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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 PostCity Financial Credit Union Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 26, 2026
PostCity Financial Credit Union's 11 Month Jumbo CD rates are at 4.11%, 9 Month Jumbo CD rates are at 3.56%, Share, Youth & IRA CDs - 12 month rates are at 3.03%, Share, Youth & IRA CDs - 9 month rates are at 2.53%, Share, Youth & IRA CDs - 6 month rates are at 2.28%. PostCity Financial Credit Union's savings rates are at 1.45%. PostCity Financial Credit Union's Personal Loan Rates are as low as 6.21%. PostCity Financial Credit Union's Credit Card Rates are at 12.99%. MonitorBankRates evaluates the financial stability of PostCity Financial Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.96%. Rates last updated and verified on 10/26/2026. PostCity Financial Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at PostCity Financial Credit Union? Share your experience about PostCity Financial Credit Union by leaving a review below, or read customer reviews before you decide to use PostCity Financial Credit Union. PostCity Financial Credit Union
Main Office 3738 Bayer Ave Unit 102
https://www.postcitycu.org Long Beach, CA 90808 Privately insuredNot NCUA Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. PostCity Financial Credit Union CD Rates
PostCity Financial Credit Union Savings Rates
PostCity Financial Credit Union Money Market Rates
PostCity Financial Credit Union Home Equity & HELOC
PostCity Financial Credit Union Auto Loan Rates
PostCity Financial Credit Union RV, Boat and Powersport Loan Rates
PostCity Financial Credit Union Credit Card Rates
PostCity Financial Credit Union Personal Loan Rates
PostCity Financial Credit Union Other Rates
Financial Health HistoryPostCity Financial Credit Union’s Texas Ratio stayed near 0.54% in Q3 2023 to 0.96% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for PostCity Financial Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather PostCity Financial Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with PostCity Financial Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
PostCity Financial Credit Union
Website
https://www.postcitycu.org
Address
3738 Bayer Ave Unit 102,
Long Beach, CA 90808
Phone
562-498-6057
Fax
President
Daniel Mastren
CEO
Christine Haley
Full-Time Employees
10
Part-Time Employees
2
Branch Locations
3
ATM Locations
2
NCUA Insured
No, not federally insured
Private Share Insurance
Not federally insured by the NCUA. Deposits are covered by private share insurance instead; contact the credit union for its insurer and coverage limits
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.96%
Return on Assets (ROA)
0.2353%
Return on Equity (ROE)
1.9001%
Non-Performing Loans Ratio (NPL)
0.27%
Total Assets
78,821,547
Total Amount of Shares and Deposits
69,224,836
Total Shares and Deposits < 1 Year
68,895,370
Total Shares and Deposits 1 3 Years
309,055
Total Shares and Deposits > 3 Years
20,410
Total Interest Expense (Sum of items 6 8)
291,372
Share Certificates
204
Number of Accounts for Share Drafts
2,361
IRA KEOGH Accounts
183
Number of Accounts for Regular Shares
4,635
All other shares
341
Money Market Shares
8
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
583,473
Total Liabilities
69,414,037
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
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Add Your Rating and Review for PostCity Financial Credit Union
Frequently Asked Questions About PostCity Financial Credit UnionDoes PostCity Financial Credit Union offer CDs?Yes. PostCity Financial Credit Union offers share certificates (CDs) with fixed interest rates across multiple term lengths. CD rates verified by MonitorBankRates as of October 26, 2026 include 4.11% APY on its 11 Month Jumbo CD, 3.56% APY on its 9 Month Jumbo CD and 3.03% APY on its Share, Youth & IRA CDs - 12 month. Are CDs from PostCity Financial Credit Union NCUA insured?No. PostCity Financial Credit Union is privately insured rather than federally insured, so its CDs are not covered by the NCUA. Deposits are covered by Not federally insured by the NCUA. Deposits are covered by private share insurance instead; contact the credit union for its insurer and coverage limits. Check the coverage terms with the credit union before you open an account. What is the highest CD rate at PostCity Financial Credit Union?The highest CD rate MonitorBankRates has verified for PostCity Financial Credit Union is 4.11% APY on its 11 Month Jumbo CD, as of October 26, 2026. What CD terms does PostCity Financial Credit Union offer?The PostCity Financial Credit Union CD terms MonitorBankRates tracks include 6 month, 9 month, 11 month, 12 month, 18 month and 2 year terms, with rates from 2.28% to 4.11% APY. The institution may offer other terms or specials that are not listed here, so check with PostCity Financial Credit Union for its full lineup. What is the highest savings rate at PostCity Financial Credit Union?The highest savings rate MonitorBankRates has verified for PostCity Financial Credit Union is 0.20% APY on its Primary Savings - Platinum, as of October 26, 2026. What is the highest money market rate at PostCity Financial Credit Union?The highest money market rate MonitorBankRates has verified for PostCity Financial Credit Union is 1.45% APY on its Money Market Savings, as of October 26, 2026. What is the lowest home equity rate at PostCity Financial Credit Union?The lowest home equity rate MonitorBankRates has verified for PostCity Financial Credit Union is 8.99% APR on its Auto Equity, as of October 26, 2026. What is the lowest auto loan rate at PostCity Financial Credit Union?The lowest auto loan rate MonitorBankRates has verified for PostCity Financial Credit Union is 4.49% APR on its New Auto, as of October 26, 2026. What is the lowest personal loan rate at PostCity Financial Credit Union?The lowest personal loan rate MonitorBankRates has verified for PostCity Financial Credit Union is 6.21% APR on its NEW! Personal Home Improvement Loan, as of October 26, 2026. What is the lowest credit card APR at PostCity Financial Credit Union?The lowest credit card rate MonitorBankRates has verified for PostCity Financial Credit Union is 12.99% APR on its Platinum Visa Rewards Credit Card, as of October 26, 2026. How many branches does PostCity Financial Credit Union operate?PostCity Financial Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join PostCity Financial Credit Union?Yes, to access services at PostCity Financial Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, PostCity Financial Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, PostCity Financial Credit Union provides members with tools to manage their accounts and build a solid financial history. Does PostCity Financial Credit Union offer online and mobile banking?Most modern institutions like PostCity Financial Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.postcitycu.org. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do PostCity Financial Credit Union rates compare?PostCity Financial Credit Union's top rates are 4.11% APY on its 11 Month Jumbo CD, 1.45% APY on its Money Market Savings, 6.21% APR on its NEW! Personal Home Improvement Loan and 12.99% APR on its Platinum Visa Rewards Credit Card, verified by MonitorBankRates on October 26, 2026. Current PostCity Financial Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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