Dearborn Heights, Michigan (MI) Savings Rates - March 2026
Brian McKay
Brian McKay
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The best savings rates for Dearborn Heights, Michigan and the surrounding area include The Huntington National BankThe Huntington National Bank24935 W Warren St, Dearborn Heights, MI 48127A+5.0 ★Texas Ratio: 4.60% High-Yield Savings at 3.55% APY, Community Choice Credit UnionCommunity Choice Credit Union25555 W Warren St, Dearborn Heights, MI 48127A5.0 ★Texas Ratio: 7.03% Choice Savings at 0.50% APY, Dearborn Federal Savings BankDearborn Federal Savings Bank4111 S Telegraph Rd, Dearborn Heights, MI 48125A+5.0 ★Texas Ratio: 0.40% STATEMENT SAVINGS at 0.30% APY, Community Financial Credit Union Plymouth, MICommunity Financial Credit Union Plymouth, MI500 S HARVEY ST, PLYMOUTH, MI 48170 1759A5.0 ★Texas Ratio: 8.20% High Yield Savings at 10.00% APY, and Genisys Credit UnionGenisys Credit Union2100 Executive Hills Dr, Auburn Hills, MI 48326 2947A+5.0 ★Texas Ratio: 5.03% High Yield Youth Savings at 5.12% APY. Savings rates as of March 28, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Dearborn Heights, Michigan, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Dearborn Heights, Michigan (MI) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Dearborn Heights, Michigan and the surrounding area. Last Updated and Verified: March 28, 2026
Compare the Best Savings Rates in Dearborn Heights, Michigan & Surrounding Communities
Minimum of $5,000 not currently deposited at Huntington.
Minimum of $5,000 not currently deposited at Huntington.
The interest rate and APY may change after account opening.
Qualifying balance up to $1,000.00
Qualifying balance up to $500.00
Qualifying balance up to $2,500.00
Qualifying balance up to $1,000.00
As Low As; Use your money on deposit as security for a great rate
New account APY3; This account is not available to open through our financial centers; it can only be opened online or by calling our client solutions team.
Qualifying balance up to $499,999.99
Rate is variable and may change after the account is opened. Fees may reduce earnings. Rates effective as of 03/23/2026 - 03/29/2026.
($100 min. deposit to open)
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Dearborn Heights, MI Savings Rate Trends
Compare local Dearborn Heights, MI savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Michigan high-yield savings rates rose 1.047 points this week to 2.946% APY, up from 1.899% last week.
Michigan standard savings rates rose 0.502 points this week to 0.668% APY, up from 0.166% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Dearborn Heights, Michigan directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Dearborn Heights, Michigan. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MI.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Dearborn Heights, Michigan
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Dearborn Heights, Michigan safe?
How often do savings rates change in Dearborn Heights, Michigan?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Dearborn Heights, Michigan?
How do I open a savings account in Dearborn Heights, Michigan?
Best Savings Rates in Dearborn Heights, Michigan
- The Huntington National Bank
High-Yield Savings — 3.55% APY - Community Choice Credit Union
Choice Savings — 0.50% APY - Dearborn Federal Savings Bank
STATEMENT SAVINGS — 0.30% APY - Community Financial Credit Union Plymouth, MI
High Yield Savings — 10.00% APY - Genisys Credit Union
High Yield Youth Savings — 5.12% APY
Dearborn Heights, Michigan Rates & Resources
