Mortgage Lenders and Brokers in Orange, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Orange, Virginia mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA595 N Madison Rd, Orange, VA 22960A+5.0 ★Texas Ratio: 5.36%, Atlantic Union BankAtlantic Union Bank134 W Main St, Orange, VA 22960A+5.0 ★Texas Ratio: 2.51%, Truist BankTruist Bank235 N Madison Rd, Orange, VA 22960A+5.0 ★Texas Ratio: 2.87%, Uva Community Credit UnionUva Community Credit Union13701 US Highway 29 Ste I, Chatham, VA 24531A5.0 ★Texas Ratio: 7.25%, Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, Fulton Bank, National AssociationFulton Bank, National Association95 Community St, Charlottesville, VA 22911A+5.0 ★Texas Ratio: 4.85%, Virginia Federal Credit UnionVirginia Federal Credit Union120 Seminole Ct, Charlottesville, VA 22901A5.0 ★Texas Ratio: 6.40%, M&T BankM&T Bank7485 Richmond Highway, Alexandria, VA 22306A+5.0 ★Texas Ratio: 4.11%, Apple Federal Credit UnionApple Federal Credit Union7696F Richmond Hwy, Alexandria, VA 22306, and Bank of America NABank of America NA42030 Village Center Plz, Aldie, VA 20105A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Orange, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Orange are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Orange, Virginia
Market share is the lender's share of all home loans closed in Orange, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Orange 595 N Madison Rd, Orange, VA 22960 A+5.0 ★Texas Ratio: 5.36% |
Conventional, VA | 3 | 2.8% | 100% | $225,000 | View |
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1 office in Orange 134 W Main St, Orange, VA 22960 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 1 +4 HELOCs |
0.9% | 100% | $15,000 | View |
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★ 1 stars, 1 review 1 office in Orange 235 N Madison Rd, Orange, VA 22960 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +4 HELOCs |
0.9% | 100% | $345,000 | View |
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13701 US Highway 29 Ste I, Chatham, VA 24531 A5.0 ★Texas Ratio: 7.25% |
Conventional | 10 | 9.4% | 76.9% | $117,000 | View |
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7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $415,000 | |
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95 Community St, Charlottesville, VA 22911 A+5.0 ★Texas Ratio: 4.85% |
FHA | 1 | 0.9% | 100% | $285,000 | View |
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120 Seminole Ct, Charlottesville, VA 22901 A5.0 ★Texas Ratio: 6.40% |
Conventional | 1 | 0.9% | 100% | $155,000 | View |
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7485 Richmond Highway, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.9% | 100% | $565,000 | View |
Apple Federal Credit Union
7696F Richmond Hwy, Alexandria, VA 22306 |
Conventional | 1 | 0.9% | 100% | $15,000 | |
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42030 Village Center Plz, Aldie, VA 20105 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
ALCOVA Mortgage, LLC
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Conventional, VA, USDA | 4 | 3.8% | 100% | $292,500 | |
Vellum Mortgage, Inc.
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FHA, VA | 2 | 1.9% | 100% | $330,000 | |
Towne Mortgage
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Conventional | 2 | 1.9% | 100% | $330,000 | |
Atlantic Coast Mortgage, LLC
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VA | 1 | 0.9% | 100% | $455,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.9% | 100% | $175,000 | View |
First Heritage Mortgage, LLC
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Conventional | 1 | 0.9% | 100% | $385,000 | |
Gray Fox Mortgage, LLC
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Conventional | 1 | 0.9% | 100% | $365,000 | |
Integrity Home Mortgage Corporation
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FHA | 1 | 0.9% | 100% | $225,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.9% | 100% | $195,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo | 7 | 6.6% | 100% | $503,571 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 7 | 6.6% | 77.8% | $272,142 | |
Homeamerican Mortgage Corporation
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Conventional, FHA, VA | 7 | 6.6% | 100% | $377,857 | |
Rocket Mortgage
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Conventional, VA | 5 | 4.7% | 83.3% | $297,000 | |
Nfm, Inc
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Conventional, FHA | 4 | 3.8% | 100% | $295,000 | |
Mortgage Research Center
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Conventional, FHA, VA | 4 | 3.8% | 80% | $250,000 | |
Guild Mortgage Company
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Conventional, FHA | 3 | 2.8% | 100% | $185,000 | |
Embrace Home Loans, Inc.
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Conventional, FHA | 3 | 2.8% | 100% | $275,000 | |
Nationstar Mortgage
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Conventional, VA | 3 | 2.8% | 100% | $168,333 | |
Fairway Independent Mort Corp
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Conventional, VA | 3 | 2.8% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 0.40% |
Conventional, USDA, HELOC | 2 +1 HELOCs |
1.9% | 100% | $330,000 | View |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 1.9% | 100% | $295,000 | |
American Financial Network, Inc.
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Conventional, FHA | 2 | 1.9% | 100% | $215,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 1.9% | 30% | $110,000 | |
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A+5.0 ★Texas Ratio: 3.36% |
Conventional | 1 | 0.9% | 100% | $205,000 | View |
Guaranteed Rate Affinity, LLC
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VA | 1 | 0.9% | 100% | $465,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.9% | 50% | $45,000 | |
Newrez LLC
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FHA | 1 | 0.9% | 50% | $225,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.9% | 100% | $465,000 | |
Cmg Mortgage Inc
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FHA | 1 | 0.9% | 100% | $275,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.9% | 100% | $335,000 | |
ClearPath Lending
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VA | 1 | 0.9% | 100% | $405,000 | |
Linkbank
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Conventional | 1 | 0.9% | 100% | $405,000 | |
Library of Congress Federal Credit Union
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Conventional | 1 | 0.9% | 100% | $315,000 | |
Essential Credit Union
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Conventional | 1 | 0.9% | 100% | $95,000 | |
Peoples Mortgage Company
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FHA | 1 | 0.9% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.9% | 100% | $55,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.9% | 100% | $215,000 | View |
Carrington Mortgage Services LLC
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FHA | 1 | 0.9% | 100% | $205,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.9% | 100% | $125,000 | View |
Top Flite Financial, Inc.
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FHA | 1 | 0.9% | 100% | $245,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, Jumbo | 1 | 0.9% | 100% | $925,000 | |
Lafayette Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Orange Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Orange, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Orange? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Orange in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Orange, VA
Use these to narrow the list above. Each category shows how many Orange, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Orange, VA
Independent mortgage companies closed 71.7 percent of home loans in Orange, Virginia in 2025, banks 14.2 percent and credit unions 14.2 percent. ALCOVA Mortgage, LLC was the largest mortgage company, Wells Fargo Bank NA the largest bank and Uva Community Credit Union the largest credit union. Among lenders headquartered in Virginia, Atlantic Union Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Orange, VA
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Orange, Virginia with 3 loans, about 2.8 percent of the market. The largest lender headquartered in Virginia was Atlantic Union Bank with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Orange, Virginia in 2025, led by Pennymac Loan Services LLC with 3. 13 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 7 credit unions closed home loans in Orange, Virginia in 2025, alongside 32 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Orange, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Orange, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Orange. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
