New Baltimore, Virginia mortgage lenders include Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, Apple Federal Credit UnionApple Federal Credit Union7696F Richmond Hwy, Alexandria, VA 22306, Northwest Federal Credit UnionNorthwest Federal Credit Union1008 N Glebe Rd, Arlington, VA 22201 4799A+5.0 ★Texas Ratio: 2.12%, Bank of America NABank of America NA42030 Village Center Plz, Aldie, VA 20105A+5.0 ★Texas Ratio: 4.14%, Truist BankTruist Bank233 Wyndale Road, Abingdon, VA 24210A+5.0 ★Texas Ratio: 2.87%, Uva Community Credit UnionUva Community Credit Union13701 US Highway 29 Ste I, Chatham, VA 24531A5.0 ★Texas Ratio: 7.25%, The Freedom Bank of VirginiaThe Freedom Bank of Virginia4090 Lafayette Center Dr, Chantilly, VA 20151C+4.2 ★Texas Ratio: 24.99%, PNC Bank N.A.PNC Bank N.A.3131 Duke St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 4.24%, Langley Federal Credit UnionLangley Federal Credit Union13478 Carrollton Blvd Ste A, Carrollton, VA 23314A5.0 ★Texas Ratio: 10.20%, and Citizens Bank, NACitizens Bank, NA1700 Diagonal Rd, Alexandria, VA 22314A+5.0 ★Texas Ratio: 5.44%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in New Baltimore, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in New Baltimore are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in New Baltimore, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 27 +19 HELOCs |
8.1% | 77.1% | $329,814 | |
Apple Federal Credit Union
7696F Richmond Hwy, Alexandria, VA 22306 |
Conventional, HELOC | 7 +7 HELOCs |
2.1% | 87.5% | $220,714 | |
|
1008 N Glebe Rd, Arlington, VA 22201 4799 A+5.0 ★Texas Ratio: 2.12% |
Conventional, HELOC | 7 +5 HELOCs |
2.1% | 100% | $263,571 | View |
|
42030 Village Center Plz, Aldie, VA 20105 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 5 +4 HELOCs |
1.5% | 100% | $587,000 | View |
|
★ 1 stars, 1 review 233 Wyndale Road, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 2.87% |
Conventional, VA, HELOC | 4 +13 HELOCs |
1.2% | 100% | $587,500 | View |
|
13701 US Highway 29 Ste I, Chatham, VA 24531 A5.0 ★Texas Ratio: 7.25% |
Conventional | 4 | 1.2% | 80% | $277,500 | View |
|
4090 Lafayette Center Dr, Chantilly, VA 20151 C+4.2 ★Texas Ratio: 24.99% |
Conventional, VA | 4 | 1.2% | 100% | $715,000 | View |
|
★ 1.7 stars, 3 reviews 3131 Duke St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +6 HELOCs |
0.3% | 100% | $785,000 | View |
|
13478 Carrollton Blvd Ste A, Carrollton, VA 23314 A5.0 ★Texas Ratio: 10.20% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $745,000 | View |
|
1700 Diagonal Rd, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $815,000 | View |
|
450 James Madison Hwy, Culpeper, VA 22701 A+5.0 ★Texas Ratio: 0.03% |
Conventional | 1 | 0.3% | 100% | $125,000 | View |
|
5519 Franconia Rd, Alexandria, VA 22310 A5.0 ★Texas Ratio: 7.39% |
Conventional | 1 | 0.3% | 100% | $295,000 | View |
|
332 Cummings St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 100% | $765,000 | View |
|
950 N Glebe Rd, Arlington, VA 22203 A5.0 ★Texas Ratio: 7.72% |
Conventional | 1 | 0.3% | 100% | $625,000 | View |
|
425 William St, Fredericksburg, VA 22401 A5.0 ★Texas Ratio: 9.61% |
Conventional | 1 | 0.3% | 100% | $535,000 | View |
|
704 King Street, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.3% | 100% | $895,000 | View |
|
2879 Clarendon Boulevard, Arlington, VA 22201 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.3% | 100% | $1,105,000 | View |
|
115 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 2.51% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
|
7901 Richmond Hwy, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 2.15% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1630 King St, Alexandria, VA 22314 2763 A+5.0 ★Texas Ratio: 4.05% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Atlantic Coast Mortgage, LLC
|
Conventional, FHA, VA | 13 | 3.9% | 92.9% | $676,538 | |
Intercoastal Mortgage, LLC
|
Conventional, FHA, VA, Jumbo | 13 | 3.9% | 100% | $637,307 | |
Prosperity Home Mortgage, LLC
|
Conventional, FHA, VA | 7 | 2.1% | 100% | $457,857 | |
First Heritage Mortgage, LLC
|
Conventional, VA | 6 | 1.8% | 100% | $705,000 | |
Atlantic Bay Mortgage Group
|
Conventional, VA | 3 | 0.9% | 100% | $605,000 | |
ALCOVA Mortgage, LLC
|
Conventional | 2 | 0.6% | 100% | $700,000 | |
First Savings Mortgage Corporation
|
Conventional, VA | 2 | 0.6% | 100% | $840,000 | |
Vellum Mortgage, Inc.
|
Conventional, FHA | 2 | 0.6% | 100% | $585,000 | |
Integrity Home Mortgage Corporation
|
Conventional, VA | 2 | 0.6% | 100% | $720,000 | |
Strong Home Mortgage, LLC
|
VA | 1 | 0.3% | 100% | $825,000 | |
|
A5.0 ★Texas Ratio: 8.63% |
Conventional | 1 | 0.3% | 100% | $285,000 | View |
Jams-01 Inc dba Home Savings & Trust Mortgage
|
Conventional | 1 | 0.3% | 100% | $805,000 | |
Nrl Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
|
Conventional, FHA, VA | 32 | 9.6% | 84.2% | $285,937 | |
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA | 23 | 6.9% | 100% | $653,260 | |
Cmg Mortgage Inc
|
Conventional, FHA, VA, HELOC | 18 +1 HELOCs |
5.4% | 100% | $577,222 | |
United Wholesale Mortgage
|
Conventional, VA, Jumbo, HELOC | 11 +4 HELOCs |
3.3% | 78.6% | $688,636 | |
Freedom Mortgage Corporation
|
FHA, VA | 8 | 2.4% | 100% | $793,750 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA | 8 | 2.4% | 100% | $581,250 | |
Nationstar Mortgage
|
Conventional, VA | 8 | 2.4% | 88.9% | $241,250 | |
Pennymac Loan Services LLC
|
Conventional, VA | 6 | 1.8% | 85.7% | $478,333 | |
|
A+5.0 ★Texas Ratio: 0.40% |
Conventional, VA | 5 | 1.5% | 100% | $739,000 | View |
Amerisave Mortgage Company
|
Conventional, FHA | 5 | 1.5% | 62.5% | $283,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA | 5 | 1.5% | 83.3% | $483,000 | |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 4 +1 HELOCs |
1.2% | 80% | $185,000 | View |
Lakeview Loan Servicing, LLC
|
Conventional, FHA | 4 | 1.2% | 71.4% | $252,500 | |
Embrace Home Loans, Inc.
|
Conventional | 4 | 1.2% | 100% | $337,500 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 4 | 1.2% | 100% | $347,500 | View |
Guaranteed Rate Affinity, LLC
|
Conventional, VA | 3 | 0.9% | 100% | $675,000 | |
Newrez LLC
|
Conventional | 3 | 0.9% | 50% | $95,000 | |
Nfm, Inc
|
Conventional | 3 | 0.9% | 100% | $488,333 | |
Mortgage Research Center
|
Conventional, VA | 3 | 0.9% | 75% | $821,666 | |
Pentagon Federal Credit Union
|
Conventional, FHA, HELOC | 2 +9 HELOCs |
0.6% | 28.6% | $670,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 33.3% | $210,000 | |
American Portfolio Mortgage Corporation
|
Conventional | 2 | 0.6% | 66.7% | $715,000 | |
Envoy Mortgage, Ltd
|
Conventional | 2 | 0.6% | 100% | $615,000 | |
Kind Lending, LLC
|
Conventional, VA | 2 | 0.6% | 100% | $595,000 | |
loanDepot.com LLC
|
Conventional | 2 | 0.6% | 100% | $225,000 | |
Guild Mortgage Company
|
Conventional | 2 | 0.6% | 100% | $515,000 | |
Peoples Mortgage Company
|
Conventional, VA | 2 | 0.6% | 100% | $805,000 | |
New Story Lending LLC
|
Conventional, FHA | 2 | 0.6% | 100% | $900,000 | |
Better Mortgage Corporation
|
Conventional | 2 | 0.6% | 100% | $165,000 | |
|
★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 2 | 0.6% | 66.7% | $515,000 | View |
Alliant Credit Union
|
VA, HELOC | 1 +3 HELOCs |
0.3% | 100% | $405,000 | |
Tower Federal Credit Union
|
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $155,000 | |
Arc Home LLC
|
Conventional | 1 | 0.3% | 100% | $505,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.3% | 33.3% | $595,000 | View |
|
A+5.0 ★Texas Ratio: 2.74% |
Conventional | 1 | 0.3% | 100% | $305,000 | View |
|
A+5.0 ★Texas Ratio: 3.36% |
Conventional | 1 | 0.3% | 100% | $585,000 | View |
Guaranteed Rate, Inc.
|
Conventional | 1 | 0.3% | 100% | $515,000 | |
Royal United Mortgage LLC
|
Conventional | 1 | 0.3% | 100% | $205,000 | |
Primelending
|
Conventional | 1 | 0.3% | 100% | $635,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.3% | 100% | $695,000 | View |
|
A+5.0 ★Texas Ratio: 3.87% |
FHA | 1 | 0.3% | 100% | $675,000 | View |
Gold Star Mortgage Financial Group, Corporation
|
Conventional | 1 | 0.3% | 100% | $465,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 0.3% | 100% | $665,000 | |
Watermark Capital, Inc.
|
VA | 1 | 0.3% | 100% | $1,125,000 | |
American Financial Network, Inc.
|
Conventional | 1 | 0.3% | 100% | $385,000 | |
|
A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.3% | 100% | $335,000 | View |
|
A+5.0 ★Texas Ratio: 5.05% |
FHA | 1 | 0.3% | 100% | $645,000 | View |
Redwood Residential Acquisition Corporation
|
Conventional, Jumbo | 1 | 0.3% | 100% | $1,475,000 | |
Discover Bank
|
Conventional | 1 | 0.3% | 100% | $105,000 | |
|
A5.0 ★Texas Ratio: 11.24% |
Conventional | 1 | 0.3% | 100% | $365,000 | View |
American Financing Corporation
|
VA | 1 | 0.3% | 100% | $845,000 | |
Bay Equity LLC
|
VA | 1 | 0.3% | 100% | $355,000 | |
Highlands Residential Mortgage, Ltd.
|
FHA | 1 | 0.3% | 100% | $475,000 | |
Weichert Financial Services
|
Conventional | 1 | 0.3% | 100% | $215,000 | |
Intouch Credit Union
|
Conventional | 1 | 0.3% | 100% | $55,000 | |
Planet Home Lending, LLC
|
VA | 1 | 0.3% | 100% | $665,000 | |
Ardri LLC
|
Conventional | 1 | 0.3% | 100% | $895,000 | |
|
A+5.0 ★Texas Ratio: 3.12% |
VA | 1 | 0.3% | 100% | $765,000 | View |
Zillow Home Loans, LLC
|
Conventional | 1 | 0.3% | 100% | $505,000 | |
Lower, LLC
|
Conventional | 1 | 0.3% | 100% | $285,000 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.3% | 100% | $985,000 | View |
United Nations Federal CU
|
Conventional | 1 | 0.3% | 100% | $765,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.3% | 100% | $575,000 | View |
Paramount Residential Mortgage
|
Conventional | 1 | 0.3% | 100% | $555,000 | |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 0.3% | 100% | $305,000 | |
Figure Lending LLC
|
HELOC | 0 +4 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Usalliance Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Deseret First Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Hanscom Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in New Baltimore? The list below shows the banks, credit unions and mortgage brokers that closed home loans in New Baltimore in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many New Baltimore, VA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 71.6 percent of home loans in New Baltimore, Virginia in 2025, banks 12.5 percent and credit unions 15.8 percent. Atlantic Coast Mortgage, LLC was the largest mortgage company, Bank of America NA the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in Virginia, Navy Federal Credit Union led with 27 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
By home loans closed in 2025, Navy Federal Credit Union was the largest mortgage lender in New Baltimore, Virginia with 27 loans, about 8.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in New Baltimore, Virginia in 2025, led by Rocket Mortgage with 2. 31 lenders closed VA loans, led by Freedom Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 17 credit unions closed home loans in New Baltimore, Virginia in 2025, alongside 60 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in New Baltimore, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in New Baltimore, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up New Baltimore. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.