Mortgage Lenders and Brokers in Ripon, Wisconsin
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Ripon, Wisconsin mortgage lenders include Fortifi BankFortifi Bank1092 W Fond Du Lac St, Ripon, WI 54971A-5.0 ★Texas Ratio: 14.91%, Horicon BankHoricon Bank1188 W Fond Du Lac St, Ripon, WI 54971A5.0 ★Texas Ratio: 6.71%, US Bank, N.A.US Bank, N.A.738 W Fond Du Lac St, Ripon, WI 54971A+5.0 ★Texas Ratio: 2.85%, BMO Harris Bank NABMO Harris Bank NA333 Blackburn St, Ripon, WI 54971A+5.0 ★Texas Ratio: 3.54%, Community First Credit UnionCommunity First Credit Union2626 S Oneida St, Appleton, WI 54915 2101A+5.0 ★Texas Ratio: 0.82%, National Exchange Bank and TrustNational Exchange Bank and Trust901 Wisconsin St, Adell, WI 53001A+5.0 ★Texas Ratio: 1.09%, Verve, A Credit UnionVerve, A Credit Union1435 Oneida St, Appleton, WI 54915A+5.0 ★Texas Ratio: 2.73%, Summit Credit UnionSummit Credit Union871 Commerce Ave, Baraboo, WI 53913A+5.0 ★Texas Ratio: 4.84%, Marine Credit UnionMarine Credit Union302 Bay St, Chippewa Falls, WI 54729A5.0 ★Texas Ratio: 13.08%, and Associated Bank NAAssociated Bank NA724 5th Ave, Antigo, WI 54409A+5.0 ★Texas Ratio: 3.45%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ripon, Wisconsin in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ripon are listed first, then lenders elsewhere in Wisconsin, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Ripon, Wisconsin
Market share is the lender's share of all home loans closed in Ripon, Wisconsin. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Ripon 1092 W Fond Du Lac St, Ripon, WI 54971 A-5.0 ★Texas Ratio: 14.91% |
Conventional | 16 | 9.7% | 94.1% | $176,875 | View |
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1 office in Ripon 1188 W Fond Du Lac St, Ripon, WI 54971 A5.0 ★Texas Ratio: 6.71% |
Conventional | 13 | 7.9% | 86.7% | $175,769 | View |
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1 office in Ripon 738 W Fond Du Lac St, Ripon, WI 54971 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA, HELOC | 10 +3 HELOCs |
6.1% | 76.9% | $237,000 | View |
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1 office in Ripon 333 Blackburn St, Ripon, WI 54971 A+5.0 ★Texas Ratio: 3.54% |
Conventional, FHA, HELOC | 3 +11 HELOCs |
1.8% | 100% | $221,666 | View |
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2626 S Oneida St, Appleton, WI 54915 2101 A+5.0 ★Texas Ratio: 0.82% |
Conventional | 13 | 7.9% | 81.2% | $180,384 | View |
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901 Wisconsin St, Adell, WI 53001 A+5.0 ★Texas Ratio: 1.09% |
Conventional, HELOC | 10 +2 HELOCs |
6.1% | 100% | $153,000 | View |
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1435 Oneida St, Appleton, WI 54915 A+5.0 ★Texas Ratio: 2.73% |
Conventional, HELOC | 6 +2 HELOCs |
3.6% | 85.7% | $93,333 | View |
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871 Commerce Ave, Baraboo, WI 53913 A+5.0 ★Texas Ratio: 4.84% |
Conventional, HELOC | 6 +1 HELOCs |
3.6% | 87.5% | $256,666 | View |
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302 Bay St, Chippewa Falls, WI 54729 A5.0 ★Texas Ratio: 13.08% |
Conventional | 6 | 3.6% | 85.7% | $148,333 | View |
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724 5th Ave, Antigo, WI 54409 A+5.0 ★Texas Ratio: 3.45% |
Conventional, HELOC | 2 +2 HELOCs |
1.2% | 100% | $325,000 | View |
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Antigo Middle School, Antigo, WI 54409 A5.0 ★Texas Ratio: 10.08% |
Conventional | 2 | 1.2% | 66.7% | $180,000 | View |
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4201 W Wisconsin Ave, Appleton, WI 54913 A+5.0 ★Texas Ratio: 3.47% |
Conventional | 2 | 1.2% | 100% | $160,000 | View |
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3321 N Ballard Rd, Appleton, WI 54911 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1.2% | 100% | $145,000 | View |
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106 E Main St, Beaver Dam, WI 53916 1837 A+5.0 ★Texas Ratio: 3.05% |
Conventional, HELOC | 1 +2 HELOCs |
0.6% | 100% | $255,000 | View |
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12850 W Bluemound Rd, Elm Grove, WI 53122 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 33.3% | $175,000 | View |
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222 W College Ave, Appleton, WI 54911 A+5.0 ★Texas Ratio: 1.47% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $395,000 | View |
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102 Keller Ave S, Amery, WI 54001 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 0.6% | 100% | $305,000 | View |
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1401 E Becker Road, 54449, WI 00000 A5.0 ★Texas Ratio: 9.92% |
Conventional | 1 | 0.6% | 100% | $45,000 | View |
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1395 Bluestem Blvd, Altoona, WI 54720 A+5.0 ★Texas Ratio: 3.22% |
FHA | 1 | 0.6% | 100% | $265,000 | View |
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91 N Pioneer Rd, Fond du Lac, WI 54935 A+5.0 ★Texas Ratio: 1.35% |
Conventional | 1 | 0.6% | 50% | $75,000 | View |
Heartland Credit Union
120 Vinburn Rd, DeForest, WI 53532 1487 |
Conventional | 1 | 0.6% | 100% | $45,000 | |
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51 E 1st St, Fond Du Lac, WI 54935 A+5.0 ★Texas Ratio: 1.60% |
Conventional | 1 | 0.6% | 100% | $195,000 | View |
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401 E Spruce St, Abbotsford, WI 54405 A5.0 ★Texas Ratio: 11.72% |
Conventional | 1 | 0.6% | 100% | $365,000 | View |
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3401 E Calumet St, Appleton, WI 54915 4757 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.6% | 100% | $105,000 | View |
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545 Main St, Belgium, WI 53004 A+5.0 ★Texas Ratio: 0.97% |
Conventional | 1 | 0.6% | 100% | $185,000 | View |
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1750 Witzel Ave, Oshkosh, WI 54902 A+5.0 ★Texas Ratio: 3.95% |
Conventional | 1 | 0.6% | 100% | $135,000 | View |
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185 S Main St, Adams, WI 53910 A+5.0 ★Texas Ratio: 0.41% |
Conventional | 1 | 0.6% | 100% | $155,000 | View |
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1350 22nd Ave, Kenosha, WI 53140 A+5.0 ★Texas Ratio: 2.93% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Fairway Independent Mort Corp
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Conventional | 6 | 3.6% | 100% | $140,000 | |
Uw Credit Union
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Conventional, HELOC | 2 +2 HELOCs |
1.2% | 100% | $140,000 | |
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A+5.0 ★Texas Ratio: 2.07% |
Conventional | 1 | 0.6% | 100% | $165,000 | View |
Rocket Mortgage
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Conventional, VA | 9 | 5.5% | 60% | $122,777 | |
Guild Mortgage Company
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FHA, VA, USDA | 5 | 3% | 100% | $223,000 | |
Triad Financial Services, Inc.
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Conventional | 3 | 1.8% | 75% | $58,333 | |
Mortgage Research Center
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VA | 3 | 1.8% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 1.59% |
Conventional, VA | 3 | 1.8% | 100% | $128,333 | View |
United Wholesale Mortgage
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FHA | 2 | 1.2% | 50% | $235,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, FHA | 2 | 1.2% | 100% | $325,000 | |
Freedom Mortgage Corporation
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VA | 2 | 1.2% | 100% | $290,000 | |
Newrez LLC
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Conventional, VA | 2 | 1.2% | 100% | $180,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 2 | 1.2% | 100% | $125,000 | |
Pennymac Loan Services LLC
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FHA | 2 | 1.2% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 2 | 1.2% | 100% | $280,000 | View |
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A+5.0 ★Texas Ratio: 0.47% |
Conventional | 2 | 1.2% | 100% | $215,000 | View |
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A+5.0 ★Texas Ratio: 3.72% |
Conventional | 1 | 0.6% | 100% | $135,000 | View |
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A+5.0 ★Texas Ratio: 0.09% |
Conventional | 1 | 0.6% | 100% | $145,000 | View |
Amerisave Mortgage Company
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FHA | 1 | 0.6% | 33.3% | $165,000 | |
Discover Bank
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Conventional | 1 | 0.6% | 50% | $65,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.6% | 100% | $215,000 | |
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A5.0 ★Texas Ratio: 9.76% |
Conventional | 1 | 0.6% | 100% | $395,000 | View |
Union Home Mortgage Corp.
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FHA | 1 | 0.6% | 100% | $255,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.6% | 100% | $205,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.6% | 100% | $75,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $395,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.6% | 100% | $145,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.6% | 100% | $105,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Ripon Mortgage Rate Trends
Daily average mortgage rates for Wisconsin compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Ripon, Wisconsin
Looking for mortgage lenders near me or mortgage brokers near me in Ripon? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ripon in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Ripon, WI
Use these to narrow the list above. Each category shows how many Ripon, WI lenders fit and what that kind of lender is usually best for.
Who Lends in Ripon, WI
Independent mortgage companies closed 30.9 percent of home loans in Ripon, Wisconsin in 2025, banks 44.2 percent and credit unions 24.8 percent. Wisconsin Mortgage Corporation was the largest mortgage company, Fortifi Bank the largest bank and Community First Credit Union the largest credit union. Among lenders headquartered in Wisconsin, Fortifi Bank led with 16 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Wisconsin. Real estate transfer fee of $3 per $1,000 of value (0.3 percent), paid by the seller (Wis. Stat. 77.22); no mortgage tax.
More Wisconsin Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Ripon, WI
By home loans closed in 2025, Fortifi Bank was the largest mortgage lender in Ripon, Wisconsin with 16 loans, about 9.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Ripon, Wisconsin in 2025, led by Guild Mortgage Company with 3. 8 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 12 credit unions closed home loans in Ripon, Wisconsin in 2025, alongside 22 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ripon, Wisconsin during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ripon, Wisconsin for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ripon. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
