Mortgage Lenders and Brokers in Morgantown, West Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Morgantown, West Virginia mortgage lenders include Clear Mountain BankClear Mountain Bank102 Venture Dr, Morgantown, WV 26508A+5.0 ★Texas Ratio: 2.01%, Huntington National BankHuntington National Bank130 Greenbag Rd, Morgantown, WV 26501A+5.0 ★Texas Ratio: 3.66%, PNC Bank N.A.PNC Bank N.A.1550 University Ave, Morgantown, WV 26506A+5.0 ★Texas Ratio: 4.24%, City National Bank of WVCity National Bank of WV1182 Pineview Dr, Morgantown, WV 26505A+5.0 ★Texas Ratio: 1.47%, Wesbanco Bank, Inc.Wesbanco Bank, Inc.1350 Earl L Core Rd, Morgantown, WV 26505A+5.0 ★Texas Ratio: 3.87%, United Bank VaUnited Bank Va40 Hurley St, Morgantown, WV 26501A+5.0 ★Texas Ratio: 2.15%, Truist BankTruist Bank1806 Earl L Core Rd, Morgantown, WV 26505A+5.0 ★Texas Ratio: 2.87%, First Exchange BankFirst Exchange Bank3051 University Ave, Morgantown, WV 26505B4.6 ★Texas Ratio: 19.90%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA461 High St, Morgantown, WV 26505A+5.0 ★Texas Ratio: 3.68%, and Fairmont Federal Credit UnionFairmont Federal Credit Union1254 Pineview Dr, Morgantown, WV 26505 2731A+5.0 ★Texas Ratio: 4.42%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Morgantown, West Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Morgantown are listed first, then lenders elsewhere in West Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Morgantown, West Virginia
Market share is the lender's share of all home loans closed in Morgantown, West Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3 offices in Morgantown 102 Venture Dr, Morgantown, WV 26508 A+5.0 ★Texas Ratio: 2.01% |
Conventional, Jumbo | 75 | 12.7% | 96.2% | $346,866 | View |
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5 offices in Morgantown 130 Greenbag Rd, Morgantown, WV 26501 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, Jumbo, HELOC | 51 +42 HELOCs |
8.7% | 83.6% | $311,862 | View |
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★ 1.7 stars, 3 reviews 1 office in Morgantown 1550 University Ave, Morgantown, WV 26506 A+5.0 ★Texas Ratio: 4.24% |
Conventional, VA, HELOC | 28 +9 HELOCs |
4.8% | 96.6% | $248,928 | View |
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1 office in Morgantown 1182 Pineview Dr, Morgantown, WV 26505 A+5.0 ★Texas Ratio: 1.47% |
Conventional, HELOC | 18 +1 HELOCs |
3.1% | 100% | $312,777 | View |
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2 offices in Morgantown 1350 Earl L Core Rd, Morgantown, WV 26505 A+5.0 ★Texas Ratio: 3.87% |
Conventional, FHA, HELOC | 15 +15 HELOCs |
2.5% | 100% | $302,333 | View |
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6 offices in Morgantown 40 Hurley St, Morgantown, WV 26501 A+5.0 ★Texas Ratio: 2.15% |
Conventional, VA, Jumbo, HELOC | 13 +12 HELOCs |
2.2% | 92.9% | $417,307 | View |
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★ 1 stars, 1 review 3 offices in Morgantown 1806 Earl L Core Rd, Morgantown, WV 26505 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 10 +12 HELOCs |
1.7% | 90.9% | $252,000 | View |
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2 offices in Morgantown 3051 University Ave, Morgantown, WV 26505 B4.6 ★Texas Ratio: 19.90% |
Conventional | 10 | 1.7% | 90.9% | $219,000 | View |
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1 office in Morgantown 461 High St, Morgantown, WV 26505 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 7 | 1.2% | 77.8% | $260,714 | View |
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1254 Pineview Dr, Morgantown, WV 26505 2731 A+5.0 ★Texas Ratio: 4.42% |
Conventional | 14 | 2.4% | 73.9% | $182,857 | View |
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1409 Main St, Follansbee, WV 26037 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 6 +1 HELOCs |
1% | 100% | $330,000 | View |
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8980 University Town Centre Drive, Morgantown, WV 26501 A+5.0 ★Texas Ratio: 0.38% |
Conventional | 2 | 0.3% | 66.7% | $115,000 | View |
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204 Pinewood Dr, Beckley, WV 25801 A5.0 ★Texas Ratio: 9.24% |
Conventional | 2 | 0.3% | 100% | $135,000 | View |
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2236 Main St, Clay, WV 25043 A+5.0 ★Texas Ratio: 0.96% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
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17558 Old Route 55, Baker, WV 26801 A5.0 ★Texas Ratio: 11.21% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
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23 Presidents Street, Fort Ashby, WV 26719 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
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901 William Ave, Davis, WV 26260 A5.0 ★Texas Ratio: 7.08% |
Conventional | 1 | 0.2% | 100% | $45,000 | View |
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101 S Washington St, Berkeley Springs, WV 25411 A+5.0 ★Texas Ratio: 0.74% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
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★ 5 stars, 1 review 3800 Maccorkle Ave Se, Charleston, WV 25304 A4.9 ★Texas Ratio: 5.30% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
Bayer Hfcu
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Conventional, HELOC | 2 +1 HELOCs |
0.3% | 100% | $340,000 | |
Intercoastal Mortgage, LLC
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Conventional, FHA, VA | 38 | 6.5% | 95.2% | $241,578 | |
Rocket Mortgage
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Conventional, FHA, VA | 33 | 5.6% | 66% | $210,454 | |
Nvr Mortgage Finance, Inc.
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Conventional, FHA, VA | 29 | 4.9% | 87.9% | $433,275 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 22 | 3.7% | 91.7% | $291,363 | |
loanDepot.com LLC
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Conventional, FHA, VA | 21 | 3.6% | 84.6% | $235,952 | |
First Federal Savings and Loan
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Conventional, FHA | 21 | 3.6% | 100% | $205,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, USDA | 17 | 2.9% | 85% | $255,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA, HELOC | 15 +3 HELOCs |
2.5% | 93.8% | $243,000 | View |
Mortgage Research Center
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Conventional, FHA, VA | 15 | 2.5% | 88.2% | $277,666 | |
21St Mortgage
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Conventional | 12 | 2% | 60% | $61,666 | |
First United Bank & Trust
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Conventional | 10 | 1.7% | 91.7% | $399,000 | |
Nationstar Mortgage
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Conventional | 5 | 0.8% | 66.7% | $231,000 | |
Navy Federal Credit Union
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Conventional, VA | 5 | 0.8% | 71.4% | $191,000 | |
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A+5.0 ★Texas Ratio: 2.49% |
VA | 4 | 0.7% | 66.7% | $337,500 | View |
Triad Financial Services, Inc.
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Conventional | 4 | 0.7% | 56.5% | $82,500 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 4 | 0.7% | 31.2% | $57,500 | |
Movement Mortgage, LLC
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Conventional | 3 | 0.5% | 75% | $285,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA | 3 | 0.5% | 100% | $255,000 | View |
Amerisave Mortgage Company
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Conventional | 3 | 0.5% | 33.3% | $41,666 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 3 | 0.5% | 100% | $425,000 | View |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +1 HELOCs |
0.3% | 100% | $200,000 | View |
Primelending
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Conventional | 2 | 0.3% | 100% | $325,000 | |
Lakeview Loan Servicing, LLC
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Conventional, VA | 2 | 0.3% | 100% | $140,000 | |
Newrez LLC
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Conventional, VA | 2 | 0.3% | 66.7% | $215,000 | |
Pennymac Loan Services LLC
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Conventional | 2 | 0.3% | 50% | $175,000 | |
First Home Mortgage
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Conventional | 2 | 0.3% | 100% | $95,000 | |
HomeBridge Financial Services, Inc
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FHA, VA | 2 | 0.3% | 100% | $230,000 | |
Discover Bank
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Conventional | 2 | 0.3% | 50% | $95,000 | |
Sun West Mortgage Company, Inc
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Conventional, FHA | 2 | 0.3% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.3% | 100% | $325,000 | View |
American Pacific Mortgage Corporation
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Conventional, FHA | 2 | 0.3% | 100% | $215,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional, FHA | 2 | 0.3% | 100% | $175,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 2 | 0.3% | 100% | $360,000 | View |
Tammac Holdings Corporation
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Conventional | 2 | 0.3% | 60% | $50,000 | |
American Airlines Federal Cred
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Guaranteed Rate, Inc.
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FHA | 1 | 0.2% | 66.7% | $245,000 | |
Atlantic Coast Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.2% | 100% | $495,000 | View |
Sage Home Loans Corporation
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FHA | 1 | 0.2% | 100% | $155,000 | |
Kind Lending, LLC
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FHA | 1 | 0.2% | 100% | $185,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
Guild Mortgage Company
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Conventional | 1 | 0.2% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 4.72% |
Conventional, Jumbo | 1 | 0.2% | 100% | $825,000 | View |
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A+5.0 ★Texas Ratio: 5.44% |
FHA | 1 | 0.2% | 100% | $205,000 | View |
Ohio Valley Community Credit Union
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.2% | 44.4% | $115,000 | |
East Coast Capital Corp.
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Conventional | 1 | 0.2% | 100% | $135,000 | |
Bay Equity LLC
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FHA | 1 | 0.2% | 100% | $335,000 | |
Chevron Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $455,000 | |
Nfm, Inc
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Conventional | 1 | 0.2% | 100% | $155,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 33.3% | $195,000 | View |
Atlantic Bay Mortgage Group
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FHA | 1 | 0.2% | 100% | $255,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $145,000 | |
Farm Credit of the Virginias, ACA
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Union Savings Bank
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VA | 1 | 0.2% | 100% | $405,000 | |
First Western Federal Savings Bank
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Conventional | 1 | 0.2% | 100% | $315,000 | |
Stockton Mortgage Corporation
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FHA | 1 | 0.2% | 50% | $245,000 | |
Towne Mortgage Company
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USDA | 1 | 0.2% | 100% | $185,000 | |
American Heritage Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $145,000 | |
TowneBank
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FHA | 1 | 0.2% | 100% | $175,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $105,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $345,000 | |
New American Funding, LLC.
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FHA | 1 | 0.2% | 33.3% | $75,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
VA | 1 | 0.2% | 50% | $385,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.2% | 100% | $325,000 | |
National Bank of Blacksburg
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Conventional | 1 | 0.2% | 100% | $185,000 | |
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A5.0 ★Texas Ratio: 12.17% |
Conventional | 1 | 0.2% | 100% | $585,000 | View |
Village Capital & Investment
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VA | 1 | 0.2% | 50% | $425,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Apple Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Morgantown Mortgage Rate Trends
Daily average mortgage rates for West Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Morgantown, West Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Morgantown? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Morgantown in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Morgantown, WV
Use these to narrow the list above. Each category shows how many Morgantown, WV lenders fit and what that kind of lender is usually best for.
Who Lends in Morgantown, WV
Independent mortgage companies closed 41.8 percent of home loans in Morgantown, West Virginia in 2025, banks 53.5 percent and credit unions 4.8 percent. Intercoastal Mortgage, LLC was the largest mortgage company, Clear Mountain Bank the largest bank and Fairmont Federal Credit Union the largest credit union. Among lenders headquartered in West Virginia, Clear Mountain Bank led with 75 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in West Virginia. State excise tax of $1.10 per $500 plus a county tax of at least $0.55 per $500 that counties may raise to $1.65 per $500, so total transfer tax runs $1.65 to $2.75 per $500 (0.33 to 0.55 percent), paid by the seller (W. Va. Code 11-22-2); no mortgage tax.
More West Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Morgantown, WV
By home loans closed in 2025, Clear Mountain Bank was the largest mortgage lender in Morgantown, West Virginia with 75 loans, about 12.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Morgantown, West Virginia, Clear Mountain Bank approved the highest share of completed applications in 2025 at 96.2 percent, against a 83.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
25 lenders closed FHA loans in Morgantown, West Virginia in 2025, led by Intercoastal Mortgage, LLC with 10. 20 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 39 banks and 11 credit unions closed home loans in Morgantown, West Virginia in 2025, alongside 42 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Morgantown, West Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Morgantown, West Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Morgantown. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
