Mortgage Lenders and Brokers in Wintergreen, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Wintergreen, Virginia mortgage lenders include Uva Community Credit UnionUva Community Credit Union13701 US Highway 29 Ste I, Chatham, VA 24531A5.0 ★Texas Ratio: 7.25%, Truist BankTruist Bank233 Wyndale Road, Abingdon, VA 24210A+5.0 ★Texas Ratio: 2.87%, TowneBankTowneBank10035 Sliding Hill Rd, Ashland, VA 23005A+5.0 ★Texas Ratio: 1.60%, United Bank VaUnited Bank Va7901 Richmond Hwy, Alexandria, VA 22306A+5.0 ★Texas Ratio: 2.15%, Oak View National BankOak View National Bank450 James Madison Hwy, Culpeper, VA 22701A+5.0 ★Texas Ratio: 0.03%, Fulton Bank, National AssociationFulton Bank, National Association95 Community St, Charlottesville, VA 22911A+5.0 ★Texas Ratio: 4.85%, Virginia Federal Credit UnionVirginia Federal Credit Union120 Seminole Ct, Charlottesville, VA 22901A5.0 ★Texas Ratio: 6.40%, First National BankFirst National Bank622 Broad St, Altavista, VA 24517A+5.0 ★Texas Ratio: 1.54%, First Bank and Trust CompanyFirst Bank and Trust Company933 E Main St, Abingdon, VA 24210A+5.0 ★Texas Ratio: 3.79%, and Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Wintergreen, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Wintergreen are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Wintergreen, Virginia
Market share is the lender's share of all home loans closed in Wintergreen, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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13701 US Highway 29 Ste I, Chatham, VA 24531 A5.0 ★Texas Ratio: 7.25% |
Conventional | 15 | 10.6% | 83.3% | $258,333 | View |
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★ 1 stars, 1 review 233 Wyndale Road, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 2 +3 HELOCs |
1.4% | 100% | $385,000 | View |
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10035 Sliding Hill Rd, Ashland, VA 23005 A+5.0 ★Texas Ratio: 1.60% |
Conventional, HELOC | 2 +1 HELOCs |
1.4% | 100% | $290,000 | View |
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7901 Richmond Hwy, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 2 | 1.4% | 100% | $445,000 | View |
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450 James Madison Hwy, Culpeper, VA 22701 A+5.0 ★Texas Ratio: 0.03% |
Conventional | 2 | 1.4% | 100% | $355,000 | View |
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95 Community St, Charlottesville, VA 22911 A+5.0 ★Texas Ratio: 4.85% |
Conventional | 2 | 1.4% | 100% | $685,000 | View |
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120 Seminole Ct, Charlottesville, VA 22901 A5.0 ★Texas Ratio: 6.40% |
Conventional | 2 | 1.4% | 100% | $465,000 | View |
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622 Broad St, Altavista, VA 24517 A+5.0 ★Texas Ratio: 1.54% |
Conventional, Jumbo | 2 | 1.4% | 100% | $1,135,000 | View |
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933 E Main St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 3.79% |
Conventional | 2 | 1.4% | 100% | $300,000 | View |
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7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional | 2 | 1.4% | 100% | $155,000 | |
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950 N Glebe Rd, Arlington, VA 22203 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $205,000 | View |
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1387 American Way, Bedford, VA 24523 A5.0 ★Texas Ratio: 11.24% |
Conventional | 1 | 0.7% | 100% | $165,000 | View |
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106 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.7% | 100% | $125,000 | View |
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1515 Wilson Blvd, Arlington, VA 22209 A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.7% | 100% | $205,000 | View |
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4075wilson Boulevard, Arlington, VA 22203 A+5.0 ★Texas Ratio: 3.04% |
Conventional, Jumbo | 1 | 0.7% | 100% | $1,195,000 | View |
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42030 Village Center Plz, Aldie, VA 20105 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.7% | 100% | $325,000 | View |
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115 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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32 Windward Dr, Fishersville, VA 22939 A+5.0 ★Texas Ratio: 1.68% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1700 Diagonal Rd, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Atlantic Bay Mortgage Group
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Conventional | 8 | 5.7% | 100% | $307,500 | |
Atlantic Coast Mortgage, LLC
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Conventional | 4 | 2.8% | 100% | $377,500 | |
ALCOVA Mortgage, LLC
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Conventional | 3 | 2.1% | 100% | $378,333 | |
First Savings Mortgage Corporation
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Conventional, Jumbo | 3 | 2.1% | 100% | $665,000 | |
Capital Center LLC
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Conventional | 2 | 1.4% | 100% | $270,000 | |
Towne Mortgage
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Conventional | 2 | 1.4% | 100% | $385,000 | |
Tidewater Mortgage Services, Inc
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Conventional | 1 | 0.7% | 100% | $505,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.7% | 100% | $615,000 | View |
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A4.7 ★Texas Ratio: 0.83% |
Conventional | 1 | 0.7% | 66.7% | $185,000 | View |
Vellum Mortgage, Inc.
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Conventional | 1 | 0.7% | 100% | $185,000 | |
Towne First Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, VA | 12 | 8.5% | 100% | $348,333 | View |
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A+5.0 ★Texas Ratio: 0.40% |
Conventional, VA | 11 | 7.8% | 92.3% | $333,181 | View |
Rocket Mortgage
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Conventional | 7 | 5% | 66.7% | $379,285 | |
United Wholesale Mortgage
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Conventional | 6 | 4.3% | 100% | $318,333 | |
CrossCountry Mortgage, LLC
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Conventional, VA | 4 | 2.8% | 100% | $497,500 | |
Guaranteed Rate, Inc.
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Conventional, Jumbo | 2 | 1.4% | 100% | $640,000 | |
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A+5.0 ★Texas Ratio: 4.72% |
Conventional | 2 | 1.4% | 100% | $380,000 | View |
American Partners Federal Credit Union
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Conventional | 2 | 1.4% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 3.36% |
Conventional | 1 | 0.7% | 100% | $305,000 | View |
American Financial Resources LLC
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Conventional | 1 | 0.7% | 100% | $805,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.7% | 100% | $705,000 | View |
Newrez LLC
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Conventional | 1 | 0.7% | 50% | $205,000 | |
Nbkc Bank
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Conventional | 1 | 0.7% | 100% | $165,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 0.7% | 100% | $185,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.7% | 100% | $325,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.7% | 33.3% | $85,000 | |
Universal Mortgage & Finance, Inc
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Conventional | 1 | 0.7% | 100% | $465,000 | |
Nqm Funding, LLC
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Conventional | 1 | 0.7% | 100% | $475,000 | |
AAFMAA Mortgage Services LLC
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VA | 1 | 0.7% | 100% | $665,000 | |
Schumacher Mortgage LLC
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Conventional | 1 | 0.7% | 100% | $415,000 | |
Midwest Mortgage Associates Corp
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Conventional | 1 | 0.7% | 100% | $485,000 | |
Nfm, Inc
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Conventional | 1 | 0.7% | 100% | $485,000 | |
Beeline Loans, Inc.
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Conventional | 1 | 0.7% | 100% | $155,000 | |
Peoples Mortgage Company
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Conventional, Jumbo | 1 | 0.7% | 100% | $925,000 | |
Provident Funding Associates
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Conventional | 1 | 0.7% | 100% | $275,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.7% | 100% | $455,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.7% | 100% | $85,000 | |
Mortgage Research Center
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Conventional | 1 | 0.7% | 100% | $445,000 | |
Pentagon Federal Credit Union
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Conventional | 1 | 0.7% | 50% | $615,000 | |
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A+5.0 ★Texas Ratio: 1.94% |
Conventional | 1 | 0.7% | 100% | $355,000 | View |
Meadowbrook Financial Mortgage Bankers Corp.
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Conventional, Jumbo | 1 | 0.7% | 100% | $1,585,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.7% | 100% | $555,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 1 | 0.7% | 100% | $1,015,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.7% | 100% | $195,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.7% | 100% | $215,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.7% | 100% | $335,000 | |
Tower Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
State Employees' Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
State Employees Credit Union of MD
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Truliant Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Wintergreen Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Wintergreen, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Wintergreen? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Wintergreen in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Wintergreen, VA
Use these to narrow the list above. Each category shows how many Wintergreen, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Wintergreen, VA
Independent mortgage companies closed 52.5 percent of home loans in Wintergreen, Virginia in 2025, banks 31.9 percent and credit unions 15.6 percent. Atlantic Bay Mortgage Group was the largest mortgage company, Truist Bank the largest bank and Uva Community Credit Union the largest credit union. Among lenders headquartered in Virginia, Uva Community Credit Union led with 15 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Wintergreen, VA
By home loans closed in 2025, Uva Community Credit Union was the largest mortgage lender in Wintergreen, Virginia with 15 loans, about 10.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 10 credit unions closed home loans in Wintergreen, Virginia in 2025, alongside 35 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Wintergreen, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Wintergreen, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Wintergreen. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
