Mortgage Lenders and Brokers in Benton City, Washington
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Benton City, Washington mortgage lenders include Gesa Credit UnionGesa Credit Union5363 Auto Center Way, Bremerton, WA 98312A5.0 ★Texas Ratio: 6.57%, 1st Security Bank of Washington1st Security Bank of Washington100 W 1st St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 4.31%, Columbia BankColumbia Bank404 North West Avenue, Arlington, WA 98223A+5.0 ★Texas Ratio: 2.28%, Hapo Communtiy Credit UnionHapo Communtiy Credit Union2376 TAUMARSON RD, College Place, WA 99324A+5.0 ★Texas Ratio: 1.09%, US Bank, N.A.US Bank, N.A.910 O Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.85%, Glacier BankGlacier Bank1005 Highway 97, Brewster, WA 98812A+5.0 ★Texas Ratio: 1.87%, Keybank National AssociationKeybank National Association100 N Broadway St, Aberdeen, WA 98520A+5.0 ★Texas Ratio: 4.81%, Banner BankBanner Bank1400 Commercial Ave, Anacortes, WA 98221A+5.0 ★Texas Ratio: 2.91%, Numerica Credit UnionNumerica Credit Union1210 S Hayford Rd, Airway Heights, WA 99001A+5.0 ★Texas Ratio: 2.22%, and Spokane Teachers Credit UnionSpokane Teachers Credit Union10811 W State Route 2, Airway Heights, WA 99001 5167A5.0 ★Texas Ratio: 10.05%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Benton City, Washington in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Benton City are listed first, then lenders elsewhere in Washington, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Benton City, Washington
Market share is the lender's share of all home loans closed in Benton City, Washington. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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5363 Auto Center Way, Bremerton, WA 98312 A5.0 ★Texas Ratio: 6.57% |
Conventional, Jumbo, HELOC | 13 +19 HELOCs |
4.5% | 81.2% | $381,153 | View |
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100 W 1st St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.31% |
Conventional, FHA, VA | 13 | 4.5% | 100% | $406,538 | View |
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404 North West Avenue, Arlington, WA 98223 A+5.0 ★Texas Ratio: 2.28% |
Conventional, FHA, HELOC | 11 +1 HELOCs |
3.8% | 100% | $242,272 | View |
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2376 TAUMARSON RD, College Place, WA 99324 A+5.0 ★Texas Ratio: 1.09% |
Conventional | 10 | 3.5% | 81.2% | $215,000 | View |
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910 O Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
1% | 60% | $348,333 | View |
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1005 Highway 97, Brewster, WA 98812 A+5.0 ★Texas Ratio: 1.87% |
Conventional, FHA | 3 | 1% | 100% | $288,333 | View |
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100 N Broadway St, Aberdeen, WA 98520 A+5.0 ★Texas Ratio: 4.81% |
Conventional, HELOC | 2 +1 HELOCs |
0.7% | 100% | $170,000 | View |
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1400 Commercial Ave, Anacortes, WA 98221 A+5.0 ★Texas Ratio: 2.91% |
Conventional, FHA | 2 | 0.7% | 40% | $335,000 | View |
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1210 S Hayford Rd, Airway Heights, WA 99001 A+5.0 ★Texas Ratio: 2.22% |
Conventional, HELOC | 1 +6 HELOCs |
0.3% | 100% | $195,000 | View |
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10811 W State Route 2, Airway Heights, WA 99001 5167 A5.0 ★Texas Ratio: 10.05% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 25% | $385,000 | View |
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504 N Olympic Ave, Arlington, WA 98223 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $115,000 | View |
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1620 Lake Tapps PKWY SE Ste 101, Auburn, WA 98092 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
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1202 Outlet Collection Way SW Ste 107, Auburn, WA 98001 6541 A5.0 ★Texas Ratio: 8.08% |
Conventional | 1 | 0.3% | 100% | $355,000 | View |
Boeing Employees' Credit Union
205 10th St NE, Auburn, WA 98002 |
Conventional | 1 | 0.3% | 100% | $285,000 | |
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3230 172nd St Ne, Arlington, WA 98223 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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525 N Olympic Ave, Arlington, WA 98223 B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 1.41% |
Conventional | 4 | 1.4% | 100% | $485,000 | View |
Tri-Cities Community FederalCU
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Conventional | 2 | 0.7% | 100% | $135,000 | |
Yakima Federal Savings & Loan
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Conventional | 2 | 0.7% | 100% | $195,000 | |
Agwest Farm Credit, Flca
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Conventional | 1 | 0.3% | 100% | $675,000 | |
Wsecu
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Conventional | 1 | 0.3% | 100% | $55,000 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA, HELOC | 34 +1 HELOCs |
11.8% | 94.7% | $302,058 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 29 +1 HELOCs |
10.1% | 93.5% | $424,655 | |
Primelending
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Conventional, FHA, VA | 27 | 9.4% | 93.5% | $258,703 | |
Rocket Mortgage
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Conventional, FHA, VA | 21 | 7.3% | 91.3% | $307,380 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 12 | 4.2% | 100% | $405,833 | |
Premier Mortgage Resources, LLC
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Conventional, FHA | 9 | 3.1% | 100% | $240,555 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, Jumbo | 7 | 2.4% | 87.5% | $449,285 | |
Nationstar Mortgage
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Conventional, VA | 6 | 2.1% | 100% | $133,333 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA | 5 | 1.7% | 100% | $231,000 | |
Newrez LLC
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FHA, VA | 3 | 1% | 100% | $495,000 | |
Envoy Mortgage, Ltd
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Conventional, FHA | 3 | 1% | 100% | $381,666 | |
loanDepot.com LLC
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Conventional, VA | 3 | 1% | 60% | $351,666 | |
Churchill Mortgage Corporation
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Conventional, FHA | 3 | 1% | 100% | $245,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA, VA, Jumbo | 3 | 1% | 100% | $391,666 | View |
Guaranteed Rate, Inc.
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Conventional | 2 | 0.7% | 100% | $325,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 0.7% | 100% | $320,000 | |
Amerisave Mortgage Company
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Conventional, VA | 2 | 0.7% | 40% | $105,000 | |
Synergy One Lending, Inc.
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Conventional | 2 | 0.7% | 100% | $535,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional, USDA | 2 | 0.7% | 100% | $435,000 | View |
Nations Lending Corporation
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Conventional | 2 | 0.7% | 100% | $285,000 | |
American Pacific Mortgage Corporation
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VA | 2 | 0.7% | 66.7% | $590,000 | |
Summit Funding.Inc
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Conventional | 2 | 0.7% | 100% | $565,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.7% | 100% | $75,000 | View |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.3% | 50% | $35,000 | |
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A+5.0 ★Texas Ratio: 2.53% |
Conventional, Jumbo | 1 | 0.3% | 100% | $3,105,000 | View |
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A5.0 ★Texas Ratio: 6.81% |
FHA | 1 | 0.3% | 100% | $465,000 | View |
Global Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $405,000 | |
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D3.3 ★Texas Ratio: 35.11% |
VA | 1 | 0.3% | 100% | $705,000 | View |
Triad Financial Services, Inc.
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Conventional | 1 | 0.3% | 50% | $305,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $305,000 | |
Resicentral LLC
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VA | 1 | 0.3% | 100% | $645,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.3% | 100% | $655,000 | |
Redwood Residential Acquisition Corporation
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,395,000 | |
HomeBridge Financial Services, Inc
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VA | 1 | 0.3% | 100% | $385,000 | |
American Liberty Mortgage Inco
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FHA | 1 | 0.3% | 100% | $395,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.3% | 100% | $65,000 | |
American Financing Corporation
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Conventional | 1 | 0.3% | 33.3% | $295,000 | |
Union Home Mortgage Corp.
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FHA | 1 | 0.3% | 100% | $415,000 | |
American Internet Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $285,000 | |
Premier Lending Inc.
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FHA | 1 | 0.3% | 100% | $265,000 | |
Sierra Pacific Mortgage Co. Inc
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FHA | 1 | 0.3% | 100% | $385,000 | |
Mortgage Research Center
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VA | 1 | 0.3% | 25% | $475,000 | |
Mission Loans, LLC
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FHA | 1 | 0.3% | 100% | $195,000 | |
Nations Direct Mortgage, LLC
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VA | 1 | 0.3% | 100% | $405,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.3% | 33.3% | $165,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.3% | 25% | $155,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.3% | 66.7% | $185,000 | |
Fairway Independent Mort Corp
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FHA | 1 | 0.3% | 100% | $355,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.3% | 100% | $125,000 | |
21St Mortgage
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Conventional | 1 | 0.3% | 33.3% | $75,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.3% | 100% | $65,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.3% | 100% | $385,000 | |
Village Capital & Investment
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VA | 1 | 0.3% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 4.66% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Idaho Central Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Benton City Mortgage Rate Trends
Daily average mortgage rates for Washington compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Benton City, Washington
Looking for mortgage lenders near me or mortgage brokers near me in Benton City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Benton City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Benton City, WA
Use these to narrow the list above. Each category shows how many Benton City, WA lenders fit and what that kind of lender is usually best for.
Who Lends in Benton City, WA
Independent mortgage companies closed 61.1 percent of home loans in Benton City, Washington in 2025, banks 27.1 percent and credit unions 11.8 percent. Agwest Farm Credit, Flca was the largest mortgage company, 1st Security Bank of Washington the largest bank and Gesa Credit Union the largest credit union. Among lenders headquartered in Washington, Gesa Credit Union led with 13 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Washington. Graduated state real estate excise tax paid by the seller: 1.1 percent up to $525,000, 1.28 percent from $525,000 to $1.525 million, 2.75 percent to $3.025 million and 3 percent above, plus local REET usually 0.25 to 0.5 percent; no mortgage tax.
More Washington Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Benton City, WA
By home loans closed in 2025, Gesa Credit Union was the largest mortgage lender in Benton City, Washington with 13 loans, about 4.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
25 lenders closed FHA loans in Benton City, Washington in 2025, led by Cmg Mortgage Inc with 15. 20 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 14 credit unions closed home loans in Benton City, Washington in 2025, alongside 48 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Benton City, Washington during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Benton City, Washington for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Benton City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
