Auto Loan Rates in Rohnert Park, California (CA) for March 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Rohnert Park, California. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Rohnert Park, California include Patelco Credit UnionPatelco Credit Union985 Golf Course Dr, Rohnert Park, CA, 94928A+5.0 ★Texas Ratio: 4.87% offering New Auto (2025 or newer) at 5.29%, North Bay Credit UnionNorth Bay Credit Union101 Golf Course Dr, Rohnert Park, CA, 94928F1.0 ★Texas Ratio: 73.10% offering New Auto Loan at 6.75%, Exchange BankExchange Bank6290 Commerce Blvd, Rohnert Park, CA, 94928A+5.0 ★Texas Ratio: 2.21% offering Auto Loan New car or more at 7.45%, Bakersfield City Employees Federal Credit UnionBakersfield City Employees Federal Credit Union2817 16th St, Bakersfield, CA, 93301 3210A+5.0 ★Texas Ratio: 0.81% offering New Vehicle Loan at 1.99%, Baxter Credit UnionBaxter Credit Union4501 Colorado Blvd, Los Angeles, CA, 90039A5.0 ★Texas Ratio: 7.73% offering Auto Loans at 3.24%. Auto loan rates as of March 28, 2026 according to verified data from MonitorBankRates.
Auto loan rates in Rohnert Park, California are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.
We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Rohnert Park, California. Auto Loan Rates Last Updated and Verified: March 28, 2026
Compare Auto Loan Rates Today in Rohnert Park, California & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Patelco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
985 Golf Course Dr, Rohnert Park, CA, 94928
New Auto (2025 or newer)
5.29%
0 to 48 months
▼
APR5.29%
Term0 to 48 months
Last UpdatedMar 21, 2026
Details
Up to 140% financing
Patelco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
985 Golf Course Dr, Rohnert Park, CA, 94928
New Auto (2025 or newer)
5.44%
67 to 72 months
▼
APR5.44%
Term67 to 72 months
Last UpdatedMar 21, 2026
Details
Up to 140% financing
Patelco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
985 Golf Course Dr, Rohnert Park, CA, 94928
Auto Loan Refinance
5.49%
0 to 48 months
▼
APR5.49%
Term0 to 48 months
Last UpdatedMar 21, 2026
Details
Patelco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
985 Golf Course Dr, Rohnert Park, CA, 94928
Used Auto (2024 - 2016)
5.49%
0 to 48 months
▼
APR5.49%
Term0 to 48 months
Last UpdatedMar 21, 2026
Details
Up to 140% of Blue Book
Maximum 150,000 miles
Patelco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
985 Golf Course Dr, Rohnert Park, CA, 94928
Auto Loan Refinance
5.59%
67 to 72 months
▼
APR5.59%
Term67 to 72 months
Last UpdatedMar 21, 2026
Details
Patelco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
985 Golf Course Dr, Rohnert Park, CA, 94928
Used Auto (2024 - 2016)
5.59%
67 to 72 months
▼
APR5.59%
Term67 to 72 months
Last UpdatedMar 21, 2026
Details
Up to 140% of Blue Book
Maximum 150,000 miles
Patelco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
985 Golf Course Dr, Rohnert Park, CA, 94928
New Auto (2025 or newer)
5.74%
73 to 84 months
▼
APR5.74%
Term73 to 84 months
Last UpdatedMar 21, 2026
Details
Up to 140% financing
Patelco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
985 Golf Course Dr, Rohnert Park, CA, 94928
Auto Loan Refinance
5.89%
73 to 84 months
▼
APR5.89%
Term73 to 84 months
Last UpdatedMar 21, 2026
Details
Patelco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
985 Golf Course Dr, Rohnert Park, CA, 94928
Used Auto (2024 - 2016)
5.89%
73 to 84 months
▼
APR5.89%
Term73 to 84 months
Last UpdatedMar 21, 2026
Details
Up to 140% of Blue Book
Maximum 150,000 miles
North Bay Credit Union
Institution Rating:
F1.0 ★ Texas Ratio: 73.10%
101 Golf Course Dr, Rohnert Park, CA, 94928
New Auto Loan
6.75%
Up to 84 months
▼
APR6.75%
TermUp to 84 months
Last UpdatedMar 27, 2026
Details
North Bay Credit Union
Institution Rating:
F1.0 ★ Texas Ratio: 73.10%
101 Golf Course Dr, Rohnert Park, CA, 94928
Used Auto Loan
7.00%
Up to 72 months
▼
APR7.00%
TermUp to 72 months
Last UpdatedMar 27, 2026
Details
Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
6290 Commerce Blvd, Rohnert Park, CA, 94928
Auto Loan New car or more
7.45%
60 months
▼
APR7.45%
Term60 months
Last UpdatedMar 26, 2026
Details
$15,000; Documentation fee $75; Subject to additional finance charges.
Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
6290 Commerce Blvd, Rohnert Park, CA, 94928
Auto Loan New car or more
7.50%
48 months
▼
APR7.50%
Term48 months
Last UpdatedMar 26, 2026
Details
$15,000; Documentation fee $75; Subject to additional finance charges.
Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
6290 Commerce Blvd, Rohnert Park, CA, 94928
Auto Loan New car or more
7.58%
36 months
▼
APR7.58%
Term36 months
Last UpdatedMar 26, 2026
Details
$15,000; Documentation fee $75; Subject to additional finance charges.
Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
6290 Commerce Blvd, Rohnert Park, CA, 94928
Auto Loan New car or more
7.67%
72 months
▼
APR7.67%
Term72 months
Last UpdatedMar 26, 2026
Details
$15,000; Documentation fee $75; Subject to additional finance charges.
Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
6290 Commerce Blvd, Rohnert Park, CA, 94928
Auto Loan New car
7.88%
60 months
▼
APR7.88%
Term60 months
Last UpdatedMar 26, 2026
Details
$5,000 - $14,999; Documentation fee $75; Subject to additional finance charges.
Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
6290 Commerce Blvd, Rohnert Park, CA, 94928
Auto Loan Used car (7 years old or less) or more
7.91%
60 months
▼
APR7.91%
Term60 months
Last UpdatedMar 26, 2026
Details
$7,500; Documentation fee $75; Subject to additional finance charges.
Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
6290 Commerce Blvd, Rohnert Park, CA, 94928
Auto Loan Used car (7 years old or less) or more
7.92%
72 months
▼
APR7.92%
Term72 months
Last UpdatedMar 26, 2026
Details
$15,000; Documentation fee $75; Subject to additional finance charges.
Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
6290 Commerce Blvd, Rohnert Park, CA, 94928
Auto Loan New car
8.02%
48 months
▼
APR8.02%
Term48 months
Last UpdatedMar 26, 2026
Details
$5,000 - $14,999; Documentation fee $75; Subject to additional finance charges.
Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
6290 Commerce Blvd, Rohnert Park, CA, 94928
Auto Loan New car
8.27%
36 months
▼
APR8.27%
Term36 months
Last UpdatedMar 26, 2026
Details
$5,000 - $14,999; Documentation fee $75; Subject to additional finance charges.
Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
6290 Commerce Blvd, Rohnert Park, CA, 94928
Auto Loan Used car (7 years old or less) or more
8.28%
48 months
▼
APR8.28%
Term48 months
Last UpdatedMar 26, 2026
Details
$5,000; Documentation fee $75; Subject to additional finance charges.
Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
6290 Commerce Blvd, Rohnert Park, CA, 94928
Auto Loan Used car (7 years old or less) or more
8.52%
36 months
▼
APR8.52%
Term36 months
Last UpdatedMar 26, 2026
Details
$5,000; Documentation fee $75; Subject to additional finance charges.
Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
6290 Commerce Blvd, Rohnert Park, CA, 94928
Auto Loan Used car (8 - 12 years old) or more
11.23%
36 months
▼
APR11.23%
Term36 months
Last UpdatedMar 26, 2026
Details
$3,500; Documentation fee $75; Subject to additional finance charges.
Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
6290 Commerce Blvd, Rohnert Park, CA, 94928
Auto Loan Used car (8 - 12 years old) or more
11.91%
24 months
▼
APR11.91%
Term24 months
Last UpdatedMar 26, 2026
Details
$3,500; Documentation fee $75; Subject to additional finance charges.
Patelco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
985 Golf Course Dr, Rohnert Park, CA, 94928
Auto Loan Refinance
17.99%
0 to 48 months
▼
APR17.99%
Term0 to 48 months
Last UpdatedMar 21, 2026
Details
Bakersfield City Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2817 16th St, Bakersfield, CA, 93301 3210
New Vehicle Loan
1.99%
48 mo
▼
APR1.99%
Term48 mo
Last UpdatedMar 25, 2026
Details
As Low As; Based On Credit Score
Bakersfield City Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2817 16th St, Bakersfield, CA, 93301 3210
Used Vehicle Loan
2.49%
48 mo
▼
APR2.49%
Term48 mo
Last UpdatedMar 25, 2026
Details
As Low As; Based On Credit Score
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
4501 Colorado Blvd, Los Angeles, CA, 90039
Auto Loans
3.24%
Auto Buying Service
▼
APR3.24%
TermAuto Buying Service
Last UpdatedMar 25, 2026
Details
As Low As; APR - 2026 & Newer
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
New Vehicle Loan
3.25%
36 Months
▼
APR3.25%
Term36 Months
Last UpdatedMar 27, 2026
Details
KeyPoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.20%
7062 Market Place Dr, Goleta, CA, 93117 5902
New Auto: 2026 or 2025 with under 5K miles
3.29%
24 Months
▼
APR3.29%
Term24 Months
Last UpdatedMar 24, 2026
Details
KeyPoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.20%
7062 Market Place Dr, Goleta, CA, 93117 5902
Used Auto: 2019 - 2025 with 5K miles or more
3.29%
24 Months
▼
APR3.29%
Term24 Months
Last UpdatedMar 24, 2026
Details
Thinkwise Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
599 N E St, San Bernardino, CA, 92401
New & Used Auto Loans
3.49%
36 months
▼
APR3.49%
Term36 months
Last UpdatedMar 21, 2026
Details
As Low As
Golden Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
409 W Center St, Manteca, CA, 95336
New & Used Auto Loans
3.50%
48 Months
▼
APR3.50%
Term48 Months
Last UpdatedMar 26, 2026
Details
As Low As; This special will ONLY cover New and Used auto loans. These rates will be for New Money Loans Only for the period of 3/1/26-5/31/26. Vehicles 10 YRS old and Newer. Rates are subject to change without notice and are based on credit approval.
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
New Auto Loans
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMar 24, 2026
Details
As Low As
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
New Vehicle Loan
3.50%
48 Months
▼
APR3.50%
Term48 Months
Last UpdatedMar 27, 2026
Details
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
Used Vehicle Loan
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMar 27, 2026
Details
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
3.75%
12 to 36 months
▼
APR3.75%
Term12 to 36 months
Last UpdatedMar 24, 2026
Details
As Low As
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
New Auto Loans
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedMar 24, 2026
Details
As Low As
East County Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
1069 Graves Ave Ste 100, El Cajon, CA, 92021 4573
New Vehicle Loan
3.89%
36 Months
▼
APR3.89%
Term36 Months
Last UpdatedMar 25, 2026
Details
As Low As
Los Angeles Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
300 S Glendale Ave, Glendale, CA, 91205 5305
Automobiles & Trucks
3.90%
1 to 60
▼
APR3.90%
Term1 to 60
Last UpdatedMar 27, 2026
Details
Gain Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1800 W Magnolia Blvd, Burbank, CA, 91506 1726
New or Used Car, Truck, SUV, Van* - Fixed Rate for Vehicles Up to Three Years Old
3.99%
24 Months
▼
APR3.99%
Term24 Months
Last UpdatedMar 26, 2026
Details
As Low As; No Payments for up to 90 Days
Thinkwise Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
599 N E St, San Bernardino, CA, 92401
New & Used Auto Loans
3.99%
72 months
▼
APR3.99%
Term72 months
Last UpdatedMar 21, 2026
Details
As Low As
Certified Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3550 Murphy Canyon Rd, San Diego, CA, 92123
New Auto Loan
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 25, 2026
Details
Certified Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3550 Murphy Canyon Rd, San Diego, CA, 92123
Used Auto Loan
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 25, 2026
Details
Popa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
13304 Alondra Blvd, Cerritos, CA, 90703
New Auto
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedMar 28, 2026
Details
As Low As
Popa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
13304 Alondra Blvd, Cerritos, CA, 90703
Used Auto
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedMar 28, 2026
Details
As Low As
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
701 W 18th St, Antioch, CA, 94509 1586
New Vehicles Model Year 2025-2026
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 16, 2026
Details
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
23971 Lake Dr, Crestline, CA, 92325
New & Used Autos
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 25, 2026
Details
Compass Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
321 Wabash Ave, Eureka, CA, 95501
Auto Loans (2022 or newer)
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 16, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
4501 Colorado Blvd, Los Angeles, CA, 90039
Auto Loans
3.99%
0 - 75 Months
▼
APR3.99%
Term0 - 75 Months
Last UpdatedMar 25, 2026
Details
As Low As; APR - 2026 & Newer
Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1004 N Van Ness Ave, Fresno, CA, 93728 3430
New Auto Loan
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedMar 23, 2026
Details
Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1004 N Van Ness Ave, Fresno, CA, 93728 3430
New Autos
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedMar 23, 2026
Details
Annual Percentage Rate assumes Direct Deposit and Auto Payment from a FPDCU checking account. Actual rates are determined by the credit worthiness of the borrower and other loan underwriting criteria.
Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1004 N Van Ness Ave, Fresno, CA, 93728 3430
Used Auto Loan
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedMar 23, 2026
Details
Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1004 N Van Ness Ave, Fresno, CA, 93728 3430
Used Autos
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedMar 23, 2026
Details
Annual Percentage Rate assumes Direct Deposit and Auto Payment from a FPDCU checking account. Actual rates are determined by the credit worthiness of the borrower and other loan underwriting criteria.
Glendale Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.54%
1800 BROADVIEW DR, GLENDALE, CA, 91208
Auto Loan
3.99%
12-36
▼
APR3.99%
Term12-36
Last UpdatedMar 23, 2026
Details
As Low As
Shell Western States Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
1700 Pacheco Blvd, Martinez, CA, 94553 1976
New Auto
4.00%
84 Months
▼
APR4.00%
Term84 Months
Last UpdatedMar 24, 2026
Details
As Low As; Terms up to 84 months available.**
Shell Western States Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
1700 Pacheco Blvd, Martinez, CA, 94553 1976
Used Auto
4.00%
72 Months
▼
APR4.00%
Term72 Months
Last UpdatedMar 24, 2026
Details
As Low As; Terms up to 72 months available.**
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
4.00%
48 months
▼
APR4.00%
Term48 months
Last UpdatedMar 24, 2026
Details
As Low As
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
New Auto Loans
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMar 24, 2026
Details
As Low As
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
Used Auto Loans
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMar 24, 2026
Details
As Low As
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
Used Vehicle Loan
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedMar 27, 2026
Details
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
701 W 18th St, Antioch, CA, 94509 1586
Used Vehicles Model Year 2020-2024
4.19%
36 Months
▼
APR4.19%
Term36 Months
Last UpdatedMar 16, 2026
Details
Greater Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1185 W Hedges Ave, Fresno, CA, 93728 1219
Auto Loan
4.19%
72 Months
▼
APR4.19%
Term72 Months
Last UpdatedMar 26, 2026
Details
As Low As; APR is available for terms up to 72 months. Minimum loan amount for 72-month financing is $15,000. Existing GVCU loans are not eligible for refinance at these rates. All loans are subject to credit approval, income verification, acceptable debt-to-income ratio, and loan-to-value requirements. Monthly payment per $10,000 borrowed for 60 months at 4.19% APR is $185.00. Monthly payment per $15,000 borrowed for 72 months at 4.19% APR is $235.95. Offer available for a limited time and subject to change or end without notice.
East County Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
1069 Graves Ave Ste 100, El Cajon, CA, 92021 4573
New Vehicle Loan
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedMar 25, 2026
Details
As Low As
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
879 W 190th St, Gardena, CA, 90248 4220
New Auto - FIXED
4.24%
3 Years
▼
APR4.24%
Term3 Years
Last UpdatedMar 27, 2026
Details
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice.
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
879 W 190th St, Gardena, CA, 90248 4220
Used Auto / Refi - FIXED
4.24%
3 Years
▼
APR4.24%
Term3 Years
Last UpdatedMar 27, 2026
Details
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice.
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
New Auto - 2025 or Newer with Less than 5K Miles
4.24%
1-12 Months
▼
APR4.24%
Term1-12 Months
Last UpdatedMar 21, 2026
Details
As Low As
Gain Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1800 W Magnolia Blvd, Burbank, CA, 91506 1726
New or Used Car, Truck, SUV, Van* - Fixed Rate for Vehicles Up to Three Years Old
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedMar 26, 2026
Details
As Low As; No Payments for up to 90 Days
Aerospace Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
2310 E El Segundo Blvd, El Segundo, CA, 90245
New Vehicle Loan
4.25%
36 - 60
▼
APR4.25%
Term36 - 60
Last UpdatedMar 24, 2026
Details
As Low As
Aerospace Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
2310 E El Segundo Blvd, El Segundo, CA, 90245
Used Vehicle Loan
4.25%
36 - 60
▼
APR4.25%
Term36 - 60
Last UpdatedMar 24, 2026
Details
As Low As
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
4.25%
60 months
▼
APR4.25%
Term60 months
Last UpdatedMar 24, 2026
Details
As Low As
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
Used Auto Loans
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedMar 24, 2026
Details
As Low As
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
New Vehicle Loan
4.25%
60 Months
▼
APR4.25%
Term60 Months
Last UpdatedMar 27, 2026
Details
East County Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
1069 Graves Ave Ste 100, El Cajon, CA, 92021 4573
Used Vehicle Loan
4.35%
36 Months
▼
APR4.35%
Term36 Months
Last UpdatedMar 25, 2026
Details
As Low As
Employees Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
266 S Magnolia Ave Ste 101, El Cajon, CA, 92020
New & Used Vehicle
4.38%
60 Months
▼
APR4.38%
Term60 Months
Last UpdatedMar 26, 2026
Details
Dealer purchase up to 100% of contract price. Private party purchase up to 100% of book value. WE DO NOT FINANCE ON SALVAGED TITLES.
Central Valley Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5300 N FRESNO ST, FRESNO, CA, 93710 6828
New Vehicles (2023 & newer)
4.39%
72 Months
▼
APR4.39%
Term72 Months
Last UpdatedMar 16, 2026
Details
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
2333 Utah Ave, El Segundo, CA, 90245
NEW Auto Loan
4.40%
36 Months
▼
APR4.40%
Term36 Months
Last UpdatedMar 23, 2026
Details
As Low As
California Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
9201 Spectrum Center Blvd, San Diego, CA, 92123 1407
Auto Loans - Model Years 2022 and Newer
4.48%
Up to 29
▼
APR4.48%
TermUp to 29
Last UpdatedMar 25, 2026
Details
As Low As
Families And Schools Together Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
312 W 7th St, Hanford, CA, 93230
Auto Loan
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMar 26, 2026
Details
As Low As; New Auto Loan Rates are for autos not previously owned and/or less than 10,000 miles. Rates subject to change, are based on credit and qualifications met. Rates listed above include .50% reduction awarded to members enrolled in eStatements and Automatic Payments. Restrictions may apply, ask an employee for details.
Certified Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3550 Murphy Canyon Rd, San Diego, CA, 92123
New Auto Loan
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 25, 2026
Details
Certified Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3550 Murphy Canyon Rd, San Diego, CA, 92123
Used Auto Loan
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 25, 2026
Details
East County Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
1069 Graves Ave Ste 100, El Cajon, CA, 92021 4573
New Vehicle Loan
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMar 25, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
19701 Hamilton Ave ste 130, Torrance, CA, 90502 1368
New Automobiles (2025 and Newer)
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 27, 2026
Details
As Low As
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
2411 W Olive Ave, Burbank, CA, 91506 2629
New Vehicle Models 2025 or newer (under 10,000 miles)
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 21, 2026
Details
Popa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
13304 Alondra Blvd, Cerritos, CA, 90703
New Auto
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMar 28, 2026
Details
As Low As
Popa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
13304 Alondra Blvd, Cerritos, CA, 90703
Used Auto
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMar 28, 2026
Details
As Low As
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
879 W 190th St, Gardena, CA, 90248 4220
New Auto - FIXED
4.49%
4 Years
▼
APR4.49%
Term4 Years
Last UpdatedMar 27, 2026
Details
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
1520 W Colorado Blvd, Pasadena, CA, 91105 1413
New & Used Autos
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMar 26, 2026
Details
As Low As
Compass Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
321 Wabash Ave, Eureka, CA, 95501
Auto Loan
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 16, 2026
Details
As Low As
University Credit Union Los Angeles, CA
Institution Rating:
A-5.0 ★ Texas Ratio: 15.35%
1500 S Sepulveda Blvd, Los Angeles, CA, 90025
New and Used Auto
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 22, 2026
Details
As Low As
Upward Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
1860 El Camino Real Ste 100, Burlingame, CA, 94010 3106
New Vehicles Fixed
4.49%
Up to 3 years
▼
APR4.49%
TermUp to 3 years
Last UpdatedMar 24, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
4501 Colorado Blvd, Los Angeles, CA, 90039
Auto Loans
4.49%
Auto Buying Service
▼
APR4.49%
TermAuto Buying Service
Last UpdatedMar 25, 2026
Details
As Low As; APR - 2023 - 2025*
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
10701 Los Alamitos Blvd, Los Alamitos, CA, 90720
New Vehicle Loans 36 Months
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 21, 2026
Details
with Autopay
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
10701 Los Alamitos Blvd, Los Alamitos, CA, 90720
New Vehicle Loans 48 Months
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 21, 2026
Details
with Autopay
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
10701 Los Alamitos Blvd, Los Alamitos, CA, 90720
New Vehicle Loans 60-66 Months
4.49%
66 Months
▼
APR4.49%
Term66 Months
Last UpdatedMar 21, 2026
Details
with Autopay
Glendale Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.54%
1800 BROADVIEW DR, GLENDALE, CA, 91208
Auto Loan
4.49%
37-48
▼
APR4.49%
Term37-48
Last UpdatedMar 23, 2026
Details
As Low As
UMe Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.84%
3000 W Magnolia Blvd, Burbank, CA, 91505 3043
New Vehicle Loans - Cars, Trucks, and SUVs
4.50%
24 months
▼
APR4.50%
Term24 months
Last UpdatedMar 22, 2026
Details
As Low As; NEW Cars, Trucks, & SUVs | 2025-2026 | mileage up to 5k Financing up to 100% | Terms up to 84 months
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
4.50%
72 months
▼
APR4.50%
Term72 months
Last UpdatedMar 24, 2026
Details
As Low As
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
New Auto Loans
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMar 24, 2026
Details
As Low As
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
New Vehicle Loan
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMar 27, 2026
Details
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
Used Vehicle Loan
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMar 27, 2026
Details
Cabrillo Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
880 Front St Ste 2295, San Diego, CA, 92101 8895
2022 and newer Auto Loan
4.54%
48 Months
▼
APR4.54%
Term48 Months
Last UpdatedMar 25, 2026
Details
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
1221 Nevin Ave, Richmond, CA, 94801 3123
Auto Loan
4.55%
2 Yrs
▼
APR4.55%
Term2 Yrs
Last UpdatedMar 24, 2026
Details
Model Year: 2011 to 2015
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
2115 N Broadway, Santa Ana, CA, 92706
New Auto Loans
4.59%
36 months
▼
APR4.59%
Term36 months
Last UpdatedMar 21, 2026
Details
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
2115 N Broadway, Santa Ana, CA, 92706
School Employee Auto Loan with Summers Off - New
4.59%
36 Months
▼
APR4.59%
Term36 Months
Last UpdatedMar 21, 2026
Details
United Local Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
3650 E Ashlan Ave, Fresno, CA, 93726
New Auto/Truck
4.59%
84 Months
▼
APR4.59%
Term84 Months
Last UpdatedMar 22, 2026
Details
Up to 84 months*
CHAFFEY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
11563 Foothill Blvd Ste 101, Rancho Cucamonga, CA, 91730 3969
Fixed Rate New and Used Auto Loans
4.59%
36 Months
▼
APR4.59%
Term36 Months
Last UpdatedMar 25, 2026
Details
New Vehicles
San Francisco Fire Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.90%
3201 California St, San Francisco, CA, 94118 1903
Auto Loan
4.63%
12 to 48 Months
▼
APR4.63%
Term12 to 48 Months
Last UpdatedMar 24, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
15804 Roscoe Blvd, Van Nuys, CA, 91406 1350
New Auto
4.64%
Up to 63 Months
▼
APR4.64%
TermUp to 63 Months
Last UpdatedMar 22, 2026
Details
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
1221 Nevin Ave, Richmond, CA, 94801 3123
Auto Loan
4.65%
3 Yrs
▼
APR4.65%
Term3 Yrs
Last UpdatedMar 24, 2026
Details
Model Year: 2016 to 2019
Employees Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
266 S Magnolia Ave Ste 101, El Cajon, CA, 92020
New & Used Vehicle
4.68%
72 Months
▼
APR4.68%
Term72 Months
Last UpdatedMar 26, 2026
Details
Dealer purchase up to 100% of contract price. Private party purchase up to 100% of book value. WE DO NOT FINANCE ON SALVAGED TITLES.
California Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
9201 Spectrum Center Blvd, San Diego, CA, 92123 1407
Auto Loans - Model Years 2022 and Newer
4.68%
30 to 36
▼
APR4.68%
Term30 to 36
Last UpdatedMar 25, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA, 90024
Vehicle Loan
4.69%
Up to 24 months
▼
APR4.69%
TermUp to 24 months
Last UpdatedMar 27, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA, 90024
Vehicle Loans
4.69%
Up to 24 months
▼
APR4.69%
TermUp to 24 months
Last UpdatedMar 27, 2026
Details
As Low As
Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
20101 Hamilton Ave Ste 150, Torrance, CA, 90502 1306
New Auto Loan
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedMar 21, 2026
Details
Advertised rate includes: 80% of LTV, -0.25% Direct Deposit, -0.25% Auto-Pay. 100% Financing is available.
Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
20101 Hamilton Ave Ste 150, Torrance, CA, 90502 1306
Used Auto
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedMar 21, 2026
Details
Advertised rate includes: 80% of LTV, -0.25% Direct Deposit, -0.25% Auto-Pay. 100% Financing is available.
UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
3110 INLAND EMPIRE BLVD STE A, ONTARIO, CA, 91764 6572
New and Used Auto Loans
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedMar 24, 2026
Details
As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.
California Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
8815 Folsom Blvd, Sacramento, CA, 95826
Auto Loan
4.69%
48 Months
▼
APR4.69%
Term48 Months
Last UpdatedMar 25, 2026
Details
As Low As; Up to 48 Months
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
1221 Nevin Ave, Richmond, CA, 94801 3123
Auto Loan
4.70%
2 Months
▼
APR4.70%
Term2 Months
Last UpdatedMar 24, 2026
Details
2011 to 2015 Model Year
East County Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
1069 Graves Ave Ste 100, El Cajon, CA, 92021 4573
Used Vehicle Loan
4.70%
48 Months
▼
APR4.70%
Term48 Months
Last UpdatedMar 25, 2026
Details
As Low As
Rancho Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
12620 Erickson Ave Ste H, Downey, CA, 90242 4019
New & Used Auto Loans
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As
Camino Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.78%
520 N Taylor Ave, Montebello, CA, 90640
New Autos
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 25, 2026
Details
As Low As
AltaOne Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.90%
701 S China Lake Blvd, Ridgecrest, CA, 93555 5027
Autos
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 16, 2026
Details
As Low As; 2026 & Newer
Families And Schools Together Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
312 W 7th St, Hanford, CA, 93230
Auto Loan
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 26, 2026
Details
As Low As; New Auto Loan Rates are for autos not previously owned and/or less than 10,000 miles. Rates subject to change, are based on credit and qualifications met. Rates listed above include .50% reduction awarded to members enrolled in eStatements and Automatic Payments. Restrictions may apply, ask an employee for details.
Sun Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.98%
1068 Broadway Ave, El Centro, CA, 92243 2315
Auto Loans
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 15, 2026
Details
East County Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
1069 Graves Ave Ste 100, El Cajon, CA, 92021 4573
New Vehicle Loan
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedMar 25, 2026
Details
As Low As
Cal State L.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.69%
2445 MARIONDALE AVE, LOS ANGELES, CA, 90032
Vehicle Loans
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 25, 2026
Details
As Low As; Financing: 100%
Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.91%
5757 Wilshire Blvd, Los Angeles, CA, 90036 3684
Auto Loans
4.74%
2-Year
▼
APR4.74%
Term2-Year
Last UpdatedMar 24, 2026
Details
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
2411 W Olive Ave, Burbank, CA, 91506 2629
New Vehicle Models 2025 or newer (under 10,000 miles)
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 21, 2026
Details
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
2411 W Olive Ave, Burbank, CA, 91506 2629
Used Vehicle Models between 2019 - 2026 (between 10,001 and 100,000 miles)
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 21, 2026
Details
Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 36 months
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 24, 2026
Details
As Low As; with discount
Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 48 months
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 24, 2026
Details
As Low As; with discount
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
879 W 190th St, Gardena, CA, 90248 4220
New Auto - FIXED
4.74%
5 Years
▼
APR4.74%
Term5 Years
Last UpdatedMar 27, 2026
Details
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
1520 W Colorado Blvd, Pasadena, CA, 91105 1413
New & Used Autos
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 26, 2026
Details
As Low As
California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
701 N BRAND BLVD, GLENDALE, CA, 91203 1295
Auto Loan 36 Months
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 25, 2026
Details
As Low As
California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
701 N BRAND BLVD, GLENDALE, CA, 91203 1295
Auto Loan 48 Months
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 25, 2026
Details
As Low As
California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
701 N BRAND BLVD, GLENDALE, CA, 91203 1295
Auto Loan Refinancing 36 Months
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 25, 2026
Details
As Low As; vehicles 2016 or newer
Huntington Beach Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
2000 Main St # B272, Huntington Beach, CA, 92648 2702
New Vehicle Loan
4.74%
1 - 48
▼
APR4.74%
Term1 - 48
Last UpdatedMar 27, 2026
Details
As Low As; Max. Loan Up to $125,000
Compass Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
321 Wabash Ave, Eureka, CA, 95501
Auto Loans (2022 or newer)
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 16, 2026
Details
As Low As
Merco Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.49%
1911 M ST, Merced, CA, 95340 3706
New & Used Vehicles
4.74%
Up to 72 Months
▼
APR4.74%
TermUp to 72 Months
Last UpdatedMar 27, 2026
Details
As Low As
Upward Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
1860 El Camino Real Ste 100, Burlingame, CA, 94010 3106
New Vehicles Fixed
4.74%
4 years
▼
APR4.74%
Term4 years
Last UpdatedMar 24, 2026
Details
First Entertainment Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
6735 Forest Lawn Dr, Hollywood, CA, 90068
New Auto Loan
4.74%
3 Months
▼
APR4.74%
Term3 Months
Last UpdatedMar 26, 2026
Details
As Low As
Pacific Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
1355 Willow Way, Concord, CA, 94520
New Vehicle
4.74%
Up to 84 months
▼
APR4.74%
TermUp to 84 months
Last UpdatedMar 21, 2026
Details
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
10701 Los Alamitos Blvd, Los Alamitos, CA, 90720
New Vehicle Loans 36 Months
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 21, 2026
Details
without Autopay
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
10701 Los Alamitos Blvd, Los Alamitos, CA, 90720
New Vehicle Loans 48 Months
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 21, 2026
Details
without Autopay
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
10701 Los Alamitos Blvd, Los Alamitos, CA, 90720
New Vehicle Loans 60-66 Months
4.74%
66 Months
▼
APR4.74%
Term66 Months
Last UpdatedMar 21, 2026
Details
without Autopay
Premier America Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
19867 Prairie St, Chatsworth, CA, 91311 6532
New Auto Loan
4.74%
Up to 36 Months
▼
APR4.74%
TermUp to 36 Months
Last UpdatedMar 28, 2026
Details
As Low As
Travis Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
659 Skymaster Cir, Travis AFB, CA, 94535
New Auto Loans
4.74%
Up to 36
▼
APR4.74%
TermUp to 36
Last UpdatedMar 22, 2026
Details
Up to 125% financing - includes tax, license, registration & warranty, depending on qualifications. All Terms & Conditions subject to loan approval. Final rate will be based on loan-to-value (LTV) ratio, term, and creditworthiness.
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
8101 E Kaiser Blvd, Anaheim, CA, 92808 2243
New Auto
4.74%
Up to 60 months
▼
APR4.74%
TermUp to 60 months
Last UpdatedMar 25, 2026
Details
1st Northern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
1111 Pine St, Martinez, CA, 94553
New/Used Auto Loans
4.74%
Up to 36 months
▼
APR4.74%
TermUp to 36 months
Last UpdatedMar 24, 2026
Details
As Low As
Foothill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.23%
250 W Colorado Blvd, Arcadia, CA, 91007
New Automobile and Truck
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 26, 2026
Details
As Low As; *APR-Annual Percentage Rate. Rate shown includes discounts (max of 1.00% discount per loan). New Auto Floor Rate is 4.74%. Rates subject to change without notice. Rate discounts that apply: Deduct 0.50% for auto loans if member adds a new direct deposit (minimum of $1,000/month); Deduct 0.25% for auto loans if member sets up auto pay on the new loan at the time of funding; Deduct 0.25% for auto loans if member has a Foothill MasterCard or open a new MasterCard at time of funding; Deduct 0.25% for auto loans if member is employed by one of our Education, Healthcare, or City Municipalities SEGs; Deduct 0.25% for auto loans if member has financed an auto with Foothill within the last 60 months. Max loan amount is $200,000. Max LTV is 125%, based on creditworthiness. Cash-out auto loans: Max LTV is 80% and max term is 60 months.
Gain Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1800 W Magnolia Blvd, Burbank, CA, 91506 1726
New or Used Car, Truck, SUV, Van* - Fixed Rate for Vehicles Up to Three Years Old
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 26, 2026
Details
As Low As; No Payments for up to 90 Days
UMe Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.84%
3000 W Magnolia Blvd, Burbank, CA, 91505 3043
New Vehicle Loans - Cars, Trucks, and SUVs
4.75%
36 months
▼
APR4.75%
Term36 months
Last UpdatedMar 22, 2026
Details
As Low As; NEW Cars, Trucks, & SUVs | 2025-2026 | mileage up to 5k Financing up to 100% | Terms up to 84 months
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
1221 Nevin Ave, Richmond, CA, 94801 3123
Auto Loan
4.75%
4 Yrs
▼
APR4.75%
Term4 Yrs
Last UpdatedMar 24, 2026
Details
Model Year: 2020 to 2024
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
7084 Auburn Blvd Ste 100, Citrus Heights, CA, 95621 4334
Used Auto Loan (vehicle year 2022 - 2026)
4.75%
3 Months
▼
APR4.75%
Term3 Months
Last UpdatedMar 24, 2026
Details
As Low As; APR*
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
4.75%
84 months
▼
APR4.75%
Term84 months
Last UpdatedMar 24, 2026
Details
As Low As
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
New Auto Loans
4.75%
84 Months
▼
APR4.75%
Term84 Months
Last UpdatedMar 24, 2026
Details
As Low As
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
Used Auto Loans
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMar 24, 2026
Details
As Low As
Star One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
1306 Bordeaux Dr, Sunnyvale, CA, 94089 1005
New Auto Loans
4.75%
7 Years
▼
APR4.75%
Term7 Years
Last UpdatedMar 15, 2026
Details
Your APR based on credit qualification. Promotional rates do not apply to loan modifications or refinancing of existing Star One loans.
Star One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
1306 Bordeaux Dr, Sunnyvale, CA, 94089 1005
Used Auto Loans
4.75%
7 Years
▼
APR4.75%
Term7 Years
Last UpdatedMar 15, 2026
Details
Your APR based on credit qualification. Promotional rates do not apply to loan modifications or refinancing of existing Star One loans.
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
312 N Pacific Coast Hwy, Redondo Beach, CA, 90277 2837
New Auto Purchase or Refinance
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMar 21, 2026
Details
As Low As; 60 months or less
San Francisco Fire Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.90%
3201 California St, San Francisco, CA, 94118 1903
Auto Loan
4.75%
61-72
▼
APR4.75%
Term61-72
Last UpdatedMar 24, 2026
Details
San Francisco Fire Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.90%
3201 California St, San Francisco, CA, 94118 1903
Used Auto Loan
4.75%
49-60
▼
APR4.75%
Term49-60
Last UpdatedMar 24, 2026
Details
California Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
8815 Folsom Blvd, Sacramento, CA, 95826
Auto Loan
4.79%
60 Months
▼
APR4.79%
Term60 Months
Last UpdatedMar 25, 2026
Details
As Low As; $10,000 or Over
Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1004 N Van Ness Ave, Fresno, CA, 93728 3430
New Auto Loan
4.79%
84 Months
▼
APR4.79%
Term84 Months
Last UpdatedMar 23, 2026
Details
Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1004 N Van Ness Ave, Fresno, CA, 93728 3430
New Autos
4.79%
84 Months
▼
APR4.79%
Term84 Months
Last UpdatedMar 23, 2026
Details
Annual Percentage Rate assumes Direct Deposit and Auto Payment from a FPDCU checking account. Actual rates are determined by the credit worthiness of the borrower and other loan underwriting criteria.
TULARE COUNTY
Institution Rating:
A+5.0 ★ Texas Ratio: 5.05%
300 N K St, Tulare, CA, 93274 4008
Auto Loans
4.79%
72 Months
▼
APR4.79%
Term72 Months
Last UpdatedMar 24, 2026
Details
As Low As; Terms up to 84 months
TULARE COUNTY
Institution Rating:
A+5.0 ★ Texas Ratio: 5.05%
300 N K St, Tulare, CA, 93274 4008
New Autos (2023 and newer)
4.79%
Up to 48 Months
▼
APR4.79%
TermUp to 48 Months
Last UpdatedMar 24, 2026
Details
As Low As; Up to 100% of MSRP or Retail Kelley Blue book plus tax, title & licensing
CHAFFEY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
11563 Foothill Blvd Ste 101, Rancho Cucamonga, CA, 91730 3969
Fixed Rate New and Used Auto Loans
4.79%
54 Months
▼
APR4.79%
Term54 Months
Last UpdatedMar 25, 2026
Details
New Vehicles
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
1221 Nevin Ave, Richmond, CA, 94801 3123
Auto Loan
4.80%
3 Months
▼
APR4.80%
Term3 Months
Last UpdatedMar 24, 2026
Details
2016 to 2019 Model Year
Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
20101 Hamilton Ave Ste 150, Torrance, CA, 90502 1306
New Auto Loan
4.84%
48 Months
▼
APR4.84%
Term48 Months
Last UpdatedMar 21, 2026
Details
Advertised rate includes: 80% of LTV, -0.25% Direct Deposit, -0.25% Auto-Pay. 100% Financing is available.
Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
20101 Hamilton Ave Ste 150, Torrance, CA, 90502 1306
Used Auto
4.84%
48 Months
▼
APR4.84%
Term48 Months
Last UpdatedMar 21, 2026
Details
Advertised rate includes: 80% of LTV, -0.25% Direct Deposit, -0.25% Auto-Pay. 100% Financing is available.
Travis Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
659 Skymaster Cir, Travis AFB, CA, 94535
New Auto Loans
4.84%
61 to 66
▼
APR4.84%
Term61 to 66
Last UpdatedMar 22, 2026
Details
Up to 125% financing - includes tax, license, registration & warranty, depending on qualifications. All Terms & Conditions subject to loan approval. Final rate will be based on loan-to-value (LTV) ratio, term, and creditworthiness.
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
1221 Nevin Ave, Richmond, CA, 94801 3123
Auto Loan
4.85%
5 Yrs
▼
APR4.85%
Term5 Yrs
Last UpdatedMar 24, 2026
Details
Model Year: 2025 to 2027
Noble Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
2580 W Shaw Ln, Fresno, CA, 93711 2778
New Auto
4.85%
60 Months
▼
APR4.85%
Term60 Months
Last UpdatedMar 27, 2026
Details
As Low As; Financing Available: 2025 or newer
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA, 92647
New Cars
4.89%
84 Months
▼
APR4.89%
Term84 Months
Last UpdatedMar 24, 2026
Details
2025-2026 models with less than 7,500 miles.
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA, 90024
Vehicle Loan
4.89%
36 months
▼
APR4.89%
Term36 months
Last UpdatedMar 27, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA, 90024
Vehicle Loans
4.89%
36 months
▼
APR4.89%
Term36 months
Last UpdatedMar 27, 2026
Details
As Low As
First California Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
2525 E Shields Ave, Fresno, CA, 93726
New Auto Loans - 2023 and Newer Model Years
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedMar 26, 2026
Details
As Low As; *Minimum Amount Financed $15,000
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
1221 Nevin Ave, Richmond, CA, 94801 3123
Auto Loan
4.90%
4 Months
▼
APR4.90%
Term4 Months
Last UpdatedMar 24, 2026
Details
2020 to 2024 Model Year
JACom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
3037 w jefferson blvd, los angeles, CA, 90018
New Auto Loans
4.90%
60 Months
▼
APR4.90%
Term60 Months
Last UpdatedMar 24, 2026
Details
Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
20101 Hamilton Ave Ste 150, Torrance, CA, 90502 1306
New Auto Loan
4.94%
60 Months
▼
APR4.94%
Term60 Months
Last UpdatedMar 21, 2026
Details
Advertised rate includes: 80% of LTV, -0.25% Direct Deposit, -0.25% Auto-Pay. 100% Financing is available.
Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
20101 Hamilton Ave Ste 150, Torrance, CA, 90502 1306
Used Auto
4.94%
60 Months
▼
APR4.94%
Term60 Months
Last UpdatedMar 21, 2026
Details
Advertised rate includes: 80% of LTV, -0.25% Direct Deposit, -0.25% Auto-Pay. 100% Financing is available.
The Police Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1250 Grundy Ln, SAN Bruno, CA, 94066
Vehicle Loan
4.94%
1-36
▼
APR4.94%
Term1-36
Last UpdatedMar 21, 2026
Details
As Low As; LTV <=75%
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
1221 Nevin Ave, Richmond, CA, 94801 3123
Auto Loan
4.95%
6 Yrs
▼
APR4.95%
Term6 Yrs
Last UpdatedMar 24, 2026
Details
Model Year: 2025 to 2027
East County Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
1069 Graves Ave Ste 100, El Cajon, CA, 92021 4573
Used Vehicle Loan
4.95%
60 Months
▼
APR4.95%
Term60 Months
Last UpdatedMar 25, 2026
Details
As Low As
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
New Auto - 2025 or Newer with Less than 5K Miles
4.95%
13-36 Months
▼
APR4.95%
Term13-36 Months
Last UpdatedMar 21, 2026
Details
As Low As
California Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
9201 Spectrum Center Blvd, San Diego, CA, 92123 1407
Auto Loans - Model Years 2022 and Newer
4.98%
67 to 75
▼
APR4.98%
Term67 to 75
Last UpdatedMar 25, 2026
Details
As Low As
Skyone Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.07%
14600 Aviation Blvd, Hawthorne, CA, 90250
New Vehicles
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 21, 2026
Details
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
87 W Alexander Ave, Merced, CA, 95348 3404
Auto Loans (New and used vehicles)
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 26, 2026
Details
Direct Deposit APR
Pasadena Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
201 3rd St, San Francisco, CA, 94103 3143
New Vehicle
4.99%
Up to 48 months
▼
APR4.99%
TermUp to 48 months
Last UpdatedMar 28, 2026
Details
As Low As
Camino Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.78%
520 N Taylor Ave, Montebello, CA, 90640
New Autos
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 25, 2026
Details
As Low As
Camino Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.78%
520 N Taylor Ave, Montebello, CA, 90640
Used Autos
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 25, 2026
Details
As Low As
Camino Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.78%
520 N Taylor Ave, Montebello, CA, 90640
Used Autos (Up to 10 Years Old)
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 25, 2026
Details
As Low As; up to 125% financing
AltaOne Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.90%
701 S China Lake Blvd, Ridgecrest, CA, 93555 5027
Autos
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 16, 2026
Details
As Low As; 2026 & Newer
Thinkwise Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
599 N E St, San Bernardino, CA, 92401
New & Used Auto Loans
4.99%
84 months
▼
APR4.99%
Term84 months
Last UpdatedMar 21, 2026
Details
As Low As
Families And Schools Together Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
312 W 7th St, Hanford, CA, 93230
Auto Loan
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 26, 2026
Details
As Low As; New Auto Loan Rates are for autos not previously owned and/or less than 10,000 miles. Rates subject to change, are based on credit and qualifications met. Rates listed above include .50% reduction awarded to members enrolled in eStatements and Automatic Payments. Restrictions may apply, ask an employee for details.
Families And Schools Together Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
312 W 7th St, Hanford, CA, 93230
Auto Loans - 2021 - 2025
4.99%
24 Months
▼
APR4.99%
Term24 Months
Last UpdatedMar 26, 2026
Details
As Low As; Rates listed above include .50% reduction awarded to members enrolled in eStatements and Automatic Payments.
Certified Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3550 Murphy Canyon Rd, San Diego, CA, 92123
New Auto Loan
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 25, 2026
Details
Certified Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3550 Murphy Canyon Rd, San Diego, CA, 92123
Used Auto Loan
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 25, 2026
Details
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Patelco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
985 Golf Course Dr, Rohnert Park, CA, 94928
New Auto (2025 or newer)
5.29%
0 to 48 months
▼
APR5.29%
Term0 to 48 months
Last UpdatedMar 21, 2026
Details
Up to 140% financing
Patelco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
985 Golf Course Dr, Rohnert Park, CA, 94928
New Auto (2025 or newer)
5.44%
67 to 72 months
▼
APR5.44%
Term67 to 72 months
Last UpdatedMar 21, 2026
Details
Up to 140% financing
Patelco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
985 Golf Course Dr, Rohnert Park, CA, 94928
New Auto (2025 or newer)
5.74%
73 to 84 months
▼
APR5.74%
Term73 to 84 months
Last UpdatedMar 21, 2026
Details
Up to 140% financing
North Bay Credit Union
Institution Rating:
F1.0 ★ Texas Ratio: 73.10%
101 Golf Course Dr, Rohnert Park, CA, 94928
New Auto Loan
6.75%
Up to 84 months
▼
APR6.75%
TermUp to 84 months
Last UpdatedMar 27, 2026
Details
Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
6290 Commerce Blvd, Rohnert Park, CA, 94928
Auto Loan New car or more
7.45%
60 months
▼
APR7.45%
Term60 months
Last UpdatedMar 26, 2026
Details
$15,000; Documentation fee $75; Subject to additional finance charges.
Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
6290 Commerce Blvd, Rohnert Park, CA, 94928
Auto Loan New car or more
7.50%
48 months
▼
APR7.50%
Term48 months
Last UpdatedMar 26, 2026
Details
$15,000; Documentation fee $75; Subject to additional finance charges.
Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
6290 Commerce Blvd, Rohnert Park, CA, 94928
Auto Loan New car or more
7.58%
36 months
▼
APR7.58%
Term36 months
Last UpdatedMar 26, 2026
Details
$15,000; Documentation fee $75; Subject to additional finance charges.
Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
6290 Commerce Blvd, Rohnert Park, CA, 94928
Auto Loan New car or more
7.67%
72 months
▼
APR7.67%
Term72 months
Last UpdatedMar 26, 2026
Details
$15,000; Documentation fee $75; Subject to additional finance charges.
Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
6290 Commerce Blvd, Rohnert Park, CA, 94928
Auto Loan New car
7.88%
60 months
▼
APR7.88%
Term60 months
Last UpdatedMar 26, 2026
Details
$5,000 - $14,999; Documentation fee $75; Subject to additional finance charges.
Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
6290 Commerce Blvd, Rohnert Park, CA, 94928
Auto Loan New car
8.02%
48 months
▼
APR8.02%
Term48 months
Last UpdatedMar 26, 2026
Details
$5,000 - $14,999; Documentation fee $75; Subject to additional finance charges.
Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
6290 Commerce Blvd, Rohnert Park, CA, 94928
Auto Loan New car
8.27%
36 months
▼
APR8.27%
Term36 months
Last UpdatedMar 26, 2026
Details
$5,000 - $14,999; Documentation fee $75; Subject to additional finance charges.
Bakersfield City Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2817 16th St, Bakersfield, CA, 93301 3210
New Vehicle Loan
1.99%
48 mo
▼
APR1.99%
Term48 mo
Last UpdatedMar 25, 2026
Details
As Low As; Based On Credit Score
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
New Vehicle Loan
3.25%
36 Months
▼
APR3.25%
Term36 Months
Last UpdatedMar 27, 2026
Details
KeyPoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.20%
7062 Market Place Dr, Goleta, CA, 93117 5902
New Auto: 2026 or 2025 with under 5K miles
3.29%
24 Months
▼
APR3.29%
Term24 Months
Last UpdatedMar 24, 2026
Details
Thinkwise Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
599 N E St, San Bernardino, CA, 92401
New & Used Auto Loans
3.49%
36 months
▼
APR3.49%
Term36 months
Last UpdatedMar 21, 2026
Details
As Low As
Golden Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
409 W Center St, Manteca, CA, 95336
New & Used Auto Loans
3.50%
48 Months
▼
APR3.50%
Term48 Months
Last UpdatedMar 26, 2026
Details
As Low As; This special will ONLY cover New and Used auto loans. These rates will be for New Money Loans Only for the period of 3/1/26-5/31/26. Vehicles 10 YRS old and Newer. Rates are subject to change without notice and are based on credit approval.
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
New Auto Loans
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMar 24, 2026
Details
As Low As
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
New Vehicle Loan
3.50%
48 Months
▼
APR3.50%
Term48 Months
Last UpdatedMar 27, 2026
Details
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
3.75%
12 to 36 months
▼
APR3.75%
Term12 to 36 months
Last UpdatedMar 24, 2026
Details
As Low As
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
New Auto Loans
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedMar 24, 2026
Details
As Low As
East County Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
1069 Graves Ave Ste 100, El Cajon, CA, 92021 4573
New Vehicle Loan
3.89%
36 Months
▼
APR3.89%
Term36 Months
Last UpdatedMar 25, 2026
Details
As Low As
Gain Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1800 W Magnolia Blvd, Burbank, CA, 91506 1726
New or Used Car, Truck, SUV, Van* - Fixed Rate for Vehicles Up to Three Years Old
3.99%
24 Months
▼
APR3.99%
Term24 Months
Last UpdatedMar 26, 2026
Details
As Low As; No Payments for up to 90 Days
Thinkwise Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
599 N E St, San Bernardino, CA, 92401
New & Used Auto Loans
3.99%
72 months
▼
APR3.99%
Term72 months
Last UpdatedMar 21, 2026
Details
As Low As
Certified Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3550 Murphy Canyon Rd, San Diego, CA, 92123
New Auto Loan
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 25, 2026
Details
Popa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
13304 Alondra Blvd, Cerritos, CA, 90703
New Auto
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedMar 28, 2026
Details
As Low As
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
701 W 18th St, Antioch, CA, 94509 1586
New Vehicles Model Year 2025-2026
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 16, 2026
Details
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
23971 Lake Dr, Crestline, CA, 92325
New & Used Autos
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 25, 2026
Details
Compass Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
321 Wabash Ave, Eureka, CA, 95501
Auto Loans (2022 or newer)
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 16, 2026
Details
As Low As
Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1004 N Van Ness Ave, Fresno, CA, 93728 3430
New Auto Loan
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedMar 23, 2026
Details
Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1004 N Van Ness Ave, Fresno, CA, 93728 3430
New Autos
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedMar 23, 2026
Details
Annual Percentage Rate assumes Direct Deposit and Auto Payment from a FPDCU checking account. Actual rates are determined by the credit worthiness of the borrower and other loan underwriting criteria.
Shell Western States Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
1700 Pacheco Blvd, Martinez, CA, 94553 1976
New Auto
4.00%
84 Months
▼
APR4.00%
Term84 Months
Last UpdatedMar 24, 2026
Details
As Low As; Terms up to 84 months available.**
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
4.00%
48 months
▼
APR4.00%
Term48 months
Last UpdatedMar 24, 2026
Details
As Low As
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
New Auto Loans
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMar 24, 2026
Details
As Low As
East County Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
1069 Graves Ave Ste 100, El Cajon, CA, 92021 4573
New Vehicle Loan
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedMar 25, 2026
Details
As Low As
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
879 W 190th St, Gardena, CA, 90248 4220
New Auto - FIXED
4.24%
3 Years
▼
APR4.24%
Term3 Years
Last UpdatedMar 27, 2026
Details
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice.
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
New Auto - 2025 or Newer with Less than 5K Miles
4.24%
1-12 Months
▼
APR4.24%
Term1-12 Months
Last UpdatedMar 21, 2026
Details
As Low As
Gain Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1800 W Magnolia Blvd, Burbank, CA, 91506 1726
New or Used Car, Truck, SUV, Van* - Fixed Rate for Vehicles Up to Three Years Old
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedMar 26, 2026
Details
As Low As; No Payments for up to 90 Days
Aerospace Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
2310 E El Segundo Blvd, El Segundo, CA, 90245
New Vehicle Loan
4.25%
36 - 60
▼
APR4.25%
Term36 - 60
Last UpdatedMar 24, 2026
Details
As Low As
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
4.25%
60 months
▼
APR4.25%
Term60 months
Last UpdatedMar 24, 2026
Details
As Low As
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
New Vehicle Loan
4.25%
60 Months
▼
APR4.25%
Term60 Months
Last UpdatedMar 27, 2026
Details
Employees Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
266 S Magnolia Ave Ste 101, El Cajon, CA, 92020
New & Used Vehicle
4.38%
60 Months
▼
APR4.38%
Term60 Months
Last UpdatedMar 26, 2026
Details
Dealer purchase up to 100% of contract price. Private party purchase up to 100% of book value. WE DO NOT FINANCE ON SALVAGED TITLES.
Central Valley Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5300 N FRESNO ST, FRESNO, CA, 93710 6828
New Vehicles (2023 & newer)
4.39%
72 Months
▼
APR4.39%
Term72 Months
Last UpdatedMar 16, 2026
Details
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
2333 Utah Ave, El Segundo, CA, 90245
NEW Auto Loan
4.40%
36 Months
▼
APR4.40%
Term36 Months
Last UpdatedMar 23, 2026
Details
As Low As
California Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
9201 Spectrum Center Blvd, San Diego, CA, 92123 1407
Auto Loans - Model Years 2022 and Newer
4.48%
Up to 29
▼
APR4.48%
TermUp to 29
Last UpdatedMar 25, 2026
Details
As Low As
Certified Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3550 Murphy Canyon Rd, San Diego, CA, 92123
New Auto Loan
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 25, 2026
Details
East County Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
1069 Graves Ave Ste 100, El Cajon, CA, 92021 4573
New Vehicle Loan
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMar 25, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
19701 Hamilton Ave ste 130, Torrance, CA, 90502 1368
New Automobiles (2025 and Newer)
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 27, 2026
Details
As Low As
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
2411 W Olive Ave, Burbank, CA, 91506 2629
New Vehicle Models 2025 or newer (under 10,000 miles)
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 21, 2026
Details
Popa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
13304 Alondra Blvd, Cerritos, CA, 90703
New Auto
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMar 28, 2026
Details
As Low As
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
879 W 190th St, Gardena, CA, 90248 4220
New Auto - FIXED
4.49%
4 Years
▼
APR4.49%
Term4 Years
Last UpdatedMar 27, 2026
Details
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
1520 W Colorado Blvd, Pasadena, CA, 91105 1413
New & Used Autos
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMar 26, 2026
Details
As Low As
University Credit Union Los Angeles, CA
Institution Rating:
A-5.0 ★ Texas Ratio: 15.35%
1500 S Sepulveda Blvd, Los Angeles, CA, 90025
New and Used Auto
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 22, 2026
Details
As Low As
Upward Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
1860 El Camino Real Ste 100, Burlingame, CA, 94010 3106
New Vehicles Fixed
4.49%
Up to 3 years
▼
APR4.49%
TermUp to 3 years
Last UpdatedMar 24, 2026
Details
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
10701 Los Alamitos Blvd, Los Alamitos, CA, 90720
New Vehicle Loans 36 Months
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 21, 2026
Details
with Autopay
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
10701 Los Alamitos Blvd, Los Alamitos, CA, 90720
New Vehicle Loans 48 Months
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 21, 2026
Details
with Autopay
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
10701 Los Alamitos Blvd, Los Alamitos, CA, 90720
New Vehicle Loans 60-66 Months
4.49%
66 Months
▼
APR4.49%
Term66 Months
Last UpdatedMar 21, 2026
Details
with Autopay
UMe Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.84%
3000 W Magnolia Blvd, Burbank, CA, 91505 3043
New Vehicle Loans - Cars, Trucks, and SUVs
4.50%
24 months
▼
APR4.50%
Term24 months
Last UpdatedMar 22, 2026
Details
As Low As; NEW Cars, Trucks, & SUVs | 2025-2026 | mileage up to 5k Financing up to 100% | Terms up to 84 months
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
4.50%
72 months
▼
APR4.50%
Term72 months
Last UpdatedMar 24, 2026
Details
As Low As
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
New Auto Loans
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMar 24, 2026
Details
As Low As
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
New Vehicle Loan
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMar 27, 2026
Details
Cabrillo Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
880 Front St Ste 2295, San Diego, CA, 92101 8895
2022 and newer Auto Loan
4.54%
48 Months
▼
APR4.54%
Term48 Months
Last UpdatedMar 25, 2026
Details
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
2115 N Broadway, Santa Ana, CA, 92706
New Auto Loans
4.59%
36 months
▼
APR4.59%
Term36 months
Last UpdatedMar 21, 2026
Details
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
2115 N Broadway, Santa Ana, CA, 92706
School Employee Auto Loan with Summers Off - New
4.59%
36 Months
▼
APR4.59%
Term36 Months
Last UpdatedMar 21, 2026
Details
United Local Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
3650 E Ashlan Ave, Fresno, CA, 93726
New Auto/Truck
4.59%
84 Months
▼
APR4.59%
Term84 Months
Last UpdatedMar 22, 2026
Details
Up to 84 months*
CHAFFEY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
11563 Foothill Blvd Ste 101, Rancho Cucamonga, CA, 91730 3969
Fixed Rate New and Used Auto Loans
4.59%
36 Months
▼
APR4.59%
Term36 Months
Last UpdatedMar 25, 2026
Details
New Vehicles
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
15804 Roscoe Blvd, Van Nuys, CA, 91406 1350
New Auto
4.64%
Up to 63 Months
▼
APR4.64%
TermUp to 63 Months
Last UpdatedMar 22, 2026
Details
Employees Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
266 S Magnolia Ave Ste 101, El Cajon, CA, 92020
New & Used Vehicle
4.68%
72 Months
▼
APR4.68%
Term72 Months
Last UpdatedMar 26, 2026
Details
Dealer purchase up to 100% of contract price. Private party purchase up to 100% of book value. WE DO NOT FINANCE ON SALVAGED TITLES.
California Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
9201 Spectrum Center Blvd, San Diego, CA, 92123 1407
Auto Loans - Model Years 2022 and Newer
4.68%
30 to 36
▼
APR4.68%
Term30 to 36
Last UpdatedMar 25, 2026
Details
As Low As
Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
20101 Hamilton Ave Ste 150, Torrance, CA, 90502 1306
New Auto Loan
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedMar 21, 2026
Details
Advertised rate includes: 80% of LTV, -0.25% Direct Deposit, -0.25% Auto-Pay. 100% Financing is available.
UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
3110 INLAND EMPIRE BLVD STE A, ONTARIO, CA, 91764 6572
New and Used Auto Loans
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedMar 24, 2026
Details
As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.
Rancho Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
12620 Erickson Ave Ste H, Downey, CA, 90242 4019
New & Used Auto Loans
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As
Camino Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.78%
520 N Taylor Ave, Montebello, CA, 90640
New Autos
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 25, 2026
Details
As Low As
East County Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
1069 Graves Ave Ste 100, El Cajon, CA, 92021 4573
New Vehicle Loan
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedMar 25, 2026
Details
As Low As
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
2411 W Olive Ave, Burbank, CA, 91506 2629
New Vehicle Models 2025 or newer (under 10,000 miles)
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 21, 2026
Details
Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 36 months
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 24, 2026
Details
As Low As; with discount
Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 48 months
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 24, 2026
Details
As Low As; with discount
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
879 W 190th St, Gardena, CA, 90248 4220
New Auto - FIXED
4.74%
5 Years
▼
APR4.74%
Term5 Years
Last UpdatedMar 27, 2026
Details
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice. Minimum $10,001 on loans with a term of more than 48 months.
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
1520 W Colorado Blvd, Pasadena, CA, 91105 1413
New & Used Autos
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 26, 2026
Details
As Low As
Huntington Beach Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
2000 Main St # B272, Huntington Beach, CA, 92648 2702
New Vehicle Loan
4.74%
1 - 48
▼
APR4.74%
Term1 - 48
Last UpdatedMar 27, 2026
Details
As Low As; Max. Loan Up to $125,000
Compass Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
321 Wabash Ave, Eureka, CA, 95501
Auto Loans (2022 or newer)
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 16, 2026
Details
As Low As
Merco Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.49%
1911 M ST, Merced, CA, 95340 3706
New & Used Vehicles
4.74%
Up to 72 Months
▼
APR4.74%
TermUp to 72 Months
Last UpdatedMar 27, 2026
Details
As Low As
Upward Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
1860 El Camino Real Ste 100, Burlingame, CA, 94010 3106
New Vehicles Fixed
4.74%
4 years
▼
APR4.74%
Term4 years
Last UpdatedMar 24, 2026
Details
First Entertainment Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
6735 Forest Lawn Dr, Hollywood, CA, 90068
New Auto Loan
4.74%
3 Months
▼
APR4.74%
Term3 Months
Last UpdatedMar 26, 2026
Details
As Low As
Pacific Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
1355 Willow Way, Concord, CA, 94520
New Vehicle
4.74%
Up to 84 months
▼
APR4.74%
TermUp to 84 months
Last UpdatedMar 21, 2026
Details
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
10701 Los Alamitos Blvd, Los Alamitos, CA, 90720
New Vehicle Loans 36 Months
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 21, 2026
Details
without Autopay
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
10701 Los Alamitos Blvd, Los Alamitos, CA, 90720
New Vehicle Loans 48 Months
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 21, 2026
Details
without Autopay
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
10701 Los Alamitos Blvd, Los Alamitos, CA, 90720
New Vehicle Loans 60-66 Months
4.74%
66 Months
▼
APR4.74%
Term66 Months
Last UpdatedMar 21, 2026
Details
without Autopay
Premier America Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
19867 Prairie St, Chatsworth, CA, 91311 6532
New Auto Loan
4.74%
Up to 36 Months
▼
APR4.74%
TermUp to 36 Months
Last UpdatedMar 28, 2026
Details
As Low As
Travis Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
659 Skymaster Cir, Travis AFB, CA, 94535
New Auto Loans
4.74%
Up to 36
▼
APR4.74%
TermUp to 36
Last UpdatedMar 22, 2026
Details
Up to 125% financing - includes tax, license, registration & warranty, depending on qualifications. All Terms & Conditions subject to loan approval. Final rate will be based on loan-to-value (LTV) ratio, term, and creditworthiness.
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
8101 E Kaiser Blvd, Anaheim, CA, 92808 2243
New Auto
4.74%
Up to 60 months
▼
APR4.74%
TermUp to 60 months
Last UpdatedMar 25, 2026
Details
1st Northern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
1111 Pine St, Martinez, CA, 94553
New/Used Auto Loans
4.74%
Up to 36 months
▼
APR4.74%
TermUp to 36 months
Last UpdatedMar 24, 2026
Details
As Low As
Foothill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.23%
250 W Colorado Blvd, Arcadia, CA, 91007
New Automobile and Truck
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 26, 2026
Details
As Low As; *APR-Annual Percentage Rate. Rate shown includes discounts (max of 1.00% discount per loan). New Auto Floor Rate is 4.74%. Rates subject to change without notice. Rate discounts that apply: Deduct 0.50% for auto loans if member adds a new direct deposit (minimum of $1,000/month); Deduct 0.25% for auto loans if member sets up auto pay on the new loan at the time of funding; Deduct 0.25% for auto loans if member has a Foothill MasterCard or open a new MasterCard at time of funding; Deduct 0.25% for auto loans if member is employed by one of our Education, Healthcare, or City Municipalities SEGs; Deduct 0.25% for auto loans if member has financed an auto with Foothill within the last 60 months. Max loan amount is $200,000. Max LTV is 125%, based on creditworthiness. Cash-out auto loans: Max LTV is 80% and max term is 60 months.
Gain Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1800 W Magnolia Blvd, Burbank, CA, 91506 1726
New or Used Car, Truck, SUV, Van* - Fixed Rate for Vehicles Up to Three Years Old
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 26, 2026
Details
As Low As; No Payments for up to 90 Days
UMe Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.84%
3000 W Magnolia Blvd, Burbank, CA, 91505 3043
New Vehicle Loans - Cars, Trucks, and SUVs
4.75%
36 months
▼
APR4.75%
Term36 months
Last UpdatedMar 22, 2026
Details
As Low As; NEW Cars, Trucks, & SUVs | 2025-2026 | mileage up to 5k Financing up to 100% | Terms up to 84 months
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
4.75%
84 months
▼
APR4.75%
Term84 months
Last UpdatedMar 24, 2026
Details
As Low As
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
New Auto Loans
4.75%
84 Months
▼
APR4.75%
Term84 Months
Last UpdatedMar 24, 2026
Details
As Low As
Star One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
1306 Bordeaux Dr, Sunnyvale, CA, 94089 1005
New Auto Loans
4.75%
7 Years
▼
APR4.75%
Term7 Years
Last UpdatedMar 15, 2026
Details
Your APR based on credit qualification. Promotional rates do not apply to loan modifications or refinancing of existing Star One loans.
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
312 N Pacific Coast Hwy, Redondo Beach, CA, 90277 2837
New Auto Purchase or Refinance
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMar 21, 2026
Details
As Low As; 60 months or less
Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1004 N Van Ness Ave, Fresno, CA, 93728 3430
New Auto Loan
4.79%
84 Months
▼
APR4.79%
Term84 Months
Last UpdatedMar 23, 2026
Details
Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1004 N Van Ness Ave, Fresno, CA, 93728 3430
New Autos
4.79%
84 Months
▼
APR4.79%
Term84 Months
Last UpdatedMar 23, 2026
Details
Annual Percentage Rate assumes Direct Deposit and Auto Payment from a FPDCU checking account. Actual rates are determined by the credit worthiness of the borrower and other loan underwriting criteria.
TULARE COUNTY
Institution Rating:
A+5.0 ★ Texas Ratio: 5.05%
300 N K St, Tulare, CA, 93274 4008
New Autos (2023 and newer)
4.79%
Up to 48 Months
▼
APR4.79%
TermUp to 48 Months
Last UpdatedMar 24, 2026
Details
As Low As; Up to 100% of MSRP or Retail Kelley Blue book plus tax, title & licensing
CHAFFEY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
11563 Foothill Blvd Ste 101, Rancho Cucamonga, CA, 91730 3969
Fixed Rate New and Used Auto Loans
4.79%
54 Months
▼
APR4.79%
Term54 Months
Last UpdatedMar 25, 2026
Details
New Vehicles
Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
20101 Hamilton Ave Ste 150, Torrance, CA, 90502 1306
New Auto Loan
4.84%
48 Months
▼
APR4.84%
Term48 Months
Last UpdatedMar 21, 2026
Details
Advertised rate includes: 80% of LTV, -0.25% Direct Deposit, -0.25% Auto-Pay. 100% Financing is available.
Travis Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
659 Skymaster Cir, Travis AFB, CA, 94535
New Auto Loans
4.84%
61 to 66
▼
APR4.84%
Term61 to 66
Last UpdatedMar 22, 2026
Details
Up to 125% financing - includes tax, license, registration & warranty, depending on qualifications. All Terms & Conditions subject to loan approval. Final rate will be based on loan-to-value (LTV) ratio, term, and creditworthiness.
Noble Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.58%
2580 W Shaw Ln, Fresno, CA, 93711 2778
New Auto
4.85%
60 Months
▼
APR4.85%
Term60 Months
Last UpdatedMar 27, 2026
Details
As Low As; Financing Available: 2025 or newer
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
7812 Edinger Ave, Huntington Beach, CA, 92647
New Cars
4.89%
84 Months
▼
APR4.89%
Term84 Months
Last UpdatedMar 24, 2026
Details
2025-2026 models with less than 7,500 miles.
First California Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
2525 E Shields Ave, Fresno, CA, 93726
New Auto Loans - 2023 and Newer Model Years
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedMar 26, 2026
Details
As Low As; *Minimum Amount Financed $15,000
JACom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
3037 w jefferson blvd, los angeles, CA, 90018
New Auto Loans
4.90%
60 Months
▼
APR4.90%
Term60 Months
Last UpdatedMar 24, 2026
Details
Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
20101 Hamilton Ave Ste 150, Torrance, CA, 90502 1306
New Auto Loan
4.94%
60 Months
▼
APR4.94%
Term60 Months
Last UpdatedMar 21, 2026
Details
Advertised rate includes: 80% of LTV, -0.25% Direct Deposit, -0.25% Auto-Pay. 100% Financing is available.
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
New Auto - 2025 or Newer with Less than 5K Miles
4.95%
13-36 Months
▼
APR4.95%
Term13-36 Months
Last UpdatedMar 21, 2026
Details
As Low As
California Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
9201 Spectrum Center Blvd, San Diego, CA, 92123 1407
Auto Loans - Model Years 2022 and Newer
4.98%
67 to 75
▼
APR4.98%
Term67 to 75
Last UpdatedMar 25, 2026
Details
As Low As
Skyone Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.07%
14600 Aviation Blvd, Hawthorne, CA, 90250
New Vehicles
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 21, 2026
Details
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
87 W Alexander Ave, Merced, CA, 95348 3404
Auto Loans (New and used vehicles)
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 26, 2026
Details
Direct Deposit APR
Pasadena Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
201 3rd St, San Francisco, CA, 94103 3143
New Vehicle
4.99%
Up to 48 months
▼
APR4.99%
TermUp to 48 months
Last UpdatedMar 28, 2026
Details
As Low As
Camino Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.78%
520 N Taylor Ave, Montebello, CA, 90640
New Autos
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 25, 2026
Details
As Low As
Thinkwise Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
599 N E St, San Bernardino, CA, 92401
New & Used Auto Loans
4.99%
84 months
▼
APR4.99%
Term84 months
Last UpdatedMar 21, 2026
Details
As Low As
Certified Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3550 Murphy Canyon Rd, San Diego, CA, 92123
New Auto Loan
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 25, 2026
Details
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Patelco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
985 Golf Course Dr, Rohnert Park, CA, 94928
Used Auto (2024 - 2016)
5.49%
0 to 48 months
▼
APR5.49%
Term0 to 48 months
Last UpdatedMar 21, 2026
Details
Up to 140% of Blue Book
Maximum 150,000 miles
Patelco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
985 Golf Course Dr, Rohnert Park, CA, 94928
Used Auto (2024 - 2016)
5.59%
67 to 72 months
▼
APR5.59%
Term67 to 72 months
Last UpdatedMar 21, 2026
Details
Up to 140% of Blue Book
Maximum 150,000 miles
Patelco Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.87%
985 Golf Course Dr, Rohnert Park, CA, 94928
Used Auto (2024 - 2016)
5.89%
73 to 84 months
▼
APR5.89%
Term73 to 84 months
Last UpdatedMar 21, 2026
Details
Up to 140% of Blue Book
Maximum 150,000 miles
North Bay Credit Union
Institution Rating:
F1.0 ★ Texas Ratio: 73.10%
101 Golf Course Dr, Rohnert Park, CA, 94928
Used Auto Loan
7.00%
Up to 72 months
▼
APR7.00%
TermUp to 72 months
Last UpdatedMar 27, 2026
Details
Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
6290 Commerce Blvd, Rohnert Park, CA, 94928
Auto Loan Used car (7 years old or less) or more
7.91%
60 months
▼
APR7.91%
Term60 months
Last UpdatedMar 26, 2026
Details
$7,500; Documentation fee $75; Subject to additional finance charges.
Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
6290 Commerce Blvd, Rohnert Park, CA, 94928
Auto Loan Used car (7 years old or less) or more
7.92%
72 months
▼
APR7.92%
Term72 months
Last UpdatedMar 26, 2026
Details
$15,000; Documentation fee $75; Subject to additional finance charges.
Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
6290 Commerce Blvd, Rohnert Park, CA, 94928
Auto Loan Used car (7 years old or less) or more
8.28%
48 months
▼
APR8.28%
Term48 months
Last UpdatedMar 26, 2026
Details
$5,000; Documentation fee $75; Subject to additional finance charges.
Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
6290 Commerce Blvd, Rohnert Park, CA, 94928
Auto Loan Used car (7 years old or less) or more
8.52%
36 months
▼
APR8.52%
Term36 months
Last UpdatedMar 26, 2026
Details
$5,000; Documentation fee $75; Subject to additional finance charges.
Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
6290 Commerce Blvd, Rohnert Park, CA, 94928
Auto Loan Used car (8 - 12 years old) or more
11.23%
36 months
▼
APR11.23%
Term36 months
Last UpdatedMar 26, 2026
Details
$3,500; Documentation fee $75; Subject to additional finance charges.
Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
6290 Commerce Blvd, Rohnert Park, CA, 94928
Auto Loan Used car (8 - 12 years old) or more
11.91%
24 months
▼
APR11.91%
Term24 months
Last UpdatedMar 26, 2026
Details
$3,500; Documentation fee $75; Subject to additional finance charges.
Bakersfield City Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2817 16th St, Bakersfield, CA, 93301 3210
Used Vehicle Loan
2.49%
48 mo
▼
APR2.49%
Term48 mo
Last UpdatedMar 25, 2026
Details
As Low As; Based On Credit Score
KeyPoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.20%
7062 Market Place Dr, Goleta, CA, 93117 5902
Used Auto: 2019 - 2025 with 5K miles or more
3.29%
24 Months
▼
APR3.29%
Term24 Months
Last UpdatedMar 24, 2026
Details
Thinkwise Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
599 N E St, San Bernardino, CA, 92401
New & Used Auto Loans
3.49%
36 months
▼
APR3.49%
Term36 months
Last UpdatedMar 21, 2026
Details
As Low As
Golden Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
409 W Center St, Manteca, CA, 95336
New & Used Auto Loans
3.50%
48 Months
▼
APR3.50%
Term48 Months
Last UpdatedMar 26, 2026
Details
As Low As; This special will ONLY cover New and Used auto loans. These rates will be for New Money Loans Only for the period of 3/1/26-5/31/26. Vehicles 10 YRS old and Newer. Rates are subject to change without notice and are based on credit approval.
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
Used Vehicle Loan
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMar 27, 2026
Details
Gain Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1800 W Magnolia Blvd, Burbank, CA, 91506 1726
New or Used Car, Truck, SUV, Van* - Fixed Rate for Vehicles Up to Three Years Old
3.99%
24 Months
▼
APR3.99%
Term24 Months
Last UpdatedMar 26, 2026
Details
As Low As; No Payments for up to 90 Days
Thinkwise Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
599 N E St, San Bernardino, CA, 92401
New & Used Auto Loans
3.99%
72 months
▼
APR3.99%
Term72 months
Last UpdatedMar 21, 2026
Details
As Low As
Certified Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3550 Murphy Canyon Rd, San Diego, CA, 92123
Used Auto Loan
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 25, 2026
Details
Popa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
13304 Alondra Blvd, Cerritos, CA, 90703
Used Auto
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedMar 28, 2026
Details
As Low As
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
23971 Lake Dr, Crestline, CA, 92325
New & Used Autos
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 25, 2026
Details
Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1004 N Van Ness Ave, Fresno, CA, 93728 3430
Used Auto Loan
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedMar 23, 2026
Details
Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1004 N Van Ness Ave, Fresno, CA, 93728 3430
Used Autos
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedMar 23, 2026
Details
Annual Percentage Rate assumes Direct Deposit and Auto Payment from a FPDCU checking account. Actual rates are determined by the credit worthiness of the borrower and other loan underwriting criteria.
Shell Western States Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
1700 Pacheco Blvd, Martinez, CA, 94553 1976
Used Auto
4.00%
72 Months
▼
APR4.00%
Term72 Months
Last UpdatedMar 24, 2026
Details
As Low As; Terms up to 72 months available.**
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
Used Auto Loans
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMar 24, 2026
Details
As Low As
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
Used Vehicle Loan
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedMar 27, 2026
Details
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
701 W 18th St, Antioch, CA, 94509 1586
Used Vehicles Model Year 2020-2024
4.19%
36 Months
▼
APR4.19%
Term36 Months
Last UpdatedMar 16, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.91%
879 W 190th St, Gardena, CA, 90248 4220
Used Auto / Refi - FIXED
4.24%
3 Years
▼
APR4.24%
Term3 Years
Last UpdatedMar 27, 2026
Details
APR = Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on your credit qualifications. Rates displayed are the lowest rates available including a discount for automatic payment. Rates subject to change without notice.
Gain Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1800 W Magnolia Blvd, Burbank, CA, 91506 1726
New or Used Car, Truck, SUV, Van* - Fixed Rate for Vehicles Up to Three Years Old
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedMar 26, 2026
Details
As Low As; No Payments for up to 90 Days
Aerospace Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
2310 E El Segundo Blvd, El Segundo, CA, 90245
Used Vehicle Loan
4.25%
36 - 60
▼
APR4.25%
Term36 - 60
Last UpdatedMar 24, 2026
Details
As Low As
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
Used Auto Loans
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedMar 24, 2026
Details
As Low As
East County Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
1069 Graves Ave Ste 100, El Cajon, CA, 92021 4573
Used Vehicle Loan
4.35%
36 Months
▼
APR4.35%
Term36 Months
Last UpdatedMar 25, 2026
Details
As Low As
Employees Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
266 S Magnolia Ave Ste 101, El Cajon, CA, 92020
New & Used Vehicle
4.38%
60 Months
▼
APR4.38%
Term60 Months
Last UpdatedMar 26, 2026
Details
Dealer purchase up to 100% of contract price. Private party purchase up to 100% of book value. WE DO NOT FINANCE ON SALVAGED TITLES.
Certified Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3550 Murphy Canyon Rd, San Diego, CA, 92123
Used Auto Loan
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 25, 2026
Details
Popa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
13304 Alondra Blvd, Cerritos, CA, 90703
Used Auto
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMar 28, 2026
Details
As Low As
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
1520 W Colorado Blvd, Pasadena, CA, 91105 1413
New & Used Autos
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMar 26, 2026
Details
As Low As
University Credit Union Los Angeles, CA
Institution Rating:
A-5.0 ★ Texas Ratio: 15.35%
1500 S Sepulveda Blvd, Los Angeles, CA, 90025
New and Used Auto
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 22, 2026
Details
As Low As
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
Used Vehicle Loan
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMar 27, 2026
Details
CHAFFEY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
11563 Foothill Blvd Ste 101, Rancho Cucamonga, CA, 91730 3969
Fixed Rate New and Used Auto Loans
4.59%
36 Months
▼
APR4.59%
Term36 Months
Last UpdatedMar 25, 2026
Details
New Vehicles
Employees Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
266 S Magnolia Ave Ste 101, El Cajon, CA, 92020
New & Used Vehicle
4.68%
72 Months
▼
APR4.68%
Term72 Months
Last UpdatedMar 26, 2026
Details
Dealer purchase up to 100% of contract price. Private party purchase up to 100% of book value. WE DO NOT FINANCE ON SALVAGED TITLES.
Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
20101 Hamilton Ave Ste 150, Torrance, CA, 90502 1306
Used Auto
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedMar 21, 2026
Details
Advertised rate includes: 80% of LTV, -0.25% Direct Deposit, -0.25% Auto-Pay. 100% Financing is available.
UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
3110 INLAND EMPIRE BLVD STE A, ONTARIO, CA, 91764 6572
New and Used Auto Loans
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedMar 24, 2026
Details
As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.
East County Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
1069 Graves Ave Ste 100, El Cajon, CA, 92021 4573
Used Vehicle Loan
4.70%
48 Months
▼
APR4.70%
Term48 Months
Last UpdatedMar 25, 2026
Details
As Low As
Rancho Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
12620 Erickson Ave Ste H, Downey, CA, 90242 4019
New & Used Auto Loans
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
2411 W Olive Ave, Burbank, CA, 91506 2629
Used Vehicle Models between 2019 - 2026 (between 10,001 and 100,000 miles)
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 21, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
1520 W Colorado Blvd, Pasadena, CA, 91105 1413
New & Used Autos
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 26, 2026
Details
As Low As
Merco Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.49%
1911 M ST, Merced, CA, 95340 3706
New & Used Vehicles
4.74%
Up to 72 Months
▼
APR4.74%
TermUp to 72 Months
Last UpdatedMar 27, 2026
Details
As Low As
1st Northern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
1111 Pine St, Martinez, CA, 94553
New/Used Auto Loans
4.74%
Up to 36 months
▼
APR4.74%
TermUp to 36 months
Last UpdatedMar 24, 2026
Details
As Low As
Gain Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1800 W Magnolia Blvd, Burbank, CA, 91506 1726
New or Used Car, Truck, SUV, Van* - Fixed Rate for Vehicles Up to Three Years Old
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 26, 2026
Details
As Low As; No Payments for up to 90 Days
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
7084 Auburn Blvd Ste 100, Citrus Heights, CA, 95621 4334
Used Auto Loan (vehicle year 2022 - 2026)
4.75%
3 Months
▼
APR4.75%
Term3 Months
Last UpdatedMar 24, 2026
Details
As Low As; APR*
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
Used Auto Loans
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMar 24, 2026
Details
As Low As
Star One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
1306 Bordeaux Dr, Sunnyvale, CA, 94089 1005
Used Auto Loans
4.75%
7 Years
▼
APR4.75%
Term7 Years
Last UpdatedMar 15, 2026
Details
Your APR based on credit qualification. Promotional rates do not apply to loan modifications or refinancing of existing Star One loans.
San Francisco Fire Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.90%
3201 California St, San Francisco, CA, 94118 1903
Used Auto Loan
4.75%
49-60
▼
APR4.75%
Term49-60
Last UpdatedMar 24, 2026
Details
CHAFFEY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
11563 Foothill Blvd Ste 101, Rancho Cucamonga, CA, 91730 3969
Fixed Rate New and Used Auto Loans
4.79%
54 Months
▼
APR4.79%
Term54 Months
Last UpdatedMar 25, 2026
Details
New Vehicles
Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
20101 Hamilton Ave Ste 150, Torrance, CA, 90502 1306
Used Auto
4.84%
48 Months
▼
APR4.84%
Term48 Months
Last UpdatedMar 21, 2026
Details
Advertised rate includes: 80% of LTV, -0.25% Direct Deposit, -0.25% Auto-Pay. 100% Financing is available.
Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
20101 Hamilton Ave Ste 150, Torrance, CA, 90502 1306
Used Auto
4.94%
60 Months
▼
APR4.94%
Term60 Months
Last UpdatedMar 21, 2026
Details
Advertised rate includes: 80% of LTV, -0.25% Direct Deposit, -0.25% Auto-Pay. 100% Financing is available.
East County Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
1069 Graves Ave Ste 100, El Cajon, CA, 92021 4573
Used Vehicle Loan
4.95%
60 Months
▼
APR4.95%
Term60 Months
Last UpdatedMar 25, 2026
Details
As Low As
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
87 W Alexander Ave, Merced, CA, 95348 3404
Auto Loans (New and used vehicles)
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 26, 2026
Details
Direct Deposit APR
Camino Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.78%
520 N Taylor Ave, Montebello, CA, 90640
Used Autos
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 25, 2026
Details
As Low As
Camino Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.78%
520 N Taylor Ave, Montebello, CA, 90640
Used Autos (Up to 10 Years Old)
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 25, 2026
Details
As Low As; up to 125% financing
Thinkwise Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
599 N E St, San Bernardino, CA, 92401
New & Used Auto Loans
4.99%
84 months
▼
APR4.99%
Term84 months
Last UpdatedMar 21, 2026
Details
As Low As
Certified Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3550 Murphy Canyon Rd, San Diego, CA, 92123
Used Auto Loan
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 25, 2026
Details
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MonitorBankRates
National Auto Loan Rate Trends
Weekly national average APRs for new and used auto loans
Auto loan rate data from our database of 8,500+ banks and credit unions — updated weekly.
New Auto Loan — National Avg APR
6.040%
▲ 0.226 from last week
New auto loan rates rose 0.226 points this week to 6.040% APR, up from 5.814% last week.
Used Auto Loan — National Avg APR
6.590%
▲ 0.078 from last week
Used auto loan rates rose 0.078 points this week to 6.590% APR, up from 6.511% last week.
National averages as of Mar 28, 2026 • Weekly data from 8,500+ U.S. banks & credit unions
Powered byMonitorBankRates
Frequently Asked Questions about Auto Loans in Rohnert Park, California
How does my credit score affect my car loan rate in California?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Rohnert Park, California with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in California *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Rohnert Park, California typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Rohnert Park, California?
Based on our current data, some of the lowest auto loan rates available in Rohnert Park, California include:
- Patelco Credit Union: 5.29% (New Auto (2025 or newer))
- North Bay Credit Union: 6.75% (New Auto Loan)
- Exchange Bank: 7.45% (Auto Loan New car or more)
- Bakersfield City Employees Federal Credit Union: 1.99% (New Vehicle Loan)
- Baxter Credit Union: 3.24% (Auto Loans)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Rohnert Park, California. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 28, 2026
