Mortgage Lenders and Brokers in Poquoson, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Poquoson, Virginia mortgage lenders include Truist BankTruist Bank476 Wythe Creek Rd Ste 476 C, Poquoson, VA 23662A+5.0 ★Texas Ratio: 2.87%, Langley Federal Credit UnionLangley Federal Credit Union415 Wythe Creek Rd, Poquoson, VA 23662A5.0 ★Texas Ratio: 10.20%, BayPort Credit UnionBayPort Credit Union2445 Old Taylor Rd, Chesapeake, VA 23321 2233A+5.0 ★Texas Ratio: 4.37%, TowneBankTowneBank10035 Sliding Hill Rd, Ashland, VA 23005A+5.0 ★Texas Ratio: 1.60%, Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, Fulton Bank, National AssociationFulton Bank, National Association95 Community St, Charlottesville, VA 22911A+5.0 ★Texas Ratio: 4.85%, Wells Fargo Bank NAWells Fargo Bank NA332 Cummings St, Abingdon, VA 24210A+5.0 ★Texas Ratio: 5.36%, Dominion Energy Credit UnionDominion Energy Credit Union5000 Dominion Blvd, Glen Allen, VA 23060 3308A+5.0 ★Texas Ratio: 1.46%, Presidential Bank, FSBPresidential Bank, FSB1515 Wilson Blvd, Arlington, VA 22209A-4.9 ★Texas Ratio: 16.48%, and Armed Forces Bank, N.A.Armed Forces Bank, N.A.108 Mcnair Rd, Fort Myer, VA 22211A+5.0 ★Texas Ratio: 4.81%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Poquoson, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Poquoson are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Poquoson, Virginia
Market share is the lender's share of all home loans closed in Poquoson, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 1 office in Poquoson 476 Wythe Creek Rd Ste 476 C, Poquoson, VA 23662 A+5.0 ★Texas Ratio: 2.87% |
VA, HELOC | 1 +9 HELOCs |
0.3% | 100% | $335,000 | View |
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415 Wythe Creek Rd, Poquoson, VA 23662 A5.0 ★Texas Ratio: 10.20% |
Conventional, HELOC | 14 +59 HELOCs |
4.2% | 100% | $346,428 | View |
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2445 Old Taylor Rd, Chesapeake, VA 23321 2233 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 10 +11 HELOCs |
3% | 90.9% | $365,000 | View |
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10035 Sliding Hill Rd, Ashland, VA 23005 A+5.0 ★Texas Ratio: 1.60% |
Conventional, FHA, VA, HELOC | 7 +2 HELOCs |
2.1% | 100% | $405,000 | View |
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7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, Jumbo, HELOC | 7 +2 HELOCs |
2.1% | 77.8% | $439,285 | |
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95 Community St, Charlottesville, VA 22911 A+5.0 ★Texas Ratio: 4.85% |
Conventional, FHA, Jumbo | 3 | 0.9% | 75% | $838,333 | View |
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332 Cummings St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.6% | 100% | $150,000 | View |
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5000 Dominion Blvd, Glen Allen, VA 23060 3308 A+5.0 ★Texas Ratio: 1.46% |
Conventional | 1 | 0.3% | 100% | $535,000 | View |
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1515 Wilson Blvd, Arlington, VA 22209 A-4.9 ★Texas Ratio: 16.48% |
VA, Jumbo | 1 | 0.3% | 50% | $905,000 | View |
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108 Mcnair Rd, Fort Myer, VA 22211 A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.3% | 50% | $405,000 | View |
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★ 1.7 stars, 3 reviews 3131 Duke St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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115 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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7485 Richmond Highway, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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42030 Village Center Plz, Aldie, VA 20105 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Atlantic Bay Mortgage Group
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Conventional, FHA, VA, Jumbo | 27 | 8% | 100% | $420,925 | |
First Heritage Mortgage, LLC
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Conventional, FHA, VA, Jumbo | 8 | 2.4% | 88.9% | $570,000 | |
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A4.7 ★Texas Ratio: 0.83% |
Conventional, FHA, VA | 5 | 1.5% | 100% | $427,000 | View |
Prosperity Home Mortgage, LLC
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FHA, VA | 4 | 1.2% | 80% | $467,500 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, VA, Jumbo | 3 | 0.9% | 100% | $691,666 | View |
Capital Center LLC
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Conventional | 3 | 0.9% | 100% | $365,000 | |
1St Advantage Federal Credit U
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Conventional, HELOC | 2 +7 HELOCs |
0.6% | 100% | $55,000 | |
Tidewater Home Funding, LLC
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Conventional | 2 | 0.6% | 100% | $335,000 | |
Gray Fox Mortgage, LLC
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Conventional, VA | 2 | 0.6% | 100% | $635,000 | |
RW Towne, LLC
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VA | 2 | 0.6% | 100% | $555,000 | |
Atlantic Coast Mortgage, LLC
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VA | 1 | 0.3% | 100% | $485,000 | |
Garrett Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $465,000 | |
Archer Mortgage LLC
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FHA | 1 | 0.3% | 100% | $395,000 | |
The Old Point National Bank of Phoebus
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Conventional | 1 | 0.3% | 100% | $605,000 | |
Nvr Mortgage Finance, Inc.
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Conventional, FHA, VA | 54 | 16.1% | 78.3% | $512,407 | |
Rocket Mortgage
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Conventional, FHA, VA | 27 | 8% | 81.8% | $286,481 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 21 +1 HELOCs |
6.2% | 91.7% | $445,952 | |
Mortgage Research Center
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VA | 11 | 3.3% | 55% | $401,363 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA, VA | 11 | 3.3% | 100% | $369,545 | |
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A+5.0 ★Texas Ratio: 0.40% |
Conventional, VA, Jumbo, HELOC | 8 +1 HELOCs |
2.4% | 100% | $431,250 | View |
Freedom Mortgage Corporation
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FHA, VA | 8 | 2.4% | 84.6% | $411,250 | |
Pennymac Loan Services LLC
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Conventional, VA | 7 | 2.1% | 72.7% | $296,428 | |
Calcon Mutual Mortgage LLC
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Conventional, FHA, VA | 7 | 2.1% | 100% | $495,000 | |
loanDepot.com LLC
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Conventional, VA, HELOC | 5 +1 HELOCs |
1.5% | 71.4% | $333,000 | |
Newrez LLC
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Conventional, VA | 5 | 1.5% | 71.4% | $337,000 | |
Cmg Mortgage Inc
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Conventional, FHA, VA, HELOC | 4 +1 HELOCs |
1.2% | 100% | $537,500 | |
CrossCountry Mortgage, LLC
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FHA, VA | 4 | 1.2% | 100% | $395,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA, VA, Jumbo | 4 | 1.2% | 100% | $430,000 | |
Village Capital & Investment
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VA | 4 | 1.2% | 85.7% | $510,000 | |
Nbkc Bank
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VA | 3 | 0.9% | 100% | $515,000 | |
Guild Mortgage Company
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VA | 3 | 0.9% | 100% | $501,666 | |
Pentagon Federal Credit Union
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VA, HELOC | 2 +2 HELOCs |
0.6% | 100% | $575,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 2 | 0.6% | 66.7% | $40,000 | |
T2 Financial LLC
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VA | 2 | 0.6% | 100% | $430,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA | 2 | 0.6% | 100% | $280,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 0.6% | 100% | $315,000 | |
New American Funding, LLC.
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FHA, VA | 2 | 0.6% | 100% | $315,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional, VA | 2 | 0.6% | 100% | $685,000 | View |
HomeBridge Financial Services, Inc
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VA, HELOC | 1 +2 HELOCs |
0.3% | 100% | $395,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $25,000 | |
Cornerstone First Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $455,000 | |
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A+5.0 ★Texas Ratio: 3.36% |
Conventional | 1 | 0.3% | 100% | $245,000 | View |
American Financial Resources LLC
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Conventional | 1 | 0.3% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 4.31% |
VA | 1 | 0.3% | 100% | $355,000 | View |
Equity Prime Mortgage LLC
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FHA | 1 | 0.3% | 100% | $285,000 | |
PHH Mortgage Corporation
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VA | 1 | 0.3% | 100% | $535,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $165,000 | |
Oaktree Funding Corp
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Conventional | 1 | 0.3% | 100% | $365,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.3% | 16.7% | $155,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.3% | 100% | $325,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.3% | 100% | $625,000 | |
Discover Bank
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Conventional | 1 | 0.3% | 100% | $125,000 | |
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A5.0 ★Texas Ratio: 6.84% |
VA, Jumbo | 1 | 0.3% | 100% | $895,000 | View |
Click n' Close, Inc.
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VA | 1 | 0.3% | 100% | $205,000 | |
New Day Financial, LLC.
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VA | 1 | 0.3% | 100% | $425,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 50% | $655,000 | View |
Truliant Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $35,000 | |
Nationstar Mortgage
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VA | 1 | 0.3% | 33.3% | $395,000 | |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $425,000 | |
Northrop Grumman Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $355,000 | |
Lower, LLC
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Conventional | 1 | 0.3% | 100% | $585,000 | |
Fairway Independent Mort Corp
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VA | 1 | 0.3% | 100% | $355,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.3% | 50% | $745,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.3% | 20% | $75,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.3% | 100% | $465,000 | View |
Quorum Federal Credit Union
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Union Home Mortgage Corp.
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HELOC | 0 +1 HELOCs |
0% | n/a |
Poquoson Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Poquoson, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Poquoson? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Poquoson in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Poquoson, VA
Use these to narrow the list above. Each category shows how many Poquoson, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Poquoson, VA
Independent mortgage companies closed 78.6 percent of home loans in Poquoson, Virginia in 2025, banks 9.8 percent and credit unions 11.6 percent. Atlantic Bay Mortgage Group was the largest mortgage company, Truist Bank the largest bank and Langley Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Langley Federal Credit Union led with 14 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Poquoson, VA
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Poquoson, Virginia with 1 loans, about 0.3 percent of the market. The largest lender headquartered in Virginia was Langley Federal Credit Union with 14 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Poquoson, Virginia, Nvr Mortgage Finance, Inc. approved the highest share of completed applications in 2025 at 78.3 percent, against a 84.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
20 lenders closed FHA loans in Poquoson, Virginia in 2025, led by Atlantic Bay Mortgage Group with 6. 44 lenders closed VA loans, led by Nvr Mortgage Finance, Inc.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 10 credit unions closed home loans in Poquoson, Virginia in 2025, alongside 51 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Poquoson, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Poquoson, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Poquoson. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
