Mortgage Lenders and Brokers in Milton, Washington
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Milton, Washington mortgage lenders include Keybank National AssociationKeybank National Association1000 Meridian E, Milton, WA 98354A+5.0 ★Texas Ratio: 4.81%, US Bank, N.A.US Bank, N.A.900 Meridian E, Milton, WA 98354A+5.0 ★Texas Ratio: 2.85%, Columbia BankColumbia Bank1250 Meridian Street East, Milton, WA 98354A+5.0 ★Texas Ratio: 2.28%, Bank of America NABank of America NA628 Meridian E, Milton, WA 98354A+5.0 ★Texas Ratio: 4.14%, Boeing Employees' Credit UnionBoeing Employees' Credit Union205 10th St NE, Auburn, WA 98002, Qualstar Credit UnionQualstar Credit Union24000 35th Ave SE # 200, Bothell, WA 98021 8990A+5.0 ★Texas Ratio: 4.83%, Gesa Credit UnionGesa Credit Union5363 Auto Center Way, Bremerton, WA 98312A5.0 ★Texas Ratio: 6.57%, Timberland BankTimberland Bank117 N Broadway St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 3.23%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA504 N Olympic Ave, Arlington, WA 98223A+5.0 ★Texas Ratio: 3.68%, and Banner BankBanner Bank1400 Commercial Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.91%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Milton, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Milton are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Milton, Washington
Market share is the lender's share of all home loans closed in Milton, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Milton 1000 Meridian E, Milton, WA 98354 A+5.0 ★Texas Ratio: 4.81% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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1 office in Milton 900 Meridian E, Milton, WA 98354 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1 office in Milton 1250 Meridian Street East, Milton, WA 98354 A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1 office in Milton 628 Meridian E, Milton, WA 98354 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Boeing Employees' Credit Union
205 10th St NE, Auburn, WA 98002 |
Conventional, HELOC | 4 +22 HELOCs |
4.4% | 100% | $297,500 | |
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24000 35th Ave SE # 200, Bothell, WA 98021 8990 A+5.0 ★Texas Ratio: 4.83% |
Conventional | 1 | 1.1% | 100% | $65,000 | View |
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5363 Auto Center Way, Bremerton, WA 98312 A5.0 ★Texas Ratio: 6.57% |
Conventional | 1 | 1.1% | 100% | $65,000 | View |
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117 N Broadway St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 3.23% |
Conventional | 1 | 1.1% | 100% | $475,000 | View |
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504 N Olympic Ave, Arlington, WA 98223 A+5.0 ★Texas Ratio: 3.68% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1400 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.91% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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921 Hildebrand Ln Ne, Bainbridge Island, WA 98110 A+5.0 ★Texas Ratio: 1.81% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1202 Outlet Collection Way SW Ste 107, Auburn, WA 98001 6541 A5.0 ★Texas Ratio: 8.08% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeStreet Bank
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Conventional | 2 | 2.2% | 100% | $395,000 | |
Wsecu
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Conventional | 1 | 1.1% | 100% | $195,000 | |
Rocket Mortgage
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Conventional, FHA | 8 | 8.9% | 88.9% | $320,000 | |
Newrez LLC
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Conventional, FHA, VA | 7 | 7.8% | 100% | $302,142 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 6 +1 HELOCs |
6.7% | 100% | $390,000 | |
Nfm, Inc
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Conventional, FHA | 6 | 6.7% | 100% | $558,333 | |
CrossCountry Mortgage, LLC
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Conventional, VA | 5 | 5.6% | 100% | $291,000 | |
Guaranteed Rate, Inc.
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Conventional | 4 | 4.4% | 100% | $322,500 | |
Guild Mortgage Company
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Conventional | 4 | 4.4% | 100% | $525,000 | |
Cmg Mortgage Inc
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Conventional, HELOC | 3 +1 HELOCs |
3.3% | 100% | $518,333 | |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 3.3% | 75% | $565,000 | |
Provident Funding Associates
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Conventional | 3 | 3.3% | 100% | $438,333 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA | 2 | 2.2% | 100% | $245,000 | |
United Wholesale Mortgage
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VA | 2 | 2.2% | 100% | $580,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 2.2% | 100% | $490,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 2.2% | 100% | $560,000 | |
Spring Eq, LLC
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Conventional | 2 | 2.2% | 33.3% | $75,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 1.1% | 33.3% | $55,000 | |
Freedom Mortgage Corporation
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VA | 1 | 1.1% | 100% | $595,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 1.1% | 100% | $295,000 | |
Synergy One Lending, Inc.
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Conventional | 1 | 1.1% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 1.1% | 100% | $305,000 | View |
Click n' Close, Inc.
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Conventional | 1 | 1.1% | 100% | $745,000 | |
Bay Equity LLC
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FHA | 1 | 1.1% | 100% | $605,000 | |
Summit Mortgage Corporation
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Conventional | 1 | 1.1% | 100% | $115,000 | |
T2 Financial LLC
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Conventional | 1 | 1.1% | 100% | $765,000 | |
Nationstar Mortgage
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Conventional | 1 | 1.1% | 50% | $295,000 | |
Mortgage Research Center
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VA | 1 | 1.1% | 100% | $495,000 | |
Mission Loans, LLC
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Conventional | 1 | 1.1% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 1.1% | 100% | $285,000 | View |
Nations Direct Mortgage, LLC
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Conventional | 1 | 1.1% | 100% | $545,000 | |
Prosperity Home Mortgage, LLC
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FHA | 1 | 1.1% | 100% | $385,000 | |
New American Funding, LLC.
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Conventional | 1 | 1.1% | 100% | $345,000 | |
The Loan Store, Inc
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Conventional | 1 | 1.1% | 100% | $295,000 | |
Homeamerican Mortgage Corporation
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Conventional | 1 | 1.1% | 50% | $355,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 1.1% | 100% | $495,000 | View |
Paramount Residential Mortgage
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VA | 1 | 1.1% | 100% | $565,000 | |
Nexera Holding LLC
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Conventional | 1 | 1.1% | 100% | $555,000 | |
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A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Oregon Community Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Milton Mortgage Rate Trends
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Milton, Washington
Looking for mortgage lenders near me or mortgage brokers near me in Milton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Milton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Milton, WA
Use these to narrow the list above. Each category shows how many Milton, WA lenders fit and what that kind of lender is usually best for.
Who Lends in Milton, WA
Independent mortgage companies closed 85.6 percent of home loans in Milton, Washington in 2025, banks 6.7 percent and credit unions 7.8 percent. Rocket Mortgage was the largest mortgage company, Keybank National Association the largest bank and Boeing Employees' Credit Union the largest credit union. Among lenders headquartered in Washington, Boeing Employees' Credit Union led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
More Washington Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Milton, WA
By home loans closed in 2025, Keybank National Association was the largest mortgage lender in Milton, Washington with 0 loans, about 0 percent of the market. The largest lender headquartered in Washington was Boeing Employees' Credit Union with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Milton, Washington in 2025, led by Nfm, Inc with 2. 8 lenders closed VA loans, led by Newrez LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 7 credit unions closed home loans in Milton, Washington in 2025, alongside 35 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Milton, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Milton, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Milton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
