Jefferson Security Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.80%, 6-month CD rates at 4.00% and 3-month CD rates at 2.38%. Current savings rates are at 0.77% and money market rates are at 4.00%. Mortgage rates today on 30-year fixed loans are around 7.16%. Credit Card rates are at 12.49%. Personal Loan rates are at 13.25%. All these rates, and more, can be found in our database of rates. Jefferson Security Bank's 18-Month CD rates are at 5.09%, 13-Month CD (special) rates are at 4.50%, 24-Month CD rates are at 3.19%, 12-Month CD rates are at 2.52%, 60-Month CD rates are at 1.51%. Jefferson Security Bank's savings rates are at 0.05%. Jefferson Security Bank's money market rates are at 3.00%.

Jefferson Security Bank

To see how these rates compare to Jefferson Security Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Jefferson Security Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Jefferson Security Bank CD rates. You can also compare Jefferson Security Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Jefferson Security Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Jefferson Security Bank? Share your experience about Jefferson Security Bank by leaving a review below, or read customer reviews before you decide to use Jefferson Security Bank.

Jefferson Security Bank Texas Ratio

Jefferson Security Bank's Texas Ratio is at 1.35%, which is considered excellent. The Texas Ratio for Jefferson Security Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Jefferson Security Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
2.52%
18-Month CD
5.09%
24-Month CD
3.19%
36-Month CD
1.36%
48-Month CD
1.41%
60-Month CD
1.51%
Savings
0.05%
MMA
3.00%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Jefferson Security Bank
105 E Washington St
Shepherdstown, WV 25443
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Jefferson Security Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Jefferson Security Bank
Jefferson Security Bank
18-Month CD
5.09%
$500
Jefferson Security Bank
Jefferson Security Bank
13-Month CD (special)
4.50%
$500
Jefferson Security Bank
Jefferson Security Bank
24-Month CD
3.19%
$500
Jefferson Security Bank
Jefferson Security Bank
Super Money Market
3.00%
$200,000
Jefferson Security Bank
Jefferson Security Bank
12-Month CD
2.52%
$500
Jefferson Security Bank
Jefferson Security Bank
60-Month CD
1.51%
$500
Jefferson Security Bank
Jefferson Security Bank
48-Month CD
1.41%
$500
Jefferson Security Bank
Jefferson Security Bank
36-Month CD
1.36%
$500
Jefferson Security Bank
Jefferson Security Bank
Rewards Checking
0.25%
$0
Jefferson Security Bank
Jefferson Security Bank
Simple Savings
0.05%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Jefferson Security Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Empire State Bank
Empire State Bank
10-Month CD
5.30%
$1,000
Luana Savings Bank
Luana Savings Bank
12-Month CD Jumbo
5.06%
$100,000
Charles Schwab
Charles Schwab
24-Month CD
5.00%
$500
FirstBank of Nebraska
FirstBank of Nebraska
12-Month CD
4.75%
$5,000
The Citizens Bank Company
The Citizens Bank Company
18-Month CD
4.55%
$5,000
First Federal Savings Bank Evansville, IN
First Federal Savings Bank Evansville, IN
12-Month CD special
4.50%
$500
Interstate Bank
Interstate Bank
12-Month CD (Jumbo)
4.47%
$100,000
Vidalia Federal Savings Bank
Vidalia Federal Savings Bank
48-Month CD
4.34%
$2,500
EverBank
EverBank
Yield Pledge Money Market 12-month intro
4.30%
$100,000
First Missouri State Bank of Cape County
First Missouri State Bank of Cape County
18-Month CD
4.00%
$1,000
First Community Bank Beemer, NE
First Community Bank Beemer, NE
60-Month CD
3.85%
$10,000
Bristol County Savings Bank
Bristol County Savings Bank
48-Month CD
3.82%
$1,000
BankStar Financial
BankStar Financial
60-Month CD 1x bump
3.35%
$50,000
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
30-Month CD
3.30%
$100
UniBank
UniBank
48-Month CD
3.20%
$1,000
West Shore Bank
West Shore Bank
48-Month CD
2.52%
$500
Connex Credit Union
Connex Credit Union
Unbank Checking
2.50%
$0
Benchmark Community Bank
Benchmark Community Bank
36-Month CD
2.50%
$500
Town & Country Bank Ravenna, NE
Town & Country Bank Ravenna, NE
24-Month CD
2.10%
$100
First Federal S&L of McMinnville
First Federal S&L of McMinnville
36-Month CD
2.05%
$500
Gateway Commercial Bank
Gateway Commercial Bank
60-Month CD
2.02%
$1,000
Methuen Co-operative Bank
Methuen Co-operative Bank
18-Month CD
2.00%
$1,000
Centier Bank
Centier Bank
60-Month CD
2.00%
$1,000
First Bank of Utica
First Bank of Utica
24-Month CD
1.81%
$500
Center National Bank
Center National Bank
48-Month CD
1.50%
$500
Magyar Bank
Magyar Bank
Money Market
1.50%
$100,000
Bank Bank
Bank Bank
48-Month CD
1.40%
$10,000
Great Plains State Bank
Great Plains State Bank
Savings
1.25%
$10
Putnam County Bank
Putnam County Bank
18-Month CD
1.25%
$1,000
Shelby County State Bank
Shelby County State Bank
12-Month CD
1.15%
$1,000
Farmers State Bank of Newcastle
Farmers State Bank of Newcastle
Now Account
1.00%
$1,000
Greenfield Banking Company Greenfield, IN
Greenfield Banking Company Greenfield, IN
24-Month CD
0.70%
$1,000
Farmers Bank Greenwood, AR
Farmers Bank Greenwood, AR
Savings Account Kasasa Saver <-$25K
0.50%
$100
United Minnesota Bank
United Minnesota Bank
6-Month CD
0.50%
$500
One Community Bank
One Community Bank
36-Month CD
0.50%
$500
F&M Bank of St. Clair
F&M Bank of St. Clair
Premium Money Market
0.45%
$100,000
Coastal Bank & Trust
Coastal Bank & Trust
Personal Money Market
0.40%
$100,000
The Dime Bank
The Dime Bank
Business Statement Savings
0.35%
$100
Unico Bank
Unico Bank
23-Month CD
0.30%
$1,000
United Southern Bank
United Southern Bank
36-Month CD
0.25%
$1,000
State Bank & Trust Company
State Bank & Trust Company
Standard Savings
0.15%
$0
Hocking Valley Bank
Hocking Valley Bank
Passbook Savings
0.15%
$100
C&SB of Millersburg, Ohio
C&SB of Millersburg, Ohio
Passbook Savings
0.15%
$0
Clare Bank
Clare Bank
12-Month CD
0.10%
$500
Community Bank of Elmhurst
Community Bank of Elmhurst
12-Month CD
0.10%
$500
Guardian Savings Bank
Guardian Savings Bank
Savings Account
0.10%
$5
USLA Union S&L
USLA Union S&L
Savings Account
0.10%
$25
Franklin Bank
Franklin Bank
Statement Savings
0.07%
$200
First Nations Bank
First Nations Bank
36-Month CD
0.05%
$1,000
PriorityOne Bank
PriorityOne Bank
Statement Savings
0.01%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 26, 2024

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
15-Year Fixed
5.750%
5.910%
0.000
5.870%
5.970%
0.000
15-Year Fixed Jumbo
5.875%
5.970%
0.000
5.950%
5.998%
0.000
6.000%
6.043%
0.000
15 Year Fixed
5.750%
6.046%
1.000
3/5 Conforming ARM
5.000%
6.053%
0.250
6.000%
6.056%
0.000
5.000%
6.063%
0.250
10-Year Power Rate Fixed
5.750%
6.068%
0.000
5.875%
6.079%
1.000
6.000%
6.084%
0.000
6.000%
6.084%
0.000
15-Year Power Rate Fixed
5.875%
6.101%
0.000
6.000%
6.121%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Jefferson Security Bank Information

Jefferson Security Bank
105 E Washington St
Shepherdstown, WV 25443
Jefferson
Established Date: 05/19/1869
FDIC Certificate #: 9997
Date of FDIC Deposit Insurance: 01/01/1934
How Many Domestic U.S. Offices? 6
How Many Branches are There? 6
Is Jefferson Security Bank FDIC Insured? Yes
What is Jefferson Security Bank's Cert number? 9997
What is the maximum amount for insured deposits? $250,000 per holder, per account

Jefferson Security Bank Financials

Total Assets:
$492,898,000
Total Deposits:
$416,675,000
Equity Capital:
$23,781,000
Domestic Deposits:
$416,675,000
Net Income:
$885,000
Return on Assets:
0.7607%
Quarterly Return on Assets:
0.7400%
Pretax Return on Assets:
0.9055%
Pretax Quarterly Return on Assets:
0.9100%
Return on Equity:
13.8800%
Quarterly Return on Equity:
15.2900%
Common Equity Tier 1 Capital Ratio:
13.7631%
Tier 1 Risk-Based Capital Ratio:
13.7631%
Leverage Tier 1 (Core Capital) Ratio:
8.0457%
Total Risk-Based Capital Ratio (YTD):
14.9616%
Total Interest Income (YTD):
3.4048%
 
 
Headquarters:
Shepherdstown
FDIC Field Office:
Scott Depot
Regulator:
FDIC
County:
Jefferson
# of Offices:
6
Metropolitan Statistical Area (MSA):
Washington-Arlington-Alexandria, DC-VA-MD-WV
Consolidated Metropolitan Statistical Area (CMSA):
Washington-Baltimore, DC-MD-VA-WV
OTS Region:
Northeast
FDIC Region:
Atlanta
Source: FDIC

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