Mortgage Lenders and Brokers in Southampton Meadows, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Southampton Meadows, Virginia mortgage lenders include Bronco Federal Credit UnionBronco Federal Credit Union206 E 2nd Ave, Franklin, VA 23851A5.0 ★Texas Ratio: 8.32%, Presidential Bank, FSBPresidential Bank, FSB1515 Wilson Blvd, Arlington, VA 22209A-4.9 ★Texas Ratio: 16.48%, TowneBankTowneBank10035 Sliding Hill Rd, Ashland, VA 23005A+5.0 ★Texas Ratio: 1.60%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA106 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 3.68%, Virginia Federal Credit UnionVirginia Federal Credit Union120 Seminole Ct, Charlottesville, VA 22901A5.0 ★Texas Ratio: 6.40%, Primis BankPrimis Bank201 N Washington Hwy, Ashland, VA 23005A5.0 ★Texas Ratio: 13.21%, Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, Langley Federal Credit UnionLangley Federal Credit Union13478 Carrollton Blvd Ste A, Carrollton, VA 23314A5.0 ★Texas Ratio: 10.20%, Atlantic Union BankAtlantic Union Bank115 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 2.51%, and Abnb Federal Credit UnionAbnb Federal Credit Union1109 Cedar Rd, Chesapeake, VA 23322 7198A+5.0 ★Texas Ratio: 5.45%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Southampton Meadows, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Southampton Meadows are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Southampton Meadows, Virginia
Market share is the lender's share of all home loans closed in Southampton Meadows, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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206 E 2nd Ave, Franklin, VA 23851 A5.0 ★Texas Ratio: 8.32% |
Conventional | 11 | 15.3% | 84.6% | $155,909 | View |
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1515 Wilson Blvd, Arlington, VA 22209 A-4.9 ★Texas Ratio: 16.48% |
Conventional, FHA | 3 | 4.2% | 100% | $181,666 | View |
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10035 Sliding Hill Rd, Ashland, VA 23005 A+5.0 ★Texas Ratio: 1.60% |
FHA, HELOC | 1 +1 HELOCs |
1.4% | 100% | $265,000 | View |
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106 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.4% | 100% | $375,000 | View |
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120 Seminole Ct, Charlottesville, VA 22901 A5.0 ★Texas Ratio: 6.40% |
Conventional | 1 | 1.4% | 100% | $115,000 | View |
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201 N Washington Hwy, Ashland, VA 23005 A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 1.4% | 50% | $45,000 | View |
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7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 1.4% | 50% | $385,000 | |
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13478 Carrollton Blvd Ste A, Carrollton, VA 23314 A5.0 ★Texas Ratio: 10.20% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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115 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1109 Cedar Rd, Chesapeake, VA 23322 7198 A+5.0 ★Texas Ratio: 5.45% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1217 Cedar Rd, Chesapeake, VA 23322 A+5.0 ★Texas Ratio: 1.13% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA | 4 | 5.6% | 100% | $130,000 | View |
Atlantic Bay Mortgage Group
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Conventional, FHA | 3 | 4.2% | 100% | $255,000 | |
Archer Mortgage LLC
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FHA | 1 | 1.4% | 100% | $195,000 | |
Towne Mortgage
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FHA | 1 | 1.4% | 100% | $145,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA, VA | 7 | 9.7% | 100% | $272,142 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo | 6 | 8.3% | 87.5% | $546,666 | |
Towne Mortgage Company
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Conventional | 4 | 5.6% | 100% | $225,000 | |
Freedom Mortgage Corporation
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VA | 3 | 4.2% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 0.40% |
Conventional, FHA | 3 | 4.2% | 100% | $305,000 | View |
Mortgage Research Center
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VA | 3 | 4.2% | 75% | $375,000 | |
Rocket Mortgage
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Conventional, FHA | 2 | 2.8% | 50% | $290,000 | |
loanDepot.com LLC
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VA | 2 | 2.8% | 100% | $430,000 | |
Nationstar Mortgage
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Conventional | 2 | 2.8% | 100% | $155,000 | |
Valon Mortgage
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FHA, HELOC | 1 +2 HELOCs |
1.4% | 100% | $335,000 | |
HomeBridge Financial Services, Inc
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VA, HELOC | 1 +2 HELOCs |
1.4% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 3.36% |
FHA | 1 | 1.4% | 100% | $275,000 | View |
Newrez LLC
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FHA | 1 | 1.4% | 25% | $135,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 1.4% | 100% | $285,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 1.4% | 100% | $55,000 | |
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A5.0 ★Texas Ratio: 7.24% |
Conventional | 1 | 1.4% | 100% | $275,000 | View |
New American Funding, LLC.
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FHA | 1 | 1.4% | 100% | $435,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 1.4% | 100% | $195,000 | |
Paramount Residential Mortgage
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VA | 1 | 1.4% | 100% | $355,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 1.4% | 33.3% | $155,000 | |
Village Capital & Investment
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VA | 1 | 1.4% | 50% | $365,000 |
Southampton Meadows Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Southampton Meadows, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Southampton Meadows? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Southampton Meadows in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Southampton Meadows, VA
Use these to narrow the list above. Each category shows how many Southampton Meadows, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Southampton Meadows, VA
Independent mortgage companies closed 65.3 percent of home loans in Southampton Meadows, Virginia in 2025, banks 16.7 percent and credit unions 18.1 percent. Atlantic Bay Mortgage Group was the largest mortgage company, Presidential Bank, FSB the largest bank and Bronco Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Bronco Federal Credit Union led with 11 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Southampton Meadows, VA
By home loans closed in 2025, Bronco Federal Credit Union was the largest mortgage lender in Southampton Meadows, Virginia with 11 loans, about 15.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Southampton Meadows, Virginia in 2025, led by Presidential Bank, FSB with 2. 9 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 9 banks and 5 credit unions closed home loans in Southampton Meadows, Virginia in 2025, alongside 22 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Southampton Meadows, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Southampton Meadows, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Southampton Meadows. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
