Mortgage Lenders and Brokers in North Shore, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
North Shore, Virginia mortgage lenders include Cnb BankCnb Bank1901 S Main St, Blacksburg, VA 24060A5.0 ★Texas Ratio: 6.26%, Freedom First Federal Credit UnionFreedom First Federal Credit Union1204 S Main St, Blacksburg, VA 24060 5546A+5.0 ★Texas Ratio: 3.69%, Virginia Federal Credit UnionVirginia Federal Credit Union120 Seminole Ct, Charlottesville, VA 22901A5.0 ★Texas Ratio: 6.40%, Truist BankTruist Bank233 Wyndale Road, Abingdon, VA 24210A+5.0 ★Texas Ratio: 2.87%, Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, Bank of BotetourtBank of Botetourt19747 Main St, Buchanan, VA 24066A+5.0 ★Texas Ratio: 1.98%, Atlantic Union BankAtlantic Union Bank115 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 2.51%, First Ciitizens Bank and TrustFirst Ciitizens Bank and Trust950 N Glebe Rd, Arlington, VA 22203A5.0 ★Texas Ratio: 7.72%, Bank of America NABank of America NA42030 Village Center Plz, Aldie, VA 20105A+5.0 ★Texas Ratio: 4.14%, and United Bank VaUnited Bank Va7901 Richmond Hwy, Alexandria, VA 22306A+5.0 ★Texas Ratio: 2.15%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in North Shore, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in North Shore are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in North Shore, Virginia
Market share is the lender's share of all home loans closed in North Shore, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1901 S Main St, Blacksburg, VA 24060 A5.0 ★Texas Ratio: 6.26% |
Conventional, Jumbo, HELOC | 12 +11 HELOCs |
6.1% | 75% | $670,000 | View |
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1204 S Main St, Blacksburg, VA 24060 5546 A+5.0 ★Texas Ratio: 3.69% |
Conventional, VA, HELOC | 8 +2 HELOCs |
4.1% | 100% | $525,000 | View |
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120 Seminole Ct, Charlottesville, VA 22901 A5.0 ★Texas Ratio: 6.40% |
Conventional, HELOC | 5 +8 HELOCs |
2.6% | 62.5% | $115,000 | View |
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★ 1 stars, 1 review 233 Wyndale Road, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 5 +7 HELOCs |
2.6% | 83.3% | $457,000 | View |
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7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 5 +1 HELOCs |
2.6% | 100% | $189,000 | |
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19747 Main St, Buchanan, VA 24066 A+5.0 ★Texas Ratio: 1.98% |
Conventional | 4 | 2% | 100% | $610,000 | View |
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115 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 2.51% |
Conventional, Jumbo, HELOC | 3 +5 HELOCs |
1.5% | 100% | $725,000 | View |
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950 N Glebe Rd, Arlington, VA 22203 A5.0 ★Texas Ratio: 7.72% |
Conventional, Jumbo, HELOC | 2 +3 HELOCs |
1% | 100% | $665,000 | View |
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42030 Village Center Plz, Aldie, VA 20105 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +1 HELOCs |
1% | 100% | $430,000 | View |
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7901 Richmond Hwy, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 2 | 1% | 100% | $310,000 | View |
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332 Cummings St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 2 | 1% | 100% | $955,000 | View |
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★ 5 stars, 1 review 21263 Lankford Hwy, Cape Charles, VA 23310 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 1 +3 HELOCs |
0.5% | 100% | $495,000 | View |
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4075wilson Boulevard, Arlington, VA 22203 A+5.0 ★Texas Ratio: 3.04% |
Conventional, Jumbo, HELOC | 1 +3 HELOCs |
0.5% | 100% | $4,725,000 | View |
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3300 Virginia Ave, Collinsville, VA 24078 A+5.0 ★Texas Ratio: 3.02% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,215,000 | View |
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106 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 1 | 0.5% | 100% | $925,000 | View |
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2288 Cartersville Rd, Cartersville, VA 23027 A+5.0 ★Texas Ratio: 0.62% |
Conventional, Jumbo | 1 | 0.5% | 100% | $765,000 | View |
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201 N Washington Hwy, Ashland, VA 23005 A5.0 ★Texas Ratio: 13.21% |
Conventional, Jumbo | 1 | 0.5% | 100% | $665,000 | View |
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1008 N Glebe Rd, Arlington, VA 22201 4799 A+5.0 ★Texas Ratio: 2.12% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,005,000 | View |
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622 Broad St, Altavista, VA 24517 A+5.0 ★Texas Ratio: 1.54% |
Conventional | 1 | 0.5% | 100% | $755,000 | View |
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3178 Roanoke Rd, Daleville, VA 24083 3151 A+5.0 ★Texas Ratio: 0.62% |
Conventional | 1 | 0.5% | 100% | $445,000 | View |
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102 Wall St Sw, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 0.34% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,595,000 | View |
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2770 Riverside Dr, Bassett, VA 24055 A5.0 ★Texas Ratio: 7.55% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1700 Diagonal Rd, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 3131 Duke St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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95 Community St, Charlottesville, VA 22911 A+5.0 ★Texas Ratio: 4.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Atlantic Bay Mortgage Group
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Conventional, FHA, VA | 14 | 7.1% | 100% | $326,428 | |
ALCOVA Mortgage, LLC
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Conventional | 6 | 3.1% | 100% | $340,000 | |
Atlantic Coast Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.5% | 100% | $255,000 | View |
Capital Center LLC
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Conventional | 1 | 0.5% | 100% | $145,000 | |
Integrity Home Mortgage Corporation
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FHA | 1 | 0.5% | 100% | $435,000 | |
Prosperity Home Mortgage, LLC
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FHA | 1 | 0.5% | 100% | $235,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 17 | 8.7% | 89.5% | $333,235 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 5 +1 HELOCs |
2.6% | 85.7% | $289,000 | |
Cmg Mortgage Inc
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Conventional | 5 | 2.6% | 85.7% | $689,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 5 | 2.6% | 100% | $1,187,000 | View |
Guaranteed Rate, Inc.
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Conventional, VA, Jumbo | 4 | 2% | 100% | $702,500 | |
Amerisave Mortgage Company
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Conventional, FHA | 4 | 2% | 100% | $190,000 | |
Mortgage Research Center
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VA, Jumbo | 4 | 2% | 100% | $522,500 | |
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A+5.0 ★Texas Ratio: 0.40% |
Conventional, HELOC | 3 +1 HELOCs |
1.5% | 100% | $411,666 | View |
Freedom Mortgage Corporation
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FHA, VA | 3 | 1.5% | 100% | $338,333 | |
Kind Lending, LLC
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Conventional | 3 | 1.5% | 100% | $541,666 | |
loanDepot.com LLC
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Conventional, Jumbo | 3 | 1.5% | 100% | $691,666 | |
Pennymac Loan Services LLC
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Conventional, VA | 3 | 1.5% | 75% | $161,666 | |
Cardinal Financial Company, Li
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Conventional, FHA | 3 | 1.5% | 100% | $315,000 | |
Alliant Credit Union
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Conventional | 2 | 1% | 100% | $590,000 | |
SWBC Mortgage Corporation
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Conventional, FHA | 2 | 1% | 100% | $305,000 | |
Discover Bank
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Conventional | 2 | 1% | 100% | $80,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 1% | 100% | $260,000 | |
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A+5.0 ★Texas Ratio: 0.55% |
Conventional | 2 | 1% | 100% | $315,000 | View |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional | 2 | 1% | 100% | $340,000 | View |
American Partners Federal Credit Union
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Conventional | 2 | 1% | 100% | $375,000 | |
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B4.5 ★Texas Ratio: 20.96% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $435,000 | View |
State Employees' Credit Union
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Conventional, Jumbo | 1 | 0.5% | 100% | $825,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.5% | 100% | $415,000 | View |
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A+5.0 ★Texas Ratio: 2.74% |
Conventional | 1 | 0.5% | 100% | $475,000 | View |
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A+5.0 ★Texas Ratio: 3.36% |
VA | 1 | 0.5% | 100% | $355,000 | View |
American Financial Resources LLC
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FHA | 1 | 0.5% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.5% | 100% | $305,000 | View |
Newrez LLC
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Conventional, Jumbo | 1 | 0.5% | 50% | $1,215,000 | |
Nbkc Bank
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VA | 1 | 0.5% | 100% | $745,000 | |
CrossCountry Mortgage, LLC
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VA | 1 | 0.5% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0.5% | 100% | $185,000 | View |
State Employees Credit Union of MD
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,165,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.5% | 100% | $255,000 | |
Valon Mortgage
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Conventional | 1 | 0.5% | 100% | $435,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.5% | 100% | $345,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.5% | 100% | $645,000 | View |
Elements Financial Federal Cre
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Conventional | 1 | 0.5% | 100% | $805,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.5% | 50% | $175,000 | View |
Planet Home Lending, LLC
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VA | 1 | 0.5% | 100% | $465,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.5% | 100% | $485,000 | View |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $645,000 | |
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A5.0 ★Texas Ratio: 10.78% |
Conventional | 1 | 0.5% | 100% | $405,000 | View |
Better Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $295,000 | |
Pike Creek Mortgage Services, Inc.
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Conventional | 1 | 0.5% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,115,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.5% | 100% | $635,000 | View |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.5% | 50% | $105,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.5% | 100% | $85,000 | |
Lower, LLC
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Conventional | 1 | 0.5% | 100% | $125,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.5% | 100% | $505,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.5% | 100% | $525,000 | |
Municipal Employees Credit Union
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Conventional | 1 | 0.5% | 100% | $305,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.5% | 100% | $465,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.5% | 100% | $315,000 | View |
Village Capital & Investment
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VA | 1 | 0.5% | 33.3% | $315,000 | |
Truliant Federal Credit Union
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Allegacy Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
North Shore Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in North Shore, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in North Shore? The list below shows the banks, credit unions and mortgage brokers that closed home loans in North Shore in 2025, with lenders based there listed first.
Types of Mortgage Lenders in North Shore, VA
Use these to narrow the list above. Each category shows how many North Shore, VA lenders fit and what that kind of lender is usually best for.
Who Lends in North Shore, VA
Independent mortgage companies closed 52.6 percent of home loans in North Shore, Virginia in 2025, banks 32.7 percent and credit unions 14.8 percent. Atlantic Bay Mortgage Group was the largest mortgage company, Cnb Bank the largest bank and Freedom First Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Freedom First Federal Credit Union led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in North Shore, VA
By home loans closed in 2025, Cnb Bank was the largest mortgage lender in North Shore, Virginia with 12 loans, about 6.1 percent of the market. The largest lender headquartered in Virginia was Freedom First Federal Credit Union with 8 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in North Shore, Virginia in 2025, led by Atlantic Bay Mortgage Group with 2. 15 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 38 banks and 14 credit unions closed home loans in North Shore, Virginia in 2025, alongside 38 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in North Shore, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in North Shore, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up North Shore. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
