Mortgage Lenders and Brokers in Ellensburg, Washington
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Ellensburg, Washington mortgage lenders include Cashmere Valley BankCashmere Valley Bank101 University Way, Ellensburg, WA 98926A+5.0 ★Texas Ratio: 1.44%, Columbia BankColumbia Bank118 W 5th Ave, Ellensburg, WA 98926A+5.0 ★Texas Ratio: 2.28%, US Bank, N.A.US Bank, N.A.500 N Pearl St, Ellensburg, WA 98926A+5.0 ★Texas Ratio: 2.85%, Wells Fargo Bank NAWells Fargo Bank NA104 E 4th Ave, Ellensburg, WA 98926A+5.0 ★Texas Ratio: 5.36%, BMO Harris Bank NABMO Harris Bank NA312 N Ruby St, Ellensburg, WA 98926A+5.0 ★Texas Ratio: 3.54%, 1st Security Bank of Washington1st Security Bank of Washington100 W 1st St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 4.31%, Boeing Employees' Credit UnionBoeing Employees' Credit Union205 10th St NE, Auburn, WA 98002, Gesa Credit UnionGesa Credit Union5363 Auto Center Way, Bremerton, WA 98312A5.0 ★Texas Ratio: 6.57%, Spokane Teachers Credit UnionSpokane Teachers Credit Union10811 W State Route 2, Airway Heights, WA 99001 5167A5.0 ★Texas Ratio: 10.05%, and Columbia Credit UnionColumbia Credit Union118 W 5th Ave, Ellensburg, WA 98926. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ellensburg, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ellensburg are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Ellensburg, Washington
Market share is the lender's share of all home loans closed in Ellensburg, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Ellensburg 101 University Way, Ellensburg, WA 98926 A+5.0 ★Texas Ratio: 1.44% |
Conventional | 11 | 2.4% | 100% | $322,272 | View |
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1 office in Ellensburg 118 W 5th Ave, Ellensburg, WA 98926 A+5.0 ★Texas Ratio: 2.28% |
Conventional, Jumbo, HELOC | 8 +8 HELOCs |
1.8% | 80% | $528,750 | View |
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2 offices in Ellensburg 500 N Pearl St, Ellensburg, WA 98926 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 5 +2 HELOCs |
1.1% | 55.6% | $225,000 | View |
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1 office in Ellensburg 104 E 4th Ave, Ellensburg, WA 98926 A+5.0 ★Texas Ratio: 5.36% |
Conventional, VA | 3 | 0.7% | 100% | $401,666 | View |
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1 office in Ellensburg 312 N Ruby St, Ellensburg, WA 98926 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 2 +2 HELOCs |
0.4% | 100% | $285,000 | View |
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100 W 1st St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.31% |
Conventional, FHA, HELOC | 15 +9 HELOCs |
3.3% | 100% | $378,333 | View |
Boeing Employees' Credit Union
205 10th St NE, Auburn, WA 98002 |
Conventional, HELOC | 5 +9 HELOCs |
1.1% | 100% | $371,000 | |
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5363 Auto Center Way, Bremerton, WA 98312 A5.0 ★Texas Ratio: 6.57% |
Conventional, HELOC | 4 +1 HELOCs |
0.9% | 100% | $230,000 | View |
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10811 W State Route 2, Airway Heights, WA 99001 5167 A5.0 ★Texas Ratio: 10.05% |
Conventional, HELOC | 1 +3 HELOCs |
0.2% | 100% | $305,000 | View |
Columbia Credit Union
118 W 5th Ave, Ellensburg, WA 98926 |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $625,000 | |
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1400 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.91% |
Conventional | 1 | 0.2% | 50% | $345,000 | View |
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1474 N Highway, Colville, WA 99114 2008 A+5.0 ★Texas Ratio: 1.61% |
Conventional | 1 | 0.2% | 100% | $295,000 | View |
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1202 Outlet Collection Way SW Ste 107, Auburn, WA 98001 6541 A5.0 ★Texas Ratio: 8.08% |
Conventional | 1 | 0.2% | 100% | $425,000 | View |
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2376 TAUMARSON RD, College Place, WA 99324 A+5.0 ★Texas Ratio: 1.09% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
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1210 S Hayford Rd, Airway Heights, WA 99001 A+5.0 ★Texas Ratio: 2.22% |
Conventional | 1 | 0.2% | 100% | $195,000 | View |
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900 S Ruby St, Ellensburg, WA 98926 A+5.0 ★Texas Ratio: 2.09% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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20608 State Route 410 E, Bonney Lake, WA 98391 8366 A5.0 ★Texas Ratio: 8.21% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Yakima Federal Savings & Loan
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Conventional | 19 | 4.2% | 90.5% | $292,894 | |
Wsecu
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Conventional, FHA, HELOC | 13 +9 HELOCs |
2.9% | 61.9% | $112,692 | |
Evergreen Moneysource Mortgage Company
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Conventional, FHA | 12 | 2.7% | 93.3% | $405,833 | |
Sammamish Mortgage Company
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Conventional | 2 | 0.4% | 66.7% | $355,000 | |
HomeStreet Bank
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Conventional, Jumbo | 1 | 0.2% | 100% | $925,000 | |
Basis Home Loans LLC
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Conventional | 1 | 0.2% | 100% | $465,000 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 69 | 15.4% | 86.2% | $323,695 | |
Guild Mortgage Company
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Conventional, FHA, VA | 41 | 9.1% | 95.6% | $293,536 | |
Rocket Mortgage
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Conventional, FHA | 32 | 7.1% | 81% | $205,937 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA | 21 | 4.7% | 100% | $374,523 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 19 | 4.2% | 95% | $387,105 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 17 | 3.8% | 100% | $389,705 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA, HELOC | 15 +2 HELOCs |
3.3% | 94.1% | $385,000 | |
loanDepot.com LLC
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Conventional, FHA, VA | 13 | 2.9% | 86.7% | $320,384 | |
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A5.0 ★Texas Ratio: 6.81% |
Conventional, FHA, VA | 11 | 2.4% | 100% | $399,545 | View |
Synergy One Lending, Inc.
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Conventional, FHA, VA | 9 | 2% | 100% | $273,888 | |
Mortgage Research Center
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VA | 8 | 1.8% | 88.9% | $435,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 7 | 1.6% | 100% | $532,142 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 5 | 1.1% | 100% | $493,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 4 +2 HELOCs |
0.9% | 66.7% | $222,500 | |
Pennymac Loan Services LLC
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Conventional | 4 | 0.9% | 100% | $65,000 | |
American Pacific Mortgage Corporation
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Conventional | 4 | 0.9% | 100% | $465,000 | |
New American Funding, LLC.
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Conventional, FHA | 4 | 0.9% | 100% | $540,000 | |
Fairway Independent Mort Corp
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Conventional | 4 | 0.9% | 100% | $457,500 | |
Newrez LLC
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Conventional, FHA | 3 | 0.7% | 75% | $221,666 | |
Generations Home Loans, LLC
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Conventional | 3 | 0.7% | 100% | $388,333 | |
Nationstar Mortgage
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Conventional | 3 | 0.7% | 100% | $58,333 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.7% | 75% | $61,666 | View |
Originpoint, LLC
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Conventional, VA | 2 | 0.4% | 100% | $600,000 | |
Credit Human Federal Credit Un
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Conventional | 2 | 0.4% | 62.5% | $190,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +2 HELOCs |
0.2% | 33.3% | $205,000 | |
Idaho Central Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $525,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.2% | 100% | $265,000 | |
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A5.0 ★Texas Ratio: 11.06% |
FHA | 1 | 0.2% | 100% | $345,000 | View |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.2% | 100% | $335,000 | |
Farmers Insurance Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $325,000 | |
NOVA Financial & Investment Corporation
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Conventional | 1 | 0.2% | 100% | $775,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 100% | $525,000 | |
Envoy Mortgage, Ltd
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VA | 1 | 0.2% | 100% | $305,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $475,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.2% | 33.3% | $55,000 | |
Usalliance Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $195,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.2% | 20% | $145,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.2% | 100% | $505,000 | View |
Discover Bank
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Conventional | 1 | 0.2% | 33.3% | $65,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.2% | 100% | $405,000 | |
New Wave Lending Group Inc
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Conventional | 1 | 0.2% | 100% | $295,000 | |
Gate City Bank
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Conventional | 1 | 0.2% | 100% | $375,000 | |
Click n' Close, Inc.
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Conventional | 1 | 0.2% | 100% | $325,000 | |
Securitynational Mortgage Company
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Conventional | 1 | 0.2% | 100% | $485,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 1 | 0.2% | 100% | $265,000 | |
Nfm, Inc
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Conventional | 1 | 0.2% | 50% | $415,000 | |
New Day Financial, LLC.
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VA | 1 | 0.2% | 100% | $285,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 100% | $465,000 | View |
Land Home Financial Services,
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VA | 1 | 0.2% | 100% | $405,000 | |
Potlatch No 1 Financial Credit U
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Conventional | 1 | 0.2% | 100% | $175,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $705,000 | |
Provident Funding Associates
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Conventional | 1 | 0.2% | 100% | $355,000 | |
Genway Home Mortgage, Inc.
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FHA | 1 | 0.2% | 100% | $515,000 | |
Keystone Funding, Inc
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FHA | 1 | 0.2% | 100% | $335,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.2% | 100% | $465,000 | |
Nations Direct Mortgage, LLC
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VA | 1 | 0.2% | 100% | $325,000 | |
Lower, LLC
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Conventional | 1 | 0.2% | 100% | $485,000 | |
Mld Mortgage, Inc.Dba the Money Store
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VA | 1 | 0.2% | 100% | $515,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
Plaza Home Mortgage, Inc
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VA | 1 | 0.2% | 100% | $615,000 | |
The Mortgage Link, Inc.
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Conventional | 1 | 0.2% | 100% | $375,000 | |
Village Capital & Investment
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FHA | 1 | 0.2% | 50% | $395,000 | |
Alliant Credit Union
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 9.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Ellensburg Mortgage Rate Trends
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Ellensburg, Washington
Looking for mortgage lenders near me or mortgage brokers near me in Ellensburg? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ellensburg in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Ellensburg, WA
Use these to narrow the list above. Each category shows how many Ellensburg, WA lenders fit and what that kind of lender is usually best for.
Who Lends in Ellensburg, WA
Independent mortgage companies closed 70.4 percent of home loans in Ellensburg, Washington in 2025, banks 21.2 percent and credit unions 8.5 percent. Evergreen Moneysource Mortgage Company was the largest mortgage company, Cashmere Valley Bank the largest bank and Boeing Employees' Credit Union the largest credit union. Among lenders headquartered in Washington, Cashmere Valley Bank led with 11 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
More Washington Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Ellensburg, WA
By home loans closed in 2025, Cashmere Valley Bank was the largest mortgage lender in Ellensburg, Washington with 11 loans, about 2.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Ellensburg, Washington, DHI Mortgage Company, LTD. approved the highest share of completed applications in 2025 at 86.2 percent, against a 87.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
22 lenders closed FHA loans in Ellensburg, Washington in 2025, led by DHI Mortgage Company, LTD. with 26. 19 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 21 credit unions closed home loans in Ellensburg, Washington in 2025, alongside 53 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ellensburg, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ellensburg, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ellensburg. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
