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Mortgage Rates Pacific Palisades, California (CA) for April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of lenders actively lending in Pacific Palisades, California. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Mortgage Rates Last Updated and Verified: April 4, 2026

Current 30-year fixed mortgage rates in Pacific Palisades, California include U.S. BankU.S. Bank15305 W Sunset Blvd, Pacific Palisades, CA, 90272A5.0 ★Texas Ratio: 6.46% at 6.62%, Ontario-Montclair School Employees Federal Credit UnionOntario-Montclair School Employees Federal Credit UnionA+5.0 ★Texas Ratio: 0.39% at 4.99%, TULARE COUNTYTULARE COUNTYA+5.0 ★Texas Ratio: 5.05% at 5.12%, Carolinas Telco Federal Credit UnionCarolinas Telco Federal Credit UnionA+5.0 ★Texas Ratio: 4.17% at 5.75%, and Safe 1 Credit UnionSafe 1 Credit UnionA+5.0 ★Texas Ratio: 1.48% at 5.75%. Mortgage rates as of April 4, 2026 according to verified data from MonitorBankRates.

Pacific Palisades has 1 local lender in our database, with mortgage rates as low as 6.00% from U.S. Bank at 15305 W Sunset Blvd, Pacific Palisades, CA, 90272. Use the tabs below to compare all available loan types and terms. Rates are continually updated — we recommend checking back frequently.

Mortgage Rates reflect actual verified offers from lenders actively lending to California borrowers. Your final approved rate will depend on your credit profile, loan-to-value ratio, and daily market movements. Last Updated and Verified: April 4, 2026

Compare Mortgage Rates Today in Pacific Palisades, California & the Surrounding Area

Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
15305 W Sunset Blvd, Pacific Palisades, CA, 90272
30-year fixed refinance
30-year
6.62%
6.78%
View
▼
Rate6.62%
APR6.78%
Points0.000
UpdatedMar 29, 2026
Details

No additional details available.

Ontario-Montclair School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
30 Year Fixed Rate Mortgage
4.99%
5.08%
View
▼
Rate4.99%
APR5.08%
Points0.000
UpdatedMar 28, 2026
Details

Limited Special Offer

TULARE COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 5.05%
30-Year Fixed
5.12%
5.27%
View
▼
Rate5.12%
APR5.27%
Points0.000
UpdatedMar 24, 2026
Details

No additional details available.

Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
30-Year Fixed
30
5.75%
5.75%
View
▼
Rate5.75%
APR5.75%
Points0.000
UpdatedMar 25, 2026
Details

As Low As

Safe 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
30-Year Fixed Rate
5.75%
5.82%
View
▼
Rate5.75%
APR5.82%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

SAG AFTRA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
30-Year Fixed
5.88%
5.90%
View
▼
Rate5.88%
APR5.90%
Points1.000
UpdatedMar 28, 2026
Details

No additional details available.

Certified Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
30-Year Fixed
30-Year
5.88%
5.91%
View
▼
Rate5.88%
APR5.91%
Points0.000
UpdatedMar 25, 2026
Details

Loan amount not to exceed $499,999

San Diego County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
30-Year Fixed Rate Mortgage
30-year
5.88%
5.93%
View
▼
Rate5.88%
APR5.93%
Points0.000
UpdatedMar 28, 2026
Details

A $420,000 30-year fixed rate at an interest rate of 5.875% (5.931% APR) would have a monthly principal and interest payment equal to $2,484. This example does not include taxes or insurance premiums. Rates shown are not intended to be a commitment to the loan type or amount for which you may qualify. All loans are subject to approval. Annual Percentage Rate (APR) may be higher than the rates shown and may vary based on credit qualifications and other criteria. Other restrictions may apply.

SAG AFTRA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
30-Year Fixed
6.08%
6.00%
View
▼
Rate6.08%
APR6.00%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

San Francisco Fire Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.90%
30 Year Fixed Rate Mortgage
30
5.88%
6.01%
View
▼
Rate5.88%
APR6.01%
Points1.000
UpdatedMar 24, 2026
Details

No additional details available.

Community First Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.30%
30 Year Fixed Mortgage Loans Purchase
6.00%
6.03%
View
▼
Rate6.00%
APR6.03%
Points0.000
UpdatedMar 25, 2026
Details

The rates provided assume the purpose of this loan is to purchase a property, loan amount of $1,240,000 and a purchase price of $1,550,000. The property is a single-family detached dwelling (non-manufactured home), one unit and located in California. The property will be used as your primary residence. The rate lock period is 30 days and the assumed credit score is 780 or greater. There will be no subordinate financing and your debt to income will not exceed 40%. The APR includes the approximate cost of prepaid finance charges, including 15 days of prepaid interest, and some third-party fees. All loans are subject to approval and rates, terms and conditions are subject to change.

Community First Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.30%
Mortgage Loans Purchase 30 Year Fixed
6.00%
6.03%
View
▼
Rate6.00%
APR6.03%
Points0.000
UpdatedMar 25, 2026
Details

No additional details available.

Strata Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
30 Year Fixed Rate
5.88%
6.07%
View
▼
Rate5.88%
APR6.07%
Points0.000
UpdatedMar 28, 2026
Details

As Low As

The Golden 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.42%
30-Year Fixed Conforming Refinance
5.50%
6.12%
View
▼
Rate5.50%
APR6.12%
Points0.125
UpdatedMar 26, 2026
Details

No additional details available.

F&A Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
30-Year Fixed-Rate Mortgage
6.12%
6.13%
View
▼
Rate6.12%
APR6.13%
Points0.000
UpdatedApr 4, 2026
Details

No additional details available.

Inova Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.24%
30 Year Fixed Rate
5.99%
6.13%
View
▼
Rate5.99%
APR6.13%
Points0.000
UpdatedMar 27, 2026
Details

No additional details available.

FirstCity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
30-Year Fixed Rate Mortgages
30
6.00%
6.13%
View
▼
Rate6.00%
APR6.13%
Points0.000
UpdatedMar 26, 2026
Details

High Balance (Minimum Loan Amount $1,249,125)

1st United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
30 Year Fixed
6.12%
6.17%
View
▼
Rate6.12%
APR6.17%
Points0.000
UpdatedMar 24, 2026
Details

No additional details available.

San Francisco Fire Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.90%
30 Year Fixed Rate Mortgage
6.12%
6.17%
View
▼
Rate6.12%
APR6.17%
Points0.000
UpdatedMar 24, 2026
Details

No additional details available.

FirstCity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
30-Year Fixed Rate Mortgages
30
6.00%
6.18%
View
▼
Rate6.00%
APR6.18%
Points0.000
UpdatedMar 26, 2026
Details

Conforming (Loan amounts up to $832,750)

Gain Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
30-Year Fixed - High Balance
6.12%
6.19%
View
▼
Rate6.12%
APR6.19%
Points0.000
UpdatedMar 26, 2026
Details

As Low As

Sacramento Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
30-YEAR FIXED
6.00%
6.19%
View
▼
Rate6.00%
APR6.19%
Points1.000
UpdatedMar 28, 2026
Details

No additional details available.

Gain Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
30-Year Fixed - Conforming
6.12%
6.21%
View
▼
Rate6.12%
APR6.21%
Points0.000
UpdatedMar 26, 2026
Details

As Low As

Royal Business Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.64%
30-year fixed mortgage
6.22%
6.22%
View
▼
Rate6.22%
APR6.22%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

California Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
30-Year Fixed(2)
30
6.11%
6.24%
View
▼
Rate6.11%
APR6.24%
Points0.000
UpdatedMar 25, 2026
Details

No additional details available.

San Francisco Fire Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.90%
30 Year Fixed Rate Mortgage
6.12%
6.26%
View
▼
Rate6.12%
APR6.26%
Points1.000
UpdatedMar 24, 2026
Details

No additional details available.

Sacramento Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
30-YEAR FIXED
6.12%
6.27%
View
▼
Rate6.12%
APR6.27%
Points0.500
UpdatedMar 28, 2026
Details

No additional details available.

1st United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
High Balance Loans to $1,249,125 30 Year Fixed
6.25%
6.29%
View
▼
Rate6.25%
APR6.29%
Points0.000
UpdatedMar 24, 2026
Details

$832,751

First Entertainment Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.72%
30 YEAR FIXED
30
6.25%
6.31%
View
▼
Rate6.25%
APR6.31%
Points0.000
UpdatedMar 26, 2026
Details

No additional details available.

Heritage Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
30 Year Fixed
30 Year
6.12%
6.32%
View
▼
Rate6.12%
APR6.32%
Points1.000
UpdatedMar 27, 2026
Details

No additional details available.

Christian Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Conforming Home Loans 30-Year Fixed
6.25%
6.32%
View
▼
Rate6.25%
APR6.32%
Points0.000
UpdatedMar 28, 2026
Details

As Low As

Christian Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Home Loans - Conforming 30-Year Fixed
6.25%
6.32%
View
▼
Rate6.25%
APR6.32%
Points0.000
UpdatedMar 28, 2026
Details

As Low As

Sacramento Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
30-YEAR FIXED
6.25%
6.34%
View
▼
Rate6.25%
APR6.34%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

PSB Provident Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
30 Year Fixed
360
6.25%
6.37%
View
▼
Rate6.25%
APR6.37%
Points0.000
UpdatedApr 3, 2026
Details

Available for Properties Located in Riverside and San Bernardino Counties.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
30-Year Fixed Mortgage
6.38%
6.38%
View
▼
Rate6.38%
APR6.38%
Points0.000
UpdatedMar 25, 2026
Details

As Low As; POINTS MAY APPLY

1st Valley Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 72.14%
Home - 30 Year Fixed
6.25%
6.38%
View
▼
Rate6.25%
APR6.38%
Points0.000
UpdatedMar 24, 2026
Details

As low as

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
30 Year Fixed
6.25%
6.38%
View
▼
Rate6.25%
APR6.38%
Points0.375
UpdatedMar 25, 2026
Details

As Low As

Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
30-Year Fixed
30
6.38%
6.38%
View
▼
Rate6.38%
APR6.38%
Points0.000
UpdatedMar 25, 2026
Details

As Low As

Inova Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.24%
Construction to Perm - 30 Year Fixed Rate
6.25%
6.39%
View
▼
Rate6.25%
APR6.39%
Points0.000
UpdatedMar 27, 2026
Details

No additional details available.

Inova Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.24%
No Closing Cost - 30 Year Fixed Rate
6.25%
6.39%
View
▼
Rate6.25%
APR6.39%
Points0.000
UpdatedMar 27, 2026
Details

No additional details available.

Mission Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
30 Year Fixed
6.38%
6.40%
View
▼
Rate6.38%
APR6.40%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
30 Year Fixed-Rate Mortgages: Conforming
30 Year
6.25%
6.42%
View
▼
Rate6.25%
APR6.42%
Points1.000
UpdatedMar 28, 2026
Details

No additional details available.

San Francisco Fire Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.90%
30 Year Fixed Rate Mortgage
6.38%
6.42%
View
▼
Rate6.38%
APR6.42%
Points0.000
UpdatedMar 24, 2026
Details

No additional details available.

Coasthills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
30-Year Fixed
6.38%
6.42%
View
▼
Rate6.38%
APR6.42%
Points0.000
UpdatedApr 2, 2026
Details

No additional details available.

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
30-Year Fixed
30
6.38%
6.47%
View
▼
Rate6.38%
APR6.47%
Points0.000
UpdatedMar 25, 2026
Details

No additional details available.

Heritage Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
30 Year Fixed
30 Year
6.38%
6.47%
View
▼
Rate6.38%
APR6.47%
Points0.000
UpdatedMar 27, 2026
Details

No additional details available.

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
30-Year Fixed
6.50%
6.52%
View
▼
Rate6.50%
APR6.52%
Points0.000
UpdatedMar 25, 2026
Details

No additional details available.

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
30-Year Fixed
6.50%
6.55%
View
▼
Rate6.50%
APR6.55%
Points0.000
UpdatedMar 25, 2026
Details

No additional details available.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
30 Year Fixed
30
6.38%
6.55%
View
▼
Rate6.38%
APR6.55%
Points0.750
UpdatedMar 25, 2026
Details

As Low As

Star One Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
30-Year Fixed-Rate Mortgage
6.50%
6.56%
View
▼
Rate6.50%
APR6.56%
Points0.000
UpdatedMar 28, 2026
Details

APR Jumbo

Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
SAG AFTRA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
15-Year Fixed
5.25%
5.24%
View
▼
Rate5.25%
APR5.24%
Points1.000
UpdatedMar 28, 2026
Details

No additional details available.

Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
15-Year Fixed
15
5.25%
5.25%
View
▼
Rate5.25%
APR5.25%
Points0.000
UpdatedMar 25, 2026
Details

As Low As

SAG AFTRA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
15-Year Fixed
5.45%
5.29%
View
▼
Rate5.45%
APR5.29%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

Certified Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
15-Year Fixed
15-Year
5.12%
5.32%
View
▼
Rate5.12%
APR5.32%
Points0.000
UpdatedMar 25, 2026
Details

Loan amount not to exceed $499,999

Safe 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.48%
15-Year Fixed Rate
5.25%
5.37%
View
▼
Rate5.25%
APR5.37%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

F&A Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.85%
15-Year Fixed-Rate Mortgage
5.38%
5.38%
View
▼
Rate5.38%
APR5.38%
Points0.000
UpdatedApr 4, 2026
Details

No additional details available.

FirstCity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
15-Year Fixed Rate Mortgages
15
5.25%
5.46%
View
▼
Rate5.25%
APR5.46%
Points0.000
UpdatedMar 26, 2026
Details

High Balance (Minimum Loan Amount $1,249,125)

San Diego County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
15-Year Fixed Rate Mortgage
15-year
5.38%
5.47%
View
▼
Rate5.38%
APR5.47%
Points0.000
UpdatedMar 28, 2026
Details

A $420,000 15-year fixed rate at an interest rate of 5.375% (5.468% APR) would have a monthly principal and interest payment equal to $3,404. This example does not include taxes or insurance premiums. Rates shown are not intended to be a commitment to the loan type or amount for which you may qualify. All loans are subject to approval. Annual Percentage Rate (APR) may be higher than the rates shown and may vary based on credit qualifications and other criteria. Other restrictions may apply.

FirstCity Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
15-Year Fixed Rate Mortgages
15
5.25%
5.54%
View
▼
Rate5.25%
APR5.54%
Points0.000
UpdatedMar 26, 2026
Details

Conforming (Loan amounts up to $832,750)

Christian Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Conforming Home Loans 15-Year Fixed
5.50%
5.61%
View
▼
Rate5.50%
APR5.61%
Points0.000
UpdatedMar 28, 2026
Details

As Low As

Christian Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Home Loans - Conforming 15-Year Fixed
5.50%
5.61%
View
▼
Rate5.50%
APR5.61%
Points0.000
UpdatedMar 28, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
15-Year Fixed Mortgage
5.62%
5.62%
View
▼
Rate5.62%
APR5.62%
Points0.000
UpdatedMar 25, 2026
Details

As Low As; POINTS MAY APPLY

Gain Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
15-Year Fixed - Conforming
5.50%
5.65%
View
▼
Rate5.50%
APR5.65%
Points0.000
UpdatedMar 26, 2026
Details

As Low As

Community First Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.30%
15 Year Fixed Mortgage Loans Purchase
5.62%
5.67%
View
▼
Rate5.62%
APR5.67%
Points0.000
UpdatedMar 25, 2026
Details

The rates provided assume the purpose of this loan is to purchase a property, loan amount of $1,240,000 and a purchase price of $1,550,000. The property is a single-family detached dwelling (non-manufactured home), one unit and located in California. The property will be used as your primary residence. The rate lock period is 30 days and the assumed credit score is 780 or greater. There will be no subordinate financing and your debt to income will not exceed 40%. The APR includes the approximate cost of prepaid finance charges, including 15 days of prepaid interest, and some third-party fees. All loans are subject to approval and rates, terms and conditions are subject to change.

Community First Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.30%
Mortgage Loans Purchase 15 Year Fixed
5.62%
5.67%
View
▼
Rate5.62%
APR5.67%
Points0.000
UpdatedMar 25, 2026
Details

No additional details available.

Heritage Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
15 Year Fixed
15 Year
5.38%
5.68%
View
▼
Rate5.38%
APR5.68%
Points1.000
UpdatedMar 27, 2026
Details

No additional details available.

Sacramento Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
15-YEAR FIXED
5.38%
5.69%
View
▼
Rate5.38%
APR5.69%
Points1.000
UpdatedMar 28, 2026
Details

No additional details available.

1st United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
15 Year Fixed
5.62%
5.70%
View
▼
Rate5.62%
APR5.70%
Points0.000
UpdatedMar 24, 2026
Details

No additional details available.

California Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
15-Year Fixed(3)
15
5.50%
5.71%
View
▼
Rate5.50%
APR5.71%
Points0.000
UpdatedMar 25, 2026
Details

No additional details available.

Inova Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.24%
15 Year Fixed Rate
5.50%
5.72%
View
▼
Rate5.50%
APR5.72%
Points0.000
UpdatedMar 27, 2026
Details

No additional details available.

San Francisco Fire Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.90%
15 Year Fixed Rate Mortgage
5.50%
5.73%
View
▼
Rate5.50%
APR5.73%
Points1.000
UpdatedMar 24, 2026
Details

No additional details available.

Sacramento Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
15-YEAR FIXED
5.50%
5.73%
View
▼
Rate5.50%
APR5.73%
Points0.500
UpdatedMar 28, 2026
Details

No additional details available.

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
15 Year Fixed
5.50%
5.75%
View
▼
Rate5.50%
APR5.75%
Points0.625
UpdatedMar 25, 2026
Details

As Low As

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
15 Year Fixed-Rate Mortgages: Conforming
15 Year
5.50%
5.77%
View
▼
Rate5.50%
APR5.77%
Points1.000
UpdatedMar 28, 2026
Details

No additional details available.

Sacramento Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
15-YEAR FIXED
5.62%
5.78%
View
▼
Rate5.62%
APR5.78%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

SAFE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
15-Year Fixed
5.75%
5.80%
View
▼
Rate5.75%
APR5.80%
Points0.500
UpdatedMar 28, 2026
Details

No additional details available.

Strata Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
15 Year Fixed Rate
5.50%
5.81%
View
▼
Rate5.50%
APR5.81%
Points0.000
UpdatedMar 28, 2026
Details

As Low As

San Francisco Fire Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.90%
15 Year Fixed Rate Mortgage
5.75%
5.83%
View
▼
Rate5.75%
APR5.83%
Points0.000
UpdatedMar 24, 2026
Details

No additional details available.

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
15 Year Fixed-Rate Mortgages: Conforming
15 Year
5.75%
5.86%
View
▼
Rate5.75%
APR5.86%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

Carolinas Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.17%
15-Year Fixed
15
5.88%
5.88%
View
▼
Rate5.88%
APR5.88%
Points0.000
UpdatedMar 25, 2026
Details

As Low As

Coasthills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
15-Year Fixed
5.75%
5.89%
View
▼
Rate5.75%
APR5.89%
Points0.000
UpdatedApr 2, 2026
Details

No additional details available.

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
15 Year Fixed
15 Year
5.75%
5.90%
View
▼
Rate5.75%
APR5.90%
Points-0.250
UpdatedMar 25, 2026
Details

As Low As

Heritage Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
15 Year Fixed
15 Year
5.75%
5.90%
View
▼
Rate5.75%
APR5.90%
Points0.000
UpdatedMar 27, 2026
Details

No additional details available.

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
15-Year Fixed
5.88%
5.91%
View
▼
Rate5.88%
APR5.91%
Points0.000
UpdatedMar 25, 2026
Details

No additional details available.

SAFE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
15-Year Fixed
5.75%
5.92%
View
▼
Rate5.75%
APR5.92%
Points0.625
UpdatedMar 28, 2026
Details

No additional details available.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
15 Year Fixed
15
5.62%
5.92%
View
▼
Rate5.62%
APR5.92%
Points0.750
UpdatedMar 25, 2026
Details

As Low As

1st United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
High Balance Loans to $1,249,125 15 Year Fixed
5.88%
5.94%
View
▼
Rate5.88%
APR5.94%
Points0.000
UpdatedMar 24, 2026
Details

$832,751

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
15-Year Fixed
5.88%
5.95%
View
▼
Rate5.88%
APR5.95%
Points0.000
UpdatedMar 25, 2026
Details

No additional details available.

Direct Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
15-YEAR FIXED
5.88%
5.95%
View
▼
Rate5.88%
APR5.95%
Points0.000
UpdatedApr 4, 2026
Details

No additional details available.

SAFE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
15-Year Fixed
5.88%
5.96%
View
▼
Rate5.88%
APR5.96%
Points0.500
UpdatedMar 28, 2026
Details

No additional details available.

First Entertainment Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.72%
15 YEAR FIXED
15
5.88%
5.96%
View
▼
Rate5.88%
APR5.96%
Points0.000
UpdatedMar 26, 2026
Details

No additional details available.

Inova Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.24%
No Closing Cost - 15 Year Fixed Rate
5.75%
5.98%
View
▼
Rate5.75%
APR5.98%
Points0.000
UpdatedMar 27, 2026
Details

No additional details available.

SAFE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
15-Year Fixed
6.00%
5.99%
View
▼
Rate6.00%
APR5.99%
Points-0.250
UpdatedMar 28, 2026
Details

No additional details available.

Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
15-Year Fixed Rate
5.88%
5.99%
View
▼
Rate5.88%
APR5.99%
Points0.250
UpdatedMar 25, 2026
Details

Rates shown include 0.125% autopay and paperless discount.

Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
15-Year Fixed Rate
5.88%
6.00%
View
▼
Rate5.88%
APR6.00%
Points0.250
UpdatedMar 25, 2026
Details

No additional details available.

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
15-Year Fixed
15
5.88%
6.03%
View
▼
Rate5.88%
APR6.03%
Points0.000
UpdatedMar 25, 2026
Details

No additional details available.

San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.14%
Conforming 15 Year Fixed Rate
5.88%
6.03%
View
▼
Rate5.88%
APR6.03%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

California Coast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
15-year Fixed
15
5.88%
6.04%
View
▼
Rate5.88%
APR6.04%
Points0.250
UpdatedMar 25, 2026
Details

No additional details available.

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
15-Year Fixed
5.75%
6.05%
View
▼
Rate5.75%
APR6.05%
Points0.000
UpdatedApr 4, 2026
Details

As Low As; Primary Residence

SAFE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
15-Year Fixed
5.88%
6.06%
View
▼
Rate5.88%
APR6.06%
Points0.375
UpdatedMar 28, 2026
Details

No additional details available.

Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
15305 W Sunset Blvd, Pacific Palisades, CA, 90272
Jumbo adjustable-rate mortgage (ARM) loans 7/1 yr
7/1 yr
6.00%
6.42%
View
▼
Rate6.00%
APR6.42%
Points0.995
UpdatedMar 29, 2026
Details

No additional details available.

U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
15305 W Sunset Blvd, Pacific Palisades, CA, 90272
Jumbo adjustable-rate mortgage (ARM) loans 5/1 yr
5/1 yr
5.88%
6.42%
View
▼
Rate5.88%
APR6.42%
Points0.915
UpdatedMar 29, 2026
Details

No additional details available.

U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
15305 W Sunset Blvd, Pacific Palisades, CA, 90272
5/1 yr Jumbo adjustable-rate mortgage (ARM) loans
5/1 yr
6.00%
6.45%
View
▼
Rate6.00%
APR6.45%
Points0.665
UpdatedMar 29, 2026
Details

No additional details available.

U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
15305 W Sunset Blvd, Pacific Palisades, CA, 90272
7/1 yr Jumbo adjustable-rate mortgage (ARM) loans
7/1 yr
6.12%
6.46%
View
▼
Rate6.12%
APR6.46%
Points0.745
UpdatedMar 29, 2026
Details

No additional details available.

U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
15305 W Sunset Blvd, Pacific Palisades, CA, 90272
Jumbo adjustable-rate mortgage (ARM) loans 10/1 yr
10/1 yr
6.25%
6.51%
View
▼
Rate6.25%
APR6.51%
Points0.920
UpdatedMar 29, 2026
Details

No additional details available.

U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
15305 W Sunset Blvd, Pacific Palisades, CA, 90272
Conforming adjustable-rate mortgage (ARM) loans 10/6 mo
10/6 mo
6.38%
6.55%
View
▼
Rate6.38%
APR6.55%
Points0.975
UpdatedMar 29, 2026
Details

No additional details available.

U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
15305 W Sunset Blvd, Pacific Palisades, CA, 90272
10/1 yr Jumbo adjustable-rate mortgage (ARM) loans
10/1 yr
6.38%
6.57%
View
▼
Rate6.38%
APR6.57%
Points0.670
UpdatedMar 29, 2026
Details

No additional details available.

U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
15305 W Sunset Blvd, Pacific Palisades, CA, 90272
Conforming adjustable-rate mortgage (ARM) loans 7/6 mo
7/6 mo
6.50%
6.62%
View
▼
Rate6.50%
APR6.62%
Points0.978
UpdatedMar 29, 2026
Details

No additional details available.

U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
15305 W Sunset Blvd, Pacific Palisades, CA, 90272
7/6 mo Conforming adjustable-rate mortgage (ARM) loans
7/6 mo
6.75%
6.80%
View
▼
Rate6.75%
APR6.80%
Points1.458
UpdatedMar 29, 2026
Details

No additional details available.

U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
15305 W Sunset Blvd, Pacific Palisades, CA, 90272
10/6 mo Conforming adjustable-rate mortgage (ARM) loans
10/6 mo
6.75%
6.84%
View
▼
Rate6.75%
APR6.84%
Points1.268
UpdatedMar 29, 2026
Details

No additional details available.

Coast Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.13%
Quarterly Adjustable
4.00%
4.11%
View
▼
Rate4.00%
APR4.11%
Points0.000
UpdatedMar 25, 2026
Details

As Low As; No points. Up to 30 years financing.

SAG AFTRA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
5/1 ARM
5.58%
4.39%
View
▼
Rate5.58%
APR4.39%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

SAG AFTRA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.06%
5/1 ARM
5.38%
4.40%
View
▼
Rate5.38%
APR4.40%
Points1.000
UpdatedMar 28, 2026
Details

No additional details available.

Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
3/1 ARM
4.50%
4.61%
View
▼
Rate4.50%
APR4.61%
Points0.000
UpdatedMar 24, 2026
Details

No additional details available.

Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
5/1 ARM
4.75%
4.86%
View
▼
Rate4.75%
APR4.86%
Points0.000
UpdatedMar 24, 2026
Details

No additional details available.

Gain Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.09%
5/6 ARM - Conforming
5.00%
5.08%
View
▼
Rate5.00%
APR5.08%
Points1.000
UpdatedMar 26, 2026
Details

As Low As

Silverado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
1st Deed Jumbo 3/3/30 Year - 1 Yr. TCM
360
5.25%
5.25%
View
▼
Rate5.25%
APR5.25%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

Skyone Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.07%
Adjustable-Rate Mortgage ARMs (Jumbo) 5/1
5.25%
5.35%
View
▼
Rate5.25%
APR5.35%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

Skyone Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.07%
Adjustable-Rate Mortgage ARMs (Conforming) 5/5
5/5
5.25%
5.38%
View
▼
Rate5.25%
APR5.38%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

Skyone Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.07%
Adjustable-Rate Mortgage ARMs (Conforming) 7/1
7/1
5.25%
5.38%
View
▼
Rate5.25%
APR5.38%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
Jumbo Adjustable Rate Mortgage (ARM) Rate 5/1 ARM
5.38%
5.40%
View
▼
Rate5.38%
APR5.40%
Points0.000
UpdatedMar 25, 2026
Details

No additional details available.

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
5/1 ARM
5.38%
5.42%
View
▼
Rate5.38%
APR5.42%
Points0.000
UpdatedMar 25, 2026
Details

No additional details available.

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
7/6 ARM Jumbo
5.38%
5.48%
View
▼
Rate5.38%
APR5.48%
Points1.000
UpdatedMar 24, 2026
Details

As Low As

UMe Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.84%
5/1 ARM
5.38%
5.49%
View
▼
Rate5.38%
APR5.49%
Points0.000
UpdatedMar 29, 2026
Details

As Low As

Silverado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
1st Deed Jumbo 5/5/30 Year - 1 Yr. TCM
360
5.50%
5.50%
View
▼
Rate5.50%
APR5.50%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
Jumbo Adjustable Rate Mortgage (ARM) Rate 5/5 ARM
5.50%
5.52%
View
▼
Rate5.50%
APR5.52%
Points0.000
UpdatedMar 25, 2026
Details

No additional details available.

1st United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
7/1 ARM
5.50%
5.54%
View
▼
Rate5.50%
APR5.54%
Points0.000
UpdatedMar 24, 2026
Details

No additional details available.

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
5/5 ARM
5.50%
5.54%
View
▼
Rate5.50%
APR5.54%
Points0.000
UpdatedMar 25, 2026
Details

No additional details available.

Christian Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Conforming Home Loans 5/6 ARM (30 Year)
5.50%
5.57%
View
▼
Rate5.50%
APR5.57%
Points0.000
UpdatedMar 28, 2026
Details

As Low As

Christian Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
Home Loans - Conforming 5/6 ARM (30 Year)
5.50%
5.57%
View
▼
Rate5.50%
APR5.57%
Points0.000
UpdatedMar 28, 2026
Details

As Low As

Mission Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.89%
3/1 ARM
5.50%
5.58%
View
▼
Rate5.50%
APR5.58%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

Skyone Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.07%
Adjustable-Rate Mortgage ARMs (Jumbo) 5/5
5.50%
5.61%
View
▼
Rate5.50%
APR5.61%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

Skyone Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.07%
Adjustable-Rate Mortgage ARMs (Jumbo) 7/1
5.50%
5.61%
View
▼
Rate5.50%
APR5.61%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

Actors Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.91%
7/1 ARM
5.50%
5.62%
View
▼
Rate5.50%
APR5.62%
Points0.000
UpdatedMar 24, 2026
Details

No additional details available.

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
Jumbo Adjustable Rate Mortgage (ARM) Rate 7/1 ARM
5.62%
5.65%
View
▼
Rate5.62%
APR5.65%
Points0.000
UpdatedMar 25, 2026
Details

No additional details available.

1st United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
High Balance Loans to $1,249,125 7/1 ARM
5.62%
5.66%
View
▼
Rate5.62%
APR5.66%
Points0.000
UpdatedMar 24, 2026
Details

$832,751

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
7/1 ARM
5.62%
5.67%
View
▼
Rate5.62%
APR5.67%
Points0.000
UpdatedMar 25, 2026
Details

No additional details available.

Cabrillo Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
Jumbo 5/6 ARM
5.50%
5.75%
View
▼
Rate5.50%
APR5.75%
Points0.000
UpdatedMar 25, 2026
Details

No additional details available.

The Golden 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.42%
10-Year SOFR ARM Jumbo Purchase
5.75%
5.77%
View
▼
Rate5.75%
APR5.77%
Points0.125
UpdatedMar 26, 2026
Details

No additional details available.

Southland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.82%
5/6 Mo ARM
60
5.38%
5.77%
View
▼
Rate5.38%
APR5.77%
Points0.000
UpdatedMar 28, 2026
Details

Months; 5.375% / 6.750% Rate

Southland Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.82%
7/6 Mo ARM
84
5.62%
5.84%
View
▼
Rate5.62%
APR5.84%
Points0.000
UpdatedMar 28, 2026
Details

Months; 5.625% / 6.750% Rate

Silverado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
1st Deed Jumbo 7/2/30 Year - 1 Yr. TCM
360
5.88%
5.88%
View
▼
Rate5.88%
APR5.88%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

Foothill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
5/1 ARM
5/1
5.12%
5.88%
View
▼
Rate5.12%
APR5.88%
Points0.000
UpdatedMar 26, 2026
Details

No additional details available.

Foothill Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.23%
7/1 ARM
7/1
5.38%
5.88%
View
▼
Rate5.38%
APR5.88%
Points0.000
UpdatedMar 26, 2026
Details

No additional details available.

Strata Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
15/15 ARM 30 Years
5.38%
5.91%
View
▼
Rate5.38%
APR5.91%
Points0.000
UpdatedMar 28, 2026
Details

As Low As

The Golden 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.42%
7-Year SOFR ARM Jumbo Purchase
5.62%
5.93%
View
▼
Rate5.62%
APR5.93%
Points0.000
UpdatedMar 26, 2026
Details

No additional details available.

Patelco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
7/1 30-Year Adjustable Jumbo
5.75%
5.93%
View
▼
Rate5.75%
APR5.93%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

Patelco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
5/5 30-Year Adjustable Jumbo
5.88%
5.94%
View
▼
Rate5.88%
APR5.94%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

SAFE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
5/5 ARM Jumbo
5.50%
5.96%
View
▼
Rate5.50%
APR5.96%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

SAFE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
5/6 ARM Jumbo
5.50%
5.96%
View
▼
Rate5.50%
APR5.96%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
15305 W Sunset Blvd, Pacific Palisades, CA, 90272
Jumbo loans 15-year
15-year
6.38%
6.64%
View
▼
Rate6.38%
APR6.64%
Points0.795
UpdatedMar 29, 2026
Details

No additional details available.

U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
15305 W Sunset Blvd, Pacific Palisades, CA, 90272
15-year Jumbo loans
15-year
6.38%
6.66%
View
▼
Rate6.38%
APR6.66%
Points0.920
UpdatedMar 29, 2026
Details

No additional details available.

U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
15305 W Sunset Blvd, Pacific Palisades, CA, 90272
Jumbo loans 20-year
20-year
6.50%
6.72%
View
▼
Rate6.50%
APR6.72%
Points0.890
UpdatedMar 29, 2026
Details

No additional details available.

U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
15305 W Sunset Blvd, Pacific Palisades, CA, 90272
Jumbo loans 30-year
30-year
6.62%
6.79%
View
▼
Rate6.62%
APR6.79%
Points0.840
UpdatedMar 29, 2026
Details

No additional details available.

U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
15305 W Sunset Blvd, Pacific Palisades, CA, 90272
30-year Jumbo loans
30-year
6.62%
6.80%
View
▼
Rate6.62%
APR6.80%
Points0.965
UpdatedMar 29, 2026
Details

No additional details available.

U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
15305 W Sunset Blvd, Pacific Palisades, CA, 90272
20-year Jumbo loans
20-year
6.62%
6.82%
View
▼
Rate6.62%
APR6.82%
Points0.640
UpdatedMar 29, 2026
Details

No additional details available.

1st Northern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
20 Year Jumbo
5.25%
5.37%
View
▼
Rate5.25%
APR5.37%
Points0.750
UpdatedMar 24, 2026
Details

As Low As

Skyone Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.07%
Fixed-Rate Mortgage (Jumbo)
15-Year
5.25%
5.43%
View
▼
Rate5.25%
APR5.43%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

1st Northern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
15 Year Jumbo
5.38%
5.53%
View
▼
Rate5.38%
APR5.53%
Points0.750
UpdatedMar 24, 2026
Details

As Low As

Skyone Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.07%
Fixed-Rate Mortgage (Jumbo)
20-Year
5.50%
5.64%
View
▼
Rate5.50%
APR5.64%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

1st Northern California Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
30 Year Jumbo
5.62%
5.71%
View
▼
Rate5.62%
APR5.71%
Points0.750
UpdatedMar 24, 2026
Details

As Low As

Pacific Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.60%
Jumbo
5.62%
5.74%
View
▼
Rate5.62%
APR5.74%
Points1.000
UpdatedMar 28, 2026
Details

No additional details available.

Skyone Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.07%
Fixed-Rate Mortgage (Jumbo)
30-Year
5.75%
5.86%
View
▼
Rate5.75%
APR5.86%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

Altura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
15 Year - Jumbo Fixed
5.62%
5.92%
View
▼
Rate5.62%
APR5.92%
Points0.000
UpdatedMar 25, 2026
Details

No additional details available.

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
30-Year Jumbo
5.88%
5.99%
View
▼
Rate5.88%
APR5.99%
Points1.000
UpdatedMar 24, 2026
Details

As Low As

ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
First Mortgage - Jumbo Fixed Rate - 15 Years
15
5.88%
6.00%
View
▼
Rate5.88%
APR6.00%
Points0.625
UpdatedMar 27, 2026
Details

No additional details available.

California Coast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
15-year Jumbo Fixed-Rate Mortgages
5.88%
6.00%
View
▼
Rate5.88%
APR6.00%
Points0.250
UpdatedMar 25, 2026
Details

No additional details available.

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
Jumbo Loan
5.88%
6.01%
View
▼
Rate5.88%
APR6.01%
Points1.125
UpdatedMar 28, 2026
Details

As Low As; Rates as low as 5.875% (6.007% APR)

Frontwave Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
30 Year Fixed Jumbo
6.00%
6.01%
View
▼
Rate6.00%
APR6.01%
Points0.000
UpdatedMar 26, 2026
Details

As Low As; Loan amounts up to $3,000,000; Purchase, refinance, cash-out options

Pacific Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.60%
Jumbo
6.00%
6.02%
View
▼
Rate6.00%
APR6.02%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

Citizens Equity First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
15 Year - Fixed Rate Jumbo Mortgages
5.88%
6.04%
View
▼
Rate5.88%
APR6.04%
Points0.000
UpdatedMar 25, 2026
Details

No additional details available.

Citizens Equity First Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
Jumbo Mortgages 15 Year - Fixed Rate
5.88%
6.04%
View
▼
Rate5.88%
APR6.04%
Points0.000
UpdatedMar 25, 2026
Details

No additional details available.

ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
First Mortgage - Jumbo Fixed Rate - 20 Years
20
6.00%
6.10%
View
▼
Rate6.00%
APR6.10%
Points0.625
UpdatedMar 27, 2026
Details

No additional details available.

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
15 Year Fixed-Rate Mortgages: Jumbo
15
5.88%
6.13%
View
▼
Rate5.88%
APR6.13%
Points1.000
UpdatedMar 28, 2026
Details

No additional details available.

The Golden 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.42%
15-Year Fixed Jumbo Purchase
6.12%
6.14%
View
▼
Rate6.12%
APR6.14%
Points0.125
UpdatedMar 26, 2026
Details

No additional details available.

ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
First Mortgage - Jumbo Fixed Rate - 15 Years
15
6.12%
6.15%
View
▼
Rate6.12%
APR6.15%
Points0.000
UpdatedMar 27, 2026
Details

No additional details available.

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Jumbo 15-Year
15-Year
6.00%
6.19%
View
▼
Rate6.00%
APR6.19%
Points0.000
UpdatedMar 29, 2026
Details

No additional details available.

ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
First Mortgage - Jumbo Fixed Rate - 30 Years
30
6.12%
6.20%
View
▼
Rate6.12%
APR6.20%
Points0.625
UpdatedMar 27, 2026
Details

No additional details available.

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
15-Year Jumbo Fixed
15
6.12%
6.21%
View
▼
Rate6.12%
APR6.21%
Points0.000
UpdatedMar 25, 2026
Details

No additional details available.

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
15 Year Fixed-Rate Mortgages: Jumbo
15
6.12%
6.23%
View
▼
Rate6.12%
APR6.23%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
15 Year Fixed-Rate Mortgages: Jumbo
15
6.00%
6.24%
View
▼
Rate6.00%
APR6.24%
Points1.000
UpdatedMar 28, 2026
Details

Loan Amounts: See Below2

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
Fixed-Rate Mortgages: Jumbo 15 Year
15
6.00%
6.24%
View
▼
Rate6.00%
APR6.24%
Points1.000
UpdatedMar 28, 2026
Details

Loan Amounts: See Below2

Pacific Service Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.60%
Jumbo
5.75%
6.24%
View
▼
Rate5.75%
APR6.24%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
First Mortgage - Jumbo Fixed Rate - 20 Years
20
6.25%
6.27%
View
▼
Rate6.25%
APR6.27%
Points0.000
UpdatedMar 27, 2026
Details

No additional details available.

First Entertainment Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.72%
30 YEAR FIXED JUMBO
30
6.25%
6.29%
View
▼
Rate6.25%
APR6.29%
Points0.000
UpdatedMar 26, 2026
Details

No additional details available.

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
15 Year Fixed-Rate Mortgages: Jumbo
15
6.25%
6.33%
View
▼
Rate6.25%
APR6.33%
Points0.000
UpdatedMar 28, 2026
Details

Loan Amounts: See Below2

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
Fixed-Rate Mortgages: Jumbo 15 Year
15
6.25%
6.33%
View
▼
Rate6.25%
APR6.33%
Points0.000
UpdatedMar 28, 2026
Details

Loan Amounts: See Below2

The Golden 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.42%
15-Year Fixed Jumbo Refinance
6.38%
6.38%
View
▼
Rate6.38%
APR6.38%
Points-0.125
UpdatedMar 26, 2026
Details

No additional details available.

The Golden 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.42%
30-Year Fixed Jumbo Refinance
6.38%
6.38%
View
▼
Rate6.38%
APR6.38%
Points-0.125
UpdatedMar 26, 2026
Details

No additional details available.

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Jumbo 30 Year Fixed
30
6.25%
6.39%
View
▼
Rate6.25%
APR6.39%
Points1.000
UpdatedMar 25, 2026
Details

As Low As

ILWU Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
First Mortgage - Jumbo Fixed Rate - 30 Years
30
6.38%
6.39%
View
▼
Rate6.38%
APR6.39%
Points0.000
UpdatedMar 27, 2026
Details

No additional details available.

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
30-Year Jumbo Fixed
30
6.38%
6.42%
View
▼
Rate6.38%
APR6.42%
Points0.000
UpdatedMar 25, 2026
Details

No additional details available.

Providence Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
30-Year Fixed Jumbo Mortgage
30-Year Fixed
6.25%
6.43%
View
▼
Rate6.25%
APR6.43%
Points0.000
UpdatedMar 28, 2026
Details

Rates include a 1% loan fee, are based on purchase of primary residence, and are subject to change without notice. Contact credit union for more details.

California Coast Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.57%
20-year Jumbo Fixed-Rate Mortgages
6.38%
6.48%
View
▼
Rate6.38%
APR6.48%
Points0.250
UpdatedMar 25, 2026
Details

No additional details available.

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
15 Year Fixed-Rate Mortgages: Jumbo
15
6.38%
6.48%
View
▼
Rate6.38%
APR6.48%
Points-1.000
UpdatedMar 28, 2026
Details

No additional details available.

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
30 Year Fixed-Rate Mortgages: Jumbo
30
6.38%
6.52%
View
▼
Rate6.38%
APR6.52%
Points1.000
UpdatedMar 28, 2026
Details

Loan Amounts: See Below2

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
Fixed-Rate Mortgages: Jumbo 30 Year
30
6.38%
6.52%
View
▼
Rate6.38%
APR6.52%
Points1.000
UpdatedMar 28, 2026
Details

Loan Amounts: See Below2

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
30 Year Fixed-Rate Mortgages: Jumbo
30
6.38%
6.54%
View
▼
Rate6.38%
APR6.54%
Points1.000
UpdatedMar 28, 2026
Details

No additional details available.

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
15 Year Fixed-Rate Mortgages: Jumbo
15
6.50%
6.58%
View
▼
Rate6.50%
APR6.58%
Points-1.000
UpdatedMar 28, 2026
Details

Loan Amounts: See Below2

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
Fixed-Rate Mortgages: Jumbo 15 Year
15
6.50%
6.58%
View
▼
Rate6.50%
APR6.58%
Points-1.000
UpdatedMar 28, 2026
Details

Loan Amounts: See Below2

Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
15305 W Sunset Blvd, Pacific Palisades, CA, 90272
Federal Housing Administration (FHA) loans 30-year
30-year
6.12%
7.00%
View
▼
Rate6.12%
APR7.00%
Points0.716
UpdatedMar 29, 2026
Details

No additional details available.

U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
15305 W Sunset Blvd, Pacific Palisades, CA, 90272
30-year Federal Housing Administration (FHA) loans
30-year
6.12%
7.01%
View
▼
Rate6.12%
APR7.01%
Points0.841
UpdatedMar 29, 2026
Details

No additional details available.

The Golden 1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.42%
30-Year Fixed FHA Purchase
5.38%
6.06%
View
▼
Rate5.38%
APR6.06%
Points0.000
UpdatedMar 26, 2026
Details

No additional details available.

Inova Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.24%
FHA - 15 Year Fixed Rate
5.62%
6.38%
View
▼
Rate5.62%
APR6.38%
Points0.000
UpdatedMar 27, 2026
Details

No additional details available.

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
FHA - Fixed-Rate Mortgages 15 Year
15
5.50%
6.39%
View
▼
Rate5.50%
APR6.39%
Points1.000
UpdatedMar 28, 2026
Details

No additional details available.

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
Fixed-Rate Mortgages: FHA 15 Year
15 Year
5.50%
6.39%
View
▼
Rate5.50%
APR6.39%
Points1.000
UpdatedMar 28, 2026
Details

No additional details available.

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
FHA Fixed-Rate Mortgages 15 Year
5.50%
6.42%
View
▼
Rate5.50%
APR6.42%
Points1.000
UpdatedMar 28, 2026
Details

No additional details available.

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
Fixed-Rate Mortgages: FHA 15 Year
15 Year
5.50%
6.42%
View
▼
Rate5.50%
APR6.42%
Points1.000
UpdatedMar 28, 2026
Details

No additional details available.

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
30-Year FHA
5.62%
6.46%
View
▼
Rate5.62%
APR6.46%
Points1.000
UpdatedMar 24, 2026
Details

As Low As

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
FHA - Fixed-Rate Mortgages 15 Year
15
5.75%
6.48%
View
▼
Rate5.75%
APR6.48%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
Fixed-Rate Mortgages: FHA 15 Year
15 Year
5.75%
6.48%
View
▼
Rate5.75%
APR6.48%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
FHA Loan
5.62%
6.51%
View
▼
Rate5.62%
APR6.51%
Points0.000
UpdatedMar 28, 2026
Details

As Low As; Rates as low as 5.625% (6.508% APR)

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
FHA Fixed-Rate Mortgages 15 Year
5.75%
6.51%
View
▼
Rate5.75%
APR6.51%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
Fixed-Rate Mortgages: FHA 15 Year
15 Year
5.75%
6.51%
View
▼
Rate5.75%
APR6.51%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

Zions Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
30-Year Fixed FHA Loan
30
5.75%
6.55%
View
▼
Rate5.75%
APR6.55%
Points0.000
UpdatedMar 22, 2026
Details

Advertised APR assumes excellent credit. Your APR may be higher.

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
FHA 30 Year
5.75%
6.60%
View
▼
Rate5.75%
APR6.60%
Points0.500
UpdatedMar 25, 2026
Details

As Low As

Inova Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.24%
No Closing Cost - FHA 15 Year Fixed Rate
5.88%
6.63%
View
▼
Rate5.88%
APR6.63%
Points0.000
UpdatedMar 27, 2026
Details

No additional details available.

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
FHA - Fixed-Rate Mortgages 15 Year
15
6.00%
6.74%
View
▼
Rate6.00%
APR6.74%
Points-1.000
UpdatedMar 28, 2026
Details

No additional details available.

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
Fixed-Rate Mortgages: FHA 15 Year
15 Year
6.00%
6.74%
View
▼
Rate6.00%
APR6.74%
Points-1.000
UpdatedMar 28, 2026
Details

No additional details available.

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
FHA Fixed-Rate Mortgages 15 Year
6.00%
6.77%
View
▼
Rate6.00%
APR6.77%
Points-1.000
UpdatedMar 28, 2026
Details

No additional details available.

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
Fixed-Rate Mortgages: FHA 15 Year
15 Year
6.00%
6.77%
View
▼
Rate6.00%
APR6.77%
Points-1.000
UpdatedMar 28, 2026
Details

No additional details available.

Inova Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.24%
FHA - 30 Year Fixed Rate
6.25%
6.78%
View
▼
Rate6.25%
APR6.78%
Points0.000
UpdatedMar 27, 2026
Details

No additional details available.

Inova Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.24%
No Closing Cost - FHA 30 Year Fixed Rate
6.50%
7.04%
View
▼
Rate6.50%
APR7.04%
Points0.000
UpdatedMar 27, 2026
Details

No additional details available.

Altura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
15 Year - FHA Fixed
6.75%
7.04%
View
▼
Rate6.75%
APR7.04%
Points0.000
UpdatedMar 25, 2026
Details

No additional details available.

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
FHA - Fixed-Rate Mortgages 30 Year
30
6.25%
7.11%
View
▼
Rate6.25%
APR7.11%
Points1.000
UpdatedMar 28, 2026
Details

No additional details available.

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
Fixed-Rate Mortgages: FHA 30 Year
30 Year
6.25%
7.11%
View
▼
Rate6.25%
APR7.11%
Points1.000
UpdatedMar 28, 2026
Details

No additional details available.

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
FHA Fixed-Rate Mortgages 30 Year
6.25%
7.13%
View
▼
Rate6.25%
APR7.13%
Points1.000
UpdatedMar 28, 2026
Details

No additional details available.

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
Fixed-Rate Mortgages: FHA 30 Year
30 Year
6.25%
7.13%
View
▼
Rate6.25%
APR7.13%
Points1.000
UpdatedMar 28, 2026
Details

No additional details available.

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
FHA - Fixed-Rate Mortgages 30 Year
30
6.50%
7.26%
View
▼
Rate6.50%
APR7.26%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
Fixed-Rate Mortgages: FHA 30 Year
30 Year
6.50%
7.26%
View
▼
Rate6.50%
APR7.26%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
FHA Fixed-Rate Mortgages 30 Year
6.50%
7.28%
View
▼
Rate6.50%
APR7.28%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
Fixed-Rate Mortgages: FHA 30 Year
30 Year
6.50%
7.28%
View
▼
Rate6.50%
APR7.28%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

Altura Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
30 Year - FHA Fixed
7.00%
7.29%
View
▼
Rate7.00%
APR7.29%
Points0.000
UpdatedMar 25, 2026
Details

No additional details available.

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
Utah Housing FHA
6.50%
7.33%
View
▼
Rate6.50%
APR7.33%
Points0.000
UpdatedMar 25, 2026
Details

As Low As

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
FHA - Fixed-Rate Mortgages 30 Year
30
6.75%
7.51%
View
▼
Rate6.75%
APR7.51%
Points-1.000
UpdatedMar 28, 2026
Details

No additional details available.

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
Fixed-Rate Mortgages: FHA 30 Year
30 Year
6.75%
7.51%
View
▼
Rate6.75%
APR7.51%
Points-1.000
UpdatedMar 28, 2026
Details

No additional details available.

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
FHA Fixed-Rate Mortgages 30 Year
6.75%
7.53%
View
▼
Rate6.75%
APR7.53%
Points-1.000
UpdatedMar 28, 2026
Details

No additional details available.

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.68%
Fixed-Rate Mortgages: FHA 30 Year
30 Year
6.75%
7.53%
View
▼
Rate6.75%
APR7.53%
Points-1.000
UpdatedMar 28, 2026
Details

No additional details available.

Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
15305 W Sunset Blvd, Pacific Palisades, CA, 90272
Veterans Affairs (VA) loans 30-year
30-year
6.12%
6.51%
View
▼
Rate6.12%
APR6.51%
Points0.966
UpdatedMar 29, 2026
Details

No additional details available.

U.S. Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.46%
15305 W Sunset Blvd, Pacific Palisades, CA, 90272
30-year Veterans Affairs (VA) loans
30-year
6.25%
6.62%
View
▼
Rate6.25%
APR6.62%
Points0.849
UpdatedMar 29, 2026
Details

No additional details available.

Ventura County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
15 Year Fixed VA
5.75%
5.86%
View
▼
Rate5.75%
APR5.86%
Points0.500
UpdatedMar 29, 2026
Details

As Low As

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.64%
VA Loan
5.62%
5.91%
View
▼
Rate5.62%
APR5.91%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

Sierra Central Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
VA 15 Year
5.88%
6.04%
View
▼
Rate5.88%
APR6.04%
Points0.000
UpdatedMar 28, 2026
Details

No additional details available.

Coasthills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
VA First Lien Mortgage Loans 30-Year Fixed
6.00%
6.07%
View
▼
Rate6.00%
APR6.07%
Points0.000
UpdatedApr 2, 2026
Details

No additional details available.

Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.70%
30-Year VA
5.75%
6.18%
View
▼
Rate5.75%
APR6.18%
Points1.250
UpdatedMar 24, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
VA 30 Year
5.88%
6.33%
View
▼
Rate5.88%
APR6.33%
Points0.125
UpdatedMar 25, 2026
Details

As Low As

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
VA Loans
6.12%
6.43%
View
▼
Rate6.12%
APR6.43%
Points0.000
UpdatedApr 4, 2026
Details

30-Year Rates As Low As; Primary Residence

Frontwave Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.45%
VA 30 Year Fixed
6.25%
6.48%
View
▼
Rate6.25%
APR6.48%
Points0.000
UpdatedMar 26, 2026
Details

As Low As; 100% financing available; Purchase, refinance and cash-out options available

Ventura County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
30 Year Fixed Conforming VA
6.49%
6.50%
View
▼
Rate6.49%
APR6.50%
Points0.500
UpdatedMar 29, 2026
Details

As Low As

America First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
Lot Loan- 10 Year Variable
6.49%
7.01%
View
▼
Rate6.49%
APR7.01%
Points0.000
UpdatedMar 25, 2026
Details

As Low As

The mortgage rates displayed are verified and sourced directly from the official websites of the listed financial institutions. Your final approved rate will depend on your specific credit history, credit score, loan amount, and down payment.

Banks and Credit Unions: If you need to update your rate data or request removal from MonitorBankRates.com, please contact us here.

Mortgage Calculators

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Pacific Palisades, CA Mortgage Rate Trends

Compare local Pacific Palisades, CA mortgage rate quotes against the statewide average

Daily mortgage rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full California Mortgage Trends →
30-Year Fixed — CA Avg
6.738%
▼ 0.018 vs 7 days ago

California 30-year fixed rates fell 0.018 points over the past 7 days to 6.738%.

15-Year Fixed — CA Avg
6.064%
▼ 0.163 vs 7 days ago

California 15-year fixed rates fell 0.163 points over the past 7 days to 6.064%.

As of Apr 5, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Mortgage Rate Data: We aggregate mortgage and refinance rates for Pacific Palisades, California directly from the official websites of local lenders, credit unions, and national mortgage originators using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every rate displayed is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available home loan products in Pacific Palisades, California. We feature a comprehensive mix of licensed NMLS financial institutions — from neighborhood credit unions and competitive regional banks to large national originators available to borrowers in CA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update mortgage rates daily. Because rates and APRs can fluctuate rapidly based on bond markets and economic conditions, every loan product features its own “last updated” date for full transparency.

Proprietary Lender Health & Safety Grades: Beyond tracking rates, MonitorBankRates evaluates the financial stability of every listed institution. Our Health Grades (A+ to F) and Star Ratings are composite metrics calculated using objective regulatory data — including the Texas Ratio — ensuring you compare rates from secure, reliable lenders.

Frequently Asked Questions about Mortgage Rates in Pacific Palisades, California

How does my credit score affect my rate in California?

Your credit score is a major factor. Generally, borrowers in Pacific Palisades, California with higher credit scores (760+) receive the lowest interest rates.

What is a 30-Year Fixed Mortgage?

A 30-year fixed-rate mortgage is a home loan where the interest rate remains the same for the entire 30-year term. It is the most popular type of mortgage in California because it offers lower monthly payments compared to shorter-term loans.

What are closing costs in California?

Closing costs are fees paid at the end of a real estate transaction, typically ranging from 2% to 5% of the loan amount. In California, these may include appraisal fees, title insurance, and recording fees.

Should I lock my mortgage rate?

If you are satisfied with the current rate and worried rates might rise before closing on your home in Pacific Palisades, California, locking your rate is a good idea. It guarantees your rate for a specific period.

What is an Adjustable-Rate Mortgage (ARM)?

An ARM has an interest rate that can change over time. It usually starts with a lower fixed rate for a period (e.g., 5 years) before adjusting annually based on market indices.

What is a Jumbo Loan in Pacific Palisades, California?

A Jumbo Loan exceeds the conforming loan limits set by the FHFA. In high-cost areas of California, these limits are higher. These loans typically require stronger credit and larger down payments.

Do I need 20% down to buy a house in California?

No. While 20% avoids Private Mortgage Insurance (PMI), many lenders in Pacific Palisades, California offer loans with as little as 3% or 3.5% down (FHA). VA loans may require no down payment.

What is the difference between Interest Rate and APR?

The interest rate is the cost of borrowing the principal. The APR (Annual Percentage Rate) includes the interest rate plus other costs like points and fees, giving a truer cost of the loan.

How do I find the best lender in Pacific Palisades, California?

Compare rates from multiple sources including local banks, credit unions, and online lenders using the tables on this page to find the best offer for your situation.

What are the best Mortgage rates in Pacific Palisades, California?

  • U.S. Bank: 6.62% (30-year fixed refinance)
  • Ontario-Montclair School Employees Federal Credit Union: 4.99% (30 Year Fixed Rate Mortgage)
  • TULARE COUNTY: 5.12% (30-Year Fixed)
  • Carolinas Telco Federal Credit Union: 5.75% (30-Year Fixed)
  • Safe 1 Credit Union: 5.75% (30-Year Fixed Rate)
Mortgage Rates reflect actual verified offers from lenders actively lending to California borrowers. Your final approved rate will depend on your credit profile, loan-to-value ratio, and daily market movements. Last Updated and Verified: April 4, 2026

Pacific Palisades, California Rates & Resources

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