Mortgage Lenders and Brokers in Paris, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Paris, Virginia mortgage lenders include Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, Oak View National BankOak View National Bank450 James Madison Hwy, Culpeper, VA 22701A+5.0 ★Texas Ratio: 0.03%, Citizens Bank, NACitizens Bank, NA1700 Diagonal Rd, Alexandria, VA 22314A+5.0 ★Texas Ratio: 5.44%, Northwest Federal Credit UnionNorthwest Federal Credit Union1008 N Glebe Rd, Arlington, VA 22201 4799A+5.0 ★Texas Ratio: 2.12%, Uva Community Credit UnionUva Community Credit Union13701 US Highway 29 Ste I, Chatham, VA 24531A5.0 ★Texas Ratio: 7.25%, TD BankTD Bank6566 Little River Tpke, Alexandria, VA 22312A+5.0 ★Texas Ratio: 3.71%, PNC Bank N.A.PNC Bank N.A.3131 Duke St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 4.24%, Dupont Community Credit UnionDupont Community Credit Union32 Windward Dr, Fishersville, VA 22939A+5.0 ★Texas Ratio: 1.68%, Langley Federal Credit UnionLangley Federal Credit Union13478 Carrollton Blvd Ste A, Carrollton, VA 23314A5.0 ★Texas Ratio: 10.20%, and M&T BankM&T Bank7485 Richmond Highway, Alexandria, VA 22306A+5.0 ★Texas Ratio: 4.11%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Paris, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Paris are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Paris, Virginia
Market share is the lender's share of all home loans closed in Paris, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 4 +3 HELOCs |
7.4% | 100% | $237,500 | |
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450 James Madison Hwy, Culpeper, VA 22701 A+5.0 ★Texas Ratio: 0.03% |
Conventional | 2 | 3.7% | 100% | $435,000 | View |
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1700 Diagonal Rd, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo | 1 | 1.9% | 100% | $1,295,000 | View |
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1008 N Glebe Rd, Arlington, VA 22201 4799 A+5.0 ★Texas Ratio: 2.12% |
Conventional | 1 | 1.9% | 100% | $75,000 | View |
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13701 US Highway 29 Ste I, Chatham, VA 24531 A5.0 ★Texas Ratio: 7.25% |
Conventional | 1 | 1.9% | 100% | $55,000 | View |
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6566 Little River Tpke, Alexandria, VA 22312 A+5.0 ★Texas Ratio: 3.71% |
Conventional, Jumbo | 1 | 1.9% | 100% | $1,265,000 | View |
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★ 1.7 stars, 3 reviews 3131 Duke St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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32 Windward Dr, Fishersville, VA 22939 A+5.0 ★Texas Ratio: 1.68% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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13478 Carrollton Blvd Ste A, Carrollton, VA 23314 A5.0 ★Texas Ratio: 10.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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7485 Richmond Highway, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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42030 Village Center Plz, Aldie, VA 20105 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Apple Federal Credit Union
7696F Richmond Hwy, Alexandria, VA 22306 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Atlantic Coast Mortgage, LLC
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Conventional, VA | 4 | 7.4% | 100% | $712,500 | |
ALCOVA Mortgage, LLC
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VA | 2 | 3.7% | 100% | $595,000 | |
Intercoastal Mortgage, LLC
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Conventional | 1 | 1.9% | 100% | $705,000 | |
First Heritage Mortgage, LLC
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Conventional | 1 | 1.9% | 100% | $565,000 | |
Integrity Home Mortgage Corporation
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Conventional | 1 | 1.9% | 100% | $285,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 1.9% | 100% | $345,000 | |
Rocket Mortgage
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Conventional, VA | 10 | 18.5% | 76.9% | $381,000 | |
Freedom Mortgage Corporation
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Conventional | 2 | 3.7% | 100% | $655,000 | |
CrossCountry Mortgage, LLC
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Conventional, VA | 2 | 3.7% | 66.7% | $670,000 | |
Cmg Mortgage Inc
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Conventional, VA, Jumbo | 2 | 3.7% | 100% | $1,005,000 | |
Lower, LLC
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Conventional, FHA | 2 | 3.7% | 100% | $535,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 2 | 3.7% | 100% | $320,000 | View |
New American Funding, LLC.
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VA, HELOC | 1 +1 HELOCs |
1.9% | 100% | $955,000 | |
United Wholesale Mortgage
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VA | 1 | 1.9% | 100% | $625,000 | |
Guaranteed Rate, Inc.
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VA | 1 | 1.9% | 100% | $445,000 | |
Everett Financial, Inc.
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Conventional | 1 | 1.9% | 100% | $315,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 1.9% | 50% | $725,000 | |
loanDepot.com LLC
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Conventional | 1 | 1.9% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
VA | 1 | 1.9% | 100% | $475,000 | View |
Filo Mortgage, LLC
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VA | 1 | 1.9% | 100% | $705,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 1.9% | 100% | $485,000 | |
Planet Home Lending, LLC
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VA | 1 | 1.9% | 100% | $685,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 1.9% | 100% | $285,000 | View |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 1.9% | 100% | $305,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 1.9% | 100% | $425,000 | |
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A+5.0 ★Texas Ratio: 3.26% |
VA | 1 | 1.9% | 100% | $645,000 | View |
Pentagon Federal Credit Union
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
State Employees Credit Union of MD
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lafayette Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Paris Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Paris, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Paris? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Paris in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Paris, VA
Use these to narrow the list above. Each category shows how many Paris, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Paris, VA
Independent mortgage companies closed 72.2 percent of home loans in Paris, Virginia in 2025, banks 16.7 percent and credit unions 11.1 percent. Atlantic Coast Mortgage, LLC was the largest mortgage company, Oak View National Bank the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Navy Federal Credit Union led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Paris, VA
By home loans closed in 2025, Navy Federal Credit Union was the largest mortgage lender in Paris, Virginia with 4 loans, about 7.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
1 lenders closed FHA loans in Paris, Virginia in 2025, led by Lower, LLC with 1. 13 lenders closed VA loans, led by ALCOVA Mortgage, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 9 credit unions closed home loans in Paris, Virginia in 2025, alongside 22 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Paris, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Paris, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Paris. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
