Mortgage Lenders and Brokers in Urbanna, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Urbanna, Virginia mortgage lenders include Primis BankPrimis Bank291 Virginia St, Urbanna, VA 23175A5.0 ★Texas Ratio: 13.21%, Citizens and Farmers BankCitizens and Farmers Bank2288 Cartersville Rd, Cartersville, VA 23027A+5.0 ★Texas Ratio: 0.62%, Virginia Federal Credit UnionVirginia Federal Credit Union120 Seminole Ct, Charlottesville, VA 22901A5.0 ★Texas Ratio: 6.40%, Langley Federal Credit UnionLangley Federal Credit Union13478 Carrollton Blvd Ste A, Carrollton, VA 23314A5.0 ★Texas Ratio: 10.20%, United Bank VaUnited Bank Va7901 Richmond Hwy, Alexandria, VA 22306A+5.0 ★Texas Ratio: 2.15%, Chesapeake BankChesapeake Bank10000 Courtview Ln, Chesterfield, VA 23832A+5.0 ★Texas Ratio: 1.45%, PNC Bank N.A.PNC Bank N.A.3131 Duke St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 4.24%, Oak View National BankOak View National Bank450 James Madison Hwy, Culpeper, VA 22701A+5.0 ★Texas Ratio: 0.03%, Freedom First Federal Credit UnionFreedom First Federal Credit Union1204 S Main St, Blacksburg, VA 24060 5546A+5.0 ★Texas Ratio: 3.69%, and Truist BankTruist Bank233 Wyndale Road, Abingdon, VA 24210A+5.0 ★Texas Ratio: 2.87%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Urbanna, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Urbanna are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Urbanna, Virginia
Market share is the lender's share of all home loans closed in Urbanna, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Urbanna 291 Virginia St, Urbanna, VA 23175 A5.0 ★Texas Ratio: 13.21% |
Conventional, Jumbo | 8 | 7.4% | 80% | $191,250 | View |
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2288 Cartersville Rd, Cartersville, VA 23027 A+5.0 ★Texas Ratio: 0.62% |
Conventional | 6 | 5.6% | 85.7% | $115,000 | View |
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120 Seminole Ct, Charlottesville, VA 22901 A5.0 ★Texas Ratio: 6.40% |
Conventional, FHA, HELOC | 3 +1 HELOCs |
2.8% | 100% | $185,000 | View |
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13478 Carrollton Blvd Ste A, Carrollton, VA 23314 A5.0 ★Texas Ratio: 10.20% |
Conventional, FHA, HELOC | 2 +4 HELOCs |
1.9% | 100% | $380,000 | View |
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7901 Richmond Hwy, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 2.15% |
Conventional, USDA | 2 | 1.9% | 100% | $300,000 | View |
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10000 Courtview Ln, Chesterfield, VA 23832 A+5.0 ★Texas Ratio: 1.45% |
Conventional | 2 | 1.9% | 66.7% | $165,000 | View |
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★ 1.7 stars, 3 reviews 3131 Duke St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $795,000 | View |
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450 James Madison Hwy, Culpeper, VA 22701 A+5.0 ★Texas Ratio: 0.03% |
Conventional, Jumbo | 1 | 0.9% | 100% | $1,185,000 | View |
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1204 S Main St, Blacksburg, VA 24060 5546 A+5.0 ★Texas Ratio: 3.69% |
Conventional | 1 | 0.9% | 100% | $175,000 | View |
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★ 1 stars, 1 review 233 Wyndale Road, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA | 3 | 2.8% | 100% | $248,333 | View |
Capital Center LLC
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Conventional | 3 | 2.8% | 100% | $268,333 | |
Prosperity Home Mortgage, LLC
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Conventional, VA | 3 | 2.8% | 100% | $315,000 | |
1St Advantage Federal Credit U
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Conventional, HELOC | 2 +2 HELOCs |
1.9% | 100% | $285,000 | |
Tidewater Mortgage Services, Inc
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FHA, VA | 2 | 1.9% | 100% | $330,000 | |
ALCOVA Mortgage, LLC
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Conventional | 2 | 1.9% | 100% | $275,000 | |
First Heritage Mortgage, LLC
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Conventional, FHA | 2 | 1.9% | 100% | $300,000 | |
Atlantic Bay Mortgage Group
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FHA, VA | 2 | 1.9% | 100% | $255,000 | |
Atlantic Coast Mortgage, LLC
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Conventional, Jumbo | 1 | 0.9% | 100% | $1,285,000 | |
Garrett Mortgage LLC
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Conventional | 1 | 0.9% | 100% | $205,000 | |
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A4.7 ★Texas Ratio: 0.83% |
Conventional | 1 | 0.9% | 100% | $355,000 | View |
Integrity Home Mortgage Corporation
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FHA | 1 | 0.9% | 100% | $485,000 | |
Towne First Mortgage, LLC
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Conventional | 1 | 0.9% | 100% | $555,000 | |
Nvr Mortgage Finance, Inc.
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Conventional, FHA, VA | 19 | 17.6% | 100% | $297,631 | |
Rocket Mortgage
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Conventional, VA | 7 | 6.5% | 66.7% | $280,714 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 5 | 4.6% | 100% | $361,000 | |
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A+5.0 ★Texas Ratio: 0.40% |
Conventional, VA | 3 | 2.8% | 100% | $318,333 | View |
Mutual of Omaha Mortgage
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Conventional, FHA | 3 | 2.8% | 100% | $188,333 | |
CrossCountry Mortgage, LLC
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FHA | 2 | 1.9% | 100% | $340,000 | |
Pennymac Loan Services LLC
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FHA, VA | 2 | 1.9% | 75% | $240,000 | |
Mortgage Research Center
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VA | 2 | 1.9% | 50% | $345,000 | |
Summit Funding.Inc
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Conventional | 2 | 1.9% | 100% | $110,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA, USDA | 2 | 1.9% | 100% | $330,000 | |
Goodleap, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $125,000 | |
Primelending
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Conventional | 1 | 0.9% | 100% | $145,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.9% | 100% | $195,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.9% | 50% | $235,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.9% | 50% | $85,000 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional | 1 | 0.9% | 100% | $455,000 | |
Union Home Mortgage Corp.
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VA | 1 | 0.9% | 100% | $365,000 | |
Calcon Mutual Mortgage LLC
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FHA | 1 | 0.9% | 100% | $195,000 | |
T2 Financial LLC
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FHA | 1 | 0.9% | 100% | $355,000 | |
Mortgage Investors Group
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USDA | 1 | 0.9% | 100% | $165,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.9% | 100% | $215,000 | View |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.25% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Urbanna Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Urbanna, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Urbanna? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Urbanna in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Urbanna, VA
Use these to narrow the list above. Each category shows how many Urbanna, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Urbanna, VA
Independent mortgage companies closed 67.6 percent of home loans in Urbanna, Virginia in 2025, banks 24.1 percent and credit unions 8.3 percent. Capital Center LLC was the largest mortgage company, Primis Bank the largest bank and Virginia Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Primis Bank led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Urbanna, VA
By home loans closed in 2025, Primis Bank was the largest mortgage lender in Urbanna, Virginia with 8 loans, about 7.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Urbanna, Virginia in 2025, led by Nvr Mortgage Finance, Inc. with 7. 10 lenders closed VA loans, led by Nvr Mortgage Finance, Inc., and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 6 credit unions closed home loans in Urbanna, Virginia in 2025, alongside 29 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Urbanna, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Urbanna, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Urbanna. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
