Mortgage Lenders and Brokers in Blaine, Washington
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Blaine, Washington mortgage lenders include Banner BankBanner Bank435 Martin St, Blaine, WA 98230A+5.0 ★Texas Ratio: 2.91%, US Bank, N.A.US Bank, N.A.280 H St, Blaine, WA 98230A+5.0 ★Texas Ratio: 2.85%, Washington FederalWashington Federal400 H St, Blaine, WA 98230A+5.0 ★Texas Ratio: 4.48%, Columbia BankColumbia Bank271 H St, Blaine, WA 98230A+5.0 ★Texas Ratio: 2.28%, Industrial CU of Whatcom CountyIndustrial CU of Whatcom County1225 W Bakerview Rd Ste A, Bellingham, WA 98226 9691A+5.0 ★Texas Ratio: 1.33%, Peoples BankPeoples Bank1218 Commercial Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 0.88%, Boeing Employees' Credit UnionBoeing Employees' Credit Union205 10th St NE, Auburn, WA 98002, 1st Security Bank of Washington1st Security Bank of Washington100 W 1st St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 4.31%, Bank of America NABank of America NA3230 172nd St Ne, Arlington, WA 98223A+5.0 ★Texas Ratio: 4.14%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA504 N Olympic Ave, Arlington, WA 98223A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Blaine, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Blaine are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Blaine, Washington
Market share is the lender's share of all home loans closed in Blaine, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Blaine 435 Martin St, Blaine, WA 98230 A+5.0 ★Texas Ratio: 2.91% |
Conventional, HELOC | 7 +9 HELOCs |
3.3% | 87.5% | $470,714 | View |
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1 office in Blaine 280 H St, Blaine, WA 98230 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 4 +3 HELOCs |
1.9% | 100% | $402,500 | View |
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1 office in Blaine 400 H St, Blaine, WA 98230 A+5.0 ★Texas Ratio: 4.48% |
Conventional | 1 | 0.5% | 100% | $725,000 | View |
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1 office in Blaine 271 H St, Blaine, WA 98230 A+5.0 ★Texas Ratio: 2.28% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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1225 W Bakerview Rd Ste A, Bellingham, WA 98226 9691 A+5.0 ★Texas Ratio: 1.33% |
Conventional | 6 | 2.8% | 100% | $331,666 | View |
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1218 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 0.88% |
Conventional, HELOC | 4 +5 HELOCs |
1.9% | 66.7% | $560,000 | View |
Boeing Employees' Credit Union
205 10th St NE, Auburn, WA 98002 |
Conventional, HELOC | 3 +2 HELOCs |
1.4% | 75% | $428,333 | |
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100 W 1st St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.31% |
Conventional | 2 | 0.9% | 100% | $380,000 | View |
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3230 172nd St Ne, Arlington, WA 98223 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +3 HELOCs |
0.5% | 100% | $485,000 | View |
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504 N Olympic Ave, Arlington, WA 98223 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.5% | 100% | $185,000 | View |
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10500 Ne 8th St, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 4.63% |
Conventional | 1 | 0.5% | 100% | $545,000 | View |
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1202 Outlet Collection Way SW Ste 107, Auburn, WA 98001 6541 A5.0 ★Texas Ratio: 8.08% |
Conventional | 1 | 0.5% | 100% | $35,000 | View |
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196 Bellevue Way Ne, Bellevue, WA 98004 A+5.0 ★Texas Ratio: 4.86% |
Conventional | 1 | 0.5% | 100% | $475,000 | View |
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100 N Broadway St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.81% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Whatcom Educational Credit Uni
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Conventional, Jumbo, HELOC | 27 +29 HELOCs |
12.6% | 79.4% | $479,074 | |
Evergreen Moneysource Mortgage Company
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Conventional | 23 | 10.7% | 100% | $455,869 | |
Sammamish Mortgage Company
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Conventional | 1 | 0.5% | 100% | $465,000 | |
Guild Mortgage Company
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Conventional, FHA, VA | 19 | 8.9% | 95% | $339,736 | |
Movement Mortgage, LLC
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Conventional, FHA, VA, HELOC | 15 +1 HELOCs |
7% | 94.4% | $405,666 | |
Rocket Mortgage
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Conventional, FHA, VA | 13 | 6.1% | 76.5% | $266,538 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 12 +1 HELOCs |
5.6% | 85.7% | $527,500 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 6 | 2.8% | 100% | $358,333 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 5 | 2.3% | 71.4% | $497,000 | |
Nationstar Mortgage
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Conventional | 5 | 2.3% | 100% | $413,000 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, HELOC | 4 +1 HELOCs |
1.9% | 83.3% | $552,500 | |
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A5.0 ★Texas Ratio: 6.81% |
Conventional | 4 | 1.9% | 100% | $515,000 | View |
Newrez LLC
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Conventional, VA | 4 | 1.9% | 80% | $385,000 | |
Kind Lending, LLC
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Conventional, FHA, VA, Jumbo | 4 | 1.9% | 100% | $575,000 | |
Mortgage Research Center
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Conventional, VA | 4 | 1.9% | 100% | $442,500 | |
loanDepot.com LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.9% | 66.7% | $170,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 2 +1 HELOCs |
0.9% | 100% | $570,000 | |
Envoy Mortgage, Ltd
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Conventional, FHA | 2 | 0.9% | 100% | $465,000 | |
American Pacific Mortgage Corporation
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FHA, VA | 2 | 0.9% | 100% | $520,000 | |
New American Funding, LLC.
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Conventional | 2 | 0.9% | 66.7% | $420,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 2 | 0.9% | 100% | $225,000 | View |
Firefighters First Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $255,000 | |
Oregon Community Credit Union
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Conventional | 1 | 0.5% | 100% | $525,000 | |
Residential Wholesale Mortgage
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Conventional | 1 | 0.5% | 50% | $355,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 0.5% | 100% | $875,000 | View |
CrossCountry Mortgage, LLC
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FHA | 1 | 0.5% | 100% | $205,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.5% | 50% | $55,000 | |
Resicentral LLC
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Conventional | 1 | 0.5% | 100% | $285,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.5% | 100% | $45,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.5% | 100% | $235,000 | View |
Discover Bank
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Conventional | 1 | 0.5% | 50% | $45,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.5% | 100% | $315,000 | |
American Financing Corporation
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Conventional | 1 | 0.5% | 100% | $185,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.5% | 100% | $495,000 | |
Weichert Financial Services
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Conventional | 1 | 0.5% | 100% | $425,000 | |
Nfm, Inc
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Conventional | 1 | 0.5% | 100% | $565,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $425,000 | |
Mutual of Omaha Mortgage
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VA | 1 | 0.5% | 100% | $265,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.5% | 100% | $415,000 | |
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.5% | 100% | $675,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.5% | 100% | $465,000 | View |
Fairway Independent Mort Corp
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VA | 1 | 0.5% | 100% | $605,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.5% | 100% | $55,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.5% | 33.3% | $65,000 | |
JMAC Lending, Inc.
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FHA | 1 | 0.5% | 100% | $535,000 | |
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A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Idaho Central Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Georgia'S Own Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Blaine Mortgage Rate Trends
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Blaine, Washington
Looking for mortgage lenders near me or mortgage brokers near me in Blaine? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Blaine in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Blaine, WA
Use these to narrow the list above. Each category shows how many Blaine, WA lenders fit and what that kind of lender is usually best for.
Who Lends in Blaine, WA
Independent mortgage companies closed 66.8 percent of home loans in Blaine, Washington in 2025, banks 14 percent and credit unions 19.2 percent. Evergreen Moneysource Mortgage Company was the largest mortgage company, Banner Bank the largest bank and Industrial CU of Whatcom County the largest credit union. Among lenders headquartered in Washington, Banner Bank led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
More Washington Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Blaine, WA
By home loans closed in 2025, Banner Bank was the largest mortgage lender in Blaine, Washington with 7 loans, about 3.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in Blaine, Washington in 2025, led by United Wholesale Mortgage with 2. 15 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 11 credit unions closed home loans in Blaine, Washington in 2025, alongside 34 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Blaine, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Blaine, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Blaine. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
