Mortgage Lenders and Brokers in Centralia, Washington
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Centralia, Washington mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA1165 Harrison Ave, Centralia, WA 98531A+5.0 ★Texas Ratio: 5.36%, Keybank National AssociationKeybank National Association201 W Main St, Centralia, WA 98531A+5.0 ★Texas Ratio: 4.81%, Washington FederalWashington Federal110 N Pearl St, Centralia, WA 98531A+5.0 ★Texas Ratio: 4.48%, Peak Credit UnionPeak Credit Union1320 S GOLD ST, CENTRALIA, WA 98531A5.0 ★Texas Ratio: 7.97%, Sound Credit UnionSound Credit Union1202 Outlet Collection Way SW Ste 107, Auburn, WA 98001 6541A5.0 ★Texas Ratio: 8.08%, Boeing Employees' Credit UnionBoeing Employees' Credit Union205 10th St NE, Auburn, WA 98002, Columbia BankColumbia Bank404 North West Avenue, Arlington, WA 98223A+5.0 ★Texas Ratio: 2.28%, US Bank, N.A.US Bank, N.A.910 O Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.85%, 1st Security Bank of Washington1st Security Bank of Washington100 W 1st St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 4.31%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA504 N Olympic Ave, Arlington, WA 98223A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Centralia, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Centralia are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Centralia, Washington
Market share is the lender's share of all home loans closed in Centralia, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Centralia 1165 Harrison Ave, Centralia, WA 98531 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.7% | 75% | $205,000 | View |
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1 office in Centralia 201 W Main St, Centralia, WA 98531 A+5.0 ★Texas Ratio: 4.81% |
Conventional, Jumbo | 1 | 0.2% | 50% | $845,000 | View |
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1 office in Centralia 110 N Pearl St, Centralia, WA 98531 A+5.0 ★Texas Ratio: 4.48% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
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1320 S GOLD ST, CENTRALIA, WA 98531 A5.0 ★Texas Ratio: 7.97% |
Conventional, HELOC | 11 +30 HELOCs |
2.5% | 73.3% | $280,454 | View |
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1202 Outlet Collection Way SW Ste 107, Auburn, WA 98001 6541 A5.0 ★Texas Ratio: 8.08% |
Conventional | 2 | 0.4% | 100% | $140,000 | View |
Boeing Employees' Credit Union
205 10th St NE, Auburn, WA 98002 |
Conventional, HELOC | 1 +7 HELOCs |
0.2% | 100% | $275,000 | |
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404 North West Avenue, Arlington, WA 98223 A+5.0 ★Texas Ratio: 2.28% |
Conventional, HELOC | 1 +4 HELOCs |
0.2% | 100% | $325,000 | View |
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910 O Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 50% | $355,000 | View |
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100 W 1st St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.31% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $305,000 | View |
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504 N Olympic Ave, Arlington, WA 98223 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $325,000 | View |
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1400 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.91% |
FHA | 1 | 0.2% | 100% | $335,000 | View |
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Pendleton Avenue and North 12th Street, Fort Lewis, WA 98433 A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.2% | 100% | $415,000 | View |
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117 N Broadway St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 3.23% |
Conventional | 1 | 0.2% | 50% | $705,000 | View |
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2202 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 1.04% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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525 N Olympic Ave, Arlington, WA 98223 B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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10900 Ne 4th St, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Evergreen Moneysource Mortgage Company
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Conventional, FHA, VA, Jumbo | 23 | 5.2% | 100% | $298,913 | |
Wsecu
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Conventional, FHA, VA, HELOC | 16 +13 HELOCs |
3.6% | 61.5% | $206,875 | |
HomeStreet Bank
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FHA, VA | 2 | 0.4% | 100% | $470,000 | |
Sammamish Mortgage Company
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Conventional | 2 | 0.4% | 100% | $515,000 | |
Basis Home Loans LLC
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Conventional | 2 | 0.4% | 100% | $685,000 | |
Olympia Federal Savings & Loan
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Conventional | 1 | 0.2% | 100% | $215,000 | |
Guild Mortgage Company
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Conventional, FHA, VA, USDA | 62 | 13.9% | 98.5% | $308,870 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 51 +3 HELOCs |
11.5% | 91.4% | $385,196 | |
Rocket Mortgage
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Conventional, FHA, VA | 32 | 7.2% | 76.7% | $232,187 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 16 | 3.6% | 88.9% | $336,875 | |
Newrez LLC
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Conventional, FHA, VA, Jumbo | 12 | 2.7% | 63.2% | $377,500 | |
Inspire Home Loans Inc.
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Conventional, FHA, VA | 12 | 2.7% | 81.2% | $420,000 | |
Mortgage Research Center
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FHA, VA | 12 | 2.7% | 75% | $382,500 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 10 +1 HELOCs |
2.2% | 100% | $280,000 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA | 9 | 2% | 100% | $310,555 | |
Summit Funding.Inc
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Conventional, FHA | 9 | 2% | 100% | $266,111 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 8 | 1.8% | 88.9% | $240,000 | |
Nationstar Mortgage
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Conventional, FHA | 8 | 1.8% | 100% | $151,250 | |
The Loan Store, Inc
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Conventional, FHA, HELOC | 7 +5 HELOCs |
1.6% | 77.8% | $310,714 | |
Primelending
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Conventional, FHA | 7 | 1.6% | 100% | $306,428 | |
Fairway Independent Mort Corp
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Conventional, FHA | 7 | 1.6% | 100% | $237,857 | |
Freedom Mortgage Corporation
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VA | 6 | 1.3% | 80% | $298,333 | |
loanDepot.com LLC
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Conventional, VA | 6 | 1.3% | 75% | $193,333 | |
Triad Financial Services, Inc.
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Conventional | 5 | 1.1% | 100% | $95,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional, FHA, VA | 5 | 1.1% | 100% | $409,000 | |
Spring Eq, LLC
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Conventional, HELOC | 4 +1 HELOCs |
0.9% | 50% | $67,500 | |
Genway Home Mortgage, Inc.
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Conventional, FHA | 4 | 0.9% | 100% | $177,500 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA, VA | 3 | 0.7% | 75% | $275,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA, VA | 3 | 0.7% | 100% | $255,000 | View |
Synergy One Lending, Inc.
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Conventional, FHA | 3 | 0.7% | 100% | $235,000 | |
BoxCar Mortgage, LLC
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Conventional, FHA, VA | 3 | 0.7% | 100% | $351,666 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 3 | 0.7% | 75% | $395,000 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 0.7% | 75% | $225,000 | |
Premier Mortgage Resources, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $155,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 2 | 0.4% | 100% | $175,000 | |
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A5.0 ★Texas Ratio: 6.81% |
Conventional, VA | 2 | 0.4% | 100% | $425,000 | View |
Nbkc Bank
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Conventional, FHA | 2 | 0.4% | 66.7% | $495,000 | |
PHH Mortgage Corporation
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Conventional, VA | 2 | 0.4% | 100% | $330,000 | |
Amerisave Mortgage Company
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Conventional, VA | 2 | 0.4% | 22.2% | $250,000 | |
Securitynational Mortgage Company
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FHA | 2 | 0.4% | 100% | $390,000 | |
Bay Equity LLC
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Conventional, FHA | 2 | 0.4% | 100% | $265,000 | |
Nfm, Inc
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Conventional | 2 | 0.4% | 100% | $315,000 | |
Churchill Mortgage Corporation
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Conventional | 2 | 0.4% | 100% | $205,000 | |
Nations Lending Corporation
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Conventional, FHA | 2 | 0.4% | 100% | $170,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 2 | 0.4% | 50% | $65,000 | |
21St Mortgage
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Conventional | 2 | 0.4% | 25% | $100,000 | |
Paramount Residential Mortgage
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VA | 2 | 0.4% | 66.7% | $460,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 2 | 0.4% | 100% | $185,000 | View |
Leaderone Financial Corp.
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Conventional, FHA | 2 | 0.4% | 100% | $145,000 | |
Guaranteed Rate, Inc.
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FHA | 1 | 0.2% | 100% | $345,000 | |
Everett Financial, Inc.
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FHA | 1 | 0.2% | 100% | $255,000 | |
NOVA Financial & Investment Corporation
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FHA | 1 | 0.2% | 100% | $295,000 | |
Global Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $565,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.2% | 100% | $125,000 | |
Infinity Equity Group, Inc.
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Conventional | 1 | 0.2% | 100% | $295,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $165,000 | |
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C+4.1 ★Texas Ratio: 26.20% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
Das Acquisition Company, LLC
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Conventional | 1 | 0.2% | 100% | $655,000 | |
Select Lending Services, LLC
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Conventional | 1 | 0.2% | 100% | $315,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.2% | 100% | $125,000 | |
Click n' Close, Inc.
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FHA | 1 | 0.2% | 100% | $345,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 100% | $345,000 | View |
Planet Home Lending, LLC
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VA | 1 | 0.2% | 100% | $345,000 | |
Intelliloan, Inc.
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FHA | 1 | 0.2% | 100% | $395,000 | |
Provident Funding Associates
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Conventional | 1 | 0.2% | 100% | $575,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.2% | 100% | $605,000 | View |
Member First Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $255,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.2% | 50% | $395,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.2% | 100% | $385,000 | View |
Nations Direct Mortgage, LLC
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VA | 1 | 0.2% | 100% | $305,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.2% | 100% | $295,000 | |
ClearEdge Lending LLC
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Conventional | 1 | 0.2% | 100% | $335,000 | |
Right Start Mortgage, Inc
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Conventional | 1 | 0.2% | 100% | $365,000 | |
Stanford Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $405,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.2% | 33.3% | $375,000 | View |
Nexera Holding LLC
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Conventional | 1 | 0.2% | 100% | $275,000 | |
Loan Simple, Inc.
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FHA | 1 | 0.2% | 100% | $405,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.2% | 25% | $265,000 | |
Goprime Mortgage, Inc.
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VA | 1 | 0.2% | 100% | $495,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $555,000 | |
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A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
Alliant Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Oregon Community Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Georgia'S Own Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.12% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Kinecta Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Idaho Central Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Centralia Mortgage Rate Trends
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Centralia, Washington
Looking for mortgage lenders near me or mortgage brokers near me in Centralia? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Centralia in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Centralia, WA
Use these to narrow the list above. Each category shows how many Centralia, WA lenders fit and what that kind of lender is usually best for.
Who Lends in Centralia, WA
Independent mortgage companies closed 84.5 percent of home loans in Centralia, Washington in 2025, banks 7.6 percent and credit unions 7.9 percent. Evergreen Moneysource Mortgage Company was the largest mortgage company, Wells Fargo Bank NA the largest bank and Peak Credit Union the largest credit union. Among lenders headquartered in Washington, Washington Federal led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
More Washington Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Centralia, WA
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Centralia, Washington with 3 loans, about 0.7 percent of the market. The largest lender headquartered in Washington was Washington Federal with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Centralia, Washington, Guild Mortgage Company approved the highest share of completed applications in 2025 at 98.5 percent, against a 84.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
41 lenders closed FHA loans in Centralia, Washington in 2025, led by Guild Mortgage Company with 17. 29 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 14 credit unions closed home loans in Centralia, Washington in 2025, alongside 65 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Centralia, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Centralia, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Centralia. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
