North Yelm, Washington mortgage lenders include Harborstone Credit UnionHarborstone Credit Union20608 State Route 410 E, Bonney Lake, WA 98391 8366A5.0 ★Texas Ratio: 8.21%, US Bank, N.A.US Bank, N.A.910 O Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA504 N Olympic Ave, Arlington, WA 98223A+5.0 ★Texas Ratio: 3.68%, Qualstar Credit UnionQualstar Credit Union24000 35th Ave SE # 200, Bothell, WA 98021 8990A+5.0 ★Texas Ratio: 4.83%, Armed Forces Bank, N.A.Armed Forces Bank, N.A.Pendleton Avenue and North 12th Street, Fort Lewis, WA 98433A+5.0 ★Texas Ratio: 4.81%, Wells Fargo Bank NAWells Fargo Bank NA1018 8th St, Anacortes, WA 98221A+5.0 ★Texas Ratio: 5.36%, 1st Security Bank of Washington1st Security Bank of Washington100 W 1st St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 4.31%, TAPCO Credit UnionTAPCO Credit Union19371 STATE ROUTE 410 E, Bonney Lake, WA 98391A+5.0 ★Texas Ratio: 2.45%, Boeing Employees' Credit UnionBoeing Employees' Credit Union205 10th St NE, Auburn, WA 98002, and America'S Credit UnionAmerica'S Credit Union3230 172nd St Ne, Arlington, WA 98223A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in North Yelm, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in North Yelm are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in North Yelm, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
20608 State Route 410 E, Bonney Lake, WA 98391 8366 A5.0 ★Texas Ratio: 8.21% |
Conventional, HELOC | 1 +3 HELOCs |
0.4% | 100% | $485,000 | View |
|
910 O Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.85% |
VA, HELOC | 1 +1 HELOCs |
0.4% | 100% | $455,000 | View |
|
504 N Olympic Ave, Arlington, WA 98223 A+5.0 ★Texas Ratio: 3.68% |
VA | 1 | 0.4% | 50% | $515,000 | View |
|
24000 35th Ave SE # 200, Bothell, WA 98021 8990 A+5.0 ★Texas Ratio: 4.83% |
Conventional | 1 | 0.4% | 100% | $25,000 | View |
|
Pendleton Avenue and North 12th Street, Fort Lewis, WA 98433 A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.4% | 100% | $315,000 | View |
|
1018 8th St, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.4% | 100% | $155,000 | View |
|
100 W 1st St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.31% |
Conventional | 1 | 0.4% | 100% | $495,000 | View |
|
19371 STATE ROUTE 410 E, Bonney Lake, WA 98391 A+5.0 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.4% | 100% | $25,000 | View |
Boeing Employees' Credit Union
205 10th St NE, Auburn, WA 98002 |
HELOC | 0 +5 HELOCs |
0% | n/a | ||
|
3230 172nd St Ne, Arlington, WA 98223 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
416 E MARKET ST, ABERDEEN, WA 98520 A5.0 ★Texas Ratio: 7.97% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
8665 Martin Way E, LACEY, WA 98516 A5.0 ★Texas Ratio: 9.15% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
525 N Olympic Ave, Arlington, WA 98223 B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Evergreen Moneysource Mortgage Company
|
Conventional, VA | 3 | 1.3% | 100% | $318,333 | |
HomeStreet Bank
|
Conventional, FHA | 2 | 0.9% | 66.7% | $395,000 | |
Wsecu
|
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $55,000 | |
Olympia Federal Savings & Loan
|
Conventional | 1 | 0.4% | 100% | $625,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 24 +1 HELOCs |
10.3% | 80.6% | $449,583 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 21 | 9% | 100% | $448,333 | |
Rocket Mortgage
|
Conventional, FHA, VA | 16 | 6.8% | 73.9% | $315,000 | |
Movement Mortgage, LLC
|
Conventional, FHA, VA | 16 | 6.8% | 100% | $330,625 | |
Newrez LLC
|
Conventional, FHA, VA | 15 | 6.4% | 78.9% | $513,000 | |
Mortgage Research Center
|
VA | 13 | 5.6% | 81.2% | $488,846 | |
Guild Mortgage Company
|
Conventional, FHA, VA | 10 | 4.3% | 100% | $285,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA | 7 | 3% | 100% | $315,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 6 +2 HELOCs |
2.6% | 85.7% | $448,333 | |
Cornerstone First Mortgage, LLC
|
Conventional, FHA, VA | 6 | 2.6% | 100% | $280,000 | |
Guaranteed Rate, Inc.
|
VA | 6 | 2.6% | 100% | $471,666 | |
Cmg Mortgage Inc
|
FHA, VA, USDA | 6 | 2.6% | 100% | $365,000 | |
Paramount Residential Mortgage
|
Conventional, FHA, VA | 5 | 2.1% | 83.3% | $399,000 | |
Freedom Mortgage Corporation
|
FHA, VA | 4 | 1.7% | 85.7% | $445,000 | |
Pennymac Loan Services LLC
|
Conventional, VA | 4 | 1.7% | 83.3% | $315,000 | |
Bay Equity LLC
|
Conventional, FHA, VA | 4 | 1.7% | 100% | $350,000 | |
Planet Home Lending, LLC
|
FHA, VA | 4 | 1.7% | 100% | $385,000 | |
Premier Mortgage Resources, LLC
|
Conventional, FHA, VA | 3 | 1.3% | 100% | $358,333 | |
Securitynational Mortgage Company
|
Conventional, FHA, VA | 3 | 1.3% | 100% | $291,666 | |
Nationstar Mortgage
|
Conventional, VA | 3 | 1.3% | 60% | $355,000 | |
New American Funding, LLC.
|
Conventional, FHA, VA | 3 | 1.3% | 100% | $321,666 | |
Mutual of Omaha Mortgage
|
FHA, VA, HELOC | 2 +1 HELOCs |
0.9% | 100% | $470,000 | |
|
A5.0 ★Texas Ratio: 6.81% |
VA | 2 | 0.9% | 100% | $510,000 | View |
Equity Prime Mortgage LLC
|
FHA, VA | 2 | 0.9% | 100% | $335,000 | |
Loanunited.Com, LLC
|
VA | 2 | 0.9% | 100% | $500,000 | |
|
A+5.0 ★Texas Ratio: 3.21% |
Conventional, VA | 2 | 0.9% | 100% | $495,000 | View |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.9% | 50% | $385,000 | View |
T2 Financial LLC
|
Conventional, FHA | 2 | 0.9% | 100% | $395,000 | |
Mld Mortgage, Inc.Dba the Money Store
|
Conventional, FHA | 2 | 0.9% | 100% | $395,000 | |
Mason-McDuffie Mortgage Corporation
|
Conventional, FHA | 2 | 0.9% | 100% | $195,000 | |
American Financial Resources LLC
|
VA | 1 | 0.4% | 50% | $345,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.4% | 100% | $365,000 | View |
Goodleap, LLC
|
VA | 1 | 0.4% | 100% | $435,000 | |
Gold Star Mortgage Financial Group, Corporation
|
Conventional | 1 | 0.4% | 100% | $425,000 | |
Envoy Mortgage, Ltd
|
Conventional | 1 | 0.4% | 100% | $375,000 | |
Kind Lending, LLC
|
Conventional | 1 | 0.4% | 100% | $85,000 | |
Allied Mortgage Group, Inc
|
VA | 1 | 0.4% | 100% | $415,000 | |
Triad Financial Services, Inc.
|
Conventional | 1 | 0.4% | 50% | $145,000 | |
American Financial Network, Inc.
|
FHA | 1 | 0.4% | 100% | $425,000 | |
Sun West Mortgage Company, Inc
|
VA | 1 | 0.4% | 50% | $465,000 | |
Stg Mortgage Inc
|
FHA | 1 | 0.4% | 100% | $435,000 | |
Generations Home Loans, LLC
|
Conventional | 1 | 0.4% | 100% | $315,000 | |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.4% | 100% | $85,000 | View |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.4% | 100% | $525,000 | View |
21St Mortgage
|
Conventional | 1 | 0.4% | 50% | $95,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 100% | $305,000 | View |
Nexera Holding LLC
|
Conventional | 1 | 0.4% | 100% | $105,000 | |
Carrington Mortgage Services LLC
|
FHA | 1 | 0.4% | 50% | $245,000 | |
Spring Eq, LLC
|
Conventional | 1 | 0.4% | 33.3% | $135,000 | |
Goprime Mortgage, Inc.
|
VA | 1 | 0.4% | 100% | $475,000 | |
Top Flite Financial, Inc.
|
FHA | 1 | 0.4% | 100% | $225,000 | |
Village Capital & Investment
|
FHA | 1 | 0.4% | 80% | $425,000 | |
|
A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 3.10% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Technology Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in North Yelm? The list below shows the banks, credit unions and mortgage brokers that closed home loans in North Yelm in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many North Yelm, WA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 88.9 percent of home loans in North Yelm, Washington in 2025, banks 6.8 percent and credit unions 4.3 percent. Evergreen Moneysource Mortgage Company was the largest mortgage company, US Bank, N.A. the largest bank and Harborstone Credit Union the largest credit union. Among lenders headquartered in Washington, Harborstone Credit Union led with 1 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
By home loans closed in 2025, Harborstone Credit Union was the largest mortgage lender in North Yelm, Washington with 1 loans, about 0.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
27 lenders closed FHA loans in North Yelm, Washington in 2025, led by CrossCountry Mortgage, LLC with 5. 37 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 10 credit unions closed home loans in North Yelm, Washington in 2025, alongside 47 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in North Yelm, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in North Yelm, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up North Yelm. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.