Mortgage Lenders and Brokers in Howard, Wisconsin
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Howard, Wisconsin mortgage lenders include Capital Credit UnionCapital Credit Union926 W College Ave, Appleton, WI 54914 5261A+5.0 ★Texas Ratio: 5.78%, Fox Communities Credit UnionFox Communities Credit Union3401 E Calumet St, Appleton, WI 54915 4757A+5.0 ★Texas Ratio: 2.15%, Community First Credit UnionCommunity First Credit Union2626 S Oneida St, Appleton, WI 54915 2101A+5.0 ★Texas Ratio: 0.82%, Pcm Credit UnionPcm Credit Union601 Willard Dr, Green Bay, WI 54304A+5.0 ★Texas Ratio: 4.06%, Nicolet National BankNicolet National Bank205 Clark St, Algoma, WI 54201A+5.0 ★Texas Ratio: 2.28%, Associated Bank NAAssociated Bank NA724 5th Ave, Antigo, WI 54409A+5.0 ★Texas Ratio: 3.45%, Bay BankBay Bank2555 Packerland Dr, Green Bay, WI 54313A5.0 ★Texas Ratio: 8.66%, Johnson BankJohnson Bank222 W College Ave, Appleton, WI 54911A+5.0 ★Texas Ratio: 1.47%, Covantage Credit UnionCovantage Credit UnionAntigo Middle School, Antigo, WI 54409A5.0 ★Texas Ratio: 10.08%, and Bank First N.A.Bank First N.A.4201 W Wisconsin Ave, Appleton, WI 54913A+5.0 ★Texas Ratio: 3.47%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Howard, Wisconsin in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Howard are listed first, then lenders elsewhere in Wisconsin, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Howard, Wisconsin
Market share is the lender's share of all home loans closed in Howard, Wisconsin. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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926 W College Ave, Appleton, WI 54914 5261 A+5.0 ★Texas Ratio: 5.78% |
Conventional, HELOC | 66 +20 HELOCs |
11.6% | 87.6% | $163,787 | View |
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3401 E Calumet St, Appleton, WI 54915 4757 A+5.0 ★Texas Ratio: 2.15% |
Conventional, HELOC | 56 +11 HELOCs |
9.9% | 94.1% | $174,107 | View |
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2626 S Oneida St, Appleton, WI 54915 2101 A+5.0 ★Texas Ratio: 0.82% |
Conventional | 54 | 9.5% | 96.4% | $122,222 | View |
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601 Willard Dr, Green Bay, WI 54304 A+5.0 ★Texas Ratio: 4.06% |
Conventional, HELOC | 35 +2 HELOCs |
6.2% | 100% | $189,857 | View |
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205 Clark St, Algoma, WI 54201 A+5.0 ★Texas Ratio: 2.28% |
Conventional, HELOC | 22 +12 HELOCs |
3.9% | 100% | $300,909 | View |
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724 5th Ave, Antigo, WI 54409 A+5.0 ★Texas Ratio: 3.45% |
Conventional, FHA, HELOC | 18 +26 HELOCs |
3.2% | 100% | $298,333 | View |
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2555 Packerland Dr, Green Bay, WI 54313 A5.0 ★Texas Ratio: 8.66% |
Conventional | 16 | 2.8% | 84.2% | $131,875 | View |
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222 W College Ave, Appleton, WI 54911 A+5.0 ★Texas Ratio: 1.47% |
Conventional, HELOC | 15 +8 HELOCs |
2.6% | 94.1% | $412,333 | View |
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Antigo Middle School, Antigo, WI 54409 A5.0 ★Texas Ratio: 10.08% |
Conventional, HELOC | 8 +7 HELOCs |
1.4% | 88.9% | $320,000 | View |
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4201 W Wisconsin Ave, Appleton, WI 54913 A+5.0 ★Texas Ratio: 3.47% |
Conventional, HELOC | 8 +2 HELOCs |
1.4% | 100% | $362,500 | View |
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3321 N Ballard Rd, Appleton, WI 54911 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 7 | 1.2% | 100% | $202,142 | View |
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871 Commerce Ave, Baraboo, WI 53913 A+5.0 ★Texas Ratio: 4.84% |
Conventional, HELOC | 6 +4 HELOCs |
1.1% | 100% | $396,666 | View |
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302 Bay St, Chippewa Falls, WI 54729 A5.0 ★Texas Ratio: 13.08% |
Conventional | 6 | 1.1% | 75% | $151,666 | View |
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★ 5 stars, 1 review 510 2nd St, Algoma, WI 54201 A+5.0 ★Texas Ratio: 1.63% |
Conventional | 5 | 0.9% | 100% | $235,000 | View |
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2445 W Northland Ave, Appleton, WI 54914 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 4 +4 HELOCs |
0.7% | 100% | $257,500 | View |
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1501 N Casaloma Dr, Appleton, WI 54913 B-3.3 ★Texas Ratio: 0.83% |
Conventional | 3 | 0.5% | 100% | $341,666 | View |
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700 5th Ave, Antigo, WI 54409 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, HELOC | 2 +3 HELOCs |
0.4% | 100% | $335,000 | View |
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405 Pecor St, Oconto, WI 54153 1859 A+5.0 ★Texas Ratio: 2.12% |
Conventional | 2 | 0.4% | 100% | $515,000 | View |
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108 Railroad Ave, Bear Creek, WI 54922 A5.0 ★Texas Ratio: 8.53% |
Conventional | 2 | 0.4% | 100% | $320,000 | View |
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121 N Main St, Adams, WI 53910 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 1 +17 HELOCs |
0.2% | 100% | $405,000 | View |
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1100 W Northland Ave, Appleton, WI 54914 A+5.0 ★Texas Ratio: 0.50% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 50% | $235,000 | View |
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106 E Main St, Beaver Dam, WI 53916 1837 A+5.0 ★Texas Ratio: 3.05% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $185,000 | View |
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1435 Oneida St, Appleton, WI 54915 A+5.0 ★Texas Ratio: 2.73% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
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W6490 Greenville Dr, Greenville, WI 54942 A+5.0 ★Texas Ratio: 0.34% |
Conventional | 1 | 0.2% | 100% | $405,000 | View |
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1401 E Becker Road, 54449, WI 00000 A5.0 ★Texas Ratio: 9.92% |
Conventional | 1 | 0.2% | 100% | $45,000 | View |
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100 E 1st St, Gillett, WI 54124 D3.3 ★Texas Ratio: 35.11% |
VA | 1 | 0.2% | 100% | $455,000 | View |
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900 Main Ave, De Pere, WI 54115 A+5.0 ★Texas Ratio: 1.70% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
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206 E Main St, Little Chute, WI 54140 A+5.0 ★Texas Ratio: 0.19% |
Conventional | 1 | 0.2% | 100% | $435,000 | View |
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140 W Huron St, Berlin, WI 54923 A-5.0 ★Texas Ratio: 14.91% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
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606 Henriette Ave, Crivitz, WI 54114 A5.0 ★Texas Ratio: 10.38% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
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2664 Prairie Ave, Beloit, WI 53511 A+5.0 ★Texas Ratio: 1.59% |
Conventional, Jumbo | 1 | 0.2% | 100% | $815,000 | View |
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321 Main St W, Ashland, WI 54806 A+5.0 ★Texas Ratio: 1.03% |
Conventional | 1 | 0.2% | 100% | $85,000 | View |
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2354 E Mason St, Green Bay, WI 54302 A+5.0 ★Texas Ratio: 2.64% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
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112 S Mound Ave, Belmont, WI 53510 A+5.0 ★Texas Ratio: 0.68% |
Conventional | 1 | 0.2% | 100% | $385,000 | View |
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171 S Pioneer Rd, Fond Du Lac, WI 54935 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
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18815 W Capitol Dr, Brookfield, WI 53045 A5.0 ★Texas Ratio: 8.25% |
Conventional | 1 | 0.2% | 100% | $695,000 | View |
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491 N Main St, Dousman, WI 53118 A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
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★ 1.7 stars, 3 reviews 12805 W Bluemound Rd, Brookfield, WI 53005 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.07% |
Conventional | 5 | 0.9% | 100% | $279,000 | View |
Uw Credit Union
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Conventional, HELOC | 3 +3 HELOCs |
0.5% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $255,000 | View |
A+ Mortgage Services, Inc.
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Conventional | 2 | 0.4% | 100% | $445,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 0.4% | 100% | $330,000 | |
Gateway Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $175,000 | |
Thompson Kane & Company, Inc
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Conventional | 1 | 0.2% | 100% | $345,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 25 | 4.4% | 96.2% | $318,600 | |
Rocket Mortgage
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Conventional, FHA, VA | 23 | 4% | 89.3% | $222,826 | |
First Colony Mortgage Corporat
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Conventional, FHA, VA | 19 | 3.3% | 100% | $325,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional, VA | 16 | 2.8% | 100% | $365,000 | |
Nations Lending Corporation
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Conventional, FHA, VA | 15 | 2.6% | 100% | $337,666 | |
Mortgage Research Center
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VA | 7 | 1.2% | 87.5% | $340,714 | |
Guaranteed Rate, Inc.
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Conventional, VA, Jumbo | 6 | 1.1% | 100% | $451,666 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 6 | 1.1% | 100% | $171,666 | |
Guild Mortgage Company
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Conventional, VA | 6 | 1.1% | 100% | $363,333 | |
Point Mortgage Corp
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Conventional | 5 | 0.9% | 100% | $297,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional, VA | 5 | 0.9% | 100% | $293,000 | View |
Freedom Mortgage Corporation
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VA | 4 | 0.7% | 100% | $245,000 | |
Newrez LLC
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Conventional | 4 | 0.7% | 83.3% | $190,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 3 | 0.5% | 100% | $271,666 | View |
Guidance Residential, LLC
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Conventional | 3 | 0.5% | 100% | $295,000 | |
Movement Mortgage, LLC
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Conventional, VA | 3 | 0.5% | 100% | $271,666 | |
Cardinal Financial Company, Li
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Conventional, FHA | 3 | 0.5% | 100% | $225,000 | |
Nationstar Mortgage
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Conventional, VA | 3 | 0.5% | 75% | $355,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 3 | 0.5% | 100% | $301,666 | View |
Ark-La-Tex Financial Services LLC
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Conventional, VA | 3 | 0.5% | 100% | $448,333 | |
Everett Financial, Inc.
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Conventional | 2 | 0.4% | 100% | $245,000 | |
CrossCountry Mortgage, LLC
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Conventional, VA | 2 | 0.4% | 66.7% | $320,000 | |
New Day Financial, LLC.
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VA | 2 | 0.4% | 100% | $255,000 | |
American Pacific Mortgage Corporation
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Conventional | 2 | 0.4% | 100% | $295,000 | |
New American Funding, LLC.
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Conventional | 2 | 0.4% | 100% | $355,000 | |
Navy Federal Credit Union
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Conventional, VA | 2 | 0.4% | 40% | $360,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 2 | 0.4% | 100% | $385,000 | View |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.2% | 100% | $495,000 | View |
American Financial Resources LLC
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Conventional | 1 | 0.2% | 100% | $305,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $105,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
Kind Lending, LLC
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Loanunited.Com, LLC
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Conventional | 1 | 0.2% | 100% | $395,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.2% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 1 | 0.2% | 100% | $315,000 | View |
HomeBridge Financial Services, Inc
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Conventional | 1 | 0.2% | 100% | $375,000 | |
GreenStone Farm Credit Services
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Conventional | 1 | 0.2% | 100% | $545,000 | |
Union Home Mortgage Corp.
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FHA | 1 | 0.2% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.2% | 100% | $545,000 | View |
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A+5.0 ★Texas Ratio: 1.60% |
Conventional | 1 | 0.2% | 100% | $745,000 | View |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.2% | 100% | $425,000 | View |
Megastar Finanacial Corp
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Conventional | 1 | 0.2% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 1.59% |
VA | 1 | 0.2% | 100% | $505,000 | View |
Wings Financial Credit Union
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Mortgage Solutions of Colorado
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FHA | 1 | 0.2% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 0.47% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
The Loan Store, Inc
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Conventional | 1 | 0.2% | 100% | $545,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.2% | 100% | $475,000 | |
Tradition Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $535,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.2% | 50% | $245,000 | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Howard Mortgage Rate Trends
Daily average mortgage rates for Wisconsin compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Howard, Wisconsin
Looking for mortgage lenders near me or mortgage brokers near me in Howard? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Howard in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Howard, WI
Use these to narrow the list above. Each category shows how many Howard, WI lenders fit and what that kind of lender is usually best for.
Who Lends in Howard, WI
Independent mortgage companies closed 32.4 percent of home loans in Howard, Wisconsin in 2025, banks 24.5 percent and credit unions 43.1 percent. A+ Mortgage Services, Inc. was the largest mortgage company, Nicolet National Bank the largest bank and Capital Credit Union the largest credit union. Among lenders headquartered in Wisconsin, Capital Credit Union led with 66 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Wisconsin. Real estate transfer fee of $3 per $1,000 of value (0.3 percent), paid by the seller (Wis. Stat. 77.22); no mortgage tax.
More Wisconsin Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Howard, WI
By home loans closed in 2025, Capital Credit Union was the largest mortgage lender in Howard, Wisconsin with 66 loans, about 11.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Howard, Wisconsin, Community First Credit Union approved the highest share of completed applications in 2025 at 96.4 percent, against a 94 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Howard, Wisconsin in 2025, led by Rocket Mortgage with 3. 20 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 36 banks and 17 credit unions closed home loans in Howard, Wisconsin in 2025, alongside 46 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Howard, Wisconsin during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Howard, Wisconsin for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Howard. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
