Mortgage Lenders and Brokers in Point Roberts, Washington
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Point Roberts, Washington mortgage lenders include Columbia BankColumbia Bank476 Tyee Dr, Point Roberts, WA 98281A+5.0 ★Texas Ratio: 2.28%, Banner BankBanner Bank1400 Commercial Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.91%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA504 N Olympic Ave, Arlington, WA 98223A+5.0 ★Texas Ratio: 3.68%, Keybank National AssociationKeybank National Association100 N Broadway St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 4.81%, Northwest Plus Credit UnionNorthwest Plus Credit Union17021 Smokey Point Blvd, Arlington, WA 98223A+5.0 ★Texas Ratio: 3.16%, Timberland BankTimberland Bank117 N Broadway St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 3.23%, Peoples BankPeoples Bank1218 Commercial Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 0.88%, Bank of America NABank of America NA3230 172nd St Ne, Arlington, WA 98223A+5.0 ★Texas Ratio: 4.14%, Boeing Employees' Credit UnionBoeing Employees' Credit Union205 10th St NE, Auburn, WA 98002, and Coastal Community BankCoastal Community Bank525 N Olympic Ave, Arlington, WA 98223B4.5 ★Texas Ratio: 20.96%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Point Roberts, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Point Roberts are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Point Roberts, Washington
Market share is the lender's share of all home loans closed in Point Roberts, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Point Roberts 476 Tyee Dr, Point Roberts, WA 98281 A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +4 HELOCs |
0% | 0% | View | |
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1400 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.91% |
Conventional | 3 | 8.3% | 60% | $405,000 | View |
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504 N Olympic Ave, Arlington, WA 98223 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 5.6% | 100% | $300,000 | View |
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100 N Broadway St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 2.8% | 100% | $625,000 | View |
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17021 Smokey Point Blvd, Arlington, WA 98223 A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 2.8% | 100% | $325,000 | View |
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117 N Broadway St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 3.23% |
Conventional, Jumbo | 1 | 2.8% | 100% | $415,000 | View |
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1218 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 0.88% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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3230 172nd St Ne, Arlington, WA 98223 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Boeing Employees' Credit Union
205 10th St NE, Auburn, WA 98002 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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525 N Olympic Ave, Arlington, WA 98223 B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Evergreen Moneysource Mortgage Company
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Conventional | 1 | 2.8% | 100% | $655,000 | |
Whatcom Educational Credit Uni
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
RBC Bank (Georgia), N.A.
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Conventional, HELOC | 4 +1 HELOCs |
11.1% | 100% | $425,000 | |
Mortgage Research Center
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VA | 3 | 8.3% | 100% | $401,666 | |
Newrez LLC
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Conventional | 2 | 5.6% | 100% | $305,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 2 | 5.6% | 100% | $175,000 | |
Pennymac Loan Services LLC
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Conventional | 2 | 5.6% | 100% | $295,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 2.8% | 100% | $605,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 2.8% | 100% | $785,000 | View |
Sage Home Loans Corporation
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Conventional | 1 | 2.8% | 100% | $505,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 2.8% | 100% | $515,000 | |
Nbkc Bank
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Conventional | 1 | 2.8% | 100% | $495,000 | |
5Th Sreet Capital Inc.
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Conventional | 1 | 2.8% | 100% | $805,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 2.8% | 100% | $105,000 | View |
General Mortgage Capital Corporation
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Conventional | 1 | 2.8% | 100% | $615,000 | |
American Liberty Mortgage Inco
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FHA | 1 | 2.8% | 100% | $395,000 | |
Intercap Lending Inc
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Conventional | 1 | 2.8% | 100% | $505,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 2.8% | 100% | $615,000 | View |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 2.8% | 100% | $465,000 | View |
New American Funding, LLC.
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Conventional | 1 | 2.8% | 100% | $365,000 | |
Spring Eq, LLC
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Conventional | 1 | 2.8% | 100% | $55,000 | |
Bank Fund Staff Federal Credit
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Point Roberts Mortgage Rate Trends
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Point Roberts, Washington
Looking for mortgage lenders near me or mortgage brokers near me in Point Roberts? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Point Roberts in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Point Roberts, WA
Use these to narrow the list above. Each category shows how many Point Roberts, WA lenders fit and what that kind of lender is usually best for.
Who Lends in Point Roberts, WA
Independent mortgage companies closed 52.8 percent of home loans in Point Roberts, Washington in 2025, banks 41.7 percent and credit unions 5.6 percent. Evergreen Moneysource Mortgage Company was the largest mortgage company, Columbia Bank the largest bank and Northwest Plus Credit Union the largest credit union. Among lenders headquartered in Washington, Banner Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
More Washington Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Point Roberts, WA
By home loans closed in 2025, Columbia Bank was the largest mortgage lender in Point Roberts, Washington with 0 loans, about 0 percent of the market. The largest lender headquartered in Washington was Banner Bank with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
2 lenders closed FHA loans in Point Roberts, Washington in 2025, led by Movement Mortgage, LLC with 1. 1 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 5 credit unions closed home loans in Point Roberts, Washington in 2025, alongside 14 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Point Roberts, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Point Roberts, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Point Roberts. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
