Mortgage Lenders and Brokers in Ranson corporation, West Virginia
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Ranson corporation, West Virginia mortgage lenders include Potomac BankPotomac Bank111 E Washington St, Charles Town, WV 25414A+5.0 ★Texas Ratio: 0.66%, City National Bank of WVCity National Bank of WV601 Alta Drive, Alderson, WV 24910A+5.0 ★Texas Ratio: 1.47%, Jefferson Security BankJefferson Security Bank873 E Washington St, Charles Town, WV 25414A+4.9 ★Texas Ratio: 0.10%, Truist BankTruist Bank3849 Robert C Byrd Dr, Beckley, WV 25801A+5.0 ★Texas Ratio: 2.87%, Cnb Bank Inc.Cnb Bank Inc.101 S Washington St, Berkeley Springs, WV 25411A+5.0 ★Texas Ratio: 0.74%, United Bank VaUnited Bank Va20020 Midland Trl, Ansted, WV 25812A+5.0 ★Texas Ratio: 2.15%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA6327 Route 60 East, Barboursville, WV 25504A+5.0 ★Texas Ratio: 3.68%, PNC Bank N.A.PNC Bank N.A.1550 University Ave, Morgantown, WV 26506A+5.0 ★Texas Ratio: 4.24%, M&T BankM&T Bank23 Presidents Street, Fort Ashby, WV 26719A+5.0 ★Texas Ratio: 4.11%, and Bayer HfcuBayer HfcuNew Martinsville, WV. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ranson corporation, West Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ranson corporation are listed first, then lenders elsewhere in West Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Ranson corporation, West Virginia
Market share is the lender's share of all home loans closed in Ranson corporation, West Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
111 E Washington St, Charles Town, WV 25414 A+5.0 ★Texas Ratio: 0.66% |
Conventional | 19 | 2.4% | 90.9% | $156,578 | View |
|
601 Alta Drive, Alderson, WV 24910 A+5.0 ★Texas Ratio: 1.47% |
Conventional, HELOC | 9 +3 HELOCs |
1.1% | 75% | $135,000 | View |
|
873 E Washington St, Charles Town, WV 25414 A+4.9 ★Texas Ratio: 0.10% |
Conventional | 7 | 0.9% | 100% | $275,000 | View |
|
★ 1 stars, 1 review 3849 Robert C Byrd Dr, Beckley, WV 25801 A+5.0 ★Texas Ratio: 2.87% |
Conventional, VA, HELOC | 6 +9 HELOCs |
0.8% | 85.7% | $261,666 | View |
|
101 S Washington St, Berkeley Springs, WV 25411 A+5.0 ★Texas Ratio: 0.74% |
Conventional, USDA | 3 | 0.4% | 75% | $318,333 | View |
|
20020 Midland Trl, Ansted, WV 25812 A+5.0 ★Texas Ratio: 2.15% |
Conventional, HELOC | 2 +2 HELOCs |
0.3% | 50% | $275,000 | View |
|
6327 Route 60 East, Barboursville, WV 25504 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.3% | 100% | $260,000 | View |
|
★ 1.7 stars, 3 reviews 1550 University Ave, Morgantown, WV 26506 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +11 HELOCs |
0.1% | 100% | $105,000 | View |
|
23 Presidents Street, Fort Ashby, WV 26719 A+5.0 ★Texas Ratio: 4.11% |
FHA, HELOC | 1 +2 HELOCs |
0.1% | 100% | $255,000 | View |
Bayer Hfcu
|
Conventional | 1 | 0.1% | 100% | $235,000 | |
Lennar Mortgage, LLC
|
Conventional, FHA, VA, USDA | 219 | 27.9% | 91.2% | $290,662 | |
First Heritage Mortgage, LLC
|
Conventional, FHA, VA, USDA | 94 | 12% | 98.9% | $332,021 | |
RMC Home Mortgage, LLC
|
Conventional, FHA, VA | 50 | 6.4% | 92.6% | $376,400 | |
Rocket Mortgage
|
Conventional, FHA, VA | 43 | 5.5% | 78.3% | $258,023 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA, HELOC | 24 +1 HELOCs |
3.1% | 100% | $306,666 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 21 | 2.7% | 79.3% | $329,285 | |
Navy Federal Credit Union
|
Conventional, VA, HELOC | 16 +4 HELOCs |
2% | 69.6% | $332,500 | |
loanDepot.com LLC
|
Conventional, FHA, VA | 15 | 1.9% | 75% | $219,666 | |
Integrity Home Mortgage Corporation
|
Conventional, FHA, VA, USDA | 15 | 1.9% | 88.9% | $269,666 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 12 | 1.5% | 86.7% | $206,666 | |
Atlantic Coast Mortgage, LLC
|
Conventional, FHA, VA | 10 | 1.3% | 91.7% | $260,000 | |
|
A+5.0 ★Texas Ratio: 2.49% |
FHA, VA | 8 | 1% | 92.9% | $376,250 | View |
Newrez LLC
|
Conventional, FHA, VA | 8 | 1% | 71.4% | $318,750 | |
Waterstone Mortgage Corporation
|
Conventional, FHA, USDA | 8 | 1% | 100% | $342,500 | |
Mortgage Research Center
|
VA | 8 | 1% | 64.3% | $452,500 | |
Primelending
|
Conventional, FHA, USDA | 7 | 0.9% | 100% | $235,000 | |
Nationstar Mortgage
|
Conventional, FHA | 7 | 0.9% | 100% | $160,714 | |
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA | 7 | 0.9% | 87.5% | $320,714 | |
Intercoastal Mortgage, LLC
|
Conventional, FHA | 6 | 0.8% | 100% | $431,666 | |
New American Funding, LLC.
|
Conventional, FHA, VA | 6 | 0.8% | 66.7% | $228,333 | |
Lower, LLC
|
Conventional, FHA | 6 | 0.8% | 100% | $251,666 | |
Amerisave Mortgage Company
|
Conventional, FHA, HELOC | 5 +1 HELOCs |
0.6% | 38.5% | $255,000 | |
Credit Union Mortgage Associat
|
Conventional | 5 | 0.6% | 100% | $277,000 | |
Nfm, Inc
|
Conventional, FHA, USDA | 5 | 0.6% | 100% | $293,000 | |
Guaranteed Rate, Inc.
|
Conventional, FHA | 4 | 0.5% | 80% | $327,500 | |
Guild Mortgage Company
|
Conventional, FHA, VA, USDA | 4 | 0.5% | 100% | $382,500 | |
Fidelity Direct Mortgage, LLC
|
FHA | 4 | 0.5% | 100% | $395,000 | |
Planet Home Lending, LLC
|
Conventional, FHA, VA | 4 | 0.5% | 100% | $427,500 | |
The Loan Store, Inc
|
Conventional | 4 | 0.5% | 100% | $295,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional, FHA | 3 | 0.4% | 100% | $235,000 | |
Everett Financial, Inc.
|
Conventional, FHA | 3 | 0.4% | 100% | $291,666 | |
Kind Lending, LLC
|
Conventional, FHA | 3 | 0.4% | 100% | $385,000 | |
Ocmbc, Inc.
|
Conventional, FHA | 3 | 0.4% | 100% | $281,666 | |
Union Home Mortgage Corp.
|
Conventional, VA | 3 | 0.4% | 75% | $428,333 | |
Embrace Home Loans, Inc.
|
Conventional, FHA | 3 | 0.4% | 100% | $281,666 | |
American Pacific Mortgage Corporation
|
Conventional | 3 | 0.4% | 75% | $281,666 | |
Prosperity Home Mortgage, LLC
|
Conventional, FHA | 3 | 0.4% | 100% | $291,666 | |
Mld Mortgage, Inc.Dba the Money Store
|
FHA, VA | 3 | 0.4% | 100% | $301,666 | |
|
B+4.8 ★Texas Ratio: 16.98% |
Conventional, VA | 3 | 0.4% | 60% | $405,000 | View |
21St Mortgage
|
Conventional | 3 | 0.4% | 37.5% | $111,666 | |
Farmers and Merchants Trust Company of Chambersburg
|
Conventional, HELOC | 2 +1 HELOCs |
0.3% | 100% | $380,000 | |
|
C3.9 ★Texas Ratio: 27.97% |
Conventional, VA | 2 | 0.3% | 100% | $195,000 | View |
|
A-4.9 ★Texas Ratio: 16.48% |
Conventional, FHA | 2 | 0.3% | 100% | $445,000 | View |
Lakeview Loan Servicing, LLC
|
Conventional | 2 | 0.3% | 66.7% | $160,000 | |
Equity Prime Mortgage LLC
|
Conventional, VA | 2 | 0.3% | 100% | $350,000 | |
Movement Mortgage, LLC
|
FHA | 2 | 0.3% | 100% | $320,000 | |
City Lending Inc.
|
FHA | 2 | 0.3% | 100% | $345,000 | |
Discover Bank
|
Conventional | 2 | 0.3% | 40% | $55,000 | |
First Option Mortgage, LLC
|
FHA | 2 | 0.3% | 66.7% | $335,000 | |
Vellum Mortgage, Inc.
|
FHA | 2 | 0.3% | 100% | $325,000 | |
Direct Mortgage Loans, LLC
|
FHA, VA | 2 | 0.3% | 100% | $365,000 | |
Jams-01 Inc dba Home Savings & Trust Mortgage
|
VA | 2 | 0.3% | 100% | $400,000 | |
Paramount Residential Mortgage
|
Conventional, VA | 2 | 0.3% | 100% | $345,000 | |
Carrington Mortgage Services LLC
|
Conventional, FHA | 2 | 0.3% | 75% | $115,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional | 2 | 0.3% | 100% | $290,000 | View |
American Neighborhood Mortgage Acceptance Company
|
Conventional, FHA | 2 | 0.3% | 100% | $165,000 | |
Apple Federal Credit Union
|
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 50% | $265,000 | |
Pentagon Federal Credit Union
|
VA, HELOC | 1 +1 HELOCs |
0.1% | 50% | $315,000 | |
Polaris Home Funding Corp.
|
FHA | 1 | 0.1% | 100% | $215,000 | |
Alliant Credit Union
|
VA | 1 | 0.1% | 100% | $465,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.1% | 100% | $325,000 | View |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.1% | 100% | $455,000 | View |
|
A5.0 ★Texas Ratio: 13.21% |
FHA | 1 | 0.1% | 100% | $505,000 | View |
|
A+5.0 ★Texas Ratio: 3.36% |
Conventional | 1 | 0.1% | 100% | $325,000 | View |
American Financial Resources LLC
|
FHA | 1 | 0.1% | 100% | $215,000 | |
Royal United Mortgage LLC
|
Conventional | 1 | 0.1% | 100% | $135,000 | |
|
A+5.0 ★Texas Ratio: 4.85% |
FHA | 1 | 0.1% | 100% | $435,000 | View |
Envoy Mortgage, Ltd
|
FHA | 1 | 0.1% | 100% | $435,000 | |
Nbkc Bank
|
Conventional | 1 | 0.1% | 100% | $445,000 | |
ALCOVA Mortgage, LLC
|
Conventional | 1 | 0.1% | 100% | $545,000 | |
|
A5.0 ★Texas Ratio: 7.27% |
Conventional | 1 | 0.1% | 100% | $285,000 | View |
Triad Financial Services, Inc.
|
Conventional | 1 | 0.1% | 100% | $95,000 | |
|
A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.1% | 100% | $285,000 | View |
|
A+5.0 ★Texas Ratio: 5.44% |
FHA | 1 | 0.1% | 100% | $305,000 | View |
|
A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.1% | 100% | $495,000 | View |
HomeBridge Financial Services, Inc
|
VA | 1 | 0.1% | 50% | $245,000 | |
Michigan Mutual, Inc
|
VA | 1 | 0.1% | 100% | $435,000 | |
|
A+5.0 ★Texas Ratio: 3.99% |
Conventional | 1 | 0.1% | 50% | $25,000 | View |
Bank Fund Staff Federal Credit
|
Conventional | 1 | 0.1% | 100% | $225,000 | |
American Financing Corporation
|
FHA | 1 | 0.1% | 100% | $275,000 | |
Weichert Financial Services
|
Conventional | 1 | 0.1% | 100% | $495,000 | |
Congressional Federal Credit Union
|
Conventional | 1 | 0.1% | 100% | $75,000 | |
|
A5.0 ★Texas Ratio: 6.10% |
Conventional | 1 | 0.1% | 100% | $265,000 | View |
Cardinal Financial Company, Li
|
Conventional | 1 | 0.1% | 66.7% | $265,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.1% | 33.3% | $325,000 | View |
|
A+5.0 ★Texas Ratio: 2.90% |
Conventional | 1 | 0.1% | 100% | $555,000 | View |
T2 Financial LLC
|
FHA | 1 | 0.1% | 100% | $295,000 | |
|
A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.1% | 25% | $115,000 | View |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 1 | 0.1% | 100% | $375,000 | |
Baxter Credit Union
|
Conventional | 1 | 0.1% | 100% | $35,000 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.1% | 100% | $265,000 | View |
Bay Capital Mortgage Corporation
|
VA | 1 | 0.1% | 100% | $435,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 0.1% | 100% | $195,000 | |
K. Hovnanian American Mortgage
|
VA | 1 | 0.1% | 100% | $475,000 | |
|
A-5.0 ★Texas Ratio: 14.97% |
FHA | 1 | 0.1% | 100% | $425,000 | View |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.1% | 100% | $515,000 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.1% | 50% | $345,000 | View |
Angel Oak Mortgage Solutions LLC
|
Conventional | 1 | 0.1% | 100% | $255,000 | |
The Mortgage Link, Inc.
|
FHA | 1 | 0.1% | 100% | $305,000 | |
Village Capital & Investment
|
FHA | 1 | 0.1% | 50% | $215,000 | |
Figure Lending LLC
|
HELOC | 0 +5 HELOCs |
0% | n/a | ||
Tower Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | 0% | ||
Patriot FCU
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Mutual of Omaha Mortgage
|
HELOC | 0 +2 HELOCs |
0% | 100% | ||
Educational Systems FCU
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
State Employees Credit Union of MD
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Chartway FCU
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Justice Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 0.00% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Empeople Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 2.93% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Ranson corporation Mortgage Rate Trends
Daily average mortgage rates for West Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Ranson corporation, West Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Ranson corporation? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ranson corporation in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Ranson corporation, WV
Use these to narrow the list above. Each category shows how many Ranson corporation, WV lenders fit and what that kind of lender is usually best for.
Who Lends in Ranson corporation, WV
Independent mortgage companies closed 84.5 percent of home loans in Ranson corporation, West Virginia in 2025, banks 11.8 percent and credit unions 3.7 percent. Lennar Mortgage, LLC was the largest mortgage company, Potomac Bank the largest bank and Bayer Hfcu the largest credit union. Among lenders headquartered in West Virginia, Potomac Bank led with 19 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in West Virginia. State excise tax of $1.10 per $500 plus a county tax of at least $0.55 per $500 that counties may raise to $1.65 per $500, so total transfer tax runs $1.65 to $2.75 per $500 (0.33 to 0.55 percent), paid by the seller (W. Va. Code 11-22-2); no mortgage tax.
More West Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Ranson corporation, WV
By home loans closed in 2025, Potomac Bank was the largest mortgage lender in Ranson corporation, West Virginia with 19 loans, about 2.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Ranson corporation, West Virginia, First Heritage Mortgage, LLC approved the highest share of completed applications in 2025 at 98.9 percent, against a 86.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
52 lenders closed FHA loans in Ranson corporation, West Virginia in 2025, led by First Heritage Mortgage, LLC with 51. 34 lenders closed VA loans, led by Lennar Mortgage, LLC, and 8 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 33 banks and 18 credit unions closed home loans in Ranson corporation, West Virginia in 2025, alongside 70 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ranson corporation, West Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ranson corporation, West Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ranson corporation. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
