Mortgage Lenders and Brokers in Othello, Washington
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Othello, Washington mortgage lenders include US Bank, N.A.US Bank, N.A.401 E Main St, Othello, WA 99344A+5.0 ★Texas Ratio: 2.85%, Columbia BankColumbia Bank605 East Main Street, Othello, WA 99344A+5.0 ★Texas Ratio: 2.28%, 1st Security Bank of Washington1st Security Bank of Washington100 W 1st St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 4.31%, Gesa Credit UnionGesa Credit Union5363 Auto Center Way, Bremerton, WA 98312A5.0 ★Texas Ratio: 6.57%, Spokane Teachers Credit UnionSpokane Teachers Credit Union450 E Main St, Othello, WA 99344A5.0 ★Texas Ratio: 10.05%, Hapo Communtiy Credit UnionHapo Communtiy Credit Union2376 TAUMARSON RD, College Place, WA 99324A+5.0 ★Texas Ratio: 1.09%, Wells Fargo Bank NAWells Fargo Bank NA1018 8th St, Anacortes, WA 98221A+5.0 ★Texas Ratio: 5.36%, Numerica Credit UnionNumerica Credit Union1210 S Hayford Rd, Airway Heights, WA 99001A+5.0 ★Texas Ratio: 2.22%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA504 N Olympic Ave, Arlington, WA 98223A+5.0 ★Texas Ratio: 3.68%, and Banner BankBanner Bank1400 Commercial Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.91%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Othello, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Othello are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Othello, Washington
Market share is the lender's share of all home loans closed in Othello, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Othello 401 E Main St, Othello, WA 99344 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 6 +3 HELOCs |
5.1% | 66.7% | $110,000 | View |
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1 office in Othello 605 East Main Street, Othello, WA 99344 A+5.0 ★Texas Ratio: 2.28% |
Conventional, HELOC | 2 +3 HELOCs |
1.7% | 100% | $195,000 | View |
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100 W 1st St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.31% |
Conventional, FHA | 10 | 8.5% | 100% | $337,000 | View |
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5363 Auto Center Way, Bremerton, WA 98312 A5.0 ★Texas Ratio: 6.57% |
Conventional, HELOC | 8 +4 HELOCs |
6.8% | 80% | $207,500 | View |
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450 E Main St, Othello, WA 99344 A5.0 ★Texas Ratio: 10.05% |
Conventional, FHA, HELOC | 8 +1 HELOCs |
6.8% | 72.7% | $318,750 | View |
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2376 TAUMARSON RD, College Place, WA 99324 A+5.0 ★Texas Ratio: 1.09% |
Conventional | 2 | 1.7% | 33.3% | $310,000 | View |
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1018 8th St, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1.7% | 100% | $135,000 | View |
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1210 S Hayford Rd, Airway Heights, WA 99001 A+5.0 ★Texas Ratio: 2.22% |
Conventional, HELOC | 1 +2 HELOCs |
0.8% | 50% | $155,000 | View |
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504 N Olympic Ave, Arlington, WA 98223 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.8% | 100% | $315,000 | View |
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1400 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.91% |
Conventional | 1 | 0.8% | 100% | $265,000 | View |
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10500 Ne 8th St, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 4.63% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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525 N Olympic Ave, Arlington, WA 98223 B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guild Mortgage Company
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Conventional, FHA | 24 | 20.3% | 96.4% | $224,166 | |
United Wholesale Mortgage
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Conventional, FHA | 13 | 11% | 73.7% | $299,615 | |
Pivot Financial Partners, Inc
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Conventional, FHA | 12 | 10.2% | 100% | $385,833 | |
Amerisave Mortgage Company
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FHA, VA | 3 | 2.5% | 42.9% | $281,666 | |
Nationstar Mortgage
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Conventional | 3 | 2.5% | 100% | $195,000 | |
Rocket Mortgage
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Conventional | 2 | 1.7% | 40% | $290,000 | |
Cmg Mortgage Inc
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Conventional, USDA | 2 | 1.7% | 100% | $130,000 | |
Zillow Home Loans, LLC
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Conventional, FHA | 2 | 1.7% | 100% | $340,000 | |
Goodleap, LLC
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VA, HELOC | 1 +1 HELOCs |
0.8% | 100% | $155,000 | |
loanDepot.com LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $595,000 | |
Primelending
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FHA | 1 | 0.8% | 100% | $425,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 0.8% | 100% | $335,000 | |
Kind Lending, LLC
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Conventional, Jumbo | 1 | 0.8% | 100% | $965,000 | |
Movement Mortgage, LLC
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FHA | 1 | 0.8% | 100% | $315,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 0.8% | 33.3% | $65,000 | |
Valley West Corporation
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FHA | 1 | 0.8% | 100% | $255,000 | |
Union Home Mortgage Corp.
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FHA | 1 | 0.8% | 100% | $335,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.8% | 100% | $345,000 | View |
Churchill Mortgage Corporation
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FHA | 1 | 0.8% | 100% | $395,000 | |
Intelliloan, Inc.
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FHA | 1 | 0.8% | 100% | $345,000 | |
Sierra Pacific Mortgage Co. Inc
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FHA | 1 | 0.8% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.8% | 100% | $345,000 | View |
Paramount Residential Mortgage
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Conventional | 1 | 0.8% | 100% | $305,000 | |
Idaho Central Credit Union
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Conventional | 1 | 0.8% | 100% | $65,000 | |
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Othello Mortgage Rate Trends
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Othello, Washington
Looking for mortgage lenders near me or mortgage brokers near me in Othello? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Othello in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Othello, WA
Use these to narrow the list above. Each category shows how many Othello, WA lenders fit and what that kind of lender is usually best for.
Who Lends in Othello, WA
Independent mortgage companies closed 61.9 percent of home loans in Othello, Washington in 2025, banks 21.2 percent and credit unions 16.9 percent. Guild Mortgage Company was the largest mortgage company, US Bank, N.A. the largest bank and Gesa Credit Union the largest credit union. Among lenders headquartered in Washington, 1st Security Bank of Washington led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
More Washington Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Othello, WA
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Othello, Washington with 6 loans, about 5.1 percent of the market. The largest lender headquartered in Washington was 1st Security Bank of Washington with 10 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Othello, Washington in 2025, led by Guild Mortgage Company with 11. 2 lenders closed VA loans, led by Amerisave Mortgage Company, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 5 credit unions closed home loans in Othello, Washington in 2025, alongside 22 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Othello, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Othello, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Othello. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
