Zillah, Washington mortgage lenders include Keybank National AssociationKeybank National Association100 7th St, Zillah, WA 98953A+5.0 ★Texas Ratio: 4.81%, Gesa Credit UnionGesa Credit Union5363 Auto Center Way, Bremerton, WA 98312A5.0 ★Texas Ratio: 6.57%, BMO Harris Bank NABMO Harris Bank NA312 N Ruby St, Ellensburg, WA 98926A+5.0 ★Texas Ratio: 3.54%, US Bank, N.A.US Bank, N.A.910 O Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.85%, Bank of America NABank of America NA3230 172nd St Ne, Arlington, WA 98223A+5.0 ★Texas Ratio: 4.14%, Columbia BankColumbia Bank404 North West Avenue, Arlington, WA 98223A+5.0 ★Texas Ratio: 2.28%, Banner BankBanner Bank1400 Commercial Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.91%, Solarity Credit UnionSolarity Credit Union900 S Ruby St, Ellensburg, WA 98926A+5.0 ★Texas Ratio: 2.09%, Numerica Credit UnionNumerica Credit Union1210 S Hayford Rd, Airway Heights, WA 99001A+5.0 ★Texas Ratio: 2.22%, and Yakima Federal Savings & LoanYakima Federal Savings & LoanYakima, WA. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Zillah, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Zillah are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Zillah, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Zillah 100 7th St, Zillah, WA 98953 A+5.0 ★Texas Ratio: 4.81% |
Conventional, FHA | 6 | 7.3% | 85.7% | $233,333 | View |
|
5363 Auto Center Way, Bremerton, WA 98312 A5.0 ★Texas Ratio: 6.57% |
Conventional, HELOC | 7 +1 HELOCs |
8.5% | 87.5% | $176,428 | View |
|
312 N Ruby St, Ellensburg, WA 98926 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 1 +3 HELOCs |
1.2% | 25% | $435,000 | View |
|
910 O Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 1.2% | 100% | $35,000 | View |
|
3230 172nd St Ne, Arlington, WA 98223 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
404 North West Avenue, Arlington, WA 98223 A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1400 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.91% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
900 S Ruby St, Ellensburg, WA 98926 A+5.0 ★Texas Ratio: 2.09% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1210 S Hayford Rd, Airway Heights, WA 99001 A+5.0 ★Texas Ratio: 2.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Yakima Federal Savings & Loan
|
Conventional | 1 | 1.2% | 50% | $65,000 | |
Cmg Mortgage Inc
|
Conventional, FHA, VA, USDA | 25 | 30.5% | 100% | $211,400 | |
Synergy One Lending, Inc.
|
Conventional, FHA | 6 | 7.3% | 85.7% | $256,666 | |
American Pacific Mortgage Corporation
|
Conventional, FHA | 6 | 7.3% | 100% | $333,333 | |
Rocket Mortgage
|
Conventional, FHA | 4 | 4.9% | 80% | $275,000 | |
New American Funding, LLC.
|
Conventional, FHA | 3 | 3.7% | 100% | $481,666 | |
United Wholesale Mortgage
|
Conventional, FHA | 2 | 2.4% | 100% | $385,000 | |
Freedom Mortgage Corporation
|
FHA | 2 | 2.4% | 100% | $300,000 | |
CrossCountry Mortgage, LLC
|
Conventional, VA | 2 | 2.4% | 100% | $325,000 | |
Pennymac Loan Services LLC
|
Conventional | 2 | 2.4% | 66.7% | $40,000 | |
Guild Mortgage Company
|
Conventional, FHA | 2 | 2.4% | 100% | $295,000 | |
|
A+5.0 ★Texas Ratio: 3.21% |
Conventional | 2 | 2.4% | 100% | $405,000 | View |
Newrez LLC
|
Conventional | 1 | 1.2% | 100% | $205,000 | |
Envoy Mortgage, Ltd
|
Conventional | 1 | 1.2% | 100% | $365,000 | |
American Financial Network, Inc.
|
Conventional | 1 | 1.2% | 100% | $335,000 | |
Credit Human Federal Credit Un
|
Conventional | 1 | 1.2% | 100% | $195,000 | |
Nationstar Mortgage
|
Conventional | 1 | 1.2% | 100% | $655,000 | |
Mortgage Research Center
|
VA | 1 | 1.2% | 100% | $295,000 | |
Mld Mortgage, Inc.Dba the Money Store
|
Conventional | 1 | 1.2% | 100% | $335,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 1.2% | 100% | $325,000 | View |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 1.2% | 66.7% | $105,000 | |
Carrington Mortgage Services LLC
|
FHA | 1 | 1.2% | 50% | $295,000 | |
loanDepot.com LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Zillah? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Zillah in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Zillah, WA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 75.6 percent of home loans in Zillah, Washington in 2025, banks 14.6 percent and credit unions 9.8 percent. Cmg Mortgage Inc was the largest mortgage company, Keybank National Association the largest bank and Gesa Credit Union the largest credit union. Among lenders headquartered in Washington, Gesa Credit Union led with 7 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
By home loans closed in 2025, Keybank National Association was the largest mortgage lender in Zillah, Washington with 6 loans, about 7.3 percent of the market. The largest lender headquartered in Washington was Gesa Credit Union with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Zillah, Washington in 2025, led by Cmg Mortgage Inc with 7. 4 lenders closed VA loans, led by Cmg Mortgage Inc, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 4 credit unions closed home loans in Zillah, Washington in 2025, alongside 20 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Zillah, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Zillah, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Zillah. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.