Mortgage Lenders and Brokers in Beckley, West Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Beckley, West Virginia mortgage lenders include City National Bank of WVCity National Bank of WV1881 Robert C Byrd Dr, Beckley, WV 25801A+5.0 ★Texas Ratio: 1.47%, Truist BankTruist Bank3849 Robert C Byrd Dr, Beckley, WV 25801A+5.0 ★Texas Ratio: 2.87%, Pioneer Community BankPioneer Community Bank1901 Harper Rd, Beckley, WV 25801A+5.0 ★Texas Ratio: 2.74%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA500 Neville St, Beckley, WV 25801A+5.0 ★Texas Ratio: 3.68%, Pendleton Community BankPendleton Community Bank204 Pinewood Dr, Beckley, WV 25801A5.0 ★Texas Ratio: 9.24%, MCNB Bank and Trust CoMCNB Bank and Trust Co85 Jerome Van Meter Dr, Beckley, WV 25801B4.6 ★Texas Ratio: 20.25%, First Community BankFirst Community Bank111 Citizens Dr, Beckley, WV 25801A+5.0 ★Texas Ratio: 3.36%, United Bank VaUnited Bank Va129 Main St, Beckley, WV 25801A+5.0 ★Texas Ratio: 2.15%, Huntington National BankHuntington National Bank5961 Mason Dixon Hwy, Blacksville, WV 26521A+5.0 ★Texas Ratio: 3.66%, and Fayette County National BankFayette County National Bank137 East Main Street, Ansted, WV 25812A+5.0 ★Texas Ratio: 0.51%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Beckley, West Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Beckley are listed first, then lenders elsewhere in West Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Beckley, West Virginia
Market share is the lender's share of all home loans closed in Beckley, West Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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5 offices in Beckley 1881 Robert C Byrd Dr, Beckley, WV 25801 A+5.0 ★Texas Ratio: 1.47% |
Conventional, HELOC | 50 +19 HELOCs |
15.3% | 75.4% | $98,800 | View |
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★ 1 stars, 1 review 1 office in Beckley 3849 Robert C Byrd Dr, Beckley, WV 25801 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, VA, USDA, HELOC | 24 +3 HELOCs |
7.3% | 100% | $182,916 | View |
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2 offices in Beckley 1901 Harper Rd, Beckley, WV 25801 A+5.0 ★Texas Ratio: 2.74% |
Conventional | 11 | 3.4% | 73.3% | $85,909 | View |
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2 offices in Beckley 500 Neville St, Beckley, WV 25801 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, HELOC | 5 +3 HELOCs |
1.5% | 71.4% | $197,000 | View |
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1 office in Beckley 204 Pinewood Dr, Beckley, WV 25801 A5.0 ★Texas Ratio: 9.24% |
Conventional | 5 | 1.5% | 83.3% | $119,000 | View |
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1 office in Beckley 85 Jerome Van Meter Dr, Beckley, WV 25801 B4.6 ★Texas Ratio: 20.25% |
Conventional | 4 | 1.2% | 80% | $82,500 | View |
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1 office in Beckley 111 Citizens Dr, Beckley, WV 25801 A+5.0 ★Texas Ratio: 3.36% |
Conventional, HELOC | 3 +3 HELOCs |
0.9% | 100% | $258,333 | View |
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2 offices in Beckley 129 Main St, Beckley, WV 25801 A+5.0 ★Texas Ratio: 2.15% |
FHA, HELOC | 2 +1 HELOCs |
0.6% | 100% | $95,000 | View |
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5961 Mason Dixon Hwy, Blacksville, WV 26521 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, VA, HELOC | 29 +7 HELOCs |
8.9% | 88.2% | $171,206 | View |
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137 East Main Street, Ansted, WV 25812 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 8 | 2.4% | 90% | $88,750 | View |
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40 Lincoln Plz, Branchland, WV 25506 A5.0 ★Texas Ratio: 9.03% |
Conventional | 3 | 0.9% | 75% | $248,333 | View |
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300 E Dupont Ave, Belle, WV 25015 A5.0 ★Texas Ratio: 6.94% |
Conventional | 2 | 0.6% | 100% | $90,000 | View |
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3871 Robert C Byrd Dr, Beckley, WV 25801 2964 A5.0 ★Texas Ratio: 6.17% |
Conventional | 1 | 0.3% | 100% | $315,000 | View |
CAMC Federal Credit Union
3400 MacCorkle Ave SE, Charleston, WV 25304 |
Conventional | 1 | 0.3% | 100% | $65,000 | |
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6501 Mud River Rd, Barboursville, WV 25504 A+5.0 ★Texas Ratio: 3.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Bayer Hfcu
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Movement Mortgage, LLC
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Conventional, FHA, VA, USDA | 39 | 11.9% | 84.9% | $146,025 | |
Rocket Mortgage
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Conventional, FHA | 27 | 8.3% | 75% | $105,000 | |
Mortgage Research Center
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Conventional, FHA, VA | 17 | 5.2% | 68% | $185,000 | |
New American Funding, LLC.
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Conventional, FHA, VA | 10 | 3.1% | 78.6% | $121,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA | 8 | 2.4% | 80% | $138,750 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, VA, USDA, HELOC | 6 +2 HELOCs |
1.8% | 75% | $151,666 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 5 | 1.5% | 83.3% | $213,000 | |
loanDepot.com LLC
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Conventional, FHA, VA | 5 | 1.5% | 45.5% | $129,000 | |
Navy Federal Credit Union
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Conventional, VA | 4 | 1.2% | 80% | $247,500 | |
Guaranteed Rate, Inc.
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Conventional, FHA, USDA | 3 | 0.9% | 100% | $101,666 | |
Primelending
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Conventional, USDA | 3 | 0.9% | 75% | $115,000 | |
ALCOVA Mortgage, LLC
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Conventional, FHA, VA | 3 | 0.9% | 100% | $181,666 | |
Zillow Home Loans, LLC
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Conventional, FHA | 3 | 0.9% | 75% | $148,333 | |
Royal United Mortgage LLC
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Conventional, FHA | 2 | 0.6% | 66.7% | $75,000 | |
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A+5.0 ★Texas Ratio: 2.51% |
FHA, USDA | 2 | 0.6% | 100% | $105,000 | View |
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A+5.0 ★Texas Ratio: 2.49% |
FHA | 2 | 0.6% | 66.7% | $130,000 | View |
CrossCountry Mortgage, LLC
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FHA, VA | 2 | 0.6% | 100% | $220,000 | |
BoxCar Mortgage, LLC
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FHA | 2 | 0.6% | 100% | $95,000 | |
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A+5.0 ★Texas Ratio: 1.41% |
VA | 2 | 0.6% | 100% | $135,000 | View |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.6% | 66.7% | $120,000 | View |
Nationstar Mortgage
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Conventional, FHA | 2 | 0.6% | 100% | $150,000 | |
The Mortgage Firm
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FHA, USDA | 2 | 0.6% | 100% | $160,000 | |
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A+5.0 ★Texas Ratio: 0.55% |
Conventional, FHA | 2 | 0.6% | 100% | $200,000 | View |
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A5.0 ★Texas Ratio: 7.97% |
Conventional | 2 | 0.6% | 66.7% | $90,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.6% | 18.8% | $135,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.3% | 100% | $35,000 | |
Newrez LLC
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Conventional | 1 | 0.3% | 100% | $65,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.3% | 100% | $55,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.3% | 66.7% | $135,000 | |
PHH Mortgage Corporation
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VA | 1 | 0.3% | 100% | $225,000 | |
Pennymac Loan Services LLC
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VA | 1 | 0.3% | 100% | $235,000 | |
Amerisave Mortgage Company
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FHA | 1 | 0.3% | 14.3% | $65,000 | |
HomeBridge Financial Services, Inc
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VA | 1 | 0.3% | 100% | $265,000 | |
Discover Bank
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Conventional | 1 | 0.3% | 33.3% | $45,000 | |
Oceanside Mortgage Company
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FHA | 1 | 0.3% | 100% | $215,000 | |
Eastman Credit Union
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Conventional | 1 | 0.3% | 100% | $135,000 | |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
American Internet Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $195,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 33.3% | $375,000 | View |
Planet Home Lending, LLC
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FHA | 1 | 0.3% | 100% | $125,000 | |
Nations Lending Corporation
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VA | 1 | 0.3% | 100% | $155,000 | |
T2 Financial LLC
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FHA | 1 | 0.3% | 100% | $115,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.3% | 100% | $95,000 | View |
Pentagon Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $105,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
FHA | 1 | 0.3% | 100% | $285,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $85,000 | View |
Village Capital & Investment
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VA | 1 | 0.3% | 100% | $245,000 | |
Empeople Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Beckley Mortgage Rate Trends
Daily average mortgage rates for West Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Beckley, West Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Beckley? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Beckley in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Beckley, WV
Use these to narrow the list above. Each category shows how many Beckley, WV lenders fit and what that kind of lender is usually best for.
Who Lends in Beckley, WV
Independent mortgage companies closed 42.8 percent of home loans in Beckley, West Virginia in 2025, banks 54.7 percent and credit unions 2.4 percent. Movement Mortgage, LLC was the largest mortgage company, City National Bank of WV the largest bank and Star USA Federal Credit Union the largest credit union. Among lenders headquartered in West Virginia, City National Bank of WV led with 50 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in West Virginia. State excise tax of $1.10 per $500 plus a county tax of at least $0.55 per $500 that counties may raise to $1.65 per $500, so total transfer tax runs $1.65 to $2.75 per $500 (0.33 to 0.55 percent), paid by the seller (W. Va. Code 11-22-2); no mortgage tax.
More West Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Beckley, WV
By home loans closed in 2025, City National Bank of WV was the largest mortgage lender in Beckley, West Virginia with 50 loans, about 15.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Beckley, West Virginia, City National Bank of WV approved the highest share of completed applications in 2025 at 75.4 percent, against a 77.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
29 lenders closed FHA loans in Beckley, West Virginia in 2025, led by Movement Mortgage, LLC with 17. 19 lenders closed VA loans, led by Mortgage Research Center, and 7 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 7 credit unions closed home loans in Beckley, West Virginia in 2025, alongside 30 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Beckley, West Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Beckley, West Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Beckley. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
