Mortgage Lenders and Brokers in Timberlake, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Timberlake, Virginia mortgage lenders include Virginia Federal Credit UnionVirginia Federal Credit Union120 Seminole Ct, Charlottesville, VA 22901A5.0 ★Texas Ratio: 6.40%, Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, First National BankFirst National Bank3401 Odd Fellows Rd, Timberlake, VA 24501A+5.0 ★Texas Ratio: 1.54%, First Bank and Trust CompanyFirst Bank and Trust Company933 E Main St, Abingdon, VA 24210A+5.0 ★Texas Ratio: 3.79%, Select BankSelect Bank1387 American Way, Bedford, VA 24523A5.0 ★Texas Ratio: 11.24%, Blue Eagle Credit UnionBlue Eagle Credit Union3178 Roanoke Rd, Daleville, VA 24083 3151A+5.0 ★Texas Ratio: 0.62%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust950 N Glebe Rd, Arlington, VA 22203A5.0 ★Texas Ratio: 7.72%, Citizens Bank, NACitizens Bank, NA1700 Diagonal Rd, Alexandria, VA 22314A+5.0 ★Texas Ratio: 5.44%, Bank of the JamesBank of the James1110 Main St, Altavista, VA 24517A+5.0 ★Texas Ratio: 1.34%, and Truist BankTruist Bank233 Wyndale Road, Abingdon, VA 24210A+5.0 ★Texas Ratio: 2.87%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Timberlake, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Timberlake are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Timberlake, Virginia
Market share is the lender's share of all home loans closed in Timberlake, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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120 Seminole Ct, Charlottesville, VA 22901 A5.0 ★Texas Ratio: 6.40% |
Conventional, FHA, HELOC | 7 +5 HELOCs |
2% | 77.8% | $173,571 | View |
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7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 7 +2 HELOCs |
2% | 87.5% | $283,571 | |
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3401 Odd Fellows Rd, Timberlake, VA 24501 A+5.0 ★Texas Ratio: 1.54% |
Conventional | 6 | 1.7% | 100% | $193,333 | View |
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933 E Main St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 3.79% |
Conventional | 6 | 1.7% | 100% | $191,666 | View |
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1387 American Way, Bedford, VA 24523 A5.0 ★Texas Ratio: 11.24% |
Conventional, Jumbo | 4 | 1.2% | 100% | $305,000 | View |
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3178 Roanoke Rd, Daleville, VA 24083 3151 A+5.0 ★Texas Ratio: 0.62% |
Conventional | 4 | 1.2% | 80% | $110,000 | View |
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950 N Glebe Rd, Arlington, VA 22203 A5.0 ★Texas Ratio: 7.72% |
Conventional, HELOC | 3 +2 HELOCs |
0.9% | 75% | $168,333 | View |
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1700 Diagonal Rd, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 5.44% |
Conventional | 3 | 0.9% | 100% | $131,666 | View |
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1110 Main St, Altavista, VA 24517 A+5.0 ★Texas Ratio: 1.34% |
Conventional | 3 | 0.9% | 100% | $115,000 | View |
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★ 1 stars, 1 review 233 Wyndale Road, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, HELOC | 2 +13 HELOCs |
0.6% | 100% | $215,000 | View |
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42030 Village Center Plz, Aldie, VA 20105 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +4 HELOCs |
0.6% | 100% | $335,000 | View |
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115 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 2 +3 HELOCs |
0.6% | 100% | $230,000 | View |
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14416 Forest Rd, Forest, VA 24551 A5.0 ★Texas Ratio: 7.15% |
Conventional | 2 | 0.6% | 100% | $195,000 | View |
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1206 South Main Street, Blacksburg, VA 24060 A+5.0 ★Texas Ratio: 3.31% |
Conventional | 2 | 0.6% | 100% | $230,000 | View |
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1204 S Main St, Blacksburg, VA 24060 5546 A+5.0 ★Texas Ratio: 3.69% |
FHA, HELOC | 1 +1 HELOCs |
0.3% | 100% | $275,000 | View |
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106 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
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332 Cummings St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 100% | $195,000 | View |
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1901 S Main St, Blacksburg, VA 24060 A5.0 ★Texas Ratio: 6.26% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2770 Riverside Dr, Bassett, VA 24055 A5.0 ★Texas Ratio: 7.55% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 3131 Duke St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
ALCOVA Mortgage, LLC
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Conventional, FHA, VA | 11 | 3.2% | 91.7% | $270,454 | |
Atlantic Bay Mortgage Group
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Conventional, FHA, VA | 10 | 2.9% | 100% | $214,000 | |
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A+5.0 ★Texas Ratio: 1.80% |
Conventional, HELOC | 6 +7 HELOCs |
1.7% | 75% | $260,000 | View |
Atlantic Coast Mortgage, LLC
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Conventional, VA | 5 | 1.4% | 100% | $301,000 | |
Integrity Home Mortgage Corporation
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Conventional, FHA | 3 | 0.9% | 100% | $275,000 | |
Intercoastal Mortgage, LLC
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Conventional | 2 | 0.6% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
Capital Center LLC
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Conventional | 1 | 0.3% | 100% | $295,000 | |
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A4.7 ★Texas Ratio: 0.83% |
Conventional | 1 | 0.3% | 100% | $215,000 | View |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $345,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 68 | 19.7% | 89.7% | $247,647 | |
Nvr Mortgage Finance, Inc.
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Conventional, FHA, VA | 28 | 8.1% | 84.8% | $344,285 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 17 | 4.9% | 94.4% | $263,235 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 13 | 3.8% | 100% | $206,538 | |
Nationstar Mortgage
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Conventional, FHA | 8 | 2.3% | 100% | $137,500 | |
Nation One Mortgage Corporatio
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Conventional, FHA, VA | 6 | 1.7% | 100% | $256,666 | |
T2 Financial LLC
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Conventional, FHA | 6 | 1.7% | 100% | $353,333 | |
Lower, LLC
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Conventional, FHA | 6 | 1.7% | 100% | $236,666 | |
Residential Wholesale Mortgage
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Conventional, VA | 5 | 1.4% | 100% | $285,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 5 | 1.4% | 83.3% | $155,000 | |
American Financial Network, Inc.
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Conventional, FHA | 5 | 1.4% | 100% | $191,000 | |
21St Mortgage
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Conventional | 5 | 1.4% | 38.5% | $47,000 | |
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A+5.0 ★Texas Ratio: 3.36% |
Conventional, FHA | 4 | 1.2% | 100% | $292,500 | View |
Pennymac Loan Services LLC
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Conventional, FHA | 4 | 1.2% | 100% | $197,500 | |
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A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA | 4 | 1.2% | 100% | $250,000 | View |
Kind Lending, LLC
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Conventional, FHA, VA | 3 | 0.9% | 75% | $401,666 | |
loanDepot.com LLC
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Conventional, FHA | 3 | 0.9% | 75% | $251,666 | |
Fidelity Direct Mortgage, LLC
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Conventional, VA | 3 | 0.9% | 100% | $275,000 | |
Mortgage Research Center
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Conventional, VA | 3 | 0.9% | 42.9% | $338,333 | |
EMM Loans LLC
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Conventional, FHA | 2 | 0.6% | 100% | $285,000 | |
SWBC Mortgage Corporation
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Conventional, FHA | 2 | 0.6% | 100% | $320,000 | |
Freedom Mortgage Corporation
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Conventional, FHA | 2 | 0.6% | 100% | $190,000 | |
Newrez LLC
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Conventional | 2 | 0.6% | 66.7% | $340,000 | |
PHH Mortgage Corporation
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Conventional | 2 | 0.6% | 100% | $275,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 0.6% | 33.3% | $130,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 0.6% | 66.7% | $570,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 2 | 0.6% | 100% | $120,000 | View |
Spring Eq, LLC
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Conventional | 2 | 0.6% | 66.7% | $70,000 | |
Village Capital & Investment
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VA | 2 | 0.6% | 100% | $420,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 100% | $285,000 | View |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $295,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.3% | 100% | $235,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $155,000 | |
Nbkc Bank
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Conventional | 1 | 0.3% | 100% | $325,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.3% | 100% | $375,000 | View |
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A+5.0 ★Texas Ratio: 0.40% |
Conventional | 1 | 0.3% | 100% | $125,000 | View |
Synergy One Lending, Inc.
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Conventional | 1 | 0.3% | 100% | $285,000 | |
Guild Mortgage Company
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FHA | 1 | 0.3% | 100% | $225,000 | |
Acre Mortgage & Financial, Inc.
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FHA | 1 | 0.3% | 100% | $355,000 | |
Cmg Mortgage Inc
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FHA | 1 | 0.3% | 100% | $255,000 | |
HomeBridge Financial Services, Inc
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FHA | 1 | 0.3% | 100% | $215,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional | 1 | 0.3% | 100% | $195,000 | |
Discover Bank
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Conventional | 1 | 0.3% | 50% | $45,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.3% | 100% | $455,000 | |
American Security Mortgage Cor
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Conventional | 1 | 0.3% | 100% | $155,000 | |
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D2.8 ★Texas Ratio: 21.58% |
Conventional | 1 | 0.3% | 100% | $95,000 | View |
East Coast Capital Corp.
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Conventional | 1 | 0.3% | 100% | $95,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 100% | $335,000 | View |
Embrace Home Loans, Inc.
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FHA | 1 | 0.3% | 100% | $335,000 | |
Provident Funding Associates
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Conventional | 1 | 0.3% | 100% | $275,000 | |
Emet Lending Group, Inc.
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Conventional | 1 | 0.3% | 100% | $345,000 | |
Pentagon Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $295,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 0.55% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
New American Funding, LLC.
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Conventional | 1 | 0.3% | 50% | $275,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.3% | 100% | $145,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
Paramount Residential Mortgage
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FHA | 1 | 0.3% | 100% | $235,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.3% | 100% | $345,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.3% | 100% | $175,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.3% | 100% | $185,000 | |
American Neighborhood Mortgage Acceptance Company
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VA | 1 | 0.3% | 100% | $315,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
State Employees' Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | 0% | View |
Timberlake Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Timberlake, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Timberlake? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Timberlake in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Timberlake, VA
Use these to narrow the list above. Each category shows how many Timberlake, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Timberlake, VA
Independent mortgage companies closed 76.3 percent of home loans in Timberlake, Virginia in 2025, banks 15.3 percent and credit unions 8.4 percent. ALCOVA Mortgage, LLC was the largest mortgage company, First National Bank the largest bank and Virginia Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Virginia Federal Credit Union led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Timberlake, VA
By home loans closed in 2025, Virginia Federal Credit Union was the largest mortgage lender in Timberlake, Virginia with 7 loans, about 2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Timberlake, Virginia, Rocket Mortgage approved the highest share of completed applications in 2025 at 89.7 percent, against a 88.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
34 lenders closed FHA loans in Timberlake, Virginia in 2025, led by Rocket Mortgage with 15. 17 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 9 credit unions closed home loans in Timberlake, Virginia in 2025, alongside 59 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Timberlake, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Timberlake, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Timberlake. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
