Mortgage Lenders and Brokers in Kingston, Washington
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Kingston, Washington mortgage lenders include Kitsap Credit UnionKitsap Credit Union8196 NE State Highway 104, Kingston, WA 98346 9471A5.0 ★Texas Ratio: 6.36%, Boeing Employees' Credit UnionBoeing Employees' Credit Union205 10th St NE, Auburn, WA 98002, Kitsap BankKitsap Bank8196 NE State Highway 104, Kingston, WA 98346 9471A5.0 ★Texas Ratio: 6.36%, First Fed BankFirst Fed Bank323 High School Rd Ne, Bainbridge Island, WA 98110A5.0 ★Texas Ratio: 12.33%, Wells Fargo Bank NAWells Fargo Bank NA1018 8th St, Anacortes, WA 98221A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA3230 172nd St Ne, Arlington, WA 98223A+5.0 ★Texas Ratio: 4.14%, Columbia BankColumbia Bank404 North West Avenue, Arlington, WA 98223A+5.0 ★Texas Ratio: 2.28%, 1st Security Bank of Washington1st Security Bank of Washington100 W 1st St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 4.31%, US Bank, N.A.US Bank, N.A.910 O Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.85%, and Qualstar Credit UnionQualstar Credit Union24000 35th Ave SE # 200, Bothell, WA 98021 8990A+5.0 ★Texas Ratio: 4.83%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Kingston, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Kingston are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Kingston, Washington
Market share is the lender's share of all home loans closed in Kingston, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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8196 NE State Highway 104, Kingston, WA 98346 9471 A5.0 ★Texas Ratio: 6.36% |
Conventional, HELOC | 7 +9 HELOCs |
4.5% | 80% | $189,285 | View |
Boeing Employees' Credit Union
205 10th St NE, Auburn, WA 98002 |
Conventional, Jumbo, HELOC | 5 +14 HELOCs |
3.2% | 71.4% | $479,000 | |
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8196 NE State Highway 104, Kingston, WA 98346 9471 A5.0 ★Texas Ratio: 6.36% |
Conventional | 3 | 1.9% | 100% | $131,666 | View |
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323 High School Rd Ne, Bainbridge Island, WA 98110 A5.0 ★Texas Ratio: 12.33% |
Conventional | 2 | 1.3% | 100% | $360,000 | View |
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1018 8th St, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1.3% | 100% | $425,000 | View |
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3230 172nd St Ne, Arlington, WA 98223 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 1 +4 HELOCs |
0.6% | 100% | $865,000 | View |
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404 North West Avenue, Arlington, WA 98223 A+5.0 ★Texas Ratio: 2.28% |
Conventional, HELOC | 1 +2 HELOCs |
0.6% | 100% | $755,000 | View |
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100 W 1st St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.31% |
Conventional, HELOC | 1 +2 HELOCs |
0.6% | 100% | $235,000 | View |
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910 O Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 50% | $545,000 | View |
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24000 35th Ave SE # 200, Bothell, WA 98021 8990 A+5.0 ★Texas Ratio: 4.83% |
Conventional | 1 | 0.6% | 100% | $205,000 | View |
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312 N Ruby St, Ellensburg, WA 98926 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.6% | 100% | $335,000 | View |
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1017 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 4.48% |
Conventional | 1 | 0.6% | 100% | $415,000 | View |
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20608 State Route 410 E, Bonney Lake, WA 98391 8366 A5.0 ★Texas Ratio: 8.21% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Evergreen Moneysource Mortgage Company
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Conventional, VA | 8 | 5.2% | 100% | $312,500 | |
Olympia Federal Savings & Loan
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Conventional | 1 | 0.6% | 100% | $385,000 | |
Agwest Farm Credit, Flca
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Conventional, Jumbo | 1 | 0.6% | 100% | $885,000 | |
Spokane Firefighters Credit Un
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Wsecu
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pulte Mortgage LLC
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Conventional, VA | 22 | 14.2% | 95.7% | $481,363 | |
Rocket Mortgage
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Conventional, FHA, VA | 15 | 9.7% | 94.1% | $347,666 | |
Newrez LLC
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Conventional, FHA, VA, Jumbo | 7 | 4.5% | 100% | $500,714 | |
Movement Mortgage, LLC
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Conventional, FHA, Jumbo | 7 | 4.5% | 87.5% | $537,857 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 6 +1 HELOCs |
3.9% | 66.7% | $290,000 | |
United Wholesale Mortgage
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Conventional, VA, Jumbo | 6 | 3.9% | 75% | $576,666 | |
Freedom Mortgage Corporation
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FHA, VA | 5 | 3.2% | 100% | $607,000 | |
New American Funding, LLC.
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Conventional, HELOC | 4 +1 HELOCs |
2.6% | 100% | $337,500 | |
Cornerstone First Mortgage, LLC
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Conventional, VA, Jumbo | 4 | 2.6% | 100% | $542,500 | |
Originpoint, LLC
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Conventional | 3 | 1.9% | 100% | $681,666 | |
Click n' Close, Inc.
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FHA | 3 | 1.9% | 100% | $261,666 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 3 | 1.9% | 75% | $618,333 | |
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A5.0 ★Texas Ratio: 6.81% |
Conventional | 2 | 1.3% | 100% | $430,000 | View |
CrossCountry Mortgage, LLC
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Conventional | 2 | 1.3% | 100% | $380,000 | |
Pennymac Loan Services LLC
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Conventional | 2 | 1.3% | 100% | $775,000 | |
loanDepot.com LLC
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Conventional | 2 | 1.3% | 100% | $395,000 | |
Synergy One Lending, Inc.
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Conventional, FHA | 2 | 1.3% | 100% | $400,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.3% | 100% | $365,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 2 | 1.3% | 100% | $795,000 | View |
Spring Eq, LLC
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Conventional, HELOC | 1 +2 HELOCs |
0.6% | 33.3% | $145,000 | |
Cmg Mortgage Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $775,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $55,000 | View |
Kind Lending, LLC
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Conventional | 1 | 0.6% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 2.38% |
VA | 1 | 0.6% | 100% | $455,000 | View |
Guild Mortgage Company
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Conventional | 1 | 0.6% | 100% | $775,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.6% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.6% | 100% | $275,000 | View |
Bay Equity LLC
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VA | 1 | 0.6% | 100% | $595,000 | |
Highlands Residential Mortgage, Ltd.
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VA | 1 | 0.6% | 100% | $625,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.6% | 100% | $345,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $555,000 | |
Towne Mortgage Company
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Conventional | 1 | 0.6% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional, Jumbo | 1 | 0.6% | 100% | $925,000 | View |
Geneva Financial LLC
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Conventional | 1 | 0.6% | 100% | $185,000 | |
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A5.0 ★Texas Ratio: 9.09% |
VA | 1 | 0.6% | 100% | $395,000 | View |
Mason-McDuffie Mortgage Corporation
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Conventional, Jumbo | 1 | 0.6% | 100% | $935,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 0.6% | 100% | $655,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.6% | 100% | $615,000 | View |
JMAC Lending, Inc.
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Conventional | 1 | 0.6% | 100% | $295,000 | |
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Mission Loans, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Technology Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Kingston Mortgage Rate Trends
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Kingston, Washington
Looking for mortgage lenders near me or mortgage brokers near me in Kingston? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Kingston in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Kingston, WA
Use these to narrow the list above. Each category shows how many Kingston, WA lenders fit and what that kind of lender is usually best for.
Who Lends in Kingston, WA
Independent mortgage companies closed 73.5 percent of home loans in Kingston, Washington in 2025, banks 14.2 percent and credit unions 12.3 percent. Evergreen Moneysource Mortgage Company was the largest mortgage company, Kitsap Bank the largest bank and Kitsap Credit Union the largest credit union. Among lenders headquartered in Washington, Kitsap Credit Union led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
More Washington Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Kingston, WA
By home loans closed in 2025, Kitsap Credit Union was the largest mortgage lender in Kingston, Washington with 7 loans, about 4.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Kingston, Washington in 2025, led by Freedom Mortgage Corporation with 3. 13 lenders closed VA loans, led by Navy Federal Credit Union. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 11 credit unions closed home loans in Kingston, Washington in 2025, alongside 34 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Kingston, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Kingston, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Kingston. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
