Germantown, Wisconsin mortgage lenders include Associated Bank NAAssociated Bank NAN112 W16330 Mequon Road, Germantown, WI 53022A+5.0 ★Texas Ratio: 3.45%, Bank Five NineBank Five NineN109w17075 Ava Cir, Germantown, WI 53022A5.0 ★Texas Ratio: 8.25%, US Bank, N.A.US Bank, N.A.N96 W18480 County Line Road, Germantown, WI 53022A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NAN96w18250 County Line Rd, Germantown, WI 53022A+5.0 ★Texas Ratio: 3.68%, BMO Harris Bank NABMO Harris Bank NAW156n11150 Pilgrim Rd, Germantown, WI 53022A+5.0 ★Texas Ratio: 3.54%, Westbury BankWestbury BankN112w17171 Mequon Rd, Germantown, WI 53022A+5.0 ★Texas Ratio: 0.00%, Landmark Credit UnionLandmark Credit UnionN96W17480 County Line Rd, Germantown, WI 53022A+5.0 ★Texas Ratio: 3.05%, Educators Credit UnionEducators Credit Union1154 Cranston Rd, Beloit, WI 53511A+5.0 ★Texas Ratio: 4.30%, Ixonia BankIxonia Bank491 N Main St, Dousman, WI 53118A+5.0 ★Texas Ratio: 2.14%, and The Equitable Bank SsbThe Equitable Bank SsbN15w30921 Golf Rd, Delafield, WI 53018A+5.0 ★Texas Ratio: 0.46%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Germantown, Wisconsin in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Germantown are listed first, then lenders elsewhere in Wisconsin, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Germantown, Wisconsin. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Germantown N112 W16330 Mequon Road, Germantown, WI 53022 A+5.0 ★Texas Ratio: 3.45% |
Conventional, VA, HELOC | 14 +15 HELOCs |
3.6% | 87.5% | $408,571 | View |
|
2 offices in Germantown N109w17075 Ava Cir, Germantown, WI 53022 A5.0 ★Texas Ratio: 8.25% |
Conventional, FHA | 14 | 3.6% | 89.5% | $270,714 | View |
|
1 office in Germantown N96 W18480 County Line Road, Germantown, WI 53022 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 7 +6 HELOCs |
1.8% | 100% | $175,000 | View |
|
2 offices in Germantown N96w18250 County Line Rd, Germantown, WI 53022 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 7 +2 HELOCs |
1.8% | 87.5% | $320,714 | View |
|
1 office in Germantown W156n11150 Pilgrim Rd, Germantown, WI 53022 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 4 +29 HELOCs |
1% | 80% | $215,000 | View |
|
1 office in Germantown N112w17171 Mequon Rd, Germantown, WI 53022 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 4 | 1% | 80% | $187,500 | View |
|
N96W17480 County Line Rd, Germantown, WI 53022 A+5.0 ★Texas Ratio: 3.05% |
Conventional, HELOC | 24 +72 HELOCs |
6.1% | 92.3% | $230,416 | View |
|
1154 Cranston Rd, Beloit, WI 53511 A+5.0 ★Texas Ratio: 4.30% |
Conventional, HELOC | 12 +3 HELOCs |
3.1% | 92.9% | $181,666 | View |
|
491 N Main St, Dousman, WI 53118 A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA | 12 | 3.1% | 100% | $339,166 | View |
|
N15w30921 Golf Rd, Delafield, WI 53018 A+5.0 ★Texas Ratio: 0.46% |
Conventional, VA | 8 | 2% | 100% | $400,000 | View |
|
18300 W Capitol Dr, Brookfield, WI 53045 A+5.0 ★Texas Ratio: 1.44% |
Conventional, HELOC | 7 +2 HELOCs |
1.8% | 100% | $322,142 | View |
|
12850 W Bluemound Rd, Elm Grove, WI 53122 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 6 | 1.5% | 85.7% | $316,666 | View |
|
1395 Bluestem Blvd, Altoona, WI 54720 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 6 | 1.5% | 100% | $453,333 | View |
|
222 W College Ave, Appleton, WI 54911 A+5.0 ★Texas Ratio: 1.47% |
Conventional, HELOC | 4 +4 HELOCs |
1% | 100% | $302,500 | View |
|
19601 W Bluemound Rd, Brookfield, WI 53045 A5.0 ★Texas Ratio: 8.91% |
Conventional | 4 | 1% | 100% | $357,500 | View |
|
17100 W Bluemound Rd, Brookfield, WI 53005 A+5.0 ★Texas Ratio: 4.17% |
Conventional, HELOC | 3 +4 HELOCs |
0.8% | 100% | $218,333 | View |
|
102 Keller Ave S, Amery, WI 54001 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 3 | 0.8% | 100% | $315,000 | View |
|
901 Wisconsin St, Adell, WI 53001 A+5.0 ★Texas Ratio: 1.09% |
Conventional | 3 | 0.8% | 100% | $471,666 | View |
|
4201 W Wisconsin Ave, Appleton, WI 54913 A+5.0 ★Texas Ratio: 3.47% |
Conventional | 3 | 0.8% | 100% | $328,333 | View |
|
545 Main St, Belgium, WI 53004 A+5.0 ★Texas Ratio: 0.97% |
Conventional | 3 | 0.8% | 100% | $348,333 | View |
|
116 W Sumner St, Hartford, WI 53027 A+5.0 ★Texas Ratio: 0.44% |
Conventional | 3 | 0.8% | 100% | $155,000 | View |
Great Midwest Bank SSB
505 W Brown Deer Rd, Bayside, WI 53217 |
Conventional | 3 | 0.8% | 100% | $678,333 | |
|
871 Commerce Ave, Baraboo, WI 53913 A+5.0 ★Texas Ratio: 4.84% |
Conventional, HELOC | 2 +16 HELOCs |
0.5% | 80% | $305,000 | View |
|
608 W Johnson St, Fond Du Lac, WI 54935 3134 A+5.0 ★Texas Ratio: 5.72% |
Conventional | 2 | 0.5% | 100% | $45,000 | View |
|
N112 W15780 Mequon Road, Germantown, WI 53022 A+5.0 ★Texas Ratio: 0.50% |
Conventional, HELOC | 1 +8 HELOCs |
0.3% | 33.3% | $465,000 | View |
|
314 S Main St, Brillion, WI 54110 A+5.0 ★Texas Ratio: 2.71% |
Conventional | 1 | 0.3% | 100% | $325,000 | View |
|
1 Northwestern Mutual Way, Franklin, WI 53132 A+5.0 ★Texas Ratio: 0.01% |
Conventional | 1 | 0.3% | 100% | $95,000 | View |
|
W236s7050 Big Bend Dr, Big Bend, WI 53103 A+5.0 ★Texas Ratio: 1.51% |
Conventional | 1 | 0.3% | 100% | $215,000 | View |
|
7707 N Brookline Dr, Madison, WI 53719 A+5.0 ★Texas Ratio: 0.12% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
|
10 Phoenix St, Cedar Grove, WI 53013 A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 0.3% | 100% | $405,000 | View |
|
302 Bay St, Chippewa Falls, WI 54729 A5.0 ★Texas Ratio: 13.08% |
Conventional | 1 | 0.3% | 50% | $125,000 | View |
|
W186N9559 Bancroft Dr, Menomonee Falls, WI 53051 8009 A+5.0 ★Texas Ratio: 2.06% |
Conventional | 1 | 0.3% | 100% | $25,000 | View |
|
12655 W Capitol Dr, Brookfield, WI 53005 A5.0 ★Texas Ratio: 7.72% |
Conventional | 1 | 0.3% | 100% | $115,000 | View |
|
112 S Mound Ave, Belmont, WI 53510 A+5.0 ★Texas Ratio: 0.68% |
Conventional | 1 | 0.3% | 100% | $565,000 | View |
|
100 E Midway Rd, Appleton, WI 54915 A5.0 ★Texas Ratio: 6.71% |
Conventional | 1 | 0.3% | 100% | $305,000 | View |
|
★ 1.7 stars, 3 reviews 12805 W Bluemound Rd, Brookfield, WI 53005 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
Antigo Middle School, Antigo, WI 54409 A5.0 ★Texas Ratio: 10.08% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA | 19 | 4.9% | 100% | $411,842 | |
Uw Credit Union
|
Conventional, HELOC | 12 +16 HELOCs |
3.1% | 100% | $321,666 | |
A+ Mortgage Services, Inc.
|
Conventional | 8 | 2% | 100% | $385,000 | |
|
A+5.0 ★Texas Ratio: 2.07% |
Conventional | 2 | 0.5% | 100% | $240,000 | View |
Gateway Mortgage Corporation
|
Conventional | 1 | 0.3% | 100% | $365,000 | |
|
A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
|
Conventional, FHA, VA | 22 | 5.6% | 88.9% | $289,090 | |
Guild Mortgage Company
|
Conventional, VA | 18 | 4.6% | 100% | $352,222 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 16 | 4.1% | 85% | $422,500 | |
Newrez LLC
|
Conventional, VA | 10 | 2.6% | 84.6% | $432,000 | |
First State Mortgage Services
|
Conventional | 7 | 1.8% | 100% | $290,714 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 6 | 1.5% | 85.7% | $338,333 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, HELOC | 5 +1 HELOCs |
1.3% | 100% | $377,000 | |
Planet Home Lending, LLC
|
Conventional, FHA, VA | 5 | 1.3% | 83.3% | $395,000 | |
Nationstar Mortgage
|
Conventional | 5 | 1.3% | 100% | $101,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 4 | 1% | 100% | $275,000 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 4 | 1% | 71.4% | $412,500 | |
Union Home Mortgage Corp.
|
Conventional | 4 | 1% | 80% | $300,000 | |
Mortgage Research Center
|
VA | 4 | 1% | 100% | $405,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional, VA | 4 | 1% | 80% | $185,000 | View |
Guaranteed Rate, Inc.
|
Conventional | 3 | 0.8% | 100% | $521,666 | |
Lakeview Loan Servicing, LLC
|
Conventional, VA | 3 | 0.8% | 75% | $235,000 | |
|
A+5.0 ★Texas Ratio: 2.02% |
Conventional | 3 | 0.8% | 100% | $391,666 | View |
Nations Lending Corporation
|
Conventional | 3 | 0.8% | 100% | $345,000 | |
Prosperity Home Mortgage, LLC
|
Conventional, VA | 3 | 0.8% | 100% | $478,333 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 3 | 0.8% | 100% | $315,000 | View |
Nbkc Bank
|
Conventional | 2 | 0.5% | 100% | $495,000 | |
Kind Lending, LLC
|
Conventional, FHA | 2 | 0.5% | 100% | $355,000 | |
AmeriHome Mortgage Company, LLC
|
Conventional | 2 | 0.5% | 100% | $180,000 | |
New Day Financial, LLC.
|
VA | 2 | 0.5% | 66.7% | $370,000 | |
Provident Funding Associates
|
Conventional | 2 | 0.5% | 100% | $475,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
Conventional | 2 | 0.5% | 100% | $435,000 | View |
Mutual of Omaha Mortgage
|
Conventional | 2 | 0.5% | 100% | $355,000 | |
Lower, LLC
|
Conventional | 2 | 0.5% | 100% | $250,000 | |
Navy Federal Credit Union
|
Conventional | 2 | 0.5% | 100% | $370,000 | |
21St Mortgage
|
Conventional | 2 | 0.5% | 6.9% | $75,000 | |
Carrington Mortgage Services LLC
|
Conventional, VA | 2 | 0.5% | 100% | $360,000 | |
Plaza Home Mortgage, Inc
|
Conventional, FHA | 2 | 0.5% | 100% | $240,000 | |
|
A+5.0 ★Texas Ratio: 4.56% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $355,000 | |
Liberty Federal Credit Union
|
Conventional | 1 | 0.3% | 100% | $315,000 | |
Primelending
|
Conventional | 1 | 0.3% | 100% | $375,000 | |
Canopy Mortgage, LLC
|
Conventional | 1 | 0.3% | 100% | $145,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 0.3% | 100% | $455,000 | |
|
A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.3% | 100% | $335,000 | View |
|
A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.3% | 50% | $155,000 | View |
AML Funding LLC dba Absolute Mortgage & Lending
|
Conventional | 1 | 0.3% | 100% | $485,000 | |
Securitynational Mortgage Company
|
Conventional | 1 | 0.3% | 100% | $165,000 | |
SIRVA Mortgage, Inc.
|
Conventional | 1 | 0.3% | 100% | $425,000 | |
First Colony Mortgage Corporat
|
Conventional | 1 | 0.3% | 66.7% | $575,000 | |
Cardinal Financial Company, Li
|
Conventional | 1 | 0.3% | 100% | $225,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.3% | 100% | $125,000 | View |
Churchill Mortgage Corporation
|
FHA | 1 | 0.3% | 100% | $465,000 | |
|
A+5.0 ★Texas Ratio: 5.08% |
FHA | 1 | 0.3% | 100% | $385,000 | View |
American Pacific Mortgage Corporation
|
Conventional | 1 | 0.3% | 100% | $385,000 | |
|
A+5.0 ★Texas Ratio: 5.75% |
Conventional | 1 | 0.3% | 100% | $65,000 | |
|
A+5.0 ★Texas Ratio: 0.47% |
Conventional | 1 | 0.3% | 100% | $285,000 | View |
Endeavor Capital, LLC
|
FHA | 1 | 0.3% | 100% | $245,000 | |
New American Funding, LLC.
|
Conventional | 1 | 0.3% | 50% | $335,000 | |
|
A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.3% | 100% | $435,000 | View |
Consumers Credit Union
|
Conventional | 1 | 0.3% | 100% | $505,000 | |
Geneva Financial LLC
|
Conventional | 1 | 0.3% | 100% | $155,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional | 1 | 0.3% | 100% | $545,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
Movement Mortgage, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 1.59% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 0.89% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
The Loan Store, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Wisconsin compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Germantown? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Germantown in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Germantown, WI lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 46.8 percent of home loans in Germantown, Wisconsin in 2025, banks 37.6 percent and credit unions 15.6 percent. Wisconsin Mortgage Corporation was the largest mortgage company, Associated Bank NA the largest bank and Landmark Credit Union the largest credit union. Among lenders headquartered in Wisconsin, Associated Bank NA led with 14 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Wisconsin. Real estate transfer fee of $3 per $1,000 of value (0.3 percent), paid by the seller (Wis. Stat. 77.22); no mortgage tax.
By home loans closed in 2025, Associated Bank NA was the largest mortgage lender in Germantown, Wisconsin with 14 loans, about 3.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Germantown, Wisconsin in 2025, led by Rocket Mortgage with 2. 15 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 44 banks and 15 credit unions closed home loans in Germantown, Wisconsin in 2025, alongside 47 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Germantown, Wisconsin during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Germantown, Wisconsin for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Germantown. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.