Mortgage Lenders and Brokers in Shenandoah, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Shenandoah, Virginia mortgage lenders include Farmers & Merchants BankFarmers & Merchants Bank100 Plaza Dr, Bridgewater, VA 22812A+5.0 ★Texas Ratio: 3.40%, Dupont Community Credit UnionDupont Community Credit Union32 Windward Dr, Fishersville, VA 22939A+5.0 ★Texas Ratio: 1.68%, United Bank VaUnited Bank Va7901 Richmond Hwy, Alexandria, VA 22306A+5.0 ★Texas Ratio: 2.15%, Truist BankTruist Bank233 Wyndale Road, Abingdon, VA 24210A+5.0 ★Texas Ratio: 2.87%, Wells Fargo Bank NAWells Fargo Bank NA332 Cummings St, Abingdon, VA 24210A+5.0 ★Texas Ratio: 5.36%, Oak View National BankOak View National Bank450 James Madison Hwy, Culpeper, VA 22701A+5.0 ★Texas Ratio: 0.03%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA106 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 3.68%, Pendleton Community BankPendleton Community Bank317 N Main St, Bridgewater, VA 22812A5.0 ★Texas Ratio: 9.24%, Uva Community Credit UnionUva Community Credit Union13701 US Highway 29 Ste I, Chatham, VA 24531A5.0 ★Texas Ratio: 7.25%, and First BankFirst Bank98 Blue Ridge Blvd, Blue Ridge, VA 24064A+5.0 ★Texas Ratio: 2.42%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Shenandoah, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Shenandoah are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Shenandoah, Virginia
Market share is the lender's share of all home loans closed in Shenandoah, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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100 Plaza Dr, Bridgewater, VA 22812 A+5.0 ★Texas Ratio: 3.40% |
Conventional, FHA | 11 | 8.6% | 100% | $250,454 | View |
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32 Windward Dr, Fishersville, VA 22939 A+5.0 ★Texas Ratio: 1.68% |
Conventional, HELOC | 3 +8 HELOCs |
2.3% | 50% | $361,666 | View |
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7901 Richmond Hwy, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 2.15% |
Conventional, FHA, USDA, HELOC | 3 +2 HELOCs |
2.3% | 100% | $175,000 | View |
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★ 1 stars, 1 review 233 Wyndale Road, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 2 +4 HELOCs |
1.6% | 100% | $195,000 | View |
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332 Cummings St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1.6% | 100% | $265,000 | View |
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450 James Madison Hwy, Culpeper, VA 22701 A+5.0 ★Texas Ratio: 0.03% |
Conventional | 1 | 0.8% | 100% | $135,000 | View |
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106 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.8% | 100% | $365,000 | View |
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317 N Main St, Bridgewater, VA 22812 A5.0 ★Texas Ratio: 9.24% |
Conventional | 1 | 0.8% | 100% | $235,000 | View |
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13701 US Highway 29 Ste I, Chatham, VA 24531 A5.0 ★Texas Ratio: 7.25% |
Conventional | 1 | 0.8% | 100% | $205,000 | View |
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98 Blue Ridge Blvd, Blue Ridge, VA 24064 A+5.0 ★Texas Ratio: 2.42% |
Conventional | 1 | 0.8% | 50% | $105,000 | View |
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7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.8% | 25% | $435,000 | |
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42030 Village Center Plz, Aldie, VA 20105 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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115 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Integrity Home Mortgage Corporation
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Conventional, FHA, USDA | 7 | 5.5% | 100% | $243,571 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 3 | 2.3% | 100% | $165,000 | |
ALCOVA Mortgage, LLC
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FHA, USDA | 2 | 1.6% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 1.6% | 66.7% | $205,000 | View |
First Savings Mortgage Corporation
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Conventional | 2 | 1.6% | 100% | $735,000 | |
Atlantic Bay Mortgage Group
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FHA | 2 | 1.6% | 100% | $215,000 | |
Loansteady LLC
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FHA | 1 | 0.8% | 100% | $155,000 | |
Capital Center LLC
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Conventional | 1 | 0.8% | 100% | $225,000 | |
Towne First Mortgage, LLC
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FHA | 1 | 0.8% | 100% | $225,000 | |
Rocket Mortgage
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Conventional, FHA | 22 | 17.2% | 73.3% | $215,909 | |
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A+5.0 ★Texas Ratio: 0.40% |
Conventional, FHA, VA | 7 | 5.5% | 100% | $339,285 | View |
Partners 1St Federal Credit Union
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Conventional, HELOC | 4 +1 HELOCs |
3.1% | 66.7% | $42,500 | |
United Wholesale Mortgage
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Conventional, FHA | 4 | 3.1% | 66.7% | $282,500 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 4 | 3.1% | 80% | $230,000 | |
Waterstone Mortgage Corporation
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Conventional, FHA | 4 | 3.1% | 100% | $110,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, USDA | 3 | 2.3% | 75% | $231,666 | |
Newrez LLC
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Conventional, FHA | 2 | 1.6% | 50% | $195,000 | |
loanDepot.com LLC
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Conventional, FHA | 2 | 1.6% | 100% | $110,000 | |
Planet Home Lending, LLC
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FHA | 2 | 1.6% | 100% | $245,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.6% | 100% | $240,000 | |
Mortgage Research Center
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Conventional, VA | 2 | 1.6% | 40% | $200,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 1.6% | 100% | $250,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 1.6% | 66.7% | $190,000 | |
New American Funding, LLC.
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VA, HELOC | 1 +1 HELOCs |
0.8% | 50% | $305,000 | |
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A+5.0 ★Texas Ratio: 3.36% |
Conventional | 1 | 0.8% | 100% | $155,000 | View |
American Financial Resources LLC
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USDA | 1 | 0.8% | 50% | $225,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 0.8% | 100% | $815,000 | View |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.8% | 100% | $35,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.8% | 33.3% | $275,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.8% | 50% | $35,000 | |
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A+5.0 ★Texas Ratio: 4.72% |
USDA | 1 | 0.8% | 100% | $295,000 | View |
Cmg Mortgage Inc
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Conventional | 1 | 0.8% | 100% | $225,000 | |
myCUmortgage
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FHA | 1 | 0.8% | 100% | $245,000 | |
New Day Financial, LLC.
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VA | 1 | 0.8% | 100% | $225,000 | |
Peoples Mortgage Company
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Conventional | 1 | 0.8% | 100% | $385,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.8% | 100% | $285,000 | View |
Member Advantage Mortgage
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Conventional | 1 | 0.8% | 100% | $95,000 | |
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A+5.0 ★Texas Ratio: 2.91% |
Conventional | 1 | 0.8% | 100% | $185,000 | View |
Lower, LLC
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FHA | 1 | 0.8% | 100% | $235,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.8% | 100% | $285,000 | |
Village Capital & Investment
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VA | 1 | 0.8% | 50% | $235,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View |
Shenandoah Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Shenandoah, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Shenandoah? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Shenandoah in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Shenandoah, VA
Use these to narrow the list above. Each category shows how many Shenandoah, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Shenandoah, VA
Independent mortgage companies closed 65.6 percent of home loans in Shenandoah, Virginia in 2025, banks 26.6 percent and credit unions 7.8 percent. Integrity Home Mortgage Corporation was the largest mortgage company, Farmers & Merchants Bank the largest bank and Dupont Community Credit Union the largest credit union. Among lenders headquartered in Virginia, Farmers & Merchants Bank led with 11 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Shenandoah, VA
By home loans closed in 2025, Farmers & Merchants Bank was the largest mortgage lender in Shenandoah, Virginia with 11 loans, about 8.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
21 lenders closed FHA loans in Shenandoah, Virginia in 2025, led by Rocket Mortgage with 4. 8 lenders closed VA loans, led by Movement Mortgage, LLC, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 5 credit unions closed home loans in Shenandoah, Virginia in 2025, alongside 31 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Shenandoah, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Shenandoah, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Shenandoah. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
