Mortgage Lenders and Brokers in Fairmont, West Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Fairmont, West Virginia mortgage lenders include Fairmont Federal Credit UnionFairmont Federal Credit Union2 The Credit Union Way, Fairmont, WV 26554 1567A+5.0 ★Texas Ratio: 4.42%, Huntington National BankHuntington National Bank103 Adams St, Fairmont, WV 26554A+5.0 ★Texas Ratio: 3.66%, Wesbanco Bank, Inc.Wesbanco Bank, Inc.2820 White Hall Blvd, Fairmont, WV 26554A+5.0 ★Texas Ratio: 3.87%, First Exchange BankFirst Exchange Bank216 Fairmont Ave, Fairmont, WV 26554B4.6 ★Texas Ratio: 19.90%, Truist BankTruist Bank401 4th St, Fairmont, WV 26554A+5.0 ★Texas Ratio: 2.87%, Clear Mountain BankClear Mountain Bank15 Sweetbrier Ln, Bridgeport, WV 26330A+5.0 ★Texas Ratio: 2.01%, City National Bank of WVCity National Bank of WV601 Alta Drive, Alderson, WV 24910A+5.0 ★Texas Ratio: 1.47%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA6327 Route 60 East, Barboursville, WV 25504A+5.0 ★Texas Ratio: 3.68%, PNC Bank N.A.PNC Bank N.A.1550 University Ave, Morgantown, WV 26506A+5.0 ★Texas Ratio: 4.24%, and United Bank VaUnited Bank Va20020 Midland Trl, Ansted, WV 25812A+5.0 ★Texas Ratio: 2.15%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Fairmont, West Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fairmont are listed first, then lenders elsewhere in West Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Fairmont, West Virginia
Market share is the lender's share of all home loans closed in Fairmont, West Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 The Credit Union Way, Fairmont, WV 26554 1567 A+5.0 ★Texas Ratio: 4.42% |
Conventional | 41 | 13% | 80.9% | $138,658 | View |
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3 offices in Fairmont 103 Adams St, Fairmont, WV 26554 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, VA, Jumbo, HELOC | 25 +16 HELOCs |
7.9% | 78.8% | $223,400 | View |
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1 office in Fairmont 2820 White Hall Blvd, Fairmont, WV 26554 A+5.0 ★Texas Ratio: 3.87% |
Conventional, FHA, HELOC | 11 +4 HELOCs |
3.5% | 73.3% | $199,545 | View |
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1 office in Fairmont 216 Fairmont Ave, Fairmont, WV 26554 B4.6 ★Texas Ratio: 19.90% |
Conventional | 9 | 2.9% | 71.4% | $209,444 | View |
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★ 1 stars, 1 review 1 office in Fairmont 401 4th St, Fairmont, WV 26554 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 2 +4 HELOCs |
0.6% | 66.7% | $205,000 | View |
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15 Sweetbrier Ln, Bridgeport, WV 26330 A+5.0 ★Texas Ratio: 2.01% |
Conventional | 13 | 4.1% | 93.8% | $228,846 | View |
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601 Alta Drive, Alderson, WV 24910 A+5.0 ★Texas Ratio: 1.47% |
Conventional, HELOC | 8 +2 HELOCs |
2.5% | 100% | $266,250 | View |
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6327 Route 60 East, Barboursville, WV 25504 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA | 3 | 1% | 100% | $121,666 | View |
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★ 1.7 stars, 3 reviews 1550 University Ave, Morgantown, WV 26506 A+5.0 ★Texas Ratio: 4.24% |
VA | 2 | 0.6% | 66.7% | $225,000 | View |
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20020 Midland Trl, Ansted, WV 25812 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.3% | 100% | $385,000 | View |
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6718 Potomac Highlands Trl, Arbovale, WV 24915 A5.0 ★Texas Ratio: 7.72% |
Conventional | 1 | 0.3% | 100% | $265,000 | View |
loanDepot.com LLC
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Conventional, FHA, VA, USDA, HELOC | 40 +2 HELOCs |
12.7% | 93% | $182,250 | |
Rocket Mortgage
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Conventional, FHA, VA | 38 | 12.1% | 70.4% | $125,263 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, USDA | 18 | 5.7% | 94.7% | $219,444 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 15 | 4.8% | 76.2% | $213,000 | |
Mortgage Research Center
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VA | 9 | 2.9% | 69.2% | $219,444 | |
First Federal Savings and Loan
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Conventional | 8 | 2.5% | 88.9% | $148,750 | |
Intercoastal Mortgage, LLC
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Conventional, FHA | 8 | 2.5% | 100% | $163,750 | |
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A+5.0 ★Texas Ratio: 2.49% |
FHA, VA | 5 | 1.6% | 83.3% | $287,000 | View |
Amerisave Mortgage Company
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Conventional | 5 | 1.6% | 41.7% | $47,000 | |
Movement Mortgage, LLC
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FHA, VA, USDA | 4 | 1.3% | 100% | $207,500 | |
Pennymac Loan Services LLC
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VA | 4 | 1.3% | 100% | $260,000 | |
Guaranteed Rate, Inc.
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Conventional, USDA | 3 | 1% | 75% | $185,000 | |
Equity Prime Mortgage LLC
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FHA, USDA | 3 | 1% | 100% | $218,333 | |
Nfm, Inc
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Conventional, FHA | 3 | 1% | 100% | $108,333 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 0.6% | 100% | $120,000 | View |
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C3.9 ★Texas Ratio: 27.97% |
VA | 2 | 0.6% | 100% | $335,000 | View |
Primelending
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Conventional, FHA | 2 | 0.6% | 100% | $90,000 | |
First United Bank & Trust
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Conventional | 2 | 0.6% | 100% | $150,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional, VA | 2 | 0.6% | 100% | $270,000 | View |
First Guaranty Bank
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Conventional | 2 | 0.6% | 100% | $205,000 | |
New American Funding, LLC.
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FHA, VA | 2 | 0.6% | 66.7% | $170,000 | |
Navy Federal Credit Union
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Conventional | 2 | 0.6% | 66.7% | $190,000 | |
Justice Federal Credit Union
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Conventional, HELOC | 1 +2 HELOCs |
0.3% | 66.7% | $75,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.3% | 100% | $335,000 | |
Newrez LLC
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VA | 1 | 0.3% | 50% | $295,000 | |
Nbkc Bank
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VA | 1 | 0.3% | 100% | $265,000 | |
ALCOVA Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $165,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.3% | 100% | $245,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.3% | 100% | $185,000 | View |
United Trust Bank
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VA | 1 | 0.3% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
USDA | 1 | 0.3% | 100% | $185,000 | View |
HomeBridge Financial Services, Inc
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Conventional | 1 | 0.3% | 50% | $135,000 | |
My Mortgage, Inc
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FHA | 1 | 0.3% | 100% | $295,000 | |
BoxCar Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $345,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.3% | 50% | $255,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.3% | 50% | $105,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.3% | 100% | $335,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
USDA | 1 | 0.3% | 100% | $155,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.3% | 50% | $185,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 50% | $195,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.3% | 16.7% | $125,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.3% | 100% | $105,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | 0% |
Fairmont Mortgage Rate Trends
Daily average mortgage rates for West Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Fairmont, West Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Fairmont? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fairmont in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Fairmont, WV
Use these to narrow the list above. Each category shows how many Fairmont, WV lenders fit and what that kind of lender is usually best for.
Who Lends in Fairmont, WV
Independent mortgage companies closed 53.7 percent of home loans in Fairmont, West Virginia in 2025, banks 32.4 percent and credit unions 14 percent. loanDepot.com LLC was the largest mortgage company, Huntington National Bank the largest bank and Fairmont Federal Credit Union the largest credit union. Among lenders headquartered in West Virginia, Fairmont Federal Credit Union led with 41 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in West Virginia. State excise tax of $1.10 per $500 plus a county tax of at least $0.55 per $500 that counties may raise to $1.65 per $500, so total transfer tax runs $1.65 to $2.75 per $500 (0.33 to 0.55 percent), paid by the seller (W. Va. Code 11-22-2); no mortgage tax.
More West Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Fairmont, WV
By home loans closed in 2025, Fairmont Federal Credit Union was the largest mortgage lender in Fairmont, West Virginia with 41 loans, about 13 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Fairmont, West Virginia in 2025, led by loanDepot.com LLC with 13. 16 lenders closed VA loans, led by Mortgage Research Center, and 7 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 3 credit unions closed home loans in Fairmont, West Virginia in 2025, alongside 28 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Fairmont, West Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fairmont, West Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fairmont. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
