Mortgage Lenders and Brokers in Wheeling, West Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Wheeling, West Virginia mortgage lenders include Wesbanco Bank, Inc.Wesbanco Bank, Inc.141 Zane St, Wheeling, WV 26003A+5.0 ★Texas Ratio: 3.87%, Truist BankTruist Bank1226 Water St, Wheeling, WV 26003A+5.0 ★Texas Ratio: 2.87%, Unified BankUnified Bank836 National Rd, Wheeling, WV 26003A5.0 ★Texas Ratio: 11.50%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA2 Bae Mar Pl, Wheeling, WV 26003A+5.0 ★Texas Ratio: 3.68%, Community BankCommunity Bank1701 Warwood Ave, Wheeling, WV 26003A+5.0 ★Texas Ratio: 2.00%, United Bank VaUnited Bank Va2180 National Rd, Wheeling, WV 26003A+5.0 ★Texas Ratio: 2.15%, Huntington National BankHuntington National Bank5961 Mason Dixon Hwy, Blacksville, WV 26521A+5.0 ★Texas Ratio: 3.66%, First Choice America CommunityFirst Choice America Community1990 Chapline St, Wheeling, WV 26003A+5.0 ★Texas Ratio: 0.15%, Hancock County Savings Bank, FSBHancock County Savings Bank, FSB351 Carolina Ave, Chester, WV 26034, and PNC Bank N.A.PNC Bank N.A.1550 University Ave, Morgantown, WV 26506A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Wheeling, West Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Wheeling are listed first, then lenders elsewhere in West Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Wheeling, West Virginia
Market share is the lender's share of all home loans closed in Wheeling, West Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Wheeling 141 Zane St, Wheeling, WV 26003 A+5.0 ★Texas Ratio: 3.87% |
Conventional, FHA, VA, USDA, Jumbo, HELOC | 80 +42 HELOCs |
19.7% | 90.9% | $202,375 | View |
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★ 1 stars, 1 review 2 offices in Wheeling 1226 Water St, Wheeling, WV 26003 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, VA, HELOC | 23 +7 HELOCs |
5.7% | 92.3% | $236,304 | View |
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1 office in Wheeling 836 National Rd, Wheeling, WV 26003 A5.0 ★Texas Ratio: 11.50% |
Conventional | 19 | 4.7% | 84.6% | $157,631 | View |
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1 office in Wheeling 2 Bae Mar Pl, Wheeling, WV 26003 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, VA, HELOC | 12 +1 HELOCs |
2.9% | 92.3% | $195,833 | View |
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2 offices in Wheeling 1701 Warwood Ave, Wheeling, WV 26003 A+5.0 ★Texas Ratio: 2.00% |
Conventional | 10 | 2.5% | 83.3% | $113,000 | View |
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4 offices in Wheeling 2180 National Rd, Wheeling, WV 26003 A+5.0 ★Texas Ratio: 2.15% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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5961 Mason Dixon Hwy, Blacksville, WV 26521 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, USDA, HELOC | 8 +13 HELOCs |
2% | 66.7% | $142,500 | View |
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1990 Chapline St, Wheeling, WV 26003 A+5.0 ★Texas Ratio: 0.15% |
Conventional | 4 | 1% | 66.7% | $125,000 | View |
Hancock County Savings Bank, FSB
351 Carolina Ave, Chester, WV 26034 |
Conventional, HELOC | 3 +3 HELOCs |
0.7% | 100% | $425,000 | |
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★ 1.7 stars, 3 reviews 1550 University Ave, Morgantown, WV 26506 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +7 HELOCs |
0.5% | 100% | $180,000 | View |
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1409 Main St, Follansbee, WV 26037 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 50% | $25,000 | View |
Bayer Hfcu
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Conventional, HELOC | 8 +12 HELOCs |
2% | 88.9% | $136,250 | |
Rocket Mortgage
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Conventional, FHA, VA | 43 | 10.6% | 83% | $135,000 | |
Belmont Savings Bank
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Conventional | 40 | 9.8% | 97.7% | $195,500 | |
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A+5.0 ★Texas Ratio: 5.62% |
Conventional | 35 | 8.6% | 84.1% | $145,285 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA, USDA | 10 | 2.5% | 100% | $182,000 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 8 +1 HELOCs |
2% | 72.7% | $117,500 | |
United Wholesale Mortgage
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Conventional, FHA | 8 | 2% | 80% | $188,750 | |
Mortgage Research Center
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VA | 8 | 2% | 61.5% | $223,750 | |
Click n' Close, Inc.
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Conventional, FHA, VA | 7 | 1.7% | 87.5% | $185,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 6 | 1.5% | 100% | $131,666 | |
Nationstar Mortgage
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Conventional, FHA, VA | 6 | 1.5% | 100% | $126,666 | |
Mortgage Solutions of Colorado
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Conventional, FHA, VA | 6 | 1.5% | 100% | $221,666 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 5 | 1.2% | 100% | $93,000 | View |
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A+5.0 ★Texas Ratio: 2.49% |
FHA, VA | 4 | 1% | 100% | $235,000 | View |
Newrez LLC
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Conventional, VA | 4 | 1% | 66.7% | $97,500 | |
Pennymac Loan Services LLC
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Conventional, VA | 3 | 0.7% | 100% | $275,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 2 +1 HELOCs |
0.5% | 100% | $120,000 | |
Polaris Home Funding Corp.
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FHA, VA | 2 | 0.5% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA | 2 | 0.5% | 66.7% | $130,000 | View |
Royal United Mortgage LLC
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Conventional | 2 | 0.5% | 100% | $35,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
FHA | 2 | 0.5% | 66.7% | $135,000 | View |
Amerisave Mortgage Company
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Conventional | 2 | 0.5% | 14.3% | $30,000 | |
Ohio Valley Community Credit Union
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Conventional | 2 | 0.5% | 100% | $75,000 | |
Developer's Mortgage Company
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Conventional | 2 | 0.5% | 100% | $80,000 | |
First Heritage Mortgage, LLC
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Conventional, FHA | 2 | 0.5% | 100% | $80,000 | |
First United Bank & Trust
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Conventional | 2 | 0.5% | 100% | $85,000 | |
Planet Home Lending, LLC
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Conventional, FHA | 2 | 0.5% | 50% | $125,000 | |
Cornerstone First Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $205,000 | |
Guaranteed Rate, Inc.
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FHA | 1 | 0.2% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
Equity Prime Mortgage LLC
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VA | 1 | 0.2% | 100% | $165,000 | |
Kind Lending, LLC
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FHA | 1 | 0.2% | 100% | $175,000 | |
Allied Mortgage Group, Inc
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FHA | 1 | 0.2% | 100% | $155,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.2% | 50% | $215,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0.2% | 100% | $45,000 | View |
Deephaven Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $285,000 | |
First Federal Savings and Loan
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Conventional | 1 | 0.2% | 100% | $45,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
Apple Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $255,000 | |
Das Acquisition Company, LLC
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USDA | 1 | 0.2% | 100% | $145,000 | |
East Coast Capital Corp.
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Schumacher Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $615,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 100% | $85,000 | View |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
Victorian Finance, LLC
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Conventional | 1 | 0.2% | 100% | $665,000 | |
Stockton Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $185,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Navy Federal Credit Union
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Conventional | 1 | 0.2% | 25% | $65,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.2% | 33.3% | $45,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Union Savings Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Wheeling Mortgage Rate Trends
Daily average mortgage rates for West Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Wheeling, West Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Wheeling? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Wheeling in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Wheeling, WV
Use these to narrow the list above. Each category shows how many Wheeling, WV lenders fit and what that kind of lender is usually best for.
Who Lends in Wheeling, WV
Independent mortgage companies closed 34.6 percent of home loans in Wheeling, West Virginia in 2025, banks 61.4 percent and credit unions 3.9 percent. Rocket Mortgage was the largest mortgage company, Wesbanco Bank, Inc. the largest bank and First Choice America Community the largest credit union. Among lenders headquartered in West Virginia, Wesbanco Bank, Inc. led with 80 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in West Virginia. State excise tax of $1.10 per $500 plus a county tax of at least $0.55 per $500 that counties may raise to $1.65 per $500, so total transfer tax runs $1.65 to $2.75 per $500 (0.33 to 0.55 percent), paid by the seller (W. Va. Code 11-22-2); no mortgage tax.
More West Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Wheeling, WV
By home loans closed in 2025, Wesbanco Bank, Inc. was the largest mortgage lender in Wheeling, West Virginia with 80 loans, about 19.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Wheeling, West Virginia, Wesbanco Bank, Inc. approved the highest share of completed applications in 2025 at 90.9 percent, against a 84.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
24 lenders closed FHA loans in Wheeling, West Virginia in 2025, led by Wesbanco Bank, Inc. with 13. 15 lenders closed VA loans, led by Mortgage Research Center, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 5 credit unions closed home loans in Wheeling, West Virginia in 2025, alongside 34 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Wheeling, West Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Wheeling, West Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Wheeling. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
