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Community Credit Union Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 13, 2026
Community Credit Union's top rates as of October 13, 2026 are 3.82% APY on its 4 Year Jumbo CDs CD, 0.15% APY on savings, 2.12% APY on money market accounts, personal loans from 12.25% APR, and credit cards from 13.90% APR, according to rates verified by MonitorBankRates. Other Community Credit Union CD rates include 5 Year Jumbo CDs at 3.82%, Jumbo CDs - 4 Years at 3.82%, and Jumbo CDs - 5 Years at 3.82%. MonitorBankRates evaluates the financial stability of Community Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 12.06%. Rates last updated and verified on 10/13/2026.
Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Community Credit Union? Share your experience about Community Credit Union by leaving a review below, or read customer reviews before you decide to use Community Credit Union.
Community Credit Union has earned an overall safety grade of A (Excellent, Score: 94/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective NCUA regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
Community Credit Union has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
12.06%
ExcellentHigher than avg
Community Credit Union Texas Ratio
Community Credit Union's Texas Ratio is 12.06%, which is considered excellent and is higher than the national average of 6.13%.
Community Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
7.59% to 12.06% over 12 quarters, steadyFull history
Star Rating 5.0 to 5.0, Health Grade A to A
The Texas Ratio for this credit union has held steady at a healthy level since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.
Community Credit Union CD Rates
Product
Rate
APY
Term
View More
4 Year Jumbo Certificates
3.75%
3.82%
4 Years
Min Balance$100,000
DetailsJumbo Certificates have a minimum balance of $100,000; Membership eligibility required; Early withdrawal penalty may apply
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 3.82% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
5 Year Jumbo Certificates
3.75%
3.82%
5 Years
Min Balance$100,000
DetailsJumbo Certificates have a minimum balance of $100,000; Membership eligibility required; Early withdrawal penalty may apply
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 3.82% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
Jumbo Certificates - 4 Years
3.75%
3.82%
4 Years
Min Balance$100,000
DetailsJumbo Certificates have a minimum balance of $100,000; Membership eligibility required; penalty may be imposed for early withdrawal
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 3.82% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
Jumbo Certificates - 5 Years
3.75%
3.82%
5 Years
Min Balance$100,000
DetailsJumbo Certificates have a minimum balance of $100,000; Membership eligibility required; penalty may be imposed for early withdrawal
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 3.82% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
12 Month Jumbo Certificates
3.65%
3.71%
12 Months
Min Balance$100,000
DetailsJumbo Certificates have a minimum balance of $100,000; Membership eligibility required; Early withdrawal penalty may apply
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 3.71% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
2 Year Jumbo Certificates
3.65%
3.71%
2 Years
Min Balance$100,000
DetailsJumbo Certificates have a minimum balance of $100,000; Membership eligibility required; Early withdrawal penalty may apply
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 3.71% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
3 Year Jumbo Certificates
3.65%
3.71%
3 Years
Min Balance$100,000
DetailsJumbo Certificates have a minimum balance of $100,000; Membership eligibility required; Early withdrawal penalty may apply
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 3.71% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
6 Month Jumbo Certificates
3.65%
3.71%
6 Months
Min Balance$100,000
DetailsJumbo Certificates have a minimum balance of $100,000; Membership eligibility required; Early withdrawal penalty may apply
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 3.71% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
Jumbo Certificates - 2 Years
3.65%
3.71%
2 Years
Min Balance$100,000
DetailsJumbo Certificates have a minimum balance of $100,000; Membership eligibility required; penalty may be imposed for early withdrawal
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 3.71% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
Jumbo Certificates - 3 Years
3.65%
3.71%
3 Years
Min Balance$100,000
DetailsJumbo Certificates have a minimum balance of $100,000; Membership eligibility required; penalty may be imposed for early withdrawal
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 3.71% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
4 Year Share Certificate
3.50%
3.56%
4 Years
Min Deposit$500
Min Balance$500
DetailsFixed-rate share certificate; early withdrawal penalties may apply
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 3.56% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
5 Year Share Certificate
3.50%
3.56%
5 Years
Min Deposit$500
Min Balance$500
DetailsFixed-rate share certificate; early withdrawal penalties may apply
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 3.56% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
Certificates - 4 Years
3.50%
3.56%
4 Years
Min Deposit$500
Min Balance$500
DetailsMinimum balance to open the account and earn the APY is $500; Early withdrawal penalties may apply
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 3.56% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
Certificates - 5 Years
3.50%
3.56%
5 Years
Min Deposit$500
Min Balance$500
DetailsMinimum balance to open the account and earn the APY is $500; Early withdrawal penalties may apply
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 3.56% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
12 Month Share Certificate
3.40%
3.45%
12 Months
Min Deposit$500
Min Balance$500
DetailsFixed-rate share certificate; early withdrawal penalties may apply
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 3.45% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
2 Year Share Certificate
3.40%
3.45%
2 Years
Min Deposit$500
Min Balance$500
DetailsFixed-rate share certificate; early withdrawal penalties may apply
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 3.45% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
3 Year Share Certificate
3.40%
3.45%
3 Years
Min Deposit$500
Min Balance$500
DetailsFixed-rate share certificate; early withdrawal penalties may apply
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 3.45% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
6 Month Share Certificate
3.40%
3.45%
6 Months
Min Deposit$500
Min Balance$500
DetailsFixed-rate share certificate; early withdrawal penalties may apply
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 3.45% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
Certificates - 2 Years
3.40%
3.45%
2 Years
Min Deposit$500
Min Balance$500
DetailsMinimum balance to open the account and earn the APY is $500; Early withdrawal penalties may apply
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 3.45% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
Certificates - 3 Years
3.40%
3.45%
3 Years
Min Deposit$500
Min Balance$500
DetailsMinimum balance to open the account and earn the APY is $500; Early withdrawal penalties may apply
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 3.45% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
Community Credit Union Savings Rates
Product
Rate
APY
View More
Health Savings Accounts
0.15%
0.15%
Min Balance$10,000
DetailsBalance: $10,000.01 and over
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 0.15% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
Health Savings Accounts
0.15%
0.15%
Min Deposit$0
Min Balance$100
DetailsBalance: $10,000.01 and over; No minimum balance to open the account; Minimum balance to earn the APY is $100; Variable dividend rate and variable APY
Last Updated10/13/2026
Rate History
1 change since Sep 18, 2026 · 0.05% → 0.15% ▲ 0.10 pts · high 0.15% / low 0.05%
Oct 13, 20260.15%▲ from 0.05%
Sep 18, 20260.05%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
Health Savings Accounts
0.10%
0.10%
Min Balance$5,000
DetailsBalance: $5,000.01 - $10,000
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
Health Savings Accounts
0.10%
0.10%
Min Deposit$0
Min Balance$100
DetailsBalance: $5,000.01 - $10,000; No minimum balance to open the account; Minimum balance to earn the APY is $100; Variable dividend rate and variable APY
Last Updated10/13/2026
Rate History
1 change since Sep 18, 2026 · 0.05% → 0.10% ▲ 0.05 pts · high 0.10% / low 0.05%
Oct 13, 20260.10%▲ from 0.05%
Sep 18, 20260.05%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
Health Savings Accounts
0.05%
0.05%
Min Balance$100
DetailsBalance: $100 - $1,000
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 0.05% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
Health Savings Accounts
0.05%
0.05%
Min Balance$1,000
DetailsBalance: $1,000.01 - $5,000
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 0.05% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
IRA Club
0.05%
0.05%
DetailsShares/Club
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
Christmas Club
0.03%
0.03%
DetailsShares/Club; Subject to early withdrawal penalty if funds are withdrawn before the maturity date
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 0.03% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
Flex Club
0.03%
0.03%
DetailsShares/Club
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 0.03% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
Life Saver (Youth)
0.03%
0.03%
Min Deposit$5
DetailsYouth Accounts; Variable dividend rate and variable APY; Minimum balance to open the account and earn the APY is $5
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 0.03% APY
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
Vacation Club
0.03%
0.03%
DetailsShares/Club; Subject to early withdrawal penalty if funds are withdrawn before the maturity date
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 0.03% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
Community Credit Union Money Market Rates
Product
Rate
APY
View More
Money Markets
2.10%
2.12%
Min Deposit$2,500
Min Balance$2,500
DetailsBalance: $75,000 and over; Variable dividend rate and APY; Fees could reduce earnings
Last Updated10/13/2026
Rate History
1 change since Sep 18, 2026 · 1.61% → 2.12% ▲ 0.51 pts · high 2.12% / low 1.61%
Oct 13, 20262.12%▲ from 1.61%
Sep 18, 20261.61%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
Money Markets
2.10%
2.12%
Min Deposit$2,500
Min Balance$75,000
DetailsBalance: $75,000 or more; Minimum balance to open the account and earn the APY is $2,500
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 2.12% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
Money Markets
1.85%
1.87%
Min Deposit$2,500
Min Balance$2,500
DetailsBalance: $25,000 - $74,999.99; Variable dividend rate and APY; Fees could reduce earnings
Last Updated10/13/2026
Rate History
1 change since Sep 18, 2026 · 1.61% → 1.87% ▲ 0.26 pts · high 1.87% / low 1.61%
Oct 13, 20261.87%▲ from 1.61%
Sep 18, 20261.61%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
Money Markets
1.85%
1.87%
Min Deposit$2,500
Min Balance$25,000
DetailsBalance: $25,000 - $74,999.99; Minimum balance to open the account and earn the APY is $2,500
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 1.87% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
Money Markets
1.60%
1.61%
Min Deposit$2,500
Min Balance$2,500
DetailsBalance: $2,500 - $24,999.99; Variable dividend rate and APY; Fees could reduce earnings
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 1.61% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
Community Credit Union Home Equity & HELOC
Product
Rate
Points
APR
Term
View More
Home Equity (up to 80% LTV)
-
-
6.75%
DetailsAs Low As; Rates as Low as column; Rate is adjusted quarterly based on the prime rate as published in the Wall Street Journal; mortgage product, may be subject to appraisal and/or title fees; homeowners insurance required, flood insurance required when necessary
Last Updated10/13/2026
Rate History
No change since Oct 9, 2026 · 6.75% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
No Equity Home Equity (up to 95% LTV)
-
-
8.00%
DetailsAs Low As; Rates as Low as column; Rate is adjusted quarterly based on the prime rate as published in the Wall Street Journal; mortgage product, may be subject to appraisal and/or title fees; homeowners insurance required, flood insurance required when necessary
Last Updated10/13/2026
Rate History
No change since Oct 9, 2026 · 8.00% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
Community Credit Union Auto Loan Rates
Product
Rate
Points
APR
Term
View More
New/Used Auto Loans
-
-
4.90%
1 year
DetailsAs Low As; Rates apply to 2015-current model years; Loans require full coverage insurance
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 4.90% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
New/Used Auto Loans
-
-
4.90%
2 years
DetailsAs Low As; Rates apply to 2015-current model years; Loans require full coverage insurance
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 4.90% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
New/Used Auto Loans
-
-
4.90%
3 years
DetailsAs Low As; Rates apply to 2015-current model years; Loans require full coverage insurance
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 4.90% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
New/Used Auto Loans
-
-
5.25%
4 years
DetailsAs Low As; Rates apply to 2015-current model years; Loans require full coverage insurance
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 5.25% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
New/Used Auto Loans
-
-
5.25%
5 years
DetailsAs Low As; Rates apply to 2015-current model years; Loans require full coverage insurance
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 5.25% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
New/Used Auto Loans
-
-
5.50%
6 years
DetailsAs Low As; Rates apply to 2015-current model years; Loans require full coverage insurance
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 5.50% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
New/Used Auto Loans
-
-
6.50%
7 years
DetailsAs Low As; Rates apply to 2015-current model years; Loans require full coverage insurance
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 6.50% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
Community Credit Union RV, Boat and Powersport Loan Rates
Product
Rate
APR
Term
View More
ATVs, Motorcycles, Snowmobiles, Lawn Tractors - 1 Year Loan
-
5.75%
1 year
DetailsAs Low As; Loans require full coverage insurance; Collateralized Loans; Available terms may be subject to minimum amount financed
Last Updated10/13/2026
Rate History
1 change since Sep 14, 2026 · 8.75% → 5.75% ▼ 3.00 pts · high 8.75% / low 5.75%
Oct 9, 20265.75%▼ from 8.75%
Sep 14, 20268.75%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
ATVs, Motorcycles, Snowmobiles, Lawn Tractors - 2 Year Loan
-
5.75%
2 years
DetailsAs Low As; Loans require full coverage insurance; Collateralized Loans; Available terms may be subject to minimum amount financed
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 5.75% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
ATVs, Motorcycles, Snowmobiles, Lawn Tractors - 2 years Loan
-
5.75%
2 years
DetailsAs Low As; Recreational Vehicle rates apply to 2015-current model years; Collateralized loans require full coverage insurance
Last Updated10/13/2026
Rate History
1 change since Sep 14, 2026 · 8.75% → 5.75% ▼ 3.00 pts · high 8.75% / low 5.75%
Oct 9, 20265.75%▼ from 8.75%
Sep 14, 20268.75%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
ATVs, Motorcycles, Snowmobiles, Lawn Tractors - 3 Year Loan
-
5.75%
3 years
DetailsAs Low As; Loans require full coverage insurance; Collateralized Loans; Available terms may be subject to minimum amount financed
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 5.75% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
ATVs, Motorcycles, Snowmobiles, Lawn Tractors - 3 years Loan
-
5.75%
3 years
DetailsAs Low As; Recreational Vehicle rates apply to 2015-current model years; Collateralized loans require full coverage insurance
Last Updated10/13/2026
Rate History
1 change since Sep 14, 2026 · 9.25% → 5.75% ▼ 3.50 pts · high 9.25% / low 5.75%
DetailsAs Low As; Recreational Vehicle rates apply to 2015-current model years; Collateralized loans require full coverage insurance
Last Updated10/13/2026
Rate History
1 change since Sep 14, 2026 · 9.75% → 6.25% ▼ 3.50 pts · high 9.75% / low 6.25%
Sep 18, 20266.25%▼ from 9.75%
Sep 14, 20269.75%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
Motorcoaches, RV's, Boats and Travel Trailers Loan
-
6.25%
4 years
DetailsAs Low As; APR*: Credit Union's standard rate, may vary by credit history
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 6.25% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
Motorcoaches, RV's, Boats and Travel Trailers Loan
-
6.25%
5 years
DetailsAs Low As; APR*: Credit Union's standard rate, may vary by credit history
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 6.25% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
ATVs, Motorcycles, Snowmobiles, Lawn Tractors - 6 Year Loan
-
6.50%
6 years
DetailsAs Low As; Loans require full coverage insurance; Collateralized Loans; Available terms may be subject to minimum amount financed; 2026 Untitled Motorcycle units may go up to 72 months
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 6.50% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
ATVs, Motorcycles, Snowmobiles, Lawn Tractors - 6 years Loan
-
6.50%
6 years
DetailsAs Low As; Recreational Vehicle rates apply to 2015-current model years; Collateralized loans require full coverage insurance; footnote ** on term
Last Updated10/13/2026
Rate History
1 change since Sep 14, 2026 · 10.00% → 6.50% ▼ 3.50 pts · high 10.00% / low 6.50%
DetailsAs Low As; Recreational Vehicle rates apply to 2015-current model years; Untitled Motorcycle units may go up to 72 months; Collateralized loans require full coverage insurance
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 6.50% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
Motorcoaches, RV's, Boats and Travel Trailers Loan
-
6.50%
6 years
DetailsAs Low As; APR*: Credit Union's standard rate, may vary by credit history
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 6.50% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
Motorcoaches, RV's, Boats and Travel Trailers Loan
-
6.75%
7 years
DetailsAs Low As; Payment per $1,000 per month of repayment not captured
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 6.75% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
Motorcoaches, RV's, Boats and Travel Trailers Loan
-
7.50%
10 years
DetailsAs Low As; Payment per $1,000 per month of repayment not captured
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 7.50% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
Motorcoaches, RV's, Boats and Travel Trailers Loan
-
8.00%
12 years
DetailsAs Low As; Payment per $1,000 per month of repayment not captured
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 8.00% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
Motorcoaches, RV's, Boats and Travel Trailers Loan
-
8.25%
15 years
DetailsAs Low As; Payment per $1,000 per month of repayment not captured
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 8.25% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
Community Credit Union Credit Card Rates
Product
Rate
APR
View More
Visa Classic/Secured Credit Cards
-
13.90%
DetailsAs Low As; Purchases, Balance Transfers and Cash Advances all 13.90% APR
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 13.90% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
Visa Business Credit Card
-
15.90%
DetailsAs Low As; Purchases 15.90% APR; Balance Transfers 15.90% APR; Cash Advances 15.90% APR; Paying interest: due date at least 25 days after billing cycle close, no interest on purchases if paid in full by due date
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 15.90% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
Community Credit Union Personal Loan Rates
Product
APR
Term
View More
Signature (Unsecured) Loans
12.25%
1 year
DetailsAs Low As; Maximum loan amount is $20,000
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 12.25% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
Signature (Unsecured) Loans
12.25%
2 years
DetailsAs Low As; Maximum loan amount is $20,000
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 12.25% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
Signature (Unsecured) Loans
12.75%
3 years
DetailsAs Low As; Maximum loan amount is $20,000
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 12.75% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
Signature (Unsecured) Loans
13.75%
4 years
DetailsAs Low As; Maximum loan amount is $20,000
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 13.75% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
One Payment - Unsecured Loan
14.50%
12 Months
DetailsAs Low As; Auto Term Guide; One Payment Notes; Type: Unsecured
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 14.50% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
One Payment Notes - Unsecured Loan
14.50%
12 Months
DetailsAs Low As; Type: Unsecured
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 14.50% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
Signature (Unsecured) Loans
14.75%
5 years
DetailsAs Low As; Maximum loan amount is $20,000
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 14.75% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
Community Credit Union Other Rates
Product
Rate
Points
APY/APR
Term
View More
Career Advancement Loans
-
-
8.75%
1 year
DetailsAs Low As; Maximum loan amount is $20,000; may be deferred up to 180 days from disbursement date; interest will continue to accrue
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 8.75% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
Career Advancement Loans
-
-
8.75%
2 years
DetailsAs Low As; Maximum loan amount is $20,000; may be deferred up to 180 days from disbursement date; interest will continue to accrue
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 8.75% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
Career Advancement Loans
-
-
9.25%
3 years
DetailsAs Low As; Maximum loan amount is $20,000; may be deferred up to 180 days from disbursement date; interest will continue to accrue
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 9.25% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
Career Advancement Loans
-
-
9.25%
4 years
DetailsAs Low As; Maximum loan amount is $20,000; may be deferred up to 180 days from disbursement date; interest will continue to accrue
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 9.25% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
Career Advancement Loans
-
-
9.75%
5 years
DetailsAs Low As; Maximum loan amount is $20,000; may be deferred up to 180 days from disbursement date; interest will continue to accrue
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 9.75% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
Career Advancement Loans
-
-
10.00%
6 years
DetailsAs Low As; Maximum loan amount is $20,000; may be deferred up to 180 days from disbursement date; interest will continue to accrue
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 10.00% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
Career Advancement Loans
-
-
10.00%
7 years
DetailsAs Low As; Maximum loan amount is $20,000; may be deferred up to 180 days from disbursement date; interest will continue to accrue
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 10.00% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
Career Advancement Loans
-
-
11.75%
10 years
DetailsAs Low As; Maximum loan amount is $20,000; may be deferred up to 180 days from disbursement date; interest will continue to accrue
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 11.75% APR
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
Certificates - 12 Months
3.40%
-
3.45%
12 Months
Min Deposit$500
Min Balance$500
DetailsMinimum balance to open the account and earn the APY is $500; Early withdrawal penalties may apply
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 3.45% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
Certificates - 6 Months
3.40%
-
3.45%
6 Months
Min Deposit$500
Min Balance$500
DetailsMinimum balance to open the account and earn the APY is $500; 6 month term is not available for IRA Certificates; Early withdrawal penalties may apply
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 3.45% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
Jumbo Certificates - 12 Months
3.65%
-
3.71%
12 Months
Min Balance$100,000
DetailsJumbo Certificates have a minimum balance of $100,000; Membership eligibility required; penalty may be imposed for early withdrawal
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 3.71% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
Jumbo Certificates - 6 Months
3.65%
-
3.71%
6 Months
Min Balance$100,000
DetailsJumbo Certificates have a minimum balance of $100,000; Membership eligibility required; penalty may be imposed for early withdrawal
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 3.71% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
Kasasa Cash Checking
3.928%
-
4.00%
Min Balance$0
DetailsBalance: 0 - $10,000; Qualifying balance up to $10,000.00; Kasasa Accounts do not have a minimum balance requirement to earn dividends; variable dividend rate and variable APY; fees could reduce earnings
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
Kasasa Saver Savings
1.24%
-
1.25%
Min Balance$0
DetailsBalance: 0 - $15,000; Qualifying balance up to $15,000.00; Kasasa Accounts do not have a minimum balance requirement to earn dividends; variable dividend rate and variable APY
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 1.25% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
Monty Moose (Youth)
0.03%
-
0.03%
Min Deposit$5
DetailsYouth Accounts; Variable dividend rate and variable APY; Minimum balance to open the account and earn the APY is $5
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 0.03% APY
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
Share
0.03%
-
0.03%
Min Deposit$5
DetailsShares/Club; Minimum balance to open the account and earn the APY is $5 for Shares; if closed within the first 6 months, subject to a closing account fee
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 0.03% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
Share
0.03%
-
0.03%
Min Deposit$5
Min Balance$5
DetailsMinimum balance to open the account and earn the APY is $5; closing fee if closed within first 6 months; variable dividend rate and variable APY
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 0.03% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
Teens Love Cash (Youth)
0.03%
-
0.03%
Min Deposit$5
DetailsYouth Accounts; Variable dividend rate and variable APY; Minimum balance to open the account and earn the APY is $5
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 0.03% APY
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 12.06%
Financial Health History
Community Credit Union’s Texas Ratio rose from 7.59% in Q3 2023 to 12.06% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$120M
12.06%
5.0
A
March 31, 2026
$121M
10.72%
5.0
A
December 31, 2025
$117M
12.65%
5.0
A
September 30, 2025
$112M
12.04%
5.0
A
June 30, 2025
$112M
9.00%
5.0
A
March 31, 2025
$114M
8.17%
5.0
A
December 31, 2024
$111M
11.02%
5.0
A
September 30, 2024
$107M
9.80%
5.0
A
June 30, 2024
$104M
7.38%
5.0
A
March 31, 2024
$103M
8.59%
5.0
A
December 31, 2023
$100M
10.32%
5.0
A
September 30, 2023
$98M
7.59%
5.0
A
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating
Our rating for Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Community Credit Union's official website for the most current offers and terms.
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,995,964
Total Uninsured Shares and Deposits > $250K (F+J)
4,471,664
Total Insured Shares and Deposits > $250K (item 17 less item K)
102,463,170
Total Interest Expense (Sum of items 6 8)
899,510
Share Certificates
901
Number of Accounts for Share Drafts
7,795
IRA KEOGH Accounts
325
Number of Accounts for Regular Shares
15,211
All other shares
149
Non Member Deposits
9
Money Market Shares
202
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
5,616,454
Total Liabilities
107,560,692
Source: NCUA — Last Updated 06/30/2026
Q2 2026 MBR Health & Safety Badge
Community Credit Union earned the Verified Healthy badge
Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.
Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.
Learn more about the MBR Health & Safety Badge program on our methodology page.
Customer Reviews
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Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Community Credit Union
Frequently Asked Questions About Community Credit Union
How many branches does Community Credit Union operate?
Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is a member application needed to join Community Credit Union?
Yes, to access services at Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.
Is there a first-time homebuyer program?
Currently, Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Community Credit Union provides members with tools to manage their accounts and build a solid financial history.
Does Community Credit Union offer online and mobile banking?
Most modern institutions like Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.communitycreditunion.com.
Current Community Credit Union Rates
12-Month CD3.45%
24-Month CD3.45%
60-Month CD3.56%
Savings0.15%
MMA2.12%
Retrieved from our database of financial products. Rates subject to change.