
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
Auto Loan
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedMay 6, 2026
Details
Hartford Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Auto Loans - NEW
4.24%
1 Year
▼
APR4.24%
Term1 Year
Last UpdatedMay 7, 2026
Details
Community Healthcare Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.44%
Auto Loan
4.24%
0 - 48
▼
APR4.24%
Term0 - 48
Last UpdatedMay 10, 2026
Details
Model Years 2023 - 2026; 100% Financing
Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
Used Vehicles
4.25%
24 Months
▼
APR4.25%
Term24 Months
Last UpdatedMay 7, 2026
Details
As Low As
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
New Vehicle Loan
4.25%
2 Years
▼
APR4.25%
Term2 Years
Last UpdatedMay 12, 2026
Details
Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
New Vehicles
4.29%
60 Months
▼
APR4.29%
Term60 Months
Last UpdatedMay 7, 2026
Details
As Low As
Albright Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.81%
New Auto Loans
4.44%
60 Months
▼
APR4.44%
Term60 Months
Last UpdatedMay 12, 2026
Details
As Low As; Model year: 2025 or newer with less than 7,000 miles; Up to 100% financing available
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
New Vehicles 7 Years
4.49%
7 Years
▼
APR4.49%
Term7 Years
Last UpdatedMay 6, 2026
Details
Hartford Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Auto Loans - NEW
4.49%
4 Years
▼
APR4.49%
Term4 Years
Last UpdatedMay 7, 2026
Details
Hartford Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Auto Loans - USED
4.49%
1 Year
▼
APR4.49%
Term1 Year
Last UpdatedMay 7, 2026
Details
Rates shown include a 1% discount for direct deposit and are subject to change without notice.
Dutch Point Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
New Auto Loans
4.49%
Up to 60
▼
APR4.49%
TermUp to 60
Last UpdatedMay 10, 2026
Details
As Low As; 2025 to 2027 Model Years
Norwalk Hospital Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New Car
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMay 10, 2026
Details
Albright Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.81%
New Auto Loans
4.64%
72 Months
▼
APR4.64%
Term72 Months
Last UpdatedMay 12, 2026
Details
As Low As; Up to 100% financing available
Albright Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.81%
Used Auto Loans
4.64%
48 Months
▼
APR4.64%
Term48 Months
Last UpdatedMay 12, 2026
Details
As Low As; Model years: 2023 or newer (and 2025 with more than 7,000 miles; Up to 100% financing available
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles (2019 and newer)
4.74%
2 Years
▼
APR4.74%
Term2 Years
Last UpdatedMay 6, 2026
Details
As Low As
Hartford Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Auto Loans - NEW
4.74%
5 Years
▼
APR4.74%
Term5 Years
Last UpdatedMay 7, 2026
Details
Hartford Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Auto Loans - USED
4.74%
4 Years
▼
APR4.74%
Term4 Years
Last UpdatedMay 7, 2026
Details
Rates shown include a 1% discount for direct deposit and are subject to change without notice.
Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
New Autos: 2025 - 2026, Demos < 10,000 Miles
4.75%
Up to 48 months
▼
APR4.75%
TermUp to 48 months
Last UpdatedMay 6, 2026
Details
Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
Used Autos: 2017 - 2025
4.75%
Up to 48 months
▼
APR4.75%
TermUp to 48 months
Last UpdatedMay 6, 2026
Details
Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
New Vehicles
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMay 7, 2026
Details
As Low As
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
New Vehicle Loan
4.75%
3 Years
▼
APR4.75%
Term3 Years
Last UpdatedMay 12, 2026
Details
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.25%
New Auto
4.80%
7 years
▼
APR4.80%
Term7 years
Last UpdatedMay 10, 2026
Details
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.25%
Used Auto - Up to 6 Model Years
4.80%
6 years
▼
APR4.80%
Term6 years
Last UpdatedMay 10, 2026
Details
Note 1
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
New Cars & Trucks
4.85%
3-5 Years
▼
APR4.85%
Term3-5 Years
Last UpdatedMay 6, 2026
Details
Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
Used Vehicles
4.90%
36 Months
▼
APR4.90%
Term36 Months
Last UpdatedMay 7, 2026
Details
As Low As
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
New Cars
4.90%
36 Months
▼
APR4.90%
Term36 Months
Last UpdatedMay 7, 2026
Details
Thomaston Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
New Auto Loan - Fixed Rate
4.99%
12 Months
▼
APR4.99%
Term12 Months
Last UpdatedMay 5, 2026
Details
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles (2019 and newer)
4.99%
5 Years
▼
APR4.99%
Term5 Years
Last UpdatedMay 6, 2026
Details
As Low As
Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
New Autos: 2025 - 2026, Demos < 10,000 Miles
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedMay 6, 2026
Details
Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
Used Autos: 2017 - 2025
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedMay 6, 2026
Details
Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New Auto Loans
4.99%
60 months
▼
APR4.99%
Term60 months
Last UpdatedMay 7, 2026
Details
As Low As; Credit Score 720+
Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto Loans
4.99%
60 months
▼
APR4.99%
Term60 months
Last UpdatedMay 7, 2026
Details
As Low As; Credit Score 720+
Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
Used Vehicles
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMay 7, 2026
Details
As Low As
Hartford Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Auto Loans - USED
4.99%
5 Years
▼
APR4.99%
Term5 Years
Last UpdatedMay 7, 2026
Details
Rates shown include a 1% discount for direct deposit and are subject to change without notice.
Dutch Point Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
New Auto Loans
4.99%
61 - 76
▼
APR4.99%
Term61 - 76
Last UpdatedMay 10, 2026
Details
As Low As; 2025 to 2027 Model Years
Dutch Point Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
Used Auto Loans
4.99%
Up to 60
▼
APR4.99%
TermUp to 60
Last UpdatedMay 10, 2026
Details
As Low As; 2018 to 2027 Model Years
GHA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Vehicle Loan
5.00%
24-48
▼
APR5.00%
Term24-48
Last UpdatedMay 7, 2026
Details
Fair Isaac 730+; A+
Stamford Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Vehicle Loan
5.00%
24 to 48
▼
APR5.00%
Term24 to 48
Last UpdatedMay 10, 2026
Details
Credit Score: 730 plus; Credit Tier: A Plus
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
New Vehicle Loan
5.00%
4 Years
▼
APR5.00%
Term4 Years
Last UpdatedMay 12, 2026
Details
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
5.19%
1 - 51
▼
APR5.19%
Term1 - 51
Last UpdatedMay 4, 2026
Details
As Low As; Model Year 2025 - 2027
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles (2019 and newer)
5.24%
6 Years
▼
APR5.24%
Term6 Years
Last UpdatedMay 6, 2026
Details
As Low As
Hartford Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Auto Loans - NEW
5.24%
7 Years
▼
APR5.24%
Term7 Years
Last UpdatedMay 7, 2026
Details
Community Healthcare Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.44%
Auto Loan
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMay 10, 2026
Details
Model Years 2023 - 2026; 100% Financing
Dutch Point Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
Used Auto Loans
5.24%
61 - 76
▼
APR5.24%
Term61 - 76
Last UpdatedMay 10, 2026
Details
As Low As; 2019 to 2027 Model Years
Stafford Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.14%
New Auto Loans
5.25%
48 months
▼
APR5.25%
Term48 months
Last UpdatedMay 4, 2026
Details
Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
New Autos: 2025 - 2026, Demos < 10,000 Miles
5.25%
Up to 72 months
▼
APR5.25%
TermUp to 72 months
Last UpdatedMay 6, 2026
Details
Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
Used Autos: 2017 - 2025
5.25%
Up to 72 months
▼
APR5.25%
TermUp to 72 months
Last UpdatedMay 6, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
New Vehicle Loans
5.25%
Up to 36 Months
▼
APR5.25%
TermUp to 36 Months
Last UpdatedMay 7, 2026
Details
GHA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Vehicle Loan
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMay 7, 2026
Details
Fair Isaac 730+; A+
New Haven County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.60%
New Cars
5.25%
84 Months
▼
APR5.25%
Term84 Months
Last UpdatedMay 10, 2026
Details
As Low As
Stamford Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Vehicle Loan
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMay 10, 2026
Details
Credit Score: 730 plus; Credit Tier: A Plus
MEMBERSFIRST CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
New and Used Auto
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMay 12, 2026
Details
As Low As
MEMBERSFIRST CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
New and Used Auto Loan
5.25%
up to 60 months
▼
APR5.25%
Termup to 60 months
Last UpdatedMay 12, 2026
Details
As Low As
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
New Vehicle Loan
5.25%
5 Years
▼
APR5.25%
Term5 Years
Last UpdatedMay 12, 2026
Details
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
Used Vehicle Loan
5.25%
2 Years
▼
APR5.25%
Term2 Years
Last UpdatedMay 12, 2026
Details
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
5.29%
52 - 63
▼
APR5.29%
Term52 - 63
Last UpdatedMay 4, 2026
Details
As Low As; Model Year 2025 - 2027
Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
Used Vehicles
5.29%
60 Months
▼
APR5.29%
Term60 Months
Last UpdatedMay 7, 2026
Details
As Low As
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
New Cars & Trucks
5.35%
6 Years
▼
APR5.35%
Term6 Years
Last UpdatedMay 6, 2026
Details
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
Used Cars & Trucks
5.35%
3 Years
▼
APR5.35%
Term3 Years
Last UpdatedMay 6, 2026
Details
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
5.39%
1 - 63
▼
APR5.39%
Term1 - 63
Last UpdatedMay 4, 2026
Details
As Low As; Model Year 2023 - 2024
Thomaston Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
New Auto Loan - Fixed Rate
5.49%
48 Months
▼
APR5.49%
Term48 Months
Last UpdatedMay 5, 2026
Details
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles (2019 and newer)
5.49%
7 Years
▼
APR5.49%
Term7 Years
Last UpdatedMay 6, 2026
Details
As Low As
Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
New Autos: 2025 - 2026, Demos < 10,000 Miles
5.49%
Up to 84 months
▼
APR5.49%
TermUp to 84 months
Last UpdatedMay 6, 2026
Details
Hartford Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Auto Loans - USED
5.49%
6 Years
▼
APR5.49%
Term6 Years
Last UpdatedMay 7, 2026
Details
Rates shown include a 1% discount for direct deposit and are subject to change without notice.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
Used Vehicle Loans (1 to 3 Years Old)
5.49%
Up to 36 Months
▼
APR5.49%
TermUp to 36 Months
Last UpdatedMay 7, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
Used Vehicle Loans (4 to 5 Years Old)
5.49%
Up to 36 Months
▼
APR5.49%
TermUp to 36 Months
Last UpdatedMay 7, 2026
Details
Dutch Point Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
New Auto Loans
5.49%
77 - 84
▼
APR5.49%
Term77 - 84
Last UpdatedMay 10, 2026
Details
As Low As; 2025 to 2027 Model Years
Stafford Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.14%
New Auto Loans
5.50%
60 months
▼
APR5.50%
Term60 months
Last UpdatedMay 4, 2026
Details
GHA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Vehicle Loan
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedMay 7, 2026
Details
Fair Isaac 730+; A+
Community Healthcare Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.44%
Auto Loan
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedMay 10, 2026
Details
Model Years 2023 - 2026; 100% Financing
New Haven County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.60%
Used Cars
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMay 10, 2026
Details
As Low As
Stamford Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Vehicle Loan
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedMay 10, 2026
Details
Credit Score: 730 plus; Credit Tier: A Plus
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
New Vehicle Loan
5.50%
6 Years
▼
APR5.50%
Term6 Years
Last UpdatedMay 12, 2026
Details
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
Used Vehicle Loan
5.50%
3 Years
▼
APR5.50%
Term3 Years
Last UpdatedMay 12, 2026
Details
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
5.54%
64 - 75
▼
APR5.54%
Term64 - 75
Last UpdatedMay 4, 2026
Details
As Low As; Model Year 2025 - 2027
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
New Cars & Trucks
5.60%
7 Years
▼
APR5.60%
Term7 Years
Last UpdatedMay 6, 2026
Details
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
Used Cars & Trucks
5.60%
4 Years
▼
APR5.60%
Term4 Years
Last UpdatedMay 6, 2026
Details
Albright Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.81%
New Auto Loans
5.64%
84 Months
▼
APR5.64%
Term84 Months
Last UpdatedMay 12, 2026
Details
As Low As; Up to 100% financing available
Albright Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.81%
Used Auto Loans
5.64%
72 Months
▼
APR5.64%
Term72 Months
Last UpdatedMay 12, 2026
Details
As Low As; Up to 100% financing available
Stafford Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.14%
Used Auto Loans (last 3 model years)
5.75%
48 months
▼
APR5.75%
Term48 months
Last UpdatedMay 4, 2026
Details
Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
Used Vehicles
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMay 7, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
Used Vehicle Loans (1 to 3 Years Old)
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMay 7, 2026
Details
GHA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Vehicle Loan
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedMay 7, 2026
Details
Fair Isaac 730+; A+
Community Healthcare Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.44%
Auto Loan
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedMay 10, 2026
Details
Model Years 2023 - 2026; 100% Financing
Stamford Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Vehicle Loan
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedMay 10, 2026
Details
Credit Score: 730 plus; Credit Tier: A Plus
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
Used Vehicle Loan
5.75%
4 Years
▼
APR5.75%
Term4 Years
Last UpdatedMay 12, 2026
Details
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
Used Cars & Trucks
5.85%
5 Years
▼
APR5.85%
Term5 Years
Last UpdatedMay 6, 2026
Details
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
5.89%
64 - 75
▼
APR5.89%
Term64 - 75
Last UpdatedMay 4, 2026
Details
As Low As; Model Year 2023 - 2024
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
New Cars
5.90%
72 Months
▼
APR5.90%
Term72 Months
Last UpdatedMay 7, 2026
Details
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
Used Cars
5.90%
36 Months
▼
APR5.90%
Term36 Months
Last UpdatedMay 7, 2026
Details
Albright Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.81%
Used Auto Loans
5.90%
36 Months
▼
APR5.90%
Term36 Months
Last UpdatedMay 12, 2026
Details
As Low As; Model years: 2021 -2022 (older considered on case by case basis); Up to 100% financing available
Polam Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.57%
New Auto
5.95%
84 Months
▼
APR5.95%
Term84 Months
Last UpdatedMay 7, 2026
Details
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
5.99%
1 - 63
▼
APR5.99%
Term1 - 63
Last UpdatedMay 4, 2026
Details
As Low As; Model Year 2021 - 2022
Thomaston Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
New Auto Loan - Fixed Rate
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedMay 5, 2026
Details
Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New Auto Loans
5.99%
60 months
▼
APR5.99%
Term60 months
Last UpdatedMay 7, 2026
Details
As Low As; Credit Score 680 - 719
Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto Loans
5.99%
60 months
▼
APR5.99%
Term60 months
Last UpdatedMay 7, 2026
Details
As Low As; Credit Score 680 - 719
Hartford Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Auto Loans - USED
5.99%
7 Years
▼
APR5.99%
Term7 Years
Last UpdatedMay 7, 2026
Details
Rates shown include a 1% discount for direct deposit and are subject to change without notice.
Dutch Point Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
Used Auto Loans
5.99%
77 - 84
▼
APR5.99%
Term77 - 84
Last UpdatedMay 10, 2026
Details
As Low As; 2023 to 2027 Model Years
Stafford Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.14%
Used Auto Loans (last 3 model years)
6.00%
60 months
▼
APR6.00%
Term60 months
Last UpdatedMay 4, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
New Vehicle Loans
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedMay 7, 2026
Details
GHA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Vehicle Loan
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedMay 7, 2026
Details
Fair Isaac 680-729; A
Community Healthcare Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.44%
Auto Loan
6.00%
0 - 60
▼
APR6.00%
Term0 - 60
Last UpdatedMay 10, 2026
Details
Model Years 2021 - 2022; 100% Financing
Stamford Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Vehicle Loan
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedMay 10, 2026
Details
Credit Score: 680-729; Credit Tier: A
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
Used Vehicle Loan
6.00%
5 Years
▼
APR6.00%
Term5 Years
Last UpdatedMay 12, 2026
Details
Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
Used Autos: 2016 & Older
6.10%
60 Months
▼
APR6.10%
Term60 Months
Last UpdatedMay 6, 2026
Details
Albright Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.81%
Used Auto Loans
6.15%
48 Months
▼
APR6.15%
Term48 Months
Last UpdatedMay 12, 2026
Details
As Low As; Up to 100% financing available
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
New Vehicle Loans
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMay 7, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
Used Vehicle Loans (1 to 3 Years Old)
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMay 7, 2026
Details
GHA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Vehicle Loan
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMay 7, 2026
Details
Fair Isaac 680-729; A
Stamford Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Vehicle Loan
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMay 10, 2026
Details
Credit Score: 680-729; Credit Tier: A
MEMBERSFIRST CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
New and Used Auto
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedMay 12, 2026
Details
As Low As
MEMBERSFIRST CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
New and Used Auto Loan
6.25%
61 to 72 months*
▼
APR6.25%
Term61 to 72 months*
Last UpdatedMay 12, 2026
Details
As Low As
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
Used Vehicle Loan
6.25%
6 Years
▼
APR6.25%
Term6 Years
Last UpdatedMay 12, 2026
Details
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
6.39%
76 - 84
▼
APR6.39%
Term76 - 84
Last UpdatedMay 4, 2026
Details
As Low As; Model Year 2025 - 2027
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
6.49%
64 - 75
▼
APR6.49%
Term64 - 75
Last UpdatedMay 4, 2026
Details
As Low As; Model Year 2021 - 2022
Thomaston Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
New Auto Loan - Fixed Rate
6.49%
72 Months
▼
APR6.49%
Term72 Months
Last UpdatedMay 5, 2026
Details
Thomaston Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
Used Auto Loan - Fixed Rate
6.49%
12 Months
▼
APR6.49%
Term12 Months
Last UpdatedMay 5, 2026
Details
GHA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Vehicle Loan
6.50%
72 Months
▼
APR6.50%
Term72 Months
Last UpdatedMay 7, 2026
Details
Fair Isaac 640-679; B
Community Healthcare Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.44%
Auto Loan
6.50%
72 Months
▼
APR6.50%
Term72 Months
Last UpdatedMay 10, 2026
Details
Model Years 2021 - 2022; 100% Financing
Norwalk Hospital Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used Car
6.50%
60 Months
▼
APR6.50%
Term60 Months
Last UpdatedMay 10, 2026
Details
Norwalk Hospital Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used Cars (Over 3 years old)
6.50%
60 Months
▼
APR6.50%
Term60 Months
Last UpdatedMay 10, 2026
Details
Stamford Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Vehicle Loan
6.50%
72 Months
▼
APR6.50%
Term72 Months
Last UpdatedMay 10, 2026
Details
Credit Score: 640-679; Credit Tier: B
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
Used Vehicle Loans (4 to 5 Years Old)
6.58%
72 Months
▼
APR6.58%
Term72 Months
Last UpdatedMay 7, 2026
Details
Albright Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.81%
Used Auto Loans
6.64%
60 Months
▼
APR6.64%
Term60 Months
Last UpdatedMay 12, 2026
Details
As Low As; Up to 100% financing available
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
6.69%
1 - 63
▼
APR6.69%
Term1 - 63
Last UpdatedMay 4, 2026
Details
As Low As; Model Year 2019 - 2020
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
Used Vehicle Loans (6 to 7 Years Old)
6.72%
Up to 36 Months
▼
APR6.72%
TermUp to 36 Months
Last UpdatedMay 7, 2026
Details
Dutch Point Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
First Time Auto Buyer
6.74%
60 Months
▼
APR6.74%
Term60 Months
Last UpdatedMay 10, 2026
Details
Up to 60 Months (2019 Model Year and Newer)
ASA Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.96%
New and Used Cars and Trucks
6.75%
60 Months
▼
APR6.75%
Term60 Months
Last UpdatedMay 7, 2026
Details
20% down - up to 60 months
GHA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Vehicle Loan
6.75%
60 Months
▼
APR6.75%
Term60 Months
Last UpdatedMay 7, 2026
Details
Fair Isaac 600-639; C
Community Healthcare Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.44%
Auto Loan
6.75%
0 - 48
▼
APR6.75%
Term0 - 48
Last UpdatedMay 10, 2026
Details
Model Years 2016 - 2020; 100% Financing
Stamford Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Vehicle Loan
6.75%
60 Months
▼
APR6.75%
Term60 Months
Last UpdatedMay 10, 2026
Details
Credit Score: 600-639; Credit Tier: C
MEMBERSFIRST CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
New and Used Auto
6.75%
81 Months
▼
APR6.75%
Term81 Months
Last UpdatedMay 12, 2026
Details
As Low As
MEMBERSFIRST CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
New and Used Auto Loan
6.75%
73 to 81 months*
▼
APR6.75%
Term73 to 81 months*
Last UpdatedMay 12, 2026
Details
As Low As
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
6.89%
64 - 75
▼
APR6.89%
Term64 - 75
Last UpdatedMay 4, 2026
Details
As Low As; Model Year 2019 - 2020
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
New Cars
6.90%
84 Months
▼
APR6.90%
Term84 Months
Last UpdatedMay 7, 2026
Details
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
Used Cars
6.90%
72 Months
▼
APR6.90%
Term72 Months
Last UpdatedMay 7, 2026
Details
Polam Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.57%
Used Auto
6.95%
72 Months
▼
APR6.95%
Term72 Months
Last UpdatedMay 7, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
Used Vehicle Loans (6 to 7 Years Old)
6.97%
48 Months
▼
APR6.97%
Term48 Months
Last UpdatedMay 7, 2026
Details
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
6.99%
76 - 84
▼
APR6.99%
Term76 - 84
Last UpdatedMay 4, 2026
Details
As Low As; Model Year 2023 - 2024
Thomaston Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
Used Auto Loan - Fixed Rate
6.99%
60 Months
▼
APR6.99%
Term60 Months
Last UpdatedMay 5, 2026
Details
Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New Auto Loans
6.99%
60 months
▼
APR6.99%
Term60 months
Last UpdatedMay 7, 2026
Details
As Low As; Credit Score 620 - 679
Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto Loans
6.99%
60 months
▼
APR6.99%
Term60 months
Last UpdatedMay 7, 2026
Details
As Low As; Credit Score 620 - 679
GHA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Vehicle Loan
7.00%
72 Months
▼
APR7.00%
Term72 Months
Last UpdatedMay 7, 2026
Details
Fair Isaac 600-639; C
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
Used Vehicle Loans (6 to 7 Years Old)
7.03%
60 Months
▼
APR7.03%
Term60 Months
Last UpdatedMay 7, 2026
Details
ASA Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.96%
New and Used Cars and Trucks
7.25%
60 Months
▼
APR7.25%
Term60 Months
Last UpdatedMay 7, 2026
Details
100% financing available to qualified buyers - up to 60 months
Stamford Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Vehicle Loan
7.25%
72 Months
▼
APR7.25%
Term72 Months
Last UpdatedMay 10, 2026
Details
Credit Score: 600-639; Credit Tier: C
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
7.49%
76 - 84
▼
APR7.49%
Term76 - 84
Last UpdatedMay 4, 2026
Details
As Low As; Model Year 2021 - 2022
Thomaston Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
Used Auto Loan - Fixed Rate
7.49%
72 Months
▼
APR7.49%
Term72 Months
Last UpdatedMay 5, 2026
Details
Stamford Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Vehicle Loan
7.59%
84 Months
▼
APR7.59%
Term84 Months
Last UpdatedMay 10, 2026
Details
Credit Score: 640-679; Credit Tier: B
Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
Used Autos: Classic 20+ Years
7.60%
Up to 60 months
▼
APR7.60%
TermUp to 60 months
Last UpdatedMay 6, 2026
Details
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
7.64%
1 - 63
▼
APR7.64%
Term1 - 63
Last UpdatedMay 4, 2026
Details
As Low As; Model Year 2017 - 2018
ASA Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.96%
New and Used Cars and Trucks
7.75%
72 Months
▼
APR7.75%
Term72 Months
Last UpdatedMay 7, 2026
Details
Over $20,000.00
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
7.84%
64 - 75
▼
APR7.84%
Term64 - 75
Last UpdatedMay 4, 2026
Details
As Low As; Model Year 2017 - 2018
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
Used Cars
7.90%
84 Months
▼
APR7.90%
Term84 Months
Last UpdatedMay 7, 2026
Details
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
7.99%
1 - 63
▼
APR7.99%
Term1 - 63
Last UpdatedMay 4, 2026
Details
As Low As; Model Year 2016 and Older
Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New Auto Loans
7.99%
60 months
▼
APR7.99%
Term60 months
Last UpdatedMay 7, 2026
Details
As Low As; Credit Score 600 - 619
Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto Loans
7.99%
60 months
▼
APR7.99%
Term60 months
Last UpdatedMay 7, 2026
Details
As Low As; Credit Score 600 - 619
Dutch Point Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
First Time Auto Buyer
8.24%
76 Months
▼
APR8.24%
Term76 Months
Last UpdatedMay 10, 2026
Details
61 - 76 Months (2019 Model Year and Newer)
ASA Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.96%
New and Used Cars and Trucks
8.25%
84 Months
▼
APR8.25%
Term84 Months
Last UpdatedMay 7, 2026
Details
Over $20,000.00
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
8.39%
85 - 96
▼
APR8.39%
Term85 - 96
Last UpdatedMay 4, 2026
Details
As Low As; Model Year 2025 - 2027
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.25%
Used Auto - Over 6 Model Years
8.40%
4 years
▼
APR8.40%
Term4 years
Last UpdatedMay 10, 2026
Details
Note 2
Dutch Point Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
Used Auto Loans - 2017 Model Year and Older
8.49%
Up to 48 Months
▼
APR8.49%
TermUp to 48 Months
Last UpdatedMay 10, 2026
Details
As Low As
Northwest Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.08%
New Auto - 36 Months - 10% Down
8.50%
36 Months
▼
APR8.50%
Term36 Months
Last UpdatedMay 4, 2026
Details
ASA Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.96%
Motor Vehicle Loans
8.50%
48 Months
▼
APR8.50%
Term48 Months
Last UpdatedMay 7, 2026
Details
90% financing up to 48 months
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.25%
Impaired Credit - New Auto
8.80%
6 years
▼
APR8.80%
Term6 years
Last UpdatedMay 10, 2026
Details
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.25%
Impaired Credit - Used Auto
8.80%
5 years
▼
APR8.80%
Term5 years
Last UpdatedMay 10, 2026
Details
Note 1
Northwest Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.08%
New Auto - 48 Months - 10% Down
9.00%
48 Months
▼
APR9.00%
Term48 Months
Last UpdatedMay 4, 2026
Details
Hartford Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Auto Loans - CLASSIC
9.00%
1 Year
▼
APR9.00%
Term1 Year
Last UpdatedMay 7, 2026
Details
Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
SUMA Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.20%
Specialty Vehicle Loans
9.00%
Up to 5 Years
▼
APR9.00%
TermUp to 5 Years
Last UpdatedMay 7, 2026
Details
ASA Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.96%
Motor Vehicle Loans
9.00%
60 Months
▼
APR9.00%
Term60 Months
Last UpdatedMay 7, 2026
Details
90% financing up to 60 months
GHA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Vehicle Loan
9.00%
24-48
▼
APR9.00%
Term24-48
Last UpdatedMay 7, 2026
Details
Fair Isaac 550-599; D
Stamford Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Vehicle Loan
9.00%
24 to 48
▼
APR9.00%
Term24 to 48
Last UpdatedMay 10, 2026
Details
Credit Score: 550-599; Credit Tier: D
GHA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Vehicle Loan
9.25%
60 Months
▼
APR9.25%
Term60 Months
Last UpdatedMay 7, 2026
Details
Fair Isaac 550-599; D
Stamford Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Vehicle Loan
9.25%
60 Months
▼
APR9.25%
Term60 Months
Last UpdatedMay 10, 2026
Details
Credit Score: 550-599; Credit Tier: D
Northwest Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.08%
New Auto - 60 Months - 20% Down
9.50%
60 Months
▼
APR9.50%
Term60 Months
Last UpdatedMay 4, 2026
Details
Hartford Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Auto Loans - CLASSIC
9.50%
4 Years
▼
APR9.50%
Term4 Years
Last UpdatedMay 7, 2026
Details
Rates shown include a 1% discount for direct deposit and are subject to change without notice. Other terms available.
GHA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Vehicle Loan
13.00%
24-48
▼
APR13.00%
Term24-48
Last UpdatedMay 7, 2026
Details
Fair Isaac 549 or Less; E
Stamford Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Vehicle Loan
13.00%
24 to 48
▼
APR13.00%
Term24 to 48
Last UpdatedMay 10, 2026
Details
Credit Score: 540 or less; Credit Tier: E
GHA Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
Vehicle Loan
13.25%
60 Months
▼
APR13.25%
Term60 Months
Last UpdatedMay 7, 2026
Details
Fair Isaac 549 or Less; E
Stamford Healthcare Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Vehicle Loan
13.99%
60 Months
▼
APR13.99%
Term60 Months
Last UpdatedMay 10, 2026
Details
Credit Score: 540 or less; Credit Tier: E
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Sound Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
3 Danbury Rd, Wilton, CT, 06897
Newer Auto Loan
5.55%
84 Months
▼
APR5.55%
Term84 Months
Last UpdatedMay 10, 2026
Details
As Low As; for up to 84 Months for Newer Autos!
Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
New Vehicles
3.25%
24 Months
▼
APR3.25%
Term24 Months
Last UpdatedMay 7, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
New Vehicles 4 Years
3.74%
4 Years
▼
APR3.74%
Term4 Years
Last UpdatedMay 6, 2026
Details
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
New Vehicles 5 Years
3.99%
5 Years
▼
APR3.99%
Term5 Years
Last UpdatedMay 6, 2026
Details
Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
New Vehicles
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMay 7, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
New Vehicles 6 Years
4.24%
6 Years
▼
APR4.24%
Term6 Years
Last UpdatedMay 6, 2026
Details
Hartford Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Auto Loans - NEW
4.24%
1 Year
▼
APR4.24%
Term1 Year
Last UpdatedMay 7, 2026
Details
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
New Vehicle Loan
4.25%
2 Years
▼
APR4.25%
Term2 Years
Last UpdatedMay 12, 2026
Details
Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
New Vehicles
4.29%
60 Months
▼
APR4.29%
Term60 Months
Last UpdatedMay 7, 2026
Details
As Low As
Albright Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.81%
New Auto Loans
4.44%
60 Months
▼
APR4.44%
Term60 Months
Last UpdatedMay 12, 2026
Details
As Low As; Model year: 2025 or newer with less than 7,000 miles; Up to 100% financing available
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
New Vehicles 7 Years
4.49%
7 Years
▼
APR4.49%
Term7 Years
Last UpdatedMay 6, 2026
Details
Hartford Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Auto Loans - NEW
4.49%
4 Years
▼
APR4.49%
Term4 Years
Last UpdatedMay 7, 2026
Details
Dutch Point Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
New Auto Loans
4.49%
Up to 60
▼
APR4.49%
TermUp to 60
Last UpdatedMay 10, 2026
Details
As Low As; 2025 to 2027 Model Years
Norwalk Hospital Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New Car
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMay 10, 2026
Details
Albright Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.81%
New Auto Loans
4.64%
72 Months
▼
APR4.64%
Term72 Months
Last UpdatedMay 12, 2026
Details
As Low As; Up to 100% financing available
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles (2019 and newer)
4.74%
2 Years
▼
APR4.74%
Term2 Years
Last UpdatedMay 6, 2026
Details
As Low As
Hartford Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Auto Loans - NEW
4.74%
5 Years
▼
APR4.74%
Term5 Years
Last UpdatedMay 7, 2026
Details
Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
New Autos: 2025 - 2026, Demos < 10,000 Miles
4.75%
Up to 48 months
▼
APR4.75%
TermUp to 48 months
Last UpdatedMay 6, 2026
Details
Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
New Vehicles
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMay 7, 2026
Details
As Low As
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
New Vehicle Loan
4.75%
3 Years
▼
APR4.75%
Term3 Years
Last UpdatedMay 12, 2026
Details
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.25%
New Auto
4.80%
7 years
▼
APR4.80%
Term7 years
Last UpdatedMay 10, 2026
Details
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
New Cars & Trucks
4.85%
3-5 Years
▼
APR4.85%
Term3-5 Years
Last UpdatedMay 6, 2026
Details
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
New Cars
4.90%
36 Months
▼
APR4.90%
Term36 Months
Last UpdatedMay 7, 2026
Details
Thomaston Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
New Auto Loan - Fixed Rate
4.99%
12 Months
▼
APR4.99%
Term12 Months
Last UpdatedMay 5, 2026
Details
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles (2019 and newer)
4.99%
5 Years
▼
APR4.99%
Term5 Years
Last UpdatedMay 6, 2026
Details
As Low As
Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
New Autos: 2025 - 2026, Demos < 10,000 Miles
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedMay 6, 2026
Details
Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New Auto Loans
4.99%
60 months
▼
APR4.99%
Term60 months
Last UpdatedMay 7, 2026
Details
As Low As; Credit Score 720+
Dutch Point Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
New Auto Loans
4.99%
61 - 76
▼
APR4.99%
Term61 - 76
Last UpdatedMay 10, 2026
Details
As Low As; 2025 to 2027 Model Years
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
New Vehicle Loan
5.00%
4 Years
▼
APR5.00%
Term4 Years
Last UpdatedMay 12, 2026
Details
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles (2019 and newer)
5.24%
6 Years
▼
APR5.24%
Term6 Years
Last UpdatedMay 6, 2026
Details
As Low As
Hartford Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Auto Loans - NEW
5.24%
7 Years
▼
APR5.24%
Term7 Years
Last UpdatedMay 7, 2026
Details
Stafford Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.14%
New Auto Loans
5.25%
48 months
▼
APR5.25%
Term48 months
Last UpdatedMay 4, 2026
Details
Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
New Autos: 2025 - 2026, Demos < 10,000 Miles
5.25%
Up to 72 months
▼
APR5.25%
TermUp to 72 months
Last UpdatedMay 6, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
New Vehicle Loans
5.25%
Up to 36 Months
▼
APR5.25%
TermUp to 36 Months
Last UpdatedMay 7, 2026
Details
New Haven County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.60%
New Cars
5.25%
84 Months
▼
APR5.25%
Term84 Months
Last UpdatedMay 10, 2026
Details
As Low As
MEMBERSFIRST CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
New and Used Auto
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMay 12, 2026
Details
As Low As
MEMBERSFIRST CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
New and Used Auto Loan
5.25%
up to 60 months
▼
APR5.25%
Termup to 60 months
Last UpdatedMay 12, 2026
Details
As Low As
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
New Vehicle Loan
5.25%
5 Years
▼
APR5.25%
Term5 Years
Last UpdatedMay 12, 2026
Details
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
New Cars & Trucks
5.35%
6 Years
▼
APR5.35%
Term6 Years
Last UpdatedMay 6, 2026
Details
Thomaston Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
New Auto Loan - Fixed Rate
5.49%
48 Months
▼
APR5.49%
Term48 Months
Last UpdatedMay 5, 2026
Details
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles (2019 and newer)
5.49%
7 Years
▼
APR5.49%
Term7 Years
Last UpdatedMay 6, 2026
Details
As Low As
Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
New Autos: 2025 - 2026, Demos < 10,000 Miles
5.49%
Up to 84 months
▼
APR5.49%
TermUp to 84 months
Last UpdatedMay 6, 2026
Details
Dutch Point Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
New Auto Loans
5.49%
77 - 84
▼
APR5.49%
Term77 - 84
Last UpdatedMay 10, 2026
Details
As Low As; 2025 to 2027 Model Years
Stafford Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.14%
New Auto Loans
5.50%
60 months
▼
APR5.50%
Term60 months
Last UpdatedMay 4, 2026
Details
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
New Vehicle Loan
5.50%
6 Years
▼
APR5.50%
Term6 Years
Last UpdatedMay 12, 2026
Details
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
New Cars & Trucks
5.60%
7 Years
▼
APR5.60%
Term7 Years
Last UpdatedMay 6, 2026
Details
Albright Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.81%
New Auto Loans
5.64%
84 Months
▼
APR5.64%
Term84 Months
Last UpdatedMay 12, 2026
Details
As Low As; Up to 100% financing available
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
New Cars
5.90%
72 Months
▼
APR5.90%
Term72 Months
Last UpdatedMay 7, 2026
Details
Polam Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.57%
New Auto
5.95%
84 Months
▼
APR5.95%
Term84 Months
Last UpdatedMay 7, 2026
Details
Thomaston Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
New Auto Loan - Fixed Rate
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedMay 5, 2026
Details
Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New Auto Loans
5.99%
60 months
▼
APR5.99%
Term60 months
Last UpdatedMay 7, 2026
Details
As Low As; Credit Score 680 - 719
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
New Vehicle Loans
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedMay 7, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
New Vehicle Loans
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMay 7, 2026
Details
MEMBERSFIRST CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
New and Used Auto
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedMay 12, 2026
Details
As Low As
MEMBERSFIRST CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
New and Used Auto Loan
6.25%
61 to 72 months*
▼
APR6.25%
Term61 to 72 months*
Last UpdatedMay 12, 2026
Details
As Low As
Thomaston Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
New Auto Loan - Fixed Rate
6.49%
72 Months
▼
APR6.49%
Term72 Months
Last UpdatedMay 5, 2026
Details
ASA Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.96%
New and Used Cars and Trucks
6.75%
60 Months
▼
APR6.75%
Term60 Months
Last UpdatedMay 7, 2026
Details
20% down - up to 60 months
MEMBERSFIRST CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
New and Used Auto
6.75%
81 Months
▼
APR6.75%
Term81 Months
Last UpdatedMay 12, 2026
Details
As Low As
MEMBERSFIRST CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
New and Used Auto Loan
6.75%
73 to 81 months*
▼
APR6.75%
Term73 to 81 months*
Last UpdatedMay 12, 2026
Details
As Low As
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
New Cars
6.90%
84 Months
▼
APR6.90%
Term84 Months
Last UpdatedMay 7, 2026
Details
Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New Auto Loans
6.99%
60 months
▼
APR6.99%
Term60 months
Last UpdatedMay 7, 2026
Details
As Low As; Credit Score 620 - 679
ASA Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.96%
New and Used Cars and Trucks
7.25%
60 Months
▼
APR7.25%
Term60 Months
Last UpdatedMay 7, 2026
Details
100% financing available to qualified buyers - up to 60 months
ASA Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.96%
New and Used Cars and Trucks
7.75%
72 Months
▼
APR7.75%
Term72 Months
Last UpdatedMay 7, 2026
Details
Over $20,000.00
Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
New Auto Loans
7.99%
60 months
▼
APR7.99%
Term60 months
Last UpdatedMay 7, 2026
Details
As Low As; Credit Score 600 - 619
ASA Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.96%
New and Used Cars and Trucks
8.25%
84 Months
▼
APR8.25%
Term84 Months
Last UpdatedMay 7, 2026
Details
Over $20,000.00
Northwest Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.08%
New Auto - 36 Months - 10% Down
8.50%
36 Months
▼
APR8.50%
Term36 Months
Last UpdatedMay 4, 2026
Details
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.25%
Impaired Credit - New Auto
8.80%
6 years
▼
APR8.80%
Term6 years
Last UpdatedMay 10, 2026
Details
Northwest Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.08%
New Auto - 48 Months - 10% Down
9.00%
48 Months
▼
APR9.00%
Term48 Months
Last UpdatedMay 4, 2026
Details
Northwest Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.08%
New Auto - 60 Months - 20% Down
9.50%
60 Months
▼
APR9.50%
Term60 Months
Last UpdatedMay 4, 2026
Details
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
Used Vehicles
4.25%
24 Months
▼
APR4.25%
Term24 Months
Last UpdatedMay 7, 2026
Details
As Low As
Hartford Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Auto Loans - USED
4.49%
1 Year
▼
APR4.49%
Term1 Year
Last UpdatedMay 7, 2026
Details
Rates shown include a 1% discount for direct deposit and are subject to change without notice.
Albright Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.81%
Used Auto Loans
4.64%
48 Months
▼
APR4.64%
Term48 Months
Last UpdatedMay 12, 2026
Details
As Low As; Model years: 2023 or newer (and 2025 with more than 7,000 miles; Up to 100% financing available
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles (2019 and newer)
4.74%
2 Years
▼
APR4.74%
Term2 Years
Last UpdatedMay 6, 2026
Details
As Low As
Hartford Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Auto Loans - USED
4.74%
4 Years
▼
APR4.74%
Term4 Years
Last UpdatedMay 7, 2026
Details
Rates shown include a 1% discount for direct deposit and are subject to change without notice.
Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
Used Autos: 2017 - 2025
4.75%
Up to 48 months
▼
APR4.75%
TermUp to 48 months
Last UpdatedMay 6, 2026
Details
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.25%
Used Auto - Up to 6 Model Years
4.80%
6 years
▼
APR4.80%
Term6 years
Last UpdatedMay 10, 2026
Details
Note 1
Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
Used Vehicles
4.90%
36 Months
▼
APR4.90%
Term36 Months
Last UpdatedMay 7, 2026
Details
As Low As
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles (2019 and newer)
4.99%
5 Years
▼
APR4.99%
Term5 Years
Last UpdatedMay 6, 2026
Details
As Low As
Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
Used Autos: 2017 - 2025
4.99%
Up to 60 months
▼
APR4.99%
TermUp to 60 months
Last UpdatedMay 6, 2026
Details
Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto Loans
4.99%
60 months
▼
APR4.99%
Term60 months
Last UpdatedMay 7, 2026
Details
As Low As; Credit Score 720+
Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
Used Vehicles
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMay 7, 2026
Details
As Low As
Hartford Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Auto Loans - USED
4.99%
5 Years
▼
APR4.99%
Term5 Years
Last UpdatedMay 7, 2026
Details
Rates shown include a 1% discount for direct deposit and are subject to change without notice.
Dutch Point Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
Used Auto Loans
4.99%
Up to 60
▼
APR4.99%
TermUp to 60
Last UpdatedMay 10, 2026
Details
As Low As; 2018 to 2027 Model Years
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles (2019 and newer)
5.24%
6 Years
▼
APR5.24%
Term6 Years
Last UpdatedMay 6, 2026
Details
As Low As
Dutch Point Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
Used Auto Loans
5.24%
61 - 76
▼
APR5.24%
Term61 - 76
Last UpdatedMay 10, 2026
Details
As Low As; 2019 to 2027 Model Years
Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
Used Autos: 2017 - 2025
5.25%
Up to 72 months
▼
APR5.25%
TermUp to 72 months
Last UpdatedMay 6, 2026
Details
MEMBERSFIRST CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
New and Used Auto
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMay 12, 2026
Details
As Low As
MEMBERSFIRST CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
New and Used Auto Loan
5.25%
up to 60 months
▼
APR5.25%
Termup to 60 months
Last UpdatedMay 12, 2026
Details
As Low As
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
Used Vehicle Loan
5.25%
2 Years
▼
APR5.25%
Term2 Years
Last UpdatedMay 12, 2026
Details
Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
Used Vehicles
5.29%
60 Months
▼
APR5.29%
Term60 Months
Last UpdatedMay 7, 2026
Details
As Low As
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
Used Cars & Trucks
5.35%
3 Years
▼
APR5.35%
Term3 Years
Last UpdatedMay 6, 2026
Details
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Used Vehicles (2019 and newer)
5.49%
7 Years
▼
APR5.49%
Term7 Years
Last UpdatedMay 6, 2026
Details
As Low As
Hartford Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Auto Loans - USED
5.49%
6 Years
▼
APR5.49%
Term6 Years
Last UpdatedMay 7, 2026
Details
Rates shown include a 1% discount for direct deposit and are subject to change without notice.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
Used Vehicle Loans (1 to 3 Years Old)
5.49%
Up to 36 Months
▼
APR5.49%
TermUp to 36 Months
Last UpdatedMay 7, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
Used Vehicle Loans (4 to 5 Years Old)
5.49%
Up to 36 Months
▼
APR5.49%
TermUp to 36 Months
Last UpdatedMay 7, 2026
Details
New Haven County Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.60%
Used Cars
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMay 10, 2026
Details
As Low As
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
Used Vehicle Loan
5.50%
3 Years
▼
APR5.50%
Term3 Years
Last UpdatedMay 12, 2026
Details
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
Used Cars & Trucks
5.60%
4 Years
▼
APR5.60%
Term4 Years
Last UpdatedMay 6, 2026
Details
Albright Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.81%
Used Auto Loans
5.64%
72 Months
▼
APR5.64%
Term72 Months
Last UpdatedMay 12, 2026
Details
As Low As; Up to 100% financing available
Stafford Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.14%
Used Auto Loans (last 3 model years)
5.75%
48 months
▼
APR5.75%
Term48 months
Last UpdatedMay 4, 2026
Details
Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
Used Vehicles
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMay 7, 2026
Details
As Low As
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
Used Vehicle Loans (1 to 3 Years Old)
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMay 7, 2026
Details
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
Used Vehicle Loan
5.75%
4 Years
▼
APR5.75%
Term4 Years
Last UpdatedMay 12, 2026
Details
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
Used Cars & Trucks
5.85%
5 Years
▼
APR5.85%
Term5 Years
Last UpdatedMay 6, 2026
Details
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
Used Cars
5.90%
36 Months
▼
APR5.90%
Term36 Months
Last UpdatedMay 7, 2026
Details
Albright Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.81%
Used Auto Loans
5.90%
36 Months
▼
APR5.90%
Term36 Months
Last UpdatedMay 12, 2026
Details
As Low As; Model years: 2021 -2022 (older considered on case by case basis); Up to 100% financing available
Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto Loans
5.99%
60 months
▼
APR5.99%
Term60 months
Last UpdatedMay 7, 2026
Details
As Low As; Credit Score 680 - 719
Hartford Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.34%
Auto Loans - USED
5.99%
7 Years
▼
APR5.99%
Term7 Years
Last UpdatedMay 7, 2026
Details
Rates shown include a 1% discount for direct deposit and are subject to change without notice.
Dutch Point Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
Used Auto Loans
5.99%
77 - 84
▼
APR5.99%
Term77 - 84
Last UpdatedMay 10, 2026
Details
As Low As; 2023 to 2027 Model Years
Stafford Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.14%
Used Auto Loans (last 3 model years)
6.00%
60 months
▼
APR6.00%
Term60 months
Last UpdatedMay 4, 2026
Details
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
Used Vehicle Loan
6.00%
5 Years
▼
APR6.00%
Term5 Years
Last UpdatedMay 12, 2026
Details
Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
Used Autos: 2016 & Older
6.10%
60 Months
▼
APR6.10%
Term60 Months
Last UpdatedMay 6, 2026
Details
Albright Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.81%
Used Auto Loans
6.15%
48 Months
▼
APR6.15%
Term48 Months
Last UpdatedMay 12, 2026
Details
As Low As; Up to 100% financing available
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
Used Vehicle Loans (1 to 3 Years Old)
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMay 7, 2026
Details
MEMBERSFIRST CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
New and Used Auto
6.25%
72 Months
▼
APR6.25%
Term72 Months
Last UpdatedMay 12, 2026
Details
As Low As
MEMBERSFIRST CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
New and Used Auto Loan
6.25%
61 to 72 months*
▼
APR6.25%
Term61 to 72 months*
Last UpdatedMay 12, 2026
Details
As Low As
WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
Used Vehicle Loan
6.25%
6 Years
▼
APR6.25%
Term6 Years
Last UpdatedMay 12, 2026
Details
Thomaston Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
Used Auto Loan - Fixed Rate
6.49%
12 Months
▼
APR6.49%
Term12 Months
Last UpdatedMay 5, 2026
Details
Norwalk Hospital Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used Car
6.50%
60 Months
▼
APR6.50%
Term60 Months
Last UpdatedMay 10, 2026
Details
Norwalk Hospital Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used Cars (Over 3 years old)
6.50%
60 Months
▼
APR6.50%
Term60 Months
Last UpdatedMay 10, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
Used Vehicle Loans (4 to 5 Years Old)
6.58%
72 Months
▼
APR6.58%
Term72 Months
Last UpdatedMay 7, 2026
Details
Albright Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.81%
Used Auto Loans
6.64%
60 Months
▼
APR6.64%
Term60 Months
Last UpdatedMay 12, 2026
Details
As Low As; Up to 100% financing available
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
Used Vehicle Loans (6 to 7 Years Old)
6.72%
Up to 36 Months
▼
APR6.72%
TermUp to 36 Months
Last UpdatedMay 7, 2026
Details
ASA Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.96%
New and Used Cars and Trucks
6.75%
60 Months
▼
APR6.75%
Term60 Months
Last UpdatedMay 7, 2026
Details
20% down - up to 60 months
MEMBERSFIRST CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
New and Used Auto
6.75%
81 Months
▼
APR6.75%
Term81 Months
Last UpdatedMay 12, 2026
Details
As Low As
MEMBERSFIRST CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.17%
New and Used Auto Loan
6.75%
73 to 81 months*
▼
APR6.75%
Term73 to 81 months*
Last UpdatedMay 12, 2026
Details
As Low As
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
Used Cars
6.90%
72 Months
▼
APR6.90%
Term72 Months
Last UpdatedMay 7, 2026
Details
Polam Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.57%
Used Auto
6.95%
72 Months
▼
APR6.95%
Term72 Months
Last UpdatedMay 7, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
Used Vehicle Loans (6 to 7 Years Old)
6.97%
48 Months
▼
APR6.97%
Term48 Months
Last UpdatedMay 7, 2026
Details
Thomaston Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
Used Auto Loan - Fixed Rate
6.99%
60 Months
▼
APR6.99%
Term60 Months
Last UpdatedMay 5, 2026
Details
Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto Loans
6.99%
60 months
▼
APR6.99%
Term60 months
Last UpdatedMay 7, 2026
Details
As Low As; Credit Score 620 - 679
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
Used Vehicle Loans (6 to 7 Years Old)
7.03%
60 Months
▼
APR7.03%
Term60 Months
Last UpdatedMay 7, 2026
Details
ASA Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.96%
New and Used Cars and Trucks
7.25%
60 Months
▼
APR7.25%
Term60 Months
Last UpdatedMay 7, 2026
Details
100% financing available to qualified buyers - up to 60 months
Thomaston Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.58%
Used Auto Loan - Fixed Rate
7.49%
72 Months
▼
APR7.49%
Term72 Months
Last UpdatedMay 5, 2026
Details
Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
Used Autos: Classic 20+ Years
7.60%
Up to 60 months
▼
APR7.60%
TermUp to 60 months
Last UpdatedMay 6, 2026
Details
ASA Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.96%
New and Used Cars and Trucks
7.75%
72 Months
▼
APR7.75%
Term72 Months
Last UpdatedMay 7, 2026
Details
Over $20,000.00
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
Used Cars
7.90%
84 Months
▼
APR7.90%
Term84 Months
Last UpdatedMay 7, 2026
Details
Manchester Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.06%
Used Auto Loans
7.99%
60 months
▼
APR7.99%
Term60 months
Last UpdatedMay 7, 2026
Details
As Low As; Credit Score 600 - 619
ASA Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.96%
New and Used Cars and Trucks
8.25%
84 Months
▼
APR8.25%
Term84 Months
Last UpdatedMay 7, 2026
Details
Over $20,000.00
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.25%
Used Auto - Over 6 Model Years
8.40%
4 years
▼
APR8.40%
Term4 years
Last UpdatedMay 10, 2026
Details
Note 2
Dutch Point Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
Used Auto Loans - 2017 Model Year and Older
8.49%
Up to 48 Months
▼
APR8.49%
TermUp to 48 Months
Last UpdatedMay 10, 2026
Details
As Low As
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.25%
Impaired Credit - Used Auto
8.80%
5 years
▼
APR8.80%
Term5 years
Last UpdatedMay 10, 2026
Details
Note 1
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MonitorBankRates
Wilton, CT Auto Loan Rate Trends
Compare local Wilton, CT auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — CT Avg
6.061%
▼ 0.108 vs 7 days ago
Connecticut new auto rates fell 0.108 points over the past 7 days to 6.061% APR.
Used Auto Loan — CT Avg
6.586%
▼ 0.090 vs 7 days ago
Connecticut used auto rates fell 0.090 points over the past 7 days to 6.586% APR.
As of May 12, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about Auto Loans in Wilton, Connecticut
How does my credit score affect my car loan rate in Connecticut?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Wilton, Connecticut with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Connecticut *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Wilton, Connecticut typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Wilton, Connecticut?
Based on our current data, some of the lowest auto loan rates available in Wilton, Connecticut include:
- Sound Federal Credit Union: 5.55% (Newer Auto Loan)
- Torrington Municipal & Teachers Federal Credit Union: 3.25% (New Vehicles)
- Riverbank Federal Credit Union: 3.74% (New Vehicles 4 Years)
- United Business and Industry Federal Credit Union: 4.24% (Auto Loan)
- Hartford Federal Credit Union: 4.24% (Auto Loans - NEW)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Wilton, Connecticut. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 12, 2026
Rate Assistant
MonitorBankRates.com · Live Data
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