Mortgage Lenders and Brokers in Inwood, West Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Inwood, West Virginia mortgage lenders include City National Bank of WVCity National Bank of WV142 Sader Drive, Inwood, WV 25428A+5.0 ★Texas Ratio: 1.47%, Jefferson Security BankJefferson Security Bank277 Mineral Drive, Inwood, WV 25428A+4.9 ★Texas Ratio: 0.10%, Truist BankTruist Bank139 Hovatter Dr, Inwood, WV 25428A+5.0 ★Texas Ratio: 2.87%, United Bank VaUnited Bank Va7699 Winchester Ave, Inwood, WV 25428A+5.0 ★Texas Ratio: 2.15%, Burke & Herbert Bk & Tr CoBurke & Herbert Bk & Tr Co5091 Gerrardstown Rd, Inwood, WV 25428A5.0 ★Texas Ratio: 7.39%, Cnb Bank Inc.Cnb Bank Inc.101 S Washington St, Berkeley Springs, WV 25411A+5.0 ★Texas Ratio: 0.74%, Potomac BankPotomac Bank111 E Washington St, Charles Town, WV 25414A+5.0 ★Texas Ratio: 0.66%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust6718 Potomac Highlands Trl, Arbovale, WV 24915A5.0 ★Texas Ratio: 7.72%, PNC Bank N.A.PNC Bank N.A.1550 University Ave, Morgantown, WV 26506A+5.0 ★Texas Ratio: 4.24%, and Bayer HfcuBayer HfcuNew Martinsville, WV. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Inwood, West Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Inwood are listed first, then lenders elsewhere in West Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Inwood, West Virginia
Market share is the lender's share of all home loans closed in Inwood, West Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Inwood 142 Sader Drive, Inwood, WV 25428 A+5.0 ★Texas Ratio: 1.47% |
Conventional, HELOC | 24 +3 HELOCs |
4.9% | 75% | $170,000 | View |
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1 office in Inwood 277 Mineral Drive, Inwood, WV 25428 A+4.9 ★Texas Ratio: 0.10% |
Conventional | 12 | 2.5% | 92.9% | $233,333 | View |
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★ 1 stars, 1 review 1 office in Inwood 139 Hovatter Dr, Inwood, WV 25428 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, HELOC | 3 +9 HELOCs |
0.6% | 100% | $125,000 | View |
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1 office in Inwood 7699 Winchester Ave, Inwood, WV 25428 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 2 | 0.4% | 100% | $205,000 | View |
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1 office in Inwood 5091 Gerrardstown Rd, Inwood, WV 25428 A5.0 ★Texas Ratio: 7.39% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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101 S Washington St, Berkeley Springs, WV 25411 A+5.0 ★Texas Ratio: 0.74% |
Conventional, Jumbo | 5 | 1% | 100% | $479,000 | View |
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111 E Washington St, Charles Town, WV 25414 A+5.0 ★Texas Ratio: 0.66% |
Conventional | 3 | 0.6% | 100% | $288,333 | View |
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6718 Potomac Highlands Trl, Arbovale, WV 24915 A5.0 ★Texas Ratio: 7.72% |
FHA | 1 | 0.2% | 100% | $225,000 | View |
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★ 1.7 stars, 3 reviews 1550 University Ave, Morgantown, WV 26506 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.2% | 50% | $275,000 | View |
Bayer Hfcu
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Lennar Mortgage, LLC
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Conventional, FHA, VA | 52 | 10.6% | 91.2% | $210,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, USDA, HELOC | 47 +1 HELOCs |
9.6% | 97.9% | $289,893 | |
Rocket Mortgage
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Conventional, FHA, VA | 47 | 9.6% | 85% | $222,234 | |
Integrity Home Mortgage Corporation
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Conventional, FHA, VA, USDA | 31 | 6.3% | 100% | $328,225 | |
Navy Federal Credit Union
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Conventional, VA, HELOC | 24 +13 HELOCs |
4.9% | 85.7% | $207,916 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 19 | 3.9% | 95% | $284,473 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 18 | 3.7% | 81.8% | $112,777 | |
RMC Home Mortgage, LLC
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Conventional, FHA, VA | 14 | 2.9% | 82.4% | $322,857 | |
First Heritage Mortgage, LLC
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Conventional, FHA | 14 | 2.9% | 100% | $302,142 | |
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A+5.0 ★Texas Ratio: 2.49% |
Conventional, FHA, VA | 13 | 2.7% | 94.4% | $303,461 | View |
loanDepot.com LLC
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Conventional, FHA, HELOC | 10 +1 HELOCs |
2% | 71.4% | $79,000 | |
Mortgage Research Center
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VA | 10 | 2% | 90.9% | $400,000 | |
Atlantic Coast Mortgage, LLC
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Conventional, FHA, VA | 8 | 1.6% | 100% | $328,750 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA | 8 | 1.6% | 100% | $298,750 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 8 | 1.6% | 88.9% | $250,000 | |
Nationstar Mortgage
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Conventional, VA | 7 | 1.4% | 87.5% | $106,428 | |
Carrington Mortgage Services LLC
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Conventional, FHA, VA | 6 | 1.2% | 60% | $203,333 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 5 | 1% | 66.7% | $225,000 | |
Guild Mortgage Company
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Conventional, USDA | 5 | 1% | 100% | $265,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA, VA | 5 | 1% | 83.3% | $279,000 | |
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A5.0 ★Texas Ratio: 7.27% |
Conventional | 4 | 0.8% | 80% | $227,500 | View |
New American Funding, LLC.
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Conventional, VA | 4 | 0.8% | 66.7% | $125,000 | |
Newrez LLC
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Conventional, VA | 3 | 0.6% | 60% | $331,666 | |
PHH Mortgage Corporation
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FHA, VA | 3 | 0.6% | 100% | $271,666 | |
Amerisave Mortgage Company
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Conventional | 3 | 0.6% | 33.3% | $35,000 | |
Intercoastal Mortgage, LLC
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Conventional, FHA | 3 | 0.6% | 75% | $291,666 | |
Nextmortgage, LLC
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FHA, USDA | 3 | 0.6% | 100% | $295,000 | |
Nfm, Inc
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FHA | 3 | 0.6% | 100% | $281,666 | |
Waterstone Mortgage Corporation
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Conventional, FHA | 3 | 0.6% | 100% | $431,666 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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FHA | 2 | 0.4% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 3.36% |
Conventional | 2 | 0.4% | 100% | $240,000 | View |
Primelending
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FHA, USDA | 2 | 0.4% | 100% | $340,000 | |
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A+5.0 ★Texas Ratio: 4.85% |
Conventional | 2 | 0.4% | 100% | $185,000 | View |
Everett Financial, Inc.
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Conventional, FHA | 2 | 0.4% | 100% | $160,000 | |
Nbkc Bank
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Conventional, VA | 2 | 0.4% | 100% | $275,000 | |
AmeriHome Mortgage Company, LLC
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FHA, VA | 2 | 0.4% | 66.7% | $305,000 | |
Apple Federal Credit Union
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Conventional | 2 | 0.4% | 50% | $195,000 | |
Click n' Close, Inc.
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FHA, USDA | 2 | 0.4% | 100% | $250,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.4% | 100% | $340,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 2 | 0.4% | 100% | $310,000 | View |
Paramount Residential Mortgage
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FHA | 2 | 0.4% | 100% | $380,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.4% | 50% | $75,000 | |
Village Capital & Investment
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VA | 2 | 0.4% | 100% | $360,000 | |
Pentagon Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $355,000 | |
Tidewater Mortgage Services, Inc
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USDA | 1 | 0.2% | 100% | $275,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.2% | 100% | $265,000 | |
SWBC Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $275,000 | |
Millennium Financial Group Inc dba Mlend
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VA | 1 | 0.2% | 100% | $275,000 | |
Envoy Mortgage, Ltd
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FHA | 1 | 0.2% | 100% | $265,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.2% | 100% | $275,000 | |
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D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.2% | 100% | $195,000 | View |
Guidance Residential, LLC
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Tower Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $115,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
USDA | 1 | 0.2% | 100% | $245,000 | View |
American Financial Network, Inc.
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FHA | 1 | 0.2% | 100% | $375,000 | |
Valon Mortgage
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Conventional | 1 | 0.2% | 50% | $245,000 | |
Michigan Mutual, Inc
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FHA | 1 | 0.2% | 100% | $215,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 50% | $95,000 | |
Absolute Home Mortgage
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USDA | 1 | 0.2% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 3.99% |
Conventional | 1 | 0.2% | 50% | $45,000 | View |
Cardinal Financial Company, Li
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FHA | 1 | 0.2% | 100% | $205,000 | |
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A-5.0 ★Texas Ratio: 15.49% |
FHA | 1 | 0.2% | 100% | $265,000 | View |
Planet Home Lending, LLC
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FHA | 1 | 0.2% | 66.7% | $195,000 | |
Embrace Home Loans, Inc.
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Conventional | 1 | 0.2% | 100% | $495,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $275,000 | |
Patriot FCU
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Conventional | 1 | 0.2% | 100% | $35,000 | |
Farmers and Merchants Trust Company of Chambersburg
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Conventional | 1 | 0.2% | 100% | $305,000 | |
TowneBank
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FHA | 1 | 0.2% | 50% | $315,000 | |
Lower, LLC
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FHA | 1 | 0.2% | 100% | $265,000 | |
United Nations Federal CU
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Conventional | 1 | 0.2% | 100% | $255,000 | |
21St Mortgage
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Conventional | 1 | 0.2% | 40% | $55,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 100% | $75,000 | View |
Tammac Holdings Corporation
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Conventional | 1 | 0.2% | 100% | $65,000 | |
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Mutual of Omaha Mortgage
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HELOC | 0 +1 HELOCs |
0% | 100% |
Inwood Mortgage Rate Trends
Daily average mortgage rates for West Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Inwood, West Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Inwood? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Inwood in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Inwood, WV
Use these to narrow the list above. Each category shows how many Inwood, WV lenders fit and what that kind of lender is usually best for.
Who Lends in Inwood, WV
Independent mortgage companies closed 77.7 percent of home loans in Inwood, West Virginia in 2025, banks 16 percent and credit unions 6.3 percent. Lennar Mortgage, LLC was the largest mortgage company, City National Bank of WV the largest bank and Bayer Hfcu the largest credit union. Among lenders headquartered in West Virginia, City National Bank of WV led with 24 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in West Virginia. State excise tax of $1.10 per $500 plus a county tax of at least $0.55 per $500 that counties may raise to $1.65 per $500, so total transfer tax runs $1.65 to $2.75 per $500 (0.33 to 0.55 percent), paid by the seller (W. Va. Code 11-22-2); no mortgage tax.
More West Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Inwood, WV
By home loans closed in 2025, City National Bank of WV was the largest mortgage lender in Inwood, West Virginia with 24 loans, about 4.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Inwood, West Virginia, Lennar Mortgage, LLC approved the highest share of completed applications in 2025 at 91.2 percent, against a 86.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
39 lenders closed FHA loans in Inwood, West Virginia in 2025, led by CrossCountry Mortgage, LLC with 21. 25 lenders closed VA loans, led by Mortgage Research Center, and 9 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 9 credit unions closed home loans in Inwood, West Virginia in 2025, alongside 51 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Inwood, West Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Inwood, West Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Inwood. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
