NorState Federal Credit Union Rates and Review January 2026
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Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Compare NorState Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of NorState Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityNorState Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at NorState Federal Credit Union? Share your experience about NorState Federal Credit Union by leaving a review below, or read customer reviews before you decide to use NorState Federal Credit Union. Overall, NorState Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. NorState Federal Credit Union Madawaska Office 78 Fox St Madawaska, ME 04756  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonRewards Credit Card
14.240%
VISA Credit Card
11.900%
No annual fee
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Signature Loans
14.000%
$0
60
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
Signature Loan
8.950%
$0
1 - 60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have NorState Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: NorState Federal Credit Union
Website: https://www.norstatefcu.org
Full Time Employees: 75Part Time Employees: 6 President: Leigh Smith CEO: Jeffrey Davenport Branch Locations: 6 ATM Locations: 6 Corporate Office Address:
78 Fox St
Madawaska, ME 04756 Phone Number: 207-728-7555 Fax Number: 207-728-6731 FinancialsTotal Assets:
274,743,322
Total Amount of Shares and Deposits:
239,923,774
Total Shares and Deposits < 1 Year:
194,145,621
Total Shares and Deposits 1 3 Years:
32,942,085
Total Shares and Deposits > 3 Years:
12,836,068
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
32,151,067
Total Uninsured Shares and Deposits > $250K (F+J):
32,151,067
Total Insured Shares and Deposits > $250K (item 17 less item K):
207,772,707
Total Interest Expense (Sum of items 6 8):
3,953,319
Share Certificates:
2,413
Number of Accounts for Share Drafts:
9,223
IRA KEOGH Accounts:
1,803
Number of Accounts for Regular Shares:
20,376
All other shares:
682
Money Market Shares:
594
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
3,839,204
Total Liabilities:
245,516,962
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Source: NCUA Last Updated 09/30/2025
Customer ReviewsThere are no reviews for NorState Federal Credit Union yet. Feel free to create one below.
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Frequently Asked Questions About NorState Federal Credit UnionIs a member application needed to join NorState Federal Credit Union?Yes, to access services at NorState Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, NorState Federal Credit Union provides a range of mortgage and home equity products. Is NorState Federal Credit Union a safe place to deposit money?Yes, NorState Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does NorState Federal Credit Union offer online and mobile banking?Most modern institutions like NorState Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 0.20%, 6-month CD rates at 3.00% and 3-month CD rates at 0.20%. Savings rates are at 0.05% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.03%. Credit Card rates are at 12.40%. Personal Loan rates are at 5.50%. All these rates, and more, can be found in our database of rates which you can compare to 
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