Auto Loan Rates in Portland, Maine (ME) for March 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Portland, Maine. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Portland, Maine include Evergreen Credit Union Portland, MEEvergreen Credit Union Portland, ME225 Riverside St, Portland, ME, 04103 1038A5.0 ★Texas Ratio: 8.27% offering Vehicle Loan at 3.99%, Town & Country Federal Credit UnionTown & Country Federal Credit Union3 Auburn St, Portland, ME, 04103A+5.0 ★Texas Ratio: 3.10% offering New Vehicle Loans at 4.24%, TruChoice Federal Credit UnionTruChoice Federal Credit Union272 PARK AVE, PORTLAND, ME, 04102 2912A5.0 ★Texas Ratio: 7.63% offering New Vehicle (Less than 3 years old) at 4.45%, cPort Credit UnioncPort Credit Union50 Riverside Industrial Pkwy, Portland, ME, 04103A5.0 ★Texas Ratio: 6.99% offering New & Used Auto Loans at 4.49%, Cumberland County Federal Credit UnionCumberland County Federal Credit Union1345 Washington Ave, Portland, ME, 04103A+5.0 ★Texas Ratio: 5.16% offering A+ Auto Loan at 4.75%. Auto loan rates as of March 25, 2026 according to verified data from MonitorBankRates.
Auto loan rates in Portland, Maine are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.
We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Portland, Maine. Auto Loan Rates Last Updated and Verified: March 25, 2026
Compare Auto Loan Rates Today in Portland, Maine & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
225 Riverside St, Portland, ME, 04103 1038
Vehicle Loan
3.99%
24 Months
▼
APR3.99%
Term24 Months
Last UpdatedMar 25, 2026
Details
As Low As; Up to 110% financing
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
225 Riverside St, Portland, ME, 04103 1038
Vehicle Loans
3.99%
24 Months
▼
APR3.99%
Term24 Months
Last UpdatedMar 25, 2026
Details
As Low As; Up to 110% financing
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.10%
3 Auburn St, Portland, ME, 04103
New Vehicle Loans
4.24%
Up to 48 Months
▼
APR4.24%
TermUp to 48 Months
Last UpdatedMar 15, 2026
Details
As Low As
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
225 Riverside St, Portland, ME, 04103 1038
Vehicle Loan
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedMar 25, 2026
Details
As Low As; Up to 110% financing
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
225 Riverside St, Portland, ME, 04103 1038
Vehicle Loans
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedMar 25, 2026
Details
As Low As; Up to 110% financing
TruChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
272 PARK AVE, PORTLAND, ME, 04102 2912
New Vehicle (Less than 3 years old)
4.45%
48 Months
▼
APR4.45%
Term48 Months
Last UpdatedMar 22, 2026
Details
As Low As
TruChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
272 PARK AVE, PORTLAND, ME, 04102 2912
Used Vehicle (3 years or older)
4.45%
48 Months
▼
APR4.45%
Term48 Months
Last UpdatedMar 22, 2026
Details
As Low As; Up to 48 months
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.10%
3 Auburn St, Portland, ME, 04103
Used Vehicle Loans
4.49%
Up to 48 Months
▼
APR4.49%
TermUp to 48 Months
Last UpdatedMar 15, 2026
Details
As Low As
cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME, 04103
New & Used Auto Loans
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 25, 2026
Details
As Low As
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
225 Riverside St, Portland, ME, 04103 1038
Vehicle Loan
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMar 25, 2026
Details
As Low As; Up to 110% financing
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
225 Riverside St, Portland, ME, 04103 1038
Vehicle Loans
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMar 25, 2026
Details
As Low As; Up to 110% financing
TruChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
272 PARK AVE, PORTLAND, ME, 04102 2912
New Vehicle (Less than 3 years old)
4.70%
60 Months
▼
APR4.70%
Term60 Months
Last UpdatedMar 22, 2026
Details
As Low As
TruChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
272 PARK AVE, PORTLAND, ME, 04102 2912
Used Vehicle (3 years or older)
4.70%
60 Months
▼
APR4.70%
Term60 Months
Last UpdatedMar 22, 2026
Details
As Low As; Up to 60 months
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.10%
3 Auburn St, Portland, ME, 04103
New Vehicle Loans
4.74%
Up to 63 Months
▼
APR4.74%
TermUp to 63 Months
Last UpdatedMar 15, 2026
Details
As Low As
cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME, 04103
New & Used Auto Loans
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedMar 25, 2026
Details
As Low As
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
225 Riverside St, Portland, ME, 04103 1038
Vehicle Loan
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedMar 25, 2026
Details
As Low As; Up to 110% financing
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
225 Riverside St, Portland, ME, 04103 1038
Vehicle Loans
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedMar 25, 2026
Details
As Low As; Up to 110% financing
Cumberland County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.16%
1345 Washington Ave, Portland, ME, 04103
A+ Auto Loan
4.75%
24 Months
▼
APR4.75%
Term24 Months
Last UpdatedMar 20, 2026
Details
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.10%
3 Auburn St, Portland, ME, 04103
Used Vehicle Loans
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedMar 15, 2026
Details
As Low As
cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME, 04103
New & Used Auto Loans
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMar 25, 2026
Details
As Low As
Maine Savings Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.16%
883 Forest Ave, Portland, ME, 04103
New Auto
5.09%
10 Months
▼
APR5.09%
Term10 Months
Last UpdatedMar 24, 2026
Details
As Low As
TruChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
272 PARK AVE, PORTLAND, ME, 04102 2912
New Vehicle (Less than 3 years old)
5.20%
72 Months
▼
APR5.20%
Term72 Months
Last UpdatedMar 22, 2026
Details
As Low As
TruChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
272 PARK AVE, PORTLAND, ME, 04102 2912
Used Vehicle (3 years or older)
5.20%
72 Months
▼
APR5.20%
Term72 Months
Last UpdatedMar 22, 2026
Details
As Low As; Up to 72 months
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.10%
3 Auburn St, Portland, ME, 04103
New Vehicle Loans
5.24%
Up to 75 Months
▼
APR5.24%
TermUp to 75 Months
Last UpdatedMar 15, 2026
Details
As Low As
Cumberland County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.16%
1345 Washington Ave, Portland, ME, 04103
A+ Auto Loan
5.30%
36 Months
▼
APR5.30%
Term36 Months
Last UpdatedMar 20, 2026
Details
Maine Savings Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.16%
883 Forest Ave, Portland, ME, 04103
Used Auto
5.34%
7 Months
▼
APR5.34%
Term7 Months
Last UpdatedMar 24, 2026
Details
As Low As
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.10%
3 Auburn St, Portland, ME, 04103
Used Vehicle Loans
5.49%
Up to 75 Months
▼
APR5.49%
TermUp to 75 Months
Last UpdatedMar 15, 2026
Details
As Low As
Cumberland County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.16%
1345 Washington Ave, Portland, ME, 04103
A+ Auto Loan
5.55%
48 Months
▼
APR5.55%
Term48 Months
Last UpdatedMar 20, 2026
Details
Bath Savings Institution
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
46 Auburn St, Portland, ME, 04103
Auto Loan
5.79%
36 months
▼
APR5.79%
Term36 months
Last UpdatedMar 25, 2026
Details
NEW to 10 Years
Cumberland County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.16%
1345 Washington Ave, Portland, ME, 04103
A+ Auto Loan
5.85%
60 Months
▼
APR5.85%
Term60 Months
Last UpdatedMar 20, 2026
Details
Bath Savings Institution
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
46 Auburn St, Portland, ME, 04103
Auto Loan
5.88%
48 months
▼
APR5.88%
Term48 months
Last UpdatedMar 25, 2026
Details
NEW to 7 Years
Bath Savings Institution
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
46 Auburn St, Portland, ME, 04103
Auto Loan
5.98%
60 months
▼
APR5.98%
Term60 months
Last UpdatedMar 25, 2026
Details
NEW to 5 Years
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
225 Riverside St, Portland, ME, 04103 1038
Vehicle Loan
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMar 25, 2026
Details
As Low As; Up to 100% financing
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
225 Riverside St, Portland, ME, 04103 1038
Vehicle Loans
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMar 25, 2026
Details
As Low As; Up to 100% financing
Bath Savings Institution
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
46 Auburn St, Portland, ME, 04103
Auto Loan
6.09%
72 months
▼
APR6.09%
Term72 months
Last UpdatedMar 25, 2026
Details
NEW to 3 Years
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
225 Riverside St, Portland, ME, 04103 1038
1st Time Auto Loans
6.24%
24 Months
▼
APR6.24%
Term24 Months
Last UpdatedMar 25, 2026
Details
As Low As; Up to 100% financing
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
225 Riverside St, Portland, ME, 04103 1038
1st Time Auto Loans
6.49%
36 Months
▼
APR6.49%
Term36 Months
Last UpdatedMar 25, 2026
Details
As Low As; Up to 100% financing
Cumberland County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.16%
1345 Washington Ave, Portland, ME, 04103
A+ Auto Loan
6.55%
72 Months
▼
APR6.55%
Term72 Months
Last UpdatedMar 20, 2026
Details
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
225 Riverside St, Portland, ME, 04103 1038
1st Time Auto Loans
6.74%
60 Months
▼
APR6.74%
Term60 Months
Last UpdatedMar 25, 2026
Details
As Low As; Up to 100% financing
Cumberland County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.16%
1345 Washington Ave, Portland, ME, 04103
A+ Auto Loan
6.75%
84 Months
▼
APR6.75%
Term84 Months
Last UpdatedMar 20, 2026
Details
Cumberland County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.16%
1345 Washington Ave, Portland, ME, 04103
A+ Auto Loan
6.80%
96 Months
▼
APR6.80%
Term96 Months
Last UpdatedMar 20, 2026
Details
Cumberland County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.16%
1345 Washington Ave, Portland, ME, 04103
A+ Auto Loan
6.85%
120 Months
▼
APR6.85%
Term120 Months
Last UpdatedMar 20, 2026
Details
Cumberland County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.16%
1345 Washington Ave, Portland, ME, 04103
A+ Auto Loan
6.95%
144 Months
▼
APR6.95%
Term144 Months
Last UpdatedMar 20, 2026
Details
Cumberland County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.16%
1345 Washington Ave, Portland, ME, 04103
Auto Loan A+
7.50%
18 Months
▼
APR7.50%
Term18 Months
Last UpdatedMar 20, 2026
Details
TruChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
272 PARK AVE, PORTLAND, ME, 04102 2912
New Vehicle (Less than 3 years old)
7.75%
84 Months
▼
APR7.75%
Term84 Months
Last UpdatedMar 22, 2026
Details
As Low As
TruChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
272 PARK AVE, PORTLAND, ME, 04102 2912
Used Vehicle (3 years or older)
7.75%
84 Months
▼
APR7.75%
Term84 Months
Last UpdatedMar 22, 2026
Details
As Low As; Up to 84 months
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
130 Middle St, Portland, ME, 04101
Auto Loan
8.40%
4 yrs or less
▼
APR8.40%
Term4 yrs or less
Last UpdatedMar 25, 2026
Details
Relationship Pricing**
Cumberland County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.16%
1345 Washington Ave, Portland, ME, 04103
Auto Loan A+
8.50%
24 Months
▼
APR8.50%
Term24 Months
Last UpdatedMar 20, 2026
Details
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
130 Middle St, Portland, ME, 04101
Auto Loan
8.53%
5 yrs
▼
APR8.53%
Term5 yrs
Last UpdatedMar 25, 2026
Details
Relationship Pricing**
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
130 Middle St, Portland, ME, 04101
Auto Loan
8.60%
3 yrs or less
▼
APR8.60%
Term3 yrs or less
Last UpdatedMar 25, 2026
Details
Relationship Pricing**
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
130 Middle St, Portland, ME, 04101
Auto Loan
8.65%
4 yrs
▼
APR8.65%
Term4 yrs
Last UpdatedMar 25, 2026
Details
Relationship Pricing**
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
130 Middle St, Portland, ME, 04101
Auto Loan
8.86%
3 yrs or less
▼
APR8.86%
Term3 yrs or less
Last UpdatedMar 25, 2026
Details
Relationship Pricing**
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
130 Middle St, Portland, ME, 04101
Auto Loan
8.88%
5 yrs
▼
APR8.88%
Term5 yrs
Last UpdatedMar 25, 2026
Details
Relationship Pricing**
Cumberland County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.16%
1345 Washington Ave, Portland, ME, 04103
Auto Loan A+
8.90%
30 Months
▼
APR8.90%
Term30 Months
Last UpdatedMar 20, 2026
Details
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
130 Middle St, Portland, ME, 04101
Auto Loan
9.16%
4 yrs
▼
APR9.16%
Term4 yrs
Last UpdatedMar 25, 2026
Details
Relationship Pricing**
Cumberland County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.16%
1345 Washington Ave, Portland, ME, 04103
Auto Loan A+
9.35%
36 Months
▼
APR9.35%
Term36 Months
Last UpdatedMar 20, 2026
Details
Cumberland County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.16%
1345 Washington Ave, Portland, ME, 04103
Auto Loan A+
9.50%
42 Months
▼
APR9.50%
Term42 Months
Last UpdatedMar 20, 2026
Details
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
130 Middle St, Portland, ME, 04101
Auto Loan
9.61%
3 yrs or less
▼
APR9.61%
Term3 yrs or less
Last UpdatedMar 25, 2026
Details
Relationship Pricing**
Cumberland County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.16%
1345 Washington Ave, Portland, ME, 04103
Auto Loan A+
9.90%
48 Months
▼
APR9.90%
Term48 Months
Last UpdatedMar 20, 2026
Details
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
130 Middle St, Portland, ME, 04101
Auto Loan
10.04%
5 yrs
▼
APR10.04%
Term5 yrs
Last UpdatedMar 25, 2026
Details
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
130 Middle St, Portland, ME, 04101
Auto Loan
10.16%
4 yrs
▼
APR10.16%
Term4 yrs
Last UpdatedMar 25, 2026
Details
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
130 Middle St, Portland, ME, 04101
Auto Loan
10.29%
5 yrs
▼
APR10.29%
Term5 yrs
Last UpdatedMar 25, 2026
Details
Relationship pricing**
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
130 Middle St, Portland, ME, 04101
Auto Loan
10.36%
3 yrs or less
▼
APR10.36%
Term3 yrs or less
Last UpdatedMar 25, 2026
Details
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
130 Middle St, Portland, ME, 04101
Auto Loan
10.39%
5 yrs
▼
APR10.39%
Term5 yrs
Last UpdatedMar 25, 2026
Details
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
130 Middle St, Portland, ME, 04101
Auto Loan
10.41%
4 yrs or less
▼
APR10.41%
Term4 yrs or less
Last UpdatedMar 25, 2026
Details
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
130 Middle St, Portland, ME, 04101
Auto Loan
10.61%
3 yrs or less
▼
APR10.61%
Term3 yrs or less
Last UpdatedMar 25, 2026
Details
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
130 Middle St, Portland, ME, 04101
Auto Loan
10.66%
4 yrs
▼
APR10.66%
Term4 yrs
Last UpdatedMar 25, 2026
Details
Relationship pricing**
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
130 Middle St, Portland, ME, 04101
Auto Loan
10.87%
3 yrs or less
▼
APR10.87%
Term3 yrs or less
Last UpdatedMar 25, 2026
Details
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
130 Middle St, Portland, ME, 04101
Auto Loan
11.37%
3 yrs or less
▼
APR11.37%
Term3 yrs or less
Last UpdatedMar 25, 2026
Details
Relationship pricing**
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
130 Middle St, Portland, ME, 04101
Auto Loan
12.67%
4 yrs or less
▼
APR12.67%
Term4 yrs or less
Last UpdatedMar 25, 2026
Details
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
130 Middle St, Portland, ME, 04101
Auto Loan
12.80%
5 yrs
▼
APR12.80%
Term5 yrs
Last UpdatedMar 25, 2026
Details
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
130 Middle St, Portland, ME, 04101
Auto Loan
12.88%
3 yrs or less
▼
APR12.88%
Term3 yrs or less
Last UpdatedMar 25, 2026
Details
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
130 Middle St, Portland, ME, 04101
Auto Loan
13.18%
4 yrs
▼
APR13.18%
Term4 yrs
Last UpdatedMar 25, 2026
Details
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
130 Middle St, Portland, ME, 04101
Auto Loan
13.88%
3 yrs or less
▼
APR13.88%
Term3 yrs or less
Last UpdatedMar 25, 2026
Details
Katahdin Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1000 Central St, Millinocket, ME, 04462 2101
New Vehicle --(Model Year 2023 and Newer)
3.99%
Up to 36 months
▼
APR3.99%
TermUp to 36 months
Last UpdatedMar 20, 2026
Details
As Low As
Maine State Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.98%
200 Capitol St, Augusta, ME, 04330 6238
Vehicle Loan
3.99%
24 Months
▼
APR3.99%
Term24 Months
Last UpdatedMar 20, 2026
Details
As Low As
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
55 Cushing ST, Brunswick, ME, 04011
Auto Loan
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 25, 2026
Details
As Low As
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
55 Cushing ST, Brunswick, ME, 04011
New/Used Automobiles
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 25, 2026
Details
As Low As
The County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.40%
776 Main St, Presque Isle, ME, 04769
New Vehicles to 2023 models
3.99%
42 Months
▼
APR3.99%
Term42 Months
Last UpdatedMar 25, 2026
Details
As Low As
Maine State Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.98%
200 Capitol St, Augusta, ME, 04330 6238
Vehicle Loan
4.14%
36 Months
▼
APR4.14%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Coast Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
333 Cottage Rd, South Portland, ME, 04106 3919
Auto Loan
4.22%
24 Months
▼
APR4.22%
Term24 Months
Last UpdatedMar 25, 2026
Details
As Low As; Model Year: 2023 and Newer
Lisbon Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
325 Lisbon St, Lisbon, ME, 04250 6865
New/Used Vehicle Loans, Model Year 2022 & Newer
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMar 20, 2026
Details
Maine State Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.98%
200 Capitol St, Augusta, ME, 04330 6238
Vehicle Loan
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Lisbon Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
325 Lisbon St, Lisbon, ME, 04250 6865
New/Used Vehicle Loans, Model Year 2022 & Newer
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 20, 2026
Details
Maine State Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.98%
200 Capitol St, Augusta, ME, 04330 6238
Vehicle Loan
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As
Great Falls Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
34 Bates St, Lewiston, ME, 04240 7606
New & Used Autos - 2019 & Newer
4.50%
12 Months
▼
APR4.50%
Term12 Months
Last UpdatedMar 20, 2026
Details
As Low As
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.20%
177 Main St, Bucksport, ME, 04416
Brand New Auto
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As; Up to 100% of MSRP/NADA GAP, Warranty and Debt Protection are available!
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
291 Pine St, Lewiston, ME, 04240
New Car/Truck
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMar 24, 2026
Details
As Low As
Connected Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
85 Civic Center Drive, AUGUSTA, ME, 04330
Vehicle Loans 2020 & Newer
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMar 25, 2026
Details
As Low As
MyCom Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.63%
2 Ledgeview Dr, Westbrook, ME, 04092 3939
New Auto 2023 - 2026
4.59%
36 Months
▼
APR4.59%
Term36 Months
Last UpdatedMar 20, 2026
Details
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
291 Pine St, Lewiston, ME, 04240
New Car/Truck
4.60%
48 Months
▼
APR4.60%
Term48 Months
Last UpdatedMar 24, 2026
Details
As Low As
MyCom Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.63%
2 Ledgeview Dr, Westbrook, ME, 04092 3939
New Auto 2023 - 2026
4.69%
48 Months
▼
APR4.69%
Term48 Months
Last UpdatedMar 20, 2026
Details
Coast Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
333 Cottage Rd, South Portland, ME, 04106 3919
Auto Loan
4.69%
60 Months
▼
APR4.69%
Term60 Months
Last UpdatedMar 25, 2026
Details
As Low As; Model Year: 2023 and Newer
Maine State Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.98%
200 Capitol St, Augusta, ME, 04330 6238
Vehicle Loan
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Great Falls Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
34 Bates St, Lewiston, ME, 04240 7606
New & Used Autos - 2019 & Newer
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Katahdin Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1000 Central St, Millinocket, ME, 04462 2101
New Vehicle --(Model Year 2023 and Newer)
4.75%
37-48 months
▼
APR4.75%
Term37-48 months
Last UpdatedMar 20, 2026
Details
As Low As
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
291 Pine St, Lewiston, ME, 04240
New Car/Truck
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMar 24, 2026
Details
As Low As
CASCO Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.84%
375 Main St, Gorham, ME, 04038 1336
New Spring 2026 Promo Auto Loan
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMar 25, 2026
Details
As Low As; Zoom into savings and enjoy rates as low as 4.75% APR* for up to 60 months, with fast approvals.
MyCom Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.63%
2 Ledgeview Dr, Westbrook, ME, 04092 3939
New Auto 2023 - 2026
4.79%
60 Months
▼
APR4.79%
Term60 Months
Last UpdatedMar 20, 2026
Details
MyCom Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.63%
2 Ledgeview Dr, Westbrook, ME, 04092 3939
New Auto 2023 - 2026
4.89%
72 Months
▼
APR4.89%
Term72 Months
Last UpdatedMar 20, 2026
Details
Downeast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
23 Third Ave, Baileyville, ME, 04694
New Auto Loans or Refinance
4.89%
84 Months
▼
APR4.89%
Term84 Months
Last UpdatedMar 25, 2026
Details
As Low As; Terms up to 84 Months
Downeast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
23 Third Ave, Baileyville, ME, 04694
Used Auto Loans or Refinance
4.89%
84 Months
▼
APR4.89%
Term84 Months
Last UpdatedMar 25, 2026
Details
As Low As; Terms up to 84 Months
Coast Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
333 Cottage Rd, South Portland, ME, 04106 3919
Auto Loan
4.95%
66 Months
▼
APR4.95%
Term66 Months
Last UpdatedMar 25, 2026
Details
As Low As; Model Year: 2023 and Newer
Katahdin Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1000 Central St, Millinocket, ME, 04462 2101
Used Vehicle (Model Year 2018-2022)
4.99%
Up to 36 months
▼
APR4.99%
TermUp to 36 months
Last UpdatedMar 20, 2026
Details
As Low As; Used vehicles must be listed in the NADA used car guide
Lisbon Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
325 Lisbon St, Lisbon, ME, 04250 6865
Vehicle Loans, Model Year Older Than 2021
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 20, 2026
Details
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
55 Cushing ST, Brunswick, ME, 04011
Auto Loan
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 25, 2026
Details
As Low As
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
55 Cushing ST, Brunswick, ME, 04011
New/Used Automobiles
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 25, 2026
Details
As Low As
The County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.40%
776 Main St, Presque Isle, ME, 04769
New Vehicles to 2023 models
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 25, 2026
Details
As Low As
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.20%
177 Main St, Bucksport, ME, 04416
Used Auto
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As; Up to 100% of MSRP/NADA GAP, Warranty and Debt Protection are available!
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
291 Pine St, Lewiston, ME, 04240
Used Car/Truck
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMar 24, 2026
Details
As Low As
Katahdin Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1000 Central St, Millinocket, ME, 04462 2101
New Vehicle --(Model Year 2023 and Newer)
5.15%
61-72 months
▼
APR5.15%
Term61-72 months
Last UpdatedMar 20, 2026
Details
As Low As
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.20%
177 Main St, Bucksport, ME, 04416
Brand New Auto
5.15%
72 Months
▼
APR5.15%
Term72 Months
Last UpdatedMar 21, 2026
Details
As Low As; Up to 100% of MSRP/NADA GAP, Warranty and Debt Protection are available!
Coast Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
333 Cottage Rd, South Portland, ME, 04106 3919
Auto Loan
5.15%
72 Months
▼
APR5.15%
Term72 Months
Last UpdatedMar 25, 2026
Details
As Low As; Model Year: 2023 and Newer
PeoplesChoice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.93%
23 Industrial Park Rd, Saco, ME, 04072 1804
New and Used Vehicles
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedMar 21, 2026
Details
As Low As
Katahdin Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1000 Central St, Millinocket, ME, 04462 2101
Used Vehicle (Model Year 2018-2022)
5.25%
37-48 months
▼
APR5.25%
Term37-48 months
Last UpdatedMar 20, 2026
Details
As Low As; Used vehicles must be listed in the NADA used car guide
Lisbon Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
325 Lisbon St, Lisbon, ME, 04250 6865
Vehicle Loans, Model Year Older Than 2021
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedMar 20, 2026
Details
Maine State Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.98%
200 Capitol St, Augusta, ME, 04330 6238
Vehicle Loan
5.25%
36 Months
▼
APR5.25%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
291 Pine St, Lewiston, ME, 04240
New Car/Truck
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMar 24, 2026
Details
As Low As
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
291 Pine St, Lewiston, ME, 04240
Used Car/Truck
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedMar 24, 2026
Details
As Low As
Bangor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
339 Hogan Rd, Bangor, ME, 04401 4205
New Autos (2023 and newer)
5.25%
7 Months
▼
APR5.25%
Term7 Months
Last UpdatedMar 25, 2026
Details
As Low As
Connected Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
85 Civic Center Drive, AUGUSTA, ME, 04330
Vehicle Loans 2020 & Newer
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMar 25, 2026
Details
As Low As
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.38%
144 Pine St, Lewiston, ME, 04240
New/Used Auto Loans
5.30%
1 year
▼
APR5.30%
Term1 year
Last UpdatedMar 25, 2026
Details
As Low As
Lisbon Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
325 Lisbon St, Lisbon, ME, 04250 6865
New/Used Vehicle Loans, Model Year 2022 & Newer
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 20, 2026
Details
Maine State Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.98%
200 Capitol St, Augusta, ME, 04330 6238
Vehicle Loan
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As
Great Falls Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
34 Bates St, Lewiston, ME, 04240 7606
New & Used Autos - 2019 & Newer
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Katahdin Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1000 Central St, Millinocket, ME, 04462 2101
New Vehicle --(Model Year 2023 and Newer)
5.50%
73-84 months
▼
APR5.50%
Term73-84 months
Last UpdatedMar 20, 2026
Details
As Low As; over $25,000 only
Katahdin Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1000 Central St, Millinocket, ME, 04462 2101
Used Vehicle (Model Year 2018-2022)
5.50%
49-60 months
▼
APR5.50%
Term49-60 months
Last UpdatedMar 20, 2026
Details
As Low As; Used vehicles must be listed in the NADA used car guide
Lisbon Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
325 Lisbon St, Lisbon, ME, 04250 6865
Vehicle Loans, Model Year Older Than 2021
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 20, 2026
Details
Maine State Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.98%
200 Capitol St, Augusta, ME, 04330 6238
Vehicle Loan
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
291 Pine St, Lewiston, ME, 04240
Used Car/Truck
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 24, 2026
Details
As Low As
Bangor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
339 Hogan Rd, Bangor, ME, 04401 4205
Used Autos (2017 - 2022)
5.50%
6 Months
▼
APR5.50%
Term6 Months
Last UpdatedMar 25, 2026
Details
As Low As
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.38%
144 Pine St, Lewiston, ME, 04240
New/Used Auto Loans
5.60%
4 years
▼
APR5.60%
Term4 years
Last UpdatedMar 25, 2026
Details
As Low As
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.20%
177 Main St, Bucksport, ME, 04416
Used Auto
5.65%
72 Months
▼
APR5.65%
Term72 Months
Last UpdatedMar 21, 2026
Details
As Low As; Up to 100% of MSRP/NADA GAP, Warranty and Debt Protection are available!
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.20%
177 Main St, Bucksport, ME, 04416
Used Auto
5.70%
36 Months
▼
APR5.70%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As; Up to 100% of NADA GAP, Warranty and Debt Protection are available!
Lisbon Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
325 Lisbon St, Lisbon, ME, 04250 6865
New/Used Vehicle Loans, Model Year 2022 & Newer
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 20, 2026
Details
Maine State Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.98%
200 Capitol St, Augusta, ME, 04330 6238
Vehicle Loan
5.74%
48 Months
▼
APR5.74%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Coast Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
333 Cottage Rd, South Portland, ME, 04106 3919
Auto Loan
5.74%
24 Months
▼
APR5.74%
Term24 Months
Last UpdatedMar 25, 2026
Details
As Low As; Model Year: 2016
NorState Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.25%
78 Fox St, Madawaska, ME, 04756
Auto Loan
5.75%
60 months
▼
APR5.75%
Term60 months
Last UpdatedMar 20, 2026
Details
As Low As
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.20%
177 Main St, Bucksport, ME, 04416
Brand New Auto
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedMar 21, 2026
Details
As Low As; Up to 100% of MSRP/NADA GAP, Warranty and Debt Protection are available!
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
291 Pine St, Lewiston, ME, 04240
New Car/Truck
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedMar 24, 2026
Details
As Low As
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
291 Pine St, Lewiston, ME, 04240
Used Car/Truck
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMar 24, 2026
Details
As Low As
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.38%
144 Pine St, Lewiston, ME, 04240
New/Used Auto Loans
5.75%
6 years
▼
APR5.75%
Term6 years
Last UpdatedMar 25, 2026
Details
As Low As
Connected Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
85 Civic Center Drive, AUGUSTA, ME, 04330
Vehicle Loans 2020 & Newer
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMar 25, 2026
Details
As Low As
The County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.40%
776 Main St, Presque Isle, ME, 04769
New Vehicles to 2023 models
5.89%
72 Months
▼
APR5.89%
Term72 Months
Last UpdatedMar 25, 2026
Details
As Low As
Maine State Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.98%
200 Capitol St, Augusta, ME, 04330 6238
Vehicle Loan
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As
Coast Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
333 Cottage Rd, South Portland, ME, 04106 3919
Auto Loan
5.99%
48 Months
▼
APR5.99%
Term48 Months
Last UpdatedMar 25, 2026
Details
As Low As; Model Year: 2016
Great Falls Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
34 Bates St, Lewiston, ME, 04240 7606
New & Used Autos - 2019 & Newer
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As
Great Falls Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
34 Bates St, Lewiston, ME, 04240 7606
New Auto Loan
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedMar 20, 2026
Details
Katahdin Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1000 Central St, Millinocket, ME, 04462 2101
Used Vehicle (Model Year 2018-2022)
6.00%
61-72 months
▼
APR6.00%
Term61-72 months
Last UpdatedMar 20, 2026
Details
As Low As; Used vehicles must be listed in the NADA used car guide
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
505 SOMERSET AVE, PITTSFIELD, ME, 04967
New & Used Vehicles
6.00%
24 Months
▼
APR6.00%
Term24 Months
Last UpdatedMar 24, 2026
Details
As Low As
Maine State Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.98%
200 Capitol St, Augusta, ME, 04330 6238
Vehicle Loan
6.24%
60 Months
▼
APR6.24%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
55 Cushing ST, Brunswick, ME, 04011
New/Used Automobiles
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedMar 25, 2026
Details
As Low As
Coast Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
333 Cottage Rd, South Portland, ME, 04106 3919
Auto Loan
6.24%
36 Months
▼
APR6.24%
Term36 Months
Last UpdatedMar 25, 2026
Details
As Low As; Model Year: 2015
Great Falls Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
34 Bates St, Lewiston, ME, 04240 7606
Used Autos - 2014 - 2018
6.25%
36 Months
▼
APR6.25%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; Maximum Loan to Value of 90%. Mileage cap of 150,000 miles .Must add GAP if financing over MSRP or NADA
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.20%
177 Main St, Bucksport, ME, 04416
Used Auto
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMar 21, 2026
Details
As Low As; Up to 100% of MSRP/NADA GAP, Warranty and Debt Protection are available!
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
505 SOMERSET AVE, PITTSFIELD, ME, 04967
New & Used Vehicles
6.25%
25-36
▼
APR6.25%
Term25-36
Last UpdatedMar 24, 2026
Details
As Low As
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
291 Pine St, Lewiston, ME, 04240
Used Car/Truck
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMar 24, 2026
Details
As Low As
Connected Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
85 Civic Center Drive, AUGUSTA, ME, 04330
Vehicle Loans 2020 & Newer
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMar 25, 2026
Details
As Low As
NorState Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.25%
78 Fox St, Madawaska, ME, 04756
Auto Loan
6.44%
72 months
▼
APR6.44%
Term72 months
Last UpdatedMar 20, 2026
Details
As Low As
Maine State Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.98%
200 Capitol St, Augusta, ME, 04330 6238
Vehicle Loan
6.49%
72 Months
▼
APR6.49%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Coast Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
333 Cottage Rd, South Portland, ME, 04106 3919
Auto Loan
6.49%
24 Months
▼
APR6.49%
Term24 Months
Last UpdatedMar 25, 2026
Details
As Low As; Model Year: 2014
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
505 SOMERSET AVE, PITTSFIELD, ME, 04967
New & Used Vehicles
6.50%
37- 48
▼
APR6.50%
Term37- 48
Last UpdatedMar 24, 2026
Details
As Low As
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.20%
177 Main St, Bucksport, ME, 04416
Used Auto
6.70%
72 Months
▼
APR6.70%
Term72 Months
Last UpdatedMar 21, 2026
Details
As Low As; Up to 100% of NADA GAP, Warranty and Debt Protection are available!
Maine State Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.98%
200 Capitol St, Augusta, ME, 04330 6238
Vehicle Loan
6.74%
84 Months
▼
APR6.74%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
505 SOMERSET AVE, PITTSFIELD, ME, 04967
New & Used Vehicles
6.75%
49-60
▼
APR6.75%
Term49-60
Last UpdatedMar 24, 2026
Details
As Low As
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.38%
144 Pine St, Lewiston, ME, 04240
New/Used Auto Loans
6.75%
7 years
▼
APR6.75%
Term7 years
Last UpdatedMar 25, 2026
Details
As Low As
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
55 Cushing ST, Brunswick, ME, 04011
New/Used Automobiles
6.99%
96 Months
▼
APR6.99%
Term96 Months
Last UpdatedMar 25, 2026
Details
As Low As
Great Falls Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
34 Bates St, Lewiston, ME, 04240 7606
Used Autos - 2014 - 2018
7.00%
48 Months
▼
APR7.00%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; Maximum Loan to Value of 90%. Mileage cap of 150,000 miles .Must add GAP if financing over MSRP or NADA
Katahdin Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1000 Central St, Millinocket, ME, 04462 2101
Used Vehicle Loans (Model Year 2017 and Older)
7.00%
up to 36 months
▼
APR7.00%
Termup to 36 months
Last UpdatedMar 20, 2026
Details
As Low As
Bangor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
339 Hogan Rd, Bangor, ME, 04401 4205
Used Autos (2016 and older)
7.00%
4 Months
▼
APR7.00%
Term4 Months
Last UpdatedMar 25, 2026
Details
As Low As
NorState Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.25%
78 Fox St, Madawaska, ME, 04756
Auto Loan
7.13%
120 months
▼
APR7.13%
Term120 months
Last UpdatedMar 20, 2026
Details
As Low As
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
505 SOMERSET AVE, PITTSFIELD, ME, 04967
New & Used Vehicles
7.25%
61-72
▼
APR7.25%
Term61-72
Last UpdatedMar 24, 2026
Details
As Low As
Maine State Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.98%
200 Capitol St, Augusta, ME, 04330 6238
Vehicle Loan
7.49%
96-120
▼
APR7.49%
Term96-120
Last UpdatedMar 20, 2026
Details
As Low As
NorState Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.25%
78 Fox St, Madawaska, ME, 04756
Auto Loan
7.63%
144 months
▼
APR7.63%
Term144 months
Last UpdatedMar 20, 2026
Details
As Low As
Maine State Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.98%
200 Capitol St, Augusta, ME, 04330 6238
Vehicle Loan
7.74%
120 Months
▼
APR7.74%
Term120 Months
Last UpdatedMar 20, 2026
Details
As Low As
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.20%
177 Main St, Bucksport, ME, 04416
Used Auto
7.75%
36 Months
▼
APR7.75%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As; Up to 100% of NADA, Up to 75% of NADA Rebuilts/Salvage GAP, Warranty and Debt Protection are available!
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
505 SOMERSET AVE, PITTSFIELD, ME, 04967
New & Used Vehicles
7.75%
73-84
▼
APR7.75%
Term73-84
Last UpdatedMar 24, 2026
Details
As Low As
NorState Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.25%
78 Fox St, Madawaska, ME, 04756
Auto Loan
8.13%
180 months
▼
APR8.13%
Term180 months
Last UpdatedMar 20, 2026
Details
As Low As; (Model year 2025 and 2024 only)
Maine State Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.98%
200 Capitol St, Augusta, ME, 04330 6238
Vehicle Loan
8.49%
60 Months
▼
APR8.49%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; up to 60 months
Maine State Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.98%
200 Capitol St, Augusta, ME, 04330 6238
Vehicle Loan
8.74%
72 Months
▼
APR8.74%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As; 72 months
Maine State Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.98%
200 Capitol St, Augusta, ME, 04330 6238
Vehicle Loan
8.99%
84 Months
▼
APR8.99%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As; 84 months
Maine State Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.98%
200 Capitol St, Augusta, ME, 04330 6238
Vehicle Loan
9.74%
96-120
▼
APR9.74%
Term96-120
Last UpdatedMar 20, 2026
Details
As Low As; 96-120 Months
Maine State Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.98%
200 Capitol St, Augusta, ME, 04330 6238
Vehicle Loan
10.24%
121-180
▼
APR10.24%
Term121-180
Last UpdatedMar 20, 2026
Details
As Low As; 121-180 Months
Great Falls Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
34 Bates St, Lewiston, ME, 04240 7606
Used Autos - 2013 & Older
10.50%
24 Months
▼
APR10.50%
Term24 Months
Last UpdatedMar 20, 2026
Details
As Low As
Great Falls Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
34 Bates St, Lewiston, ME, 04240 7606
Used Autos - 2013 & Older
11.50%
48 Months
▼
APR11.50%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Great Falls Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
34 Bates St, Lewiston, ME, 04240 7606
Used Autos - 2013 & Older
12.50%
60 Months
▼
APR12.50%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.10%
3 Auburn St, Portland, ME, 04103
New Vehicle Loans
4.24%
Up to 48 Months
▼
APR4.24%
TermUp to 48 Months
Last UpdatedMar 15, 2026
Details
As Low As
TruChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
272 PARK AVE, PORTLAND, ME, 04102 2912
New Vehicle (Less than 3 years old)
4.45%
48 Months
▼
APR4.45%
Term48 Months
Last UpdatedMar 22, 2026
Details
As Low As
cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME, 04103
New & Used Auto Loans
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 25, 2026
Details
As Low As
TruChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
272 PARK AVE, PORTLAND, ME, 04102 2912
New Vehicle (Less than 3 years old)
4.70%
60 Months
▼
APR4.70%
Term60 Months
Last UpdatedMar 22, 2026
Details
As Low As
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.10%
3 Auburn St, Portland, ME, 04103
New Vehicle Loans
4.74%
Up to 63 Months
▼
APR4.74%
TermUp to 63 Months
Last UpdatedMar 15, 2026
Details
As Low As
cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME, 04103
New & Used Auto Loans
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedMar 25, 2026
Details
As Low As
cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME, 04103
New & Used Auto Loans
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMar 25, 2026
Details
As Low As
Maine Savings Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.16%
883 Forest Ave, Portland, ME, 04103
New Auto
5.09%
10 Months
▼
APR5.09%
Term10 Months
Last UpdatedMar 24, 2026
Details
As Low As
TruChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
272 PARK AVE, PORTLAND, ME, 04102 2912
New Vehicle (Less than 3 years old)
5.20%
72 Months
▼
APR5.20%
Term72 Months
Last UpdatedMar 22, 2026
Details
As Low As
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.10%
3 Auburn St, Portland, ME, 04103
New Vehicle Loans
5.24%
Up to 75 Months
▼
APR5.24%
TermUp to 75 Months
Last UpdatedMar 15, 2026
Details
As Low As
TruChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
272 PARK AVE, PORTLAND, ME, 04102 2912
New Vehicle (Less than 3 years old)
7.75%
84 Months
▼
APR7.75%
Term84 Months
Last UpdatedMar 22, 2026
Details
As Low As
Katahdin Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1000 Central St, Millinocket, ME, 04462 2101
New Vehicle --(Model Year 2023 and Newer)
3.99%
Up to 36 months
▼
APR3.99%
TermUp to 36 months
Last UpdatedMar 20, 2026
Details
As Low As
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
55 Cushing ST, Brunswick, ME, 04011
New/Used Automobiles
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 25, 2026
Details
As Low As
The County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.40%
776 Main St, Presque Isle, ME, 04769
New Vehicles to 2023 models
3.99%
42 Months
▼
APR3.99%
Term42 Months
Last UpdatedMar 25, 2026
Details
As Low As
Lisbon Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
325 Lisbon St, Lisbon, ME, 04250 6865
New/Used Vehicle Loans, Model Year 2022 & Newer
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMar 20, 2026
Details
Lisbon Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
325 Lisbon St, Lisbon, ME, 04250 6865
New/Used Vehicle Loans, Model Year 2022 & Newer
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 20, 2026
Details
Great Falls Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
34 Bates St, Lewiston, ME, 04240 7606
New & Used Autos - 2019 & Newer
4.50%
12 Months
▼
APR4.50%
Term12 Months
Last UpdatedMar 20, 2026
Details
As Low As
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.20%
177 Main St, Bucksport, ME, 04416
Brand New Auto
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As; Up to 100% of MSRP/NADA GAP, Warranty and Debt Protection are available!
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
291 Pine St, Lewiston, ME, 04240
New Car/Truck
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMar 24, 2026
Details
As Low As
Connected Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
85 Civic Center Drive, AUGUSTA, ME, 04330
Vehicle Loans 2020 & Newer
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMar 25, 2026
Details
As Low As
MyCom Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.63%
2 Ledgeview Dr, Westbrook, ME, 04092 3939
New Auto 2023 - 2026
4.59%
36 Months
▼
APR4.59%
Term36 Months
Last UpdatedMar 20, 2026
Details
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
291 Pine St, Lewiston, ME, 04240
New Car/Truck
4.60%
48 Months
▼
APR4.60%
Term48 Months
Last UpdatedMar 24, 2026
Details
As Low As
MyCom Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.63%
2 Ledgeview Dr, Westbrook, ME, 04092 3939
New Auto 2023 - 2026
4.69%
48 Months
▼
APR4.69%
Term48 Months
Last UpdatedMar 20, 2026
Details
Great Falls Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
34 Bates St, Lewiston, ME, 04240 7606
New & Used Autos - 2019 & Newer
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Katahdin Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1000 Central St, Millinocket, ME, 04462 2101
New Vehicle --(Model Year 2023 and Newer)
4.75%
37-48 months
▼
APR4.75%
Term37-48 months
Last UpdatedMar 20, 2026
Details
As Low As
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
291 Pine St, Lewiston, ME, 04240
New Car/Truck
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMar 24, 2026
Details
As Low As
CASCO Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.84%
375 Main St, Gorham, ME, 04038 1336
New Spring 2026 Promo Auto Loan
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMar 25, 2026
Details
As Low As; Zoom into savings and enjoy rates as low as 4.75% APR* for up to 60 months, with fast approvals.
MyCom Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.63%
2 Ledgeview Dr, Westbrook, ME, 04092 3939
New Auto 2023 - 2026
4.79%
60 Months
▼
APR4.79%
Term60 Months
Last UpdatedMar 20, 2026
Details
MyCom Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.63%
2 Ledgeview Dr, Westbrook, ME, 04092 3939
New Auto 2023 - 2026
4.89%
72 Months
▼
APR4.89%
Term72 Months
Last UpdatedMar 20, 2026
Details
Downeast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
23 Third Ave, Baileyville, ME, 04694
New Auto Loans or Refinance
4.89%
84 Months
▼
APR4.89%
Term84 Months
Last UpdatedMar 25, 2026
Details
As Low As; Terms up to 84 Months
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
55 Cushing ST, Brunswick, ME, 04011
New/Used Automobiles
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 25, 2026
Details
As Low As
The County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.40%
776 Main St, Presque Isle, ME, 04769
New Vehicles to 2023 models
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 25, 2026
Details
As Low As
Katahdin Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1000 Central St, Millinocket, ME, 04462 2101
New Vehicle --(Model Year 2023 and Newer)
5.15%
61-72 months
▼
APR5.15%
Term61-72 months
Last UpdatedMar 20, 2026
Details
As Low As
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.20%
177 Main St, Bucksport, ME, 04416
Brand New Auto
5.15%
72 Months
▼
APR5.15%
Term72 Months
Last UpdatedMar 21, 2026
Details
As Low As; Up to 100% of MSRP/NADA GAP, Warranty and Debt Protection are available!
PeoplesChoice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.93%
23 Industrial Park Rd, Saco, ME, 04072 1804
New and Used Vehicles
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedMar 21, 2026
Details
As Low As
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
291 Pine St, Lewiston, ME, 04240
New Car/Truck
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMar 24, 2026
Details
As Low As
Bangor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
339 Hogan Rd, Bangor, ME, 04401 4205
New Autos (2023 and newer)
5.25%
7 Months
▼
APR5.25%
Term7 Months
Last UpdatedMar 25, 2026
Details
As Low As
Connected Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
85 Civic Center Drive, AUGUSTA, ME, 04330
Vehicle Loans 2020 & Newer
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMar 25, 2026
Details
As Low As
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.38%
144 Pine St, Lewiston, ME, 04240
New/Used Auto Loans
5.30%
1 year
▼
APR5.30%
Term1 year
Last UpdatedMar 25, 2026
Details
As Low As
Lisbon Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
325 Lisbon St, Lisbon, ME, 04250 6865
New/Used Vehicle Loans, Model Year 2022 & Newer
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 20, 2026
Details
Great Falls Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
34 Bates St, Lewiston, ME, 04240 7606
New & Used Autos - 2019 & Newer
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Katahdin Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1000 Central St, Millinocket, ME, 04462 2101
New Vehicle --(Model Year 2023 and Newer)
5.50%
73-84 months
▼
APR5.50%
Term73-84 months
Last UpdatedMar 20, 2026
Details
As Low As; over $25,000 only
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.38%
144 Pine St, Lewiston, ME, 04240
New/Used Auto Loans
5.60%
4 years
▼
APR5.60%
Term4 years
Last UpdatedMar 25, 2026
Details
As Low As
Lisbon Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
325 Lisbon St, Lisbon, ME, 04250 6865
New/Used Vehicle Loans, Model Year 2022 & Newer
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 20, 2026
Details
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.20%
177 Main St, Bucksport, ME, 04416
Brand New Auto
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedMar 21, 2026
Details
As Low As; Up to 100% of MSRP/NADA GAP, Warranty and Debt Protection are available!
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
291 Pine St, Lewiston, ME, 04240
New Car/Truck
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedMar 24, 2026
Details
As Low As
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.38%
144 Pine St, Lewiston, ME, 04240
New/Used Auto Loans
5.75%
6 years
▼
APR5.75%
Term6 years
Last UpdatedMar 25, 2026
Details
As Low As
Connected Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
85 Civic Center Drive, AUGUSTA, ME, 04330
Vehicle Loans 2020 & Newer
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMar 25, 2026
Details
As Low As
The County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.40%
776 Main St, Presque Isle, ME, 04769
New Vehicles to 2023 models
5.89%
72 Months
▼
APR5.89%
Term72 Months
Last UpdatedMar 25, 2026
Details
As Low As
Great Falls Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
34 Bates St, Lewiston, ME, 04240 7606
New & Used Autos - 2019 & Newer
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As
Great Falls Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
34 Bates St, Lewiston, ME, 04240 7606
New Auto Loan
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedMar 20, 2026
Details
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
505 SOMERSET AVE, PITTSFIELD, ME, 04967
New & Used Vehicles
6.00%
24 Months
▼
APR6.00%
Term24 Months
Last UpdatedMar 24, 2026
Details
As Low As
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
55 Cushing ST, Brunswick, ME, 04011
New/Used Automobiles
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedMar 25, 2026
Details
As Low As
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
505 SOMERSET AVE, PITTSFIELD, ME, 04967
New & Used Vehicles
6.25%
25-36
▼
APR6.25%
Term25-36
Last UpdatedMar 24, 2026
Details
As Low As
Connected Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
85 Civic Center Drive, AUGUSTA, ME, 04330
Vehicle Loans 2020 & Newer
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMar 25, 2026
Details
As Low As
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
505 SOMERSET AVE, PITTSFIELD, ME, 04967
New & Used Vehicles
6.50%
37- 48
▼
APR6.50%
Term37- 48
Last UpdatedMar 24, 2026
Details
As Low As
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
505 SOMERSET AVE, PITTSFIELD, ME, 04967
New & Used Vehicles
6.75%
49-60
▼
APR6.75%
Term49-60
Last UpdatedMar 24, 2026
Details
As Low As
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.38%
144 Pine St, Lewiston, ME, 04240
New/Used Auto Loans
6.75%
7 years
▼
APR6.75%
Term7 years
Last UpdatedMar 25, 2026
Details
As Low As
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
55 Cushing ST, Brunswick, ME, 04011
New/Used Automobiles
6.99%
96 Months
▼
APR6.99%
Term96 Months
Last UpdatedMar 25, 2026
Details
As Low As
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
505 SOMERSET AVE, PITTSFIELD, ME, 04967
New & Used Vehicles
7.25%
61-72
▼
APR7.25%
Term61-72
Last UpdatedMar 24, 2026
Details
As Low As
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
505 SOMERSET AVE, PITTSFIELD, ME, 04967
New & Used Vehicles
7.75%
73-84
▼
APR7.75%
Term73-84
Last UpdatedMar 24, 2026
Details
As Low As
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Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
TruChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
272 PARK AVE, PORTLAND, ME, 04102 2912
Used Vehicle (3 years or older)
4.45%
48 Months
▼
APR4.45%
Term48 Months
Last UpdatedMar 22, 2026
Details
As Low As; Up to 48 months
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.10%
3 Auburn St, Portland, ME, 04103
Used Vehicle Loans
4.49%
Up to 48 Months
▼
APR4.49%
TermUp to 48 Months
Last UpdatedMar 15, 2026
Details
As Low As
cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME, 04103
New & Used Auto Loans
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 25, 2026
Details
As Low As
TruChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
272 PARK AVE, PORTLAND, ME, 04102 2912
Used Vehicle (3 years or older)
4.70%
60 Months
▼
APR4.70%
Term60 Months
Last UpdatedMar 22, 2026
Details
As Low As; Up to 60 months
cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME, 04103
New & Used Auto Loans
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedMar 25, 2026
Details
As Low As
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.10%
3 Auburn St, Portland, ME, 04103
Used Vehicle Loans
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedMar 15, 2026
Details
As Low As
cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME, 04103
New & Used Auto Loans
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMar 25, 2026
Details
As Low As
TruChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
272 PARK AVE, PORTLAND, ME, 04102 2912
Used Vehicle (3 years or older)
5.20%
72 Months
▼
APR5.20%
Term72 Months
Last UpdatedMar 22, 2026
Details
As Low As; Up to 72 months
Maine Savings Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.16%
883 Forest Ave, Portland, ME, 04103
Used Auto
5.34%
7 Months
▼
APR5.34%
Term7 Months
Last UpdatedMar 24, 2026
Details
As Low As
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.10%
3 Auburn St, Portland, ME, 04103
Used Vehicle Loans
5.49%
Up to 75 Months
▼
APR5.49%
TermUp to 75 Months
Last UpdatedMar 15, 2026
Details
As Low As
TruChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
272 PARK AVE, PORTLAND, ME, 04102 2912
Used Vehicle (3 years or older)
7.75%
84 Months
▼
APR7.75%
Term84 Months
Last UpdatedMar 22, 2026
Details
As Low As; Up to 84 months
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
55 Cushing ST, Brunswick, ME, 04011
New/Used Automobiles
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 25, 2026
Details
As Low As
Lisbon Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
325 Lisbon St, Lisbon, ME, 04250 6865
New/Used Vehicle Loans, Model Year 2022 & Newer
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMar 20, 2026
Details
Lisbon Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
325 Lisbon St, Lisbon, ME, 04250 6865
New/Used Vehicle Loans, Model Year 2022 & Newer
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 20, 2026
Details
Great Falls Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
34 Bates St, Lewiston, ME, 04240 7606
New & Used Autos - 2019 & Newer
4.50%
12 Months
▼
APR4.50%
Term12 Months
Last UpdatedMar 20, 2026
Details
As Low As
Great Falls Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
34 Bates St, Lewiston, ME, 04240 7606
New & Used Autos - 2019 & Newer
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Downeast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
23 Third Ave, Baileyville, ME, 04694
Used Auto Loans or Refinance
4.89%
84 Months
▼
APR4.89%
Term84 Months
Last UpdatedMar 25, 2026
Details
As Low As; Terms up to 84 Months
Katahdin Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1000 Central St, Millinocket, ME, 04462 2101
Used Vehicle (Model Year 2018-2022)
4.99%
Up to 36 months
▼
APR4.99%
TermUp to 36 months
Last UpdatedMar 20, 2026
Details
As Low As; Used vehicles must be listed in the NADA used car guide
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
55 Cushing ST, Brunswick, ME, 04011
New/Used Automobiles
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 25, 2026
Details
As Low As
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.20%
177 Main St, Bucksport, ME, 04416
Used Auto
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As; Up to 100% of MSRP/NADA GAP, Warranty and Debt Protection are available!
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
291 Pine St, Lewiston, ME, 04240
Used Car/Truck
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMar 24, 2026
Details
As Low As
PeoplesChoice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.93%
23 Industrial Park Rd, Saco, ME, 04072 1804
New and Used Vehicles
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedMar 21, 2026
Details
As Low As
Katahdin Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1000 Central St, Millinocket, ME, 04462 2101
Used Vehicle (Model Year 2018-2022)
5.25%
37-48 months
▼
APR5.25%
Term37-48 months
Last UpdatedMar 20, 2026
Details
As Low As; Used vehicles must be listed in the NADA used car guide
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
291 Pine St, Lewiston, ME, 04240
Used Car/Truck
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedMar 24, 2026
Details
As Low As
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.38%
144 Pine St, Lewiston, ME, 04240
New/Used Auto Loans
5.30%
1 year
▼
APR5.30%
Term1 year
Last UpdatedMar 25, 2026
Details
As Low As
Lisbon Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
325 Lisbon St, Lisbon, ME, 04250 6865
New/Used Vehicle Loans, Model Year 2022 & Newer
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 20, 2026
Details
Great Falls Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
34 Bates St, Lewiston, ME, 04240 7606
New & Used Autos - 2019 & Newer
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Katahdin Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1000 Central St, Millinocket, ME, 04462 2101
Used Vehicle (Model Year 2018-2022)
5.50%
49-60 months
▼
APR5.50%
Term49-60 months
Last UpdatedMar 20, 2026
Details
As Low As; Used vehicles must be listed in the NADA used car guide
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
291 Pine St, Lewiston, ME, 04240
Used Car/Truck
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 24, 2026
Details
As Low As
Bangor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
339 Hogan Rd, Bangor, ME, 04401 4205
Used Autos (2017 - 2022)
5.50%
6 Months
▼
APR5.50%
Term6 Months
Last UpdatedMar 25, 2026
Details
As Low As
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.38%
144 Pine St, Lewiston, ME, 04240
New/Used Auto Loans
5.60%
4 years
▼
APR5.60%
Term4 years
Last UpdatedMar 25, 2026
Details
As Low As
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.20%
177 Main St, Bucksport, ME, 04416
Used Auto
5.65%
72 Months
▼
APR5.65%
Term72 Months
Last UpdatedMar 21, 2026
Details
As Low As; Up to 100% of MSRP/NADA GAP, Warranty and Debt Protection are available!
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.20%
177 Main St, Bucksport, ME, 04416
Used Auto
5.70%
36 Months
▼
APR5.70%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As; Up to 100% of NADA GAP, Warranty and Debt Protection are available!
Lisbon Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
325 Lisbon St, Lisbon, ME, 04250 6865
New/Used Vehicle Loans, Model Year 2022 & Newer
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 20, 2026
Details
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
291 Pine St, Lewiston, ME, 04240
Used Car/Truck
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMar 24, 2026
Details
As Low As
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.38%
144 Pine St, Lewiston, ME, 04240
New/Used Auto Loans
5.75%
6 years
▼
APR5.75%
Term6 years
Last UpdatedMar 25, 2026
Details
As Low As
Great Falls Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
34 Bates St, Lewiston, ME, 04240 7606
New & Used Autos - 2019 & Newer
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As
Katahdin Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1000 Central St, Millinocket, ME, 04462 2101
Used Vehicle (Model Year 2018-2022)
6.00%
61-72 months
▼
APR6.00%
Term61-72 months
Last UpdatedMar 20, 2026
Details
As Low As; Used vehicles must be listed in the NADA used car guide
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
505 SOMERSET AVE, PITTSFIELD, ME, 04967
New & Used Vehicles
6.00%
24 Months
▼
APR6.00%
Term24 Months
Last UpdatedMar 24, 2026
Details
As Low As
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
55 Cushing ST, Brunswick, ME, 04011
New/Used Automobiles
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedMar 25, 2026
Details
As Low As
Great Falls Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
34 Bates St, Lewiston, ME, 04240 7606
Used Autos - 2014 - 2018
6.25%
36 Months
▼
APR6.25%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; Maximum Loan to Value of 90%. Mileage cap of 150,000 miles .Must add GAP if financing over MSRP or NADA
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.20%
177 Main St, Bucksport, ME, 04416
Used Auto
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMar 21, 2026
Details
As Low As; Up to 100% of MSRP/NADA GAP, Warranty and Debt Protection are available!
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
505 SOMERSET AVE, PITTSFIELD, ME, 04967
New & Used Vehicles
6.25%
25-36
▼
APR6.25%
Term25-36
Last UpdatedMar 24, 2026
Details
As Low As
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
291 Pine St, Lewiston, ME, 04240
Used Car/Truck
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMar 24, 2026
Details
As Low As
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
505 SOMERSET AVE, PITTSFIELD, ME, 04967
New & Used Vehicles
6.50%
37- 48
▼
APR6.50%
Term37- 48
Last UpdatedMar 24, 2026
Details
As Low As
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.20%
177 Main St, Bucksport, ME, 04416
Used Auto
6.70%
72 Months
▼
APR6.70%
Term72 Months
Last UpdatedMar 21, 2026
Details
As Low As; Up to 100% of NADA GAP, Warranty and Debt Protection are available!
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
505 SOMERSET AVE, PITTSFIELD, ME, 04967
New & Used Vehicles
6.75%
49-60
▼
APR6.75%
Term49-60
Last UpdatedMar 24, 2026
Details
As Low As
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.38%
144 Pine St, Lewiston, ME, 04240
New/Used Auto Loans
6.75%
7 years
▼
APR6.75%
Term7 years
Last UpdatedMar 25, 2026
Details
As Low As
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
55 Cushing ST, Brunswick, ME, 04011
New/Used Automobiles
6.99%
96 Months
▼
APR6.99%
Term96 Months
Last UpdatedMar 25, 2026
Details
As Low As
Great Falls Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
34 Bates St, Lewiston, ME, 04240 7606
Used Autos - 2014 - 2018
7.00%
48 Months
▼
APR7.00%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; Maximum Loan to Value of 90%. Mileage cap of 150,000 miles .Must add GAP if financing over MSRP or NADA
Katahdin Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1000 Central St, Millinocket, ME, 04462 2101
Used Vehicle Loans (Model Year 2017 and Older)
7.00%
up to 36 months
▼
APR7.00%
Termup to 36 months
Last UpdatedMar 20, 2026
Details
As Low As
Bangor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
339 Hogan Rd, Bangor, ME, 04401 4205
Used Autos (2016 and older)
7.00%
4 Months
▼
APR7.00%
Term4 Months
Last UpdatedMar 25, 2026
Details
As Low As
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
505 SOMERSET AVE, PITTSFIELD, ME, 04967
New & Used Vehicles
7.25%
61-72
▼
APR7.25%
Term61-72
Last UpdatedMar 24, 2026
Details
As Low As
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.20%
177 Main St, Bucksport, ME, 04416
Used Auto
7.75%
36 Months
▼
APR7.75%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As; Up to 100% of NADA, Up to 75% of NADA Rebuilts/Salvage GAP, Warranty and Debt Protection are available!
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
505 SOMERSET AVE, PITTSFIELD, ME, 04967
New & Used Vehicles
7.75%
73-84
▼
APR7.75%
Term73-84
Last UpdatedMar 24, 2026
Details
As Low As
Great Falls Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
34 Bates St, Lewiston, ME, 04240 7606
Used Autos - 2013 & Older
10.50%
24 Months
▼
APR10.50%
Term24 Months
Last UpdatedMar 20, 2026
Details
As Low As
Great Falls Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
34 Bates St, Lewiston, ME, 04240 7606
Used Autos - 2013 & Older
11.50%
48 Months
▼
APR11.50%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Great Falls Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
34 Bates St, Lewiston, ME, 04240 7606
Used Autos - 2013 & Older
12.50%
60 Months
▼
APR12.50%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As
Powered by
MonitorBankRates
National Auto Loan Rate Trends
Weekly national average APRs for new and used auto loans
Auto loan rate data from our database of 8,500+ banks and credit unions — updated weekly.
New Auto Loan — National Avg APR
6.039%
▲ 0.196 from last week
New auto loan rates rose 0.196 points this week to 6.039% APR, up from 5.843% last week.
Used Auto Loan — National Avg APR
6.644%
▲ 0.012 from last week
Used auto loan rates rose 0.012 points this week to 6.644% APR, up from 6.633% last week.
National averages as of Mar 26, 2026 • Weekly data from 8,500+ U.S. banks & credit unions
Powered byMonitorBankRates
Frequently Asked Questions about Auto Loans in Portland, Maine
How does my credit score affect my car loan rate in Maine?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Portland, Maine with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Maine *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Portland, Maine typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Portland, Maine?
Based on our current data, some of the lowest auto loan rates available in Portland, Maine include:
- Evergreen Credit Union Portland, ME: 3.99% (Vehicle Loan)
- Town & Country Federal Credit Union: 4.24% (New Vehicle Loans)
- TruChoice Federal Credit Union: 4.45% (New Vehicle (Less than 3 years old))
- cPort Credit Union: 4.49% (New & Used Auto Loans)
- Cumberland County Federal Credit Union: 4.75% (A+ Auto Loan)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Portland, Maine. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 25, 2026
