Prescott, Wisconsin mortgage lenders include The First National Bank of River FallsThe First National Bank of River Falls1151 Canton St, Prescott, WI 54021A+5.0 ★Texas Ratio: 2.74%, BMO Harris Bank NABMO Harris Bank NA1049 Campbell St N, Prescott, WI 54021A+5.0 ★Texas Ratio: 3.54%, Westconsin Credit UnionWestconsin Credit Union1430 N Acres Rd, Prescott, WI 54021 7037A+5.0 ★Texas Ratio: 3.22%, Associated Bank NAAssociated Bank NA724 5th Ave, Antigo, WI 54409A+5.0 ★Texas Ratio: 3.45%, Bank Five NineBank Five Nine18815 W Capitol Dr, Brookfield, WI 53045A5.0 ★Texas Ratio: 8.25%, Wells Fargo Bank NAWells Fargo Bank NA3321 N Ballard Rd, Appleton, WI 54911A+5.0 ★Texas Ratio: 5.36%, Citizens Community Federal N.A.Citizens Community Federal N.A.219 Fairfax St, Altoona, WI 54720A5.0 ★Texas Ratio: 12.61%, Royal Credit UnionRoyal Credit Union185 S Main St, Adams, WI 53910A+5.0 ★Texas Ratio: 0.41%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA700 5th Ave, Antigo, WI 54409A+5.0 ★Texas Ratio: 3.68%, and First National Community BankFirst National Community Bank111 State Road 35 N, Dresser, WI 54009A+5.0 ★Texas Ratio: 1.08%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Prescott, Wisconsin in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Prescott are listed first, then lenders elsewhere in Wisconsin, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Prescott, Wisconsin. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Prescott 1151 Canton St, Prescott, WI 54021 A+5.0 ★Texas Ratio: 2.74% |
Conventional | 11 | 7.1% | 91.7% | $193,181 | View |
|
1 office in Prescott 1049 Campbell St N, Prescott, WI 54021 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 1 +6 HELOCs |
0.6% | 100% | $145,000 | View |
|
1430 N Acres Rd, Prescott, WI 54021 7037 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 13 +10 HELOCs |
8.3% | 81.2% | $233,461 | View |
|
724 5th Ave, Antigo, WI 54409 A+5.0 ★Texas Ratio: 3.45% |
Conventional, Jumbo, HELOC | 7 +2 HELOCs |
4.5% | 77.8% | $732,142 | View |
|
18815 W Capitol Dr, Brookfield, WI 53045 A5.0 ★Texas Ratio: 8.25% |
Conventional | 5 | 3.2% | 100% | $363,000 | View |
|
3321 N Ballard Rd, Appleton, WI 54911 A+5.0 ★Texas Ratio: 5.36% |
Conventional, VA | 3 | 1.9% | 100% | $458,333 | View |
|
219 Fairfax St, Altoona, WI 54720 A5.0 ★Texas Ratio: 12.61% |
Conventional | 3 | 1.9% | 100% | $335,000 | View |
|
185 S Main St, Adams, WI 53910 A+5.0 ★Texas Ratio: 0.41% |
Conventional, HELOC | 2 +6 HELOCs |
1.3% | 100% | $570,000 | View |
|
700 5th Ave, Antigo, WI 54409 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1.3% | 100% | $315,000 | View |
|
111 State Road 35 N, Dresser, WI 54009 A+5.0 ★Texas Ratio: 1.08% |
Conventional | 2 | 1.3% | 100% | $165,000 | View |
|
12850 W Bluemound Rd, Elm Grove, WI 53122 A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.6% | 100% | $985,000 | View |
|
1404 S MAIN ST, HOLMEN, WI 54636 8928 A+5.0 ★Texas Ratio: 1.27% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $45,000 | View |
|
102 Keller Ave S, Amery, WI 54001 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 0.6% | 100% | $765,000 | View |
|
2728 Mall Dr, Eau Claire, WI 54701 A+5.0 ★Texas Ratio: 3.28% |
Conventional | 1 | 0.6% | 100% | $225,000 | View |
|
141 W Main St, Alma Center, WI 54611 A5.0 ★Texas Ratio: 11.46% |
Conventional, Jumbo | 1 | 0.6% | 100% | $605,000 | View |
|
110 McIndoe St, Wausau, WI 54403 4742 A+5.0 ★Texas Ratio: 1.52% |
Conventional | 1 | 0.6% | 100% | $275,000 | View |
|
601 S Main St, Elmwood, WI 54740 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.6% | 100% | $135,000 | View |
|
441 Stageline Rd, Hudson, WI 54016 A+5.0 ★Texas Ratio: 0.25% |
Conventional | 1 | 0.6% | 100% | $585,000 | View |
|
1798 Commercial St, Bangor, WI 54614 A+5.0 ★Texas Ratio: 2.70% |
Conventional | 1 | 0.6% | 100% | $195,000 | View |
|
124 S 2nd St, River Falls, WI 54022 A+5.0 ★Texas Ratio: 1.52% |
Conventional | 1 | 0.6% | 50% | $215,000 | View |
|
2290 County Road X, Kronenwetter, WI 54455 A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.6% | 100% | $405,000 | View |
|
4251 Southtowne Dr, Eau Claire, WI 54701 A+5.0 ★Texas Ratio: 5.91% |
Conventional | 1 | 0.6% | 100% | $85,000 | View |
|
2445 W Northland Ave, Appleton, WI 54914 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 2.07% |
Conventional, FHA, VA | 5 | 3.2% | 100% | $377,000 | View |
Fairway Independent Mort Corp
|
Conventional | 5 | 3.2% | 100% | $411,000 | |
Uw Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Rocket Mortgage
|
Conventional | 10 | 6.4% | 90.9% | $146,000 | |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional, VA, HELOC | 7 +2 HELOCs |
4.5% | 100% | $422,142 | View |
Guaranteed Rate, Inc.
|
Conventional, VA, HELOC | 6 +1 HELOCs |
3.8% | 100% | $531,666 | |
|
A5.0 ★Texas Ratio: 13.85% |
Conventional | 4 | 2.6% | 100% | $350,000 | View |
Pennymac Loan Services LLC
|
Conventional, FHA | 4 | 2.6% | 100% | $297,500 | |
Affinity Plus Federal Credit Union
|
Conventional | 4 | 2.6% | 100% | $117,500 | |
CrossCountry Mortgage, LLC
|
Conventional | 3 | 1.9% | 100% | $365,000 | |
|
A+5.0 ★Texas Ratio: 4.56% |
Conventional | 3 | 1.9% | 80% | $165,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional, VA | 3 | 1.9% | 100% | $411,666 | View |
Mortgage Research Center
|
VA | 3 | 1.9% | 100% | $291,666 | |
Tradition Mortgage, LLC
|
Conventional | 3 | 1.9% | 100% | $505,000 | |
|
A+5.0 ★Texas Ratio: 4.63% |
Conventional, HELOC | 2 +2 HELOCs |
1.3% | 66.7% | $140,000 | View |
United Wholesale Mortgage
|
Conventional | 2 | 1.3% | 100% | $230,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional | 2 | 1.3% | 100% | $375,000 | View |
Newrez LLC
|
Conventional | 2 | 1.3% | 100% | $95,000 | |
loanDepot.com LLC
|
Conventional | 2 | 1.3% | 100% | $310,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
Conventional | 2 | 1.3% | 100% | $335,000 | View |
Nationstar Mortgage
|
Conventional | 2 | 1.3% | 100% | $275,000 | |
Prosperity Home Mortgage, LLC
|
Conventional, FHA | 2 | 1.3% | 100% | $330,000 | |
|
A+5.0 ★Texas Ratio: 1.51% |
Conventional | 2 | 1.3% | 100% | $280,000 | View |
New American Funding, LLC.
|
Conventional | 2 | 1.3% | 100% | $310,000 | |
Wings Financial Credit Union
|
Conventional, HELOC | 1 +5 HELOCs |
0.6% | 100% | $365,000 | |
Navy Federal Credit Union
|
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $65,000 | |
Freedom Mortgage Corporation
|
FHA | 1 | 0.6% | 50% | $205,000 | |
Go Mortgage, LLC
|
Conventional | 1 | 0.6% | 100% | $155,000 | |
Resicentral LLC
|
Conventional | 1 | 0.6% | 100% | $365,000 | |
Guild Mortgage Company
|
Conventional | 1 | 0.6% | 100% | $445,000 | |
Homestead Funding Corp.
|
Conventional | 1 | 0.6% | 100% | $185,000 | |
First Alliance Home Mortgage, LLC
|
FHA | 1 | 0.6% | 100% | $285,000 | |
Bay Equity LLC
|
Conventional | 1 | 0.6% | 100% | $265,000 | |
|
A+5.0 ★Texas Ratio: 5.11% |
Conventional | 1 | 0.6% | 100% | $415,000 | View |
|
A+5.0 ★Texas Ratio: 0.05% |
Conventional | 1 | 0.6% | 100% | $65,000 | View |
|
A+5.0 ★Texas Ratio: 3.43% |
Conventional | 1 | 0.6% | 100% | $325,000 | View |
|
A5.0 ★Texas Ratio: 6.31% |
Conventional, Jumbo | 1 | 0.6% | 100% | $1,155,000 | View |
Summit Mortgage Corporation
|
Conventional, Jumbo | 1 | 0.6% | 100% | $1,435,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.6% | 100% | $445,000 | View |
Greenstate Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Alliant Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.02% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 5.77% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Ideal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Wisconsin compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Prescott? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Prescott in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Prescott, WI lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 36.5 percent of home loans in Prescott, Wisconsin in 2025, banks 44.2 percent and credit unions 19.2 percent. Fairway Independent Mort Corp was the largest mortgage company, The First National Bank of River Falls the largest bank and Westconsin Credit Union the largest credit union. Among lenders headquartered in Wisconsin, The First National Bank of River Falls led with 11 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Wisconsin. Real estate transfer fee of $3 per $1,000 of value (0.3 percent), paid by the seller (Wis. Stat. 77.22); no mortgage tax.
By home loans closed in 2025, The First National Bank of River Falls was the largest mortgage lender in Prescott, Wisconsin with 11 loans, about 7.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in Prescott, Wisconsin in 2025, led by Pennymac Loan Services LLC with 2. 6 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 31 banks and 15 credit unions closed home loans in Prescott, Wisconsin in 2025, alongside 25 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Prescott, Wisconsin during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Prescott, Wisconsin for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Prescott. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.