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Mortgage Lenders and Brokers in Edgewood, Washington

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Edgewood, Washington mortgage lenders include Timberland BankTimberland Bank117 N Broadway St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 3.23%, Boeing Employees' Credit UnionBoeing Employees' Credit Union205 10th St NE, Auburn, WA 98002, US Bank, N.A.US Bank, N.A.910 O Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.85%, 1st Security Bank of Washington1st Security Bank of Washington100 W 1st St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 4.31%, Banner BankBanner Bank1400 Commercial Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.91%, Qualstar Credit UnionQualstar Credit Union24000 35th Ave SE # 200, Bothell, WA 98021 8990A+5.0 ★Texas Ratio: 4.83%, Columbia BankColumbia Bank404 North West Avenue, Arlington, WA 98223A+5.0 ★Texas Ratio: 2.28%, Sound Credit UnionSound Credit Union1202 Outlet Collection Way SW Ste 107, Auburn, WA 98001 6541A5.0 ★Texas Ratio: 8.08%, Kitsap Credit UnionKitsap Credit Union51 NE State Route 300 Ste D, Belfair, WA 98528 8654A5.0 ★Texas Ratio: 6.36%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA504 N Olympic Ave, Arlington, WA 98223A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Edgewood, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Edgewood are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Edgewood, Washington

Market share is the lender's share of all home loans closed in Edgewood, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Timberland Bank 1 office in Edgewood 117 N Broadway St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 3.23%	Conventional	5	2.1%	100%	$295,000	View
Boeing Employees' Credit Union 205 10th St NE, Auburn, WA 98002	Conventional, HELOC	5 +56 HELOCs	2.1%	85.7%	$455,000
US Bank, N.A. 910 O Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	3 +2 HELOCs	1.3%	50%	$525,000	View
1st Security Bank of Washington 100 W 1st St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.31%	Conventional, VA, HELOC	2 +1 HELOCs	0.9%	100%	$585,000	View
Banner Bank 1400 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.91%	Conventional, Jumbo	2	0.9%	33.3%	$790,000	View
Qualstar Credit Union 24000 35th Ave SE # 200, Bothell, WA 98021 8990 A+5.0 ★Texas Ratio: 4.83%	Conventional	2	0.9%	100%	$105,000	View
Columbia Bank 404 North West Avenue, Arlington, WA 98223 A+5.0 ★Texas Ratio: 2.28%	Conventional, HELOC	1 +8 HELOCs	0.4%	100%	$345,000	View
Sound Credit Union 1202 Outlet Collection Way SW Ste 107, Auburn, WA 98001 6541 A5.0 ★Texas Ratio: 8.08%	Conventional, HELOC	1 +3 HELOCs	0.4%	100%	$55,000	View
Kitsap Credit Union 51 NE State Route 300 Ste D, Belfair, WA 98528 8654 A5.0 ★Texas Ratio: 6.36%	Conventional, HELOC	1 +1 HELOCs	0.4%	100%	$35,000	View
JPMorgan Chase Bank, NA 504 N Olympic Ave, Arlington, WA 98223 A+5.0 ★Texas Ratio: 3.68%	FHA	1	0.4%	100%	$655,000	View
Bank of Hope 10430 Ne 10th Street Suite A, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 4.07%	Conventional	1	0.4%	100%	$555,000	View
First Ciitizens Bank and Trust 300 110th Ave Ne, Bellevue, WA 98004 A5.0 ★Texas Ratio: 7.72%	Conventional	1	0.4%	100%	$935,000	View
Bank of America NA 3230 172nd St Ne, Arlington, WA 98223 A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +12 HELOCs	0%	n/a		View
Heritage Bank 2202 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 1.04%	HELOC	0 +3 HELOCs	0%	n/a		View
Keybank National Association 100 N Broadway St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.81%	HELOC	0 +3 HELOCs	0%	n/a		View
Red Canoe Credit Union 1620 Lake Tapps PKWY SE Ste 101, Auburn, WA 98092 A+5.0 ★Texas Ratio: 3.68%	HELOC	0 +2 HELOCs	0%	n/a		View
America'S Credit Union 3230 172nd St Ne, Arlington, WA 98223 A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +1 HELOCs	0%	100%		View
Peak Credit Union 416 E MARKET ST, ABERDEEN, WA 98520 A5.0 ★Texas Ratio: 7.97%	HELOC	0 +1 HELOCs	0%	n/a		View
Gesa Credit Union 5363 Auto Center Way, Bremerton, WA 98312 A5.0 ★Texas Ratio: 6.57%	HELOC	0 +1 HELOCs	0%	n/a		View
Harborstone Credit Union 20608 State Route 410 E, Bonney Lake, WA 98391 8366 A5.0 ★Texas Ratio: 8.21%	HELOC	0 +1 HELOCs	0%	n/a		View
Coastal Community Bank 525 N Olympic Ave, Arlington, WA 98223 B4.5 ★Texas Ratio: 20.96%	HELOC	0 +1 HELOCs	0%	n/a		View
O Bee Credit Union 8665 Martin Way E, LACEY, WA 98516 A5.0 ★Texas Ratio: 9.15%	HELOC	0 +1 HELOCs	0%	n/a		View
Evergreen Moneysource Mortgage Company	Conventional	5	2.1%	100%	$597,000
Sammamish Mortgage Company	Conventional	1	0.4%	100%	$515,000
Flyhomes Mortgage LLC	Conventional	1	0.4%	100%	$295,000
HomeStreet Bank	HELOC	0 +1 HELOCs	0%	n/a
Rocket Mortgage	Conventional, VA	23	9.9%	85.7%	$358,043
DHI Mortgage Company, LTD.	Conventional, FHA	16	6.9%	94.1%	$706,875
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	15 +1 HELOCs	6.4%	93.8%	$568,333
Movement Mortgage, LLC	Conventional, FHA, VA, HELOC	14 +2 HELOCs	6%	94.4%	$484,285
Nfm, Inc	Conventional, FHA	12	5.2%	100%	$560,833
Cmg Mortgage Inc	Conventional, VA, HELOC	11 +3 HELOCs	4.7%	100%	$586,818
Pennymac Loan Services LLC	Conventional, Jumbo	8	3.4%	75%	$518,750
CrossCountry Mortgage, LLC	Conventional, FHA	7	3%	87.5%	$573,571
loanDepot.com LLC	Conventional, FHA, VA	7	3%	87.5%	$842,142
Newrez LLC	Conventional	6	2.6%	85.7%	$283,333
Fairway Independent Mort Corp	Conventional, FHA	6	2.6%	85.7%	$583,333
Guaranteed Rate, Inc.	Conventional, HELOC	4 +1 HELOCs	1.7%	100%	$695,000
Cornerstone First Mortgage, LLC	Conventional, FHA	3	1.3%	100%	$555,000
Freedom Mortgage Corporation	FHA, VA	3	1.3%	75%	$625,000
Guild Mortgage Company	Conventional, FHA	3	1.3%	100%	$478,333
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional, FHA	3	1.3%	100%	$535,000	View
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA	3	1.3%	100%	$321,666
Originpoint, LLC	FHA	2	0.9%	100%	$585,000
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA	2	0.9%	100%	$700,000
Global Federal Credit Union	Conventional	2	0.9%	100%	$540,000
American Financial Network, Inc.	Conventional	2	0.9%	100%	$565,000
Planet Home Lending, LLC	Conventional, FHA	2	0.9%	100%	$405,000
Provident Funding Associates	Conventional	2	0.9%	100%	$550,000
T2 Financial LLC	Conventional	2	0.9%	100%	$825,000
Nationstar Mortgage	Conventional	2	0.9%	100%	$60,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	2	0.9%	100%	$70,000	View
Nexera Holding LLC	Conventional, Jumbo	2	0.9%	100%	$1,155,000
Leaderone Financial Corp.	Conventional, FHA	2	0.9%	100%	$435,000
HomeBridge Financial Services, Inc	Conventional, HELOC	1 +2 HELOCs	0.4%	100%	$615,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional, HELOC	1 +1 HELOCs	0.4%	100%	$615,000	View
Nuvision Federal Credit Union	FHA, HELOC	1 +1 HELOCs	0.4%	100%	$565,000
Spring Eq, LLC	Conventional, HELOC	1 +1 HELOCs	0.4%	66.7%	$255,000
Premier Mortgage Resources, LLC	Conventional	1	0.4%	100%	$745,000
Devon Bank B+4.0 ★Texas Ratio: 2.09%	Conventional	1	0.4%	100%	$415,000	View
American Financial Resources LLC	Conventional	1	0.4%	100%	$445,000
Lakeview Loan Servicing, LLC	Conventional	1	0.4%	100%	$105,000
Sage Home Loans Corporation	Conventional	1	0.4%	100%	$605,000
Kind Lending, LLC	Conventional	1	0.4%	33.3%	$815,000
Triad Financial Services, Inc.	Conventional	1	0.4%	100%	$105,000
Filo Mortgage, LLC	Conventional	1	0.4%	100%	$715,000
Synergy One Lending, Inc.	Conventional	1	0.4%	100%	$985,000
General Mortgage Capital Corporation	Conventional	1	0.4%	100%	$735,000
Redwood Residential Acquisition Corporation	Conventional	1	0.4%	100%	$975,000
Discover Bank	Conventional	1	0.4%	50%	$125,000
Bay Equity LLC	FHA	1	0.4%	100%	$535,000
Geneva Financial LLC	Conventional	1	0.4%	100%	$515,000
Highlands Residential Mortgage, Ltd.	VA	1	0.4%	100%	$965,000
Calcon Mutual Mortgage LLC	Conventional	1	0.4%	100%	$995,000
Cardinal Financial Company, Li	Conventional	1	0.4%	100%	$805,000
Stg Mortgage Inc	FHA, Jumbo	1	0.4%	100%	$1,055,000
Churchill Mortgage Corporation	Conventional	1	0.4%	100%	$585,000
Generations Home Loans, LLC	Conventional	1	0.4%	100%	$605,000
Hometown Equity Mortgage, LLC	Conventional	1	0.4%	100%	$635,000
Mortgage Research Center	VA	1	0.4%	100%	$565,000
Mission Loans, LLC	Conventional	1	0.4%	100%	$145,000
V.I.P. Mortgage, Inc.	Conventional	1	0.4%	100%	$725,000
Zillow Home Loans, LLC	Conventional	1	0.4%	100%	$285,000
The Loan Store, Inc	Conventional	1	0.4%	100%	$645,000
Mld Mortgage, Inc.Dba the Money Store	Conventional	1	0.4%	100%	$565,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	1	0.4%	100%	$745,000	View
Carrington Mortgage Services LLC	Conventional	1	0.4%	50%	$175,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	FHA	1	0.4%	100%	$625,000	View
Champions Funding, LLC	Conventional	1	0.4%	100%	$515,000
Alliant Credit Union	HELOC	0 +4 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +4 HELOCs	0%	n/a
Figure Lending LLC A+5.0 ★Texas Ratio: 4.66%	HELOC	0 +2 HELOCs	0%	n/a		View
Georgia'S Own Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Kinecta Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +1 HELOCs	0%	n/a
New American Funding, LLC.	HELOC	0 +1 HELOCs	0%	0%
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +1 HELOCs	0%	n/a		View
State Departmenet Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Edgewood Mortgage Rate Trends

Daily average mortgage rates for Washington compared with the national average, updated every evening.

30-Year Fixed WA Avg

7.497%

▲ 0.070 vs 7 days ago

15-Year Fixed WA Avg

7.029%

▲ 0.067 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Edgewood, Washington

Looking for mortgage lenders near me or mortgage brokers near me in Edgewood? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Edgewood in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Edgewood, WA

Use these to narrow the list above. Each category shows how many Edgewood, WA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 59 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 21 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 19 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 20 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 10 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 5 lenders. Loans above the conforming limit for higher priced homes Local lenders based in WA 19 lenders headquartered in Washington, the closest thing to a mortgage lender near you

Who Lends in Edgewood, WA

Independent mortgage companies closed 82.4 percent of home loans in Edgewood, Washington in 2025, banks 11.2 percent and credit unions 6.4 percent. Evergreen Moneysource Mortgage Company was the largest mortgage company, Timberland Bank the largest bank and Boeing Employees' Credit Union the largest credit union. Among lenders headquartered in Washington, Timberland Bank led with 5 loans.

82.4%

Mortgage companies

11.2%

Banks

6.4%

Credit unions

13%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.

More Washington Mortgage Lender Pages

All Washington lenders 631 lenders Seattle 303 lenders Spokane 216 lenders Tacoma 226 lenders Vancouver 223 lenders Spokane Valley 174 lenders Bellevue 158 lenders Kennewick 154 lenders Marysville 145 lenders Kirkland 145 lenders Pasco 127 lenders Kent 175 lenders South Hill 170 lenders

Frequently Asked Questions About Mortgage Lenders in Edgewood, WA

Who is the largest mortgage lender in Edgewood, WA?

By home loans closed in 2025, Timberland Bank was the largest mortgage lender in Edgewood, Washington with 5 loans, about 2.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Edgewood, WA mortgage lenders offer FHA, VA and USDA loans?

20 lenders closed FHA loans in Edgewood, Washington in 2025, led by Movement Mortgage, LLC with 4. 10 lenders closed VA loans, led by loanDepot.com LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Edgewood, WA lender list?

Yes. 21 banks and 19 credit unions closed home loans in Edgewood, Washington in 2025, alongside 59 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Edgewood, WA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Edgewood, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Edgewood, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Edgewood. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.