Mortgage Lenders and Brokers in Williams Bay, Wisconsin
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Williams Bay, Wisconsin mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA700 5th Ave, Antigo, WI 54409A+5.0 ★Texas Ratio: 3.68%, First National Bank and TrustFirst National Bank and Trust121 N Walworth Ave, Williams Bay, WI 53191, US Bank, N.A.US Bank, N.A.2445 W Northland Ave, Appleton, WI 54914A+5.0 ★Texas Ratio: 2.85%, Huntington National BankHuntington National Bank12850 W Bluemound Rd, Elm Grove, WI 53122A+5.0 ★Texas Ratio: 3.66%, Educators Credit UnionEducators Credit Union1154 Cranston Rd, Beloit, WI 53511A+5.0 ★Texas Ratio: 4.30%, Bank CmgBank Cmg102 W Main St, Albany, WI 53502A+5.0 ★Texas Ratio: 2.02%, Citizens BankCitizens BankW236s7050 Big Bend Dr, Big Bend, WI 53103A+5.0 ★Texas Ratio: 1.51%, Associated Bank NAAssociated Bank NA724 5th Ave, Antigo, WI 54409A+5.0 ★Texas Ratio: 3.45%, BMO Harris Bank NABMO Harris Bank NA121 N Main St, Adams, WI 53910A+5.0 ★Texas Ratio: 3.54%, and Old National BankOld National Bank102 Keller Ave S, Amery, WI 54001A+5.0 ★Texas Ratio: 4.98%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Williams Bay, Wisconsin in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Williams Bay are listed first, then lenders elsewhere in Wisconsin, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Williams Bay, Wisconsin
Market share is the lender's share of all home loans closed in Williams Bay, Wisconsin. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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700 5th Ave, Antigo, WI 54409 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 8 | 6.3% | 90% | $1,018,750 | View |
First National Bank and Trust
121 N Walworth Ave, Williams Bay, WI 53191 |
Conventional, Jumbo | 8 | 6.3% | 88.9% | $391,250 | |
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2445 W Northland Ave, Appleton, WI 54914 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 3 +3 HELOCs |
2.4% | 75% | $498,333 | View |
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12850 W Bluemound Rd, Elm Grove, WI 53122 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 2 +2 HELOCs |
1.6% | 100% | $320,000 | View |
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1154 Cranston Rd, Beloit, WI 53511 A+5.0 ★Texas Ratio: 4.30% |
Conventional, HELOC | 2 +1 HELOCs |
1.6% | 100% | $255,000 | View |
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102 W Main St, Albany, WI 53502 A+5.0 ★Texas Ratio: 2.02% |
Conventional | 2 | 1.6% | 100% | $650,000 | View |
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W236s7050 Big Bend Dr, Big Bend, WI 53103 A+5.0 ★Texas Ratio: 1.51% |
Conventional | 2 | 1.6% | 100% | $395,000 | View |
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724 5th Ave, Antigo, WI 54409 A+5.0 ★Texas Ratio: 3.45% |
Conventional, Jumbo | 2 | 1.6% | 50% | $935,000 | View |
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121 N Main St, Adams, WI 53910 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 1 +6 HELOCs |
0.8% | 100% | $735,000 | View |
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102 Keller Ave S, Amery, WI 54001 A+5.0 ★Texas Ratio: 4.98% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.8% | 50% | $895,000 | View |
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100 E 1st St, Gillett, WI 54124 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.8% | 50% | $135,000 | View |
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3321 N Ballard Rd, Appleton, WI 54911 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.8% | 50% | $305,000 | View |
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235 Freeman St, Genoa City, WI 53128 A+5.0 ★Texas Ratio: 1.38% |
Conventional, Jumbo | 1 | 0.8% | 100% | $945,000 | View |
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526 E Wisconsin Ave, Milwaukee, WI 53202 A4.7 ★Texas Ratio: 0.83% |
Conventional, Jumbo | 1 | 0.8% | 100% | $1,105,000 | View |
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222 W College Ave, Appleton, WI 54911 A+5.0 ★Texas Ratio: 1.47% |
Conventional | 1 | 0.8% | 100% | $805,000 | View |
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3913 W Prospect Ave, Appleton, WI 54914 A5.0 ★Texas Ratio: 8.08% |
Conventional, Jumbo | 1 | 0.8% | 100% | $815,000 | View |
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871 Commerce Ave, Baraboo, WI 53913 A+5.0 ★Texas Ratio: 4.84% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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106 E Main St, Beaver Dam, WI 53916 1837 A+5.0 ★Texas Ratio: 3.05% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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★ 1.7 stars, 3 reviews 12805 W Bluemound Rd, Brookfield, WI 53005 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Uw Credit Union
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Conventional, HELOC | 3 +1 HELOCs |
2.4% | 100% | $298,333 | |
Fairway Independent Mort Corp
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Conventional, VA | 3 | 2.4% | 75% | $361,666 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.8% | 100% | $1,055,000 | View |
Blackhawk Community Credit Uni
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Rocket Mortgage
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Conventional, FHA, VA | 12 | 9.4% | 80% | $308,333 | |
Guaranteed Rate, Inc.
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Conventional, Jumbo | 5 | 3.9% | 100% | $465,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 5 | 3.9% | 100% | $413,000 | View |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 4 | 3.1% | 100% | $2,782,500 | View |
United Wholesale Mortgage
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Conventional, FHA, HELOC | 3 +1 HELOCs |
2.4% | 75% | $348,333 | |
Guild Mortgage Company
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Conventional, FHA | 3 | 2.4% | 100% | $225,000 | |
American Pacific Mortgage Corporation
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Conventional | 3 | 2.4% | 100% | $345,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 3 | 2.4% | 100% | $1,345,000 | View |
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A5.0 ★Texas Ratio: 8.84% |
Conventional | 2 | 1.6% | 100% | $255,000 | View |
Union Home Mortgage Corp.
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Conventional | 2 | 1.6% | 100% | $335,000 | |
Mortgage Center LC
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Conventional | 2 | 1.6% | 100% | $240,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.6% | 100% | $65,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 2 | 1.6% | 100% | $1,040,000 | View |
New American Funding, LLC.
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Conventional, Jumbo | 2 | 1.6% | 100% | $765,000 | |
Carrington Mortgage Services LLC
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Conventional | 2 | 1.6% | 50% | $170,000 | |
Greenstate Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.8% | 100% | $545,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.8% | 100% | $345,000 | |
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B+4.0 ★Texas Ratio: 2.09% |
Conventional | 1 | 0.8% | 100% | $805,000 | View |
Primelending
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Conventional | 1 | 0.8% | 100% | $455,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.8% | 50% | $345,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $185,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 0.8% | 100% | $45,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.8% | 100% | $555,000 | |
Amerisave Mortgage Company
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FHA | 1 | 0.8% | 33.3% | $175,000 | |
Plus Relocation Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $485,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.8% | 100% | $255,000 | View |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 1 | 0.8% | 100% | $355,000 | View |
Credit Union 1
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Conventional | 1 | 0.8% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.8% | 100% | $375,000 | View |
First Colony Mortgage Corporat
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Conventional | 1 | 0.8% | 50% | $545,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.8% | 100% | $425,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $45,000 | |
The Anderson Financial Group, Inc.
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Conventional | 1 | 0.8% | 100% | $735,000 | |
United Home Loans, Inc.
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Conventional | 1 | 0.8% | 100% | $705,000 | |
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A+5.0 ★Texas Ratio: 2.94% |
Conventional, Jumbo | 1 | 0.8% | 100% | $1,135,000 | View |
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A+5.0 ★Texas Ratio: 3.24% |
Conventional, Jumbo | 1 | 0.8% | 100% | $1,755,000 | View |
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A+5.0 ★Texas Ratio: 1.59% |
FHA | 1 | 0.8% | 100% | $95,000 | View |
| Conventional | 1 | 0.8% | 100% | $325,000 | View | |
The Loan Store, Inc
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Conventional | 1 | 0.8% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo | 1 | 0.8% | 100% | $1,655,000 | View |
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A5.0 ★Texas Ratio: 7.06% |
Conventional | 1 | 0.8% | 100% | $505,000 | View |
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A+5.0 ★Texas Ratio: 1.86% |
Conventional | 1 | 0.8% | 100% | $595,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional, Jumbo | 1 | 0.8% | 100% | $1,895,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.8% | 100% | $55,000 | View |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional, Jumbo | 1 | 0.8% | 100% | $1,085,000 | View |
Advia Credit Union
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HELOC | 0 +13 HELOCs |
0% | n/a | ||
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Consumers Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Williams Bay Mortgage Rate Trends
Daily average mortgage rates for Wisconsin compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Williams Bay, Wisconsin
Looking for mortgage lenders near me or mortgage brokers near me in Williams Bay? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Williams Bay in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Williams Bay, WI
Use these to narrow the list above. Each category shows how many Williams Bay, WI lenders fit and what that kind of lender is usually best for.
Who Lends in Williams Bay, WI
Independent mortgage companies closed 42.5 percent of home loans in Williams Bay, Wisconsin in 2025, banks 49.6 percent and credit unions 7.9 percent. Fairway Independent Mort Corp was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Educators Credit Union the largest credit union. Among lenders headquartered in Wisconsin, First National Bank and Trust led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Wisconsin. Real estate transfer fee of $3 per $1,000 of value (0.3 percent), paid by the seller (Wis. Stat. 77.22); no mortgage tax.
More Wisconsin Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Williams Bay, WI
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Williams Bay, Wisconsin with 8 loans, about 6.3 percent of the market. The largest lender headquartered in Wisconsin was First National Bank and Trust with 8 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in Williams Bay, Wisconsin in 2025, led by Rocket Mortgage with 1. 3 lenders closed VA loans, led by Fairway Independent Mort Corp. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 34 banks and 12 credit unions closed home loans in Williams Bay, Wisconsin in 2025, alongside 27 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Williams Bay, Wisconsin during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Williams Bay, Wisconsin for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Williams Bay. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
