Mortgage Lenders and Brokers in Vinton, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Vinton, Virginia mortgage lenders include Pinnacle BankPinnacle Bank1003 Hardy Rd, Vinton, VA 24179A+5.0 ★Texas Ratio: 3.04%, Atlantic Union BankAtlantic Union Bank1006 Hardy Rd, Vinton, VA 24179A+5.0 ★Texas Ratio: 2.51%, Truist BankTruist Bank210 E Washington Ave, Vinton, VA 24179A+5.0 ★Texas Ratio: 2.87%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust970 Hardy Rd, Vinton, VA 24179A5.0 ★Texas Ratio: 7.72%, HomeTrust BankHomeTrust Bank201 S Pollard St, Vinton, VA 24179A+5.0 ★Texas Ratio: 5.53%, Wells Fargo Bank NAWells Fargo Bank NA120 W Virginia Ave, Vinton, VA 24179A+5.0 ★Texas Ratio: 5.36%, Virginia Federal Credit UnionVirginia Federal Credit Union1056 By Pass Rd, Vinton, VA 24179A5.0 ★Texas Ratio: 6.40%, Bank of BotetourtBank of Botetourt410 S Pollard St, Vinton, VA 24179A+5.0 ★Texas Ratio: 1.98%, Blue Eagle Credit UnionBlue Eagle Credit Union3178 Roanoke Rd, Daleville, VA 24083 3151A+5.0 ★Texas Ratio: 0.62%, and Freedom First Federal Credit UnionFreedom First Federal Credit Union203 W Virginia Ave, Vinton, VA 24179 3317A+5.0 ★Texas Ratio: 3.69%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Vinton, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Vinton are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Vinton, Virginia
Market share is the lender's share of all home loans closed in Vinton, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Vinton 1003 Hardy Rd, Vinton, VA 24179 A+5.0 ★Texas Ratio: 3.04% |
Conventional, HELOC | 9 +1 HELOCs |
3.2% | 100% | $130,555 | View |
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1 office in Vinton 1006 Hardy Rd, Vinton, VA 24179 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 4 +6 HELOCs |
1.4% | 100% | $215,000 | View |
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★ 1 stars, 1 review 1 office in Vinton 210 E Washington Ave, Vinton, VA 24179 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 3 +15 HELOCs |
1.1% | 100% | $141,666 | View |
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1 office in Vinton 970 Hardy Rd, Vinton, VA 24179 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 2 +4 HELOCs |
0.7% | 50% | $105,000 | View |
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1 office in Vinton 201 S Pollard St, Vinton, VA 24179 A+5.0 ★Texas Ratio: 5.53% |
Conventional, HELOC | 2 +2 HELOCs |
0.7% | 100% | $185,000 | View |
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1 office in Vinton 120 W Virginia Ave, Vinton, VA 24179 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.7% | 66.7% | $145,000 | View |
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1056 By Pass Rd, Vinton, VA 24179 A5.0 ★Texas Ratio: 6.40% |
Conventional, HELOC | 14 +15 HELOCs |
5% | 77.8% | $92,142 | View |
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410 S Pollard St, Vinton, VA 24179 A+5.0 ★Texas Ratio: 1.98% |
Conventional | 5 | 1.8% | 100% | $407,000 | View |
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3178 Roanoke Rd, Daleville, VA 24083 3151 A+5.0 ★Texas Ratio: 0.62% |
Conventional | 5 | 1.8% | 100% | $97,000 | View |
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203 W Virginia Ave, Vinton, VA 24179 3317 A+5.0 ★Texas Ratio: 3.69% |
Conventional, FHA, HELOC | 4 +6 HELOCs |
1.4% | 80% | $235,000 | View |
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106 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 1.1% | 100% | $355,000 | View |
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7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional | 2 | 0.7% | 100% | $180,000 | |
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★ 5 stars, 1 review 21263 Lankford Hwy, Cape Charles, VA 23310 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.4% | 100% | $375,000 | View |
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7485 Richmond Highway, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.4% | 100% | $275,000 | View |
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1206 South Main Street, Blacksburg, VA 24060 A+5.0 ★Texas Ratio: 3.31% |
Conventional | 1 | 0.4% | 100% | $225,000 | View |
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1700 Diagonal Rd, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.4% | 100% | $195,000 | View |
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42030 Village Center Plz, Aldie, VA 20105 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.4% | 100% | $185,000 | View |
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98 Blue Ridge Blvd, Blue Ridge, VA 24064 A+5.0 ★Texas Ratio: 2.42% |
Conventional, Jumbo | 1 | 0.4% | 100% | $755,000 | View |
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102 Wall St Sw, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 0.34% |
Conventional | 1 | 0.4% | 100% | $365,000 | View |
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6566 Little River Tpke, Alexandria, VA 22312 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 1 | 0.4% | 100% | $285,000 | View |
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32 Windward Dr, Fishersville, VA 22939 A+5.0 ★Texas Ratio: 1.68% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
ALCOVA Mortgage, LLC
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Conventional, FHA, VA, USDA | 26 | 9.3% | 100% | $253,846 | |
Atlantic Bay Mortgage Group
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Conventional, FHA | 24 | 8.6% | 96.2% | $205,416 | |
Integrity Home Mortgage Corporation
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Conventional, FHA | 10 | 3.6% | 100% | $252,000 | |
Atlantic Coast Mortgage, LLC
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Conventional, FHA | 3 | 1.1% | 100% | $375,000 | |
Prosperity Home Mortgage, LLC
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Conventional, VA | 3 | 1.1% | 100% | $425,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 35 | 12.5% | 80% | $191,285 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 19 | 6.8% | 76% | $284,473 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 7 | 2.5% | 77.8% | $290,714 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 7 | 2.5% | 77.8% | $252,142 | |
Mortgage Research Center
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VA | 7 | 2.5% | 77.8% | $303,571 | |
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A+5.0 ★Texas Ratio: 0.40% |
Conventional, FHA | 6 | 2.1% | 100% | $245,000 | View |
SWBC Mortgage Corporation
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Conventional | 5 | 1.8% | 100% | $193,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 5 | 1.8% | 100% | $209,000 | |
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A+5.0 ★Texas Ratio: 3.36% |
Conventional, FHA | 4 | 1.4% | 100% | $265,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
FHA, VA | 4 | 1.4% | 100% | $295,000 | View |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 3 | 1.1% | 36.4% | $158,333 | |
Newrez LLC
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Conventional, FHA | 3 | 1.1% | 100% | $208,333 | |
Nationstar Mortgage
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Conventional | 3 | 1.1% | 75% | $88,333 | |
Towne Mortgage Company
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Conventional, FHA | 3 | 1.1% | 100% | $288,333 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 3 | 1.1% | 100% | $128,333 | |
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A+5.0 ★Texas Ratio: 5.29% |
VA | 2 | 0.7% | 100% | $400,000 | View |
Guild Mortgage Company
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Conventional, FHA | 2 | 0.7% | 100% | $235,000 | |
Nation One Mortgage Corporatio
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Conventional | 2 | 0.7% | 100% | $260,000 | |
Union Home Mortgage Corp.
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Conventional, VA | 2 | 0.7% | 66.7% | $290,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.7% | 100% | $400,000 | View |
Waterstone Mortgage Corporation
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FHA, VA | 2 | 0.7% | 66.7% | $190,000 | |
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A+5.0 ★Texas Ratio: 0.55% |
Conventional | 2 | 0.7% | 100% | $280,000 | View |
Mutual of Omaha Mortgage
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Conventional | 2 | 0.7% | 100% | $90,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA | 2 | 0.7% | 100% | $320,000 | View |
Village Capital & Investment
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FHA, VA | 2 | 0.7% | 66.7% | $345,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.4% | 100% | $285,000 | View |
Everett Financial, Inc.
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FHA | 1 | 0.4% | 100% | $175,000 | |
Sage Home Loans Corporation
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FHA | 1 | 0.4% | 100% | $325,000 | |
Nbkc Bank
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VA | 1 | 0.4% | 100% | $375,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.4% | 100% | $85,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.4% | 100% | $205,000 | |
Oceanside Mortgage Company
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FHA | 1 | 0.4% | 100% | $235,000 | |
American Financing Corporation
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FHA | 1 | 0.4% | 50% | $245,000 | |
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A5.0 ★Texas Ratio: 7.24% |
Conventional | 1 | 0.4% | 100% | $315,000 | View |
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A+5.0 ★Texas Ratio: 1.56% |
Conventional | 1 | 0.4% | 100% | $125,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.4% | 100% | $285,000 | |
New American Funding, LLC.
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FHA | 1 | 0.4% | 100% | $215,000 | |
Lower, LLC
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Conventional | 1 | 0.4% | 50% | $305,000 | |
American Partners Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $325,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.4% | 100% | $55,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.4% | 100% | $285,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $175,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
State Employees' Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Vinton Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Vinton, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Vinton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Vinton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Vinton, VA
Use these to narrow the list above. Each category shows how many Vinton, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Vinton, VA
Independent mortgage companies closed 70.4 percent of home loans in Vinton, Virginia in 2025, banks 20 percent and credit unions 9.6 percent. ALCOVA Mortgage, LLC was the largest mortgage company, Pinnacle Bank the largest bank and Virginia Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Atlantic Union Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Vinton, VA
By home loans closed in 2025, Pinnacle Bank was the largest mortgage lender in Vinton, Virginia with 9 loans, about 3.2 percent of the market. The largest lender headquartered in Virginia was Atlantic Union Bank with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
28 lenders closed FHA loans in Vinton, Virginia in 2025, led by ALCOVA Mortgage, LLC with 10. 14 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 9 credit unions closed home loans in Vinton, Virginia in 2025, alongside 39 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Vinton, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Vinton, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Vinton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
