Mortgage Lenders and Brokers in Charleston, West Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Charleston, West Virginia mortgage lenders include City National Bank of WVCity National Bank of WV10 Hale St, Charleston, WV 25301A+5.0 ★Texas Ratio: 1.47%, The Poca Valley BankThe Poca Valley Bank3800 Maccorkle Ave Se, Charleston, WV 25304A4.9 ★Texas Ratio: 5.30%, Huntington National BankHuntington National Bank500 Lee St E, Charleston, WV 25301A+5.0 ★Texas Ratio: 3.66%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA613 Virginia St E, Charleston, WV 25301A+5.0 ★Texas Ratio: 3.68%, Wesbanco Bank, Inc.Wesbanco Bank, Inc.852 Oakwood Rd, Charleston, WV 25314A+5.0 ★Texas Ratio: 3.87%, Pioneer Appalachia Federal Credit UnionPioneer Appalachia Federal Credit Union1316 Kanawha Blvd E, Charleston, WV 25301A+5.0 ★Texas Ratio: 0.38%, Truist BankTruist Bank5701 Maccorkle Ave Se, Charleston, WV 25304A+5.0 ★Texas Ratio: 2.87%, Fifth Third Bank, National AssociationFifth Third Bank, National Association4515 Maccorkle Ave Se, Charleston, WV 25304A+5.0 ★Texas Ratio: 3.22%, Peoples BankPeoples Bank201 Pennsylvania Ave, Charleston, WV 25302A5.0 ★Texas Ratio: 9.03%, and CAMC Federal Credit UnionCAMC Federal Credit Union3400 MacCorkle Ave SE, Charleston, WV 25304. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Charleston, West Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Charleston are listed first, then lenders elsewhere in West Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Charleston, West Virginia
Market share is the lender's share of all home loans closed in Charleston, West Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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8 offices in Charleston 10 Hale St, Charleston, WV 25301 A+5.0 ★Texas Ratio: 1.47% |
Conventional, Jumbo, HELOC | 75 +40 HELOCs |
10.7% | 74.3% | $212,333 | View |
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★ 5 stars, 1 review 2 offices in Charleston 3800 Maccorkle Ave Se, Charleston, WV 25304 A4.9 ★Texas Ratio: 5.30% |
Conventional | 30 | 4.3% | 85.7% | $189,333 | View |
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2 offices in Charleston 500 Lee St E, Charleston, WV 25301 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, VA, Jumbo, HELOC | 23 +26 HELOCs |
3.3% | 82.8% | $235,434 | View |
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3 offices in Charleston 613 Virginia St E, Charleston, WV 25301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA, HELOC | 17 +1 HELOCs |
2.4% | 89.5% | $199,117 | View |
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3 offices in Charleston 852 Oakwood Rd, Charleston, WV 25314 A+5.0 ★Texas Ratio: 3.87% |
Conventional, FHA, Jumbo, HELOC | 15 +10 HELOCs |
2.1% | 71.4% | $241,666 | View |
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1316 Kanawha Blvd E, Charleston, WV 25301 A+5.0 ★Texas Ratio: 0.38% |
Conventional | 15 | 2.1% | 78.9% | $169,000 | View |
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★ 1 stars, 1 review 4 offices in Charleston 5701 Maccorkle Ave Se, Charleston, WV 25304 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 14 +28 HELOCs |
2% | 77.8% | $319,285 | View |
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2 offices in Charleston 4515 Maccorkle Ave Se, Charleston, WV 25304 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, HELOC | 14 +7 HELOCs |
2% | 66.7% | $287,857 | View |
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1 office in Charleston 201 Pennsylvania Ave, Charleston, WV 25302 A5.0 ★Texas Ratio: 9.03% |
Conventional, FHA, HELOC | 10 +3 HELOCs |
1.4% | 100% | $160,000 | View |
CAMC Federal Credit Union
3400 MacCorkle Ave SE, Charleston, WV 25304 |
Conventional, HELOC | 8 +4 HELOCs |
1.1% | 88.9% | $81,250 | |
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2200 WASHINGTON ST E, CHARLESTON, WV 25311 2219 A+5.0 ★Texas Ratio: 0.73% |
Conventional | 7 | 1% | 100% | $109,285 | View |
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3 offices in Charleston 500 Virginia St E, Charleston, WV 25301 A+5.0 ★Texas Ratio: 2.15% |
Conventional, VA, HELOC | 6 +12 HELOCs |
0.9% | 100% | $473,333 | View |
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2 offices in Charleston 2402 Mountaineer Blvd, Charleston, WV 25309 A5.0 ★Texas Ratio: 7.39% |
Conventional, HELOC | 2 +1 HELOCs |
0.3% | 100% | $370,000 | View |
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1 Cantley Dr, Charleston, WV 25314 1089 A5.0 ★Texas Ratio: 6.17% |
Conventional | 1 | 0.1% | 100% | $625,000 | View |
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2355 Maccorkle Ave, Saint Albans, WV 25177 2008 A+5.0 ★Texas Ratio: 2.10% |
Conventional | 8 | 1.1% | 100% | $131,250 | View |
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2761 Main St, Hurricane, WV 25526 A+5.0 ★Texas Ratio: 0.16% |
Conventional | 6 | 0.9% | 100% | $283,333 | View |
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3002 7th St, Parkersburg, WV 26101 A+5.0 ★Texas Ratio: 2.97% |
Conventional | 5 | 0.7% | 100% | $203,000 | View |
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2236 Main St, Clay, WV 25043 A+5.0 ★Texas Ratio: 0.96% |
Conventional | 4 | 0.6% | 100% | $132,500 | View |
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3413 Us Route 60 E, Barboursville, WV 25504 A+5.0 ★Texas Ratio: 1.27% |
Conventional | 3 | 0.4% | 60% | $168,333 | View |
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★ 1.7 stars, 3 reviews 1550 University Ave, Morgantown, WV 26506 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +4 HELOCs |
0.3% | 100% | $175,000 | View |
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46 Tracy Vickers Ave, Chapmanville, WV 25508 A+5.0 ★Texas Ratio: 2.60% |
Conventional | 2 | 0.3% | 50% | $220,000 | View |
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15 Sweetbrier Ln, Bridgeport, WV 26330 A+5.0 ★Texas Ratio: 2.01% |
Conventional | 1 | 0.1% | 100% | $165,000 | View |
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3906 Emerson Ave, Parkersburg, WV 26104 A+5.0 ★Texas Ratio: 3.44% |
Conventional | 1 | 0.1% | 100% | $175,000 | View |
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16125 Northwestern Pike, Augusta, WV 26704 A+5.0 ★Texas Ratio: 3.64% |
Conventional | 1 | 0.1% | 100% | $165,000 | View |
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6718 Potomac Highlands Trl, Arbovale, WV 24915 A5.0 ★Texas Ratio: 7.72% |
Conventional | 1 | 0.1% | 100% | $265,000 | View |
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315 Midway Rd, Alum Creek, WV 25003 A+5.0 ★Texas Ratio: 3.53% |
Conventional | 1 | 0.1% | 100% | $125,000 | View |
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1409 Main St, Follansbee, WV 26037 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.1% | 100% | $275,000 | View |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 72 | 10.2% | 76% | $188,333 | |
loanDepot.com LLC
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Conventional, FHA, VA, Jumbo | 49 | 7% | 85.2% | $169,285 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA, VA | 43 | 6.1% | 91.5% | $201,511 | View |
Primelending
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Conventional, FHA, VA | 25 | 3.6% | 92.6% | $128,600 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, USDA, HELOC | 24 +1 HELOCs |
3.4% | 92.9% | $187,916 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 21 | 3% | 87.5% | $223,571 | |
Success Mortgage Partners, Inc
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Conventional, FHA, VA, USDA | 20 | 2.8% | 100% | $179,500 | |
Mortgage Research Center
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Conventional, VA | 18 | 2.6% | 78.3% | $232,777 | |
Victorian Finance, LLC
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Conventional, FHA, VA | 18 | 2.6% | 100% | $235,555 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 12 | 1.7% | 85.7% | $217,500 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA | 11 | 1.6% | 100% | $244,090 | |
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A+5.0 ★Texas Ratio: 2.49% |
FHA, VA | 9 | 1.3% | 84.6% | $252,777 | View |
Navy Federal Credit Union
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Conventional, VA | 9 | 1.3% | 69.2% | $267,222 | |
Stockton Mortgage Corporation
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Conventional, FHA | 8 | 1.1% | 100% | $168,750 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 8 | 1.1% | 29.4% | $102,500 | |
New American Funding, LLC.
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Conventional, FHA | 7 | 1% | 70% | $106,428 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 6 | 0.9% | 87.5% | $250,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA | 5 | 0.7% | 71.4% | $273,000 | View |
Amerisave Mortgage Company
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Conventional | 4 | 0.6% | 18.2% | $67,500 | |
Nationstar Mortgage
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Conventional | 4 | 0.6% | 83.3% | $122,500 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 4 | 0.6% | 80% | $125,000 | View |
Equity Prime Mortgage LLC
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FHA, VA | 3 | 0.4% | 100% | $168,333 | |
Union Home Mortgage Corp.
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Conventional, FHA, USDA | 3 | 0.4% | 100% | $188,333 | |
Lakeview Loan Servicing, LLC
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Conventional | 2 | 0.3% | 66.7% | $35,000 | |
ALCOVA Mortgage, LLC
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Conventional | 2 | 0.3% | 100% | $145,000 | |
Triad Financial Services, Inc.
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Conventional | 2 | 0.3% | 38.5% | $120,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 2 | 0.3% | 100% | $190,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 2 | 0.3% | 100% | $150,000 | |
Discover Bank
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Conventional | 2 | 0.3% | 25% | $45,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 0.3% | 100% | $125,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional, VA | 2 | 0.3% | 100% | $220,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 2 | 0.3% | 66.7% | $250,000 | View |
Carrington Mortgage Services LLC
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Conventional, VA | 2 | 0.3% | 66.7% | $110,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 1 +2 HELOCs |
0.1% | 100% | $1,105,000 | View |
Better Mortgage Corporation
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Conventional, HELOC | 1 +2 HELOCs |
0.1% | 50% | $75,000 | |
Alliant Credit Union
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Conventional | 1 | 0.1% | 100% | $205,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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FHA | 1 | 0.1% | 20% | $75,000 | |
Royal United Mortgage LLC
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FHA | 1 | 0.1% | 100% | $95,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 0.1% | 100% | $1,075,000 | View |
Affordable Mortgage Advisors
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FHA | 1 | 0.1% | 100% | $175,000 | |
Newrez LLC
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VA | 1 | 0.1% | 33.3% | $155,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.1% | 100% | $145,000 | View |
HomeBridge Financial Services, Inc
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VA | 1 | 0.1% | 100% | $315,000 | |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.1% | 100% | $55,000 | |
Intercoastal Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $235,000 | |
Click n' Close, Inc.
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VA | 1 | 0.1% | 100% | $95,000 | |
Real Genius LLC
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Conventional | 1 | 0.1% | 100% | $305,000 | |
Congressional Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $25,000 | |
Nfm, Inc
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VA | 1 | 0.1% | 100% | $135,000 | |
Shoreham Bank
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FHA | 1 | 0.1% | 100% | $25,000 | |
Churchill Mortgage Corporation
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VA | 1 | 0.1% | 100% | $95,000 | |
First United Bank & Trust
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Conventional | 1 | 0.1% | 100% | $125,000 | |
Atlanta Postal Credit Union
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Conventional | 1 | 0.1% | 100% | $85,000 | |
Baxter Credit Union
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Conventional | 1 | 0.1% | 100% | $245,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.1% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 1 | 0.1% | 100% | $1,505,000 | View |
Mutual of Omaha Mortgage
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VA | 1 | 0.1% | 100% | $325,000 | |
Lower, LLC
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FHA | 1 | 0.1% | 100% | $135,000 | |
21St Mortgage
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Conventional | 1 | 0.1% | 100% | $65,000 | |
Village Capital & Investment
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VA, Jumbo | 1 | 0.1% | 50% | $815,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Charleston Mortgage Rate Trends
Daily average mortgage rates for West Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Charleston, West Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Charleston? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Charleston in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Charleston, WV
Use these to narrow the list above. Each category shows how many Charleston, WV lenders fit and what that kind of lender is usually best for.
Who Lends in Charleston, WV
Independent mortgage companies closed 45.8 percent of home loans in Charleston, West Virginia in 2025, banks 46.8 percent and credit unions 7.4 percent. Rocket Mortgage was the largest mortgage company, City National Bank of WV the largest bank and Pioneer Appalachia Federal Credit Union the largest credit union. Among lenders headquartered in West Virginia, City National Bank of WV led with 75 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in West Virginia. State excise tax of $1.10 per $500 plus a county tax of at least $0.55 per $500 that counties may raise to $1.65 per $500, so total transfer tax runs $1.65 to $2.75 per $500 (0.33 to 0.55 percent), paid by the seller (W. Va. Code 11-22-2); no mortgage tax.
More West Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Charleston, WV
By home loans closed in 2025, City National Bank of WV was the largest mortgage lender in Charleston, West Virginia with 75 loans, about 10.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Charleston, West Virginia, Rocket Mortgage approved the highest share of completed applications in 2025 at 76 percent, against a 78.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
26 lenders closed FHA loans in Charleston, West Virginia in 2025, led by loanDepot.com LLC with 18. 28 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 37 banks and 11 credit unions closed home loans in Charleston, West Virginia in 2025, alongside 43 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Charleston, West Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Charleston, West Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Charleston. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
