Mortgage Lenders and Brokers in Mineral, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Mineral, Virginia mortgage lenders include Truist BankTruist Bank223 Mineral Avenue, Mineral, VA 23117A+5.0 ★Texas Ratio: 2.87%, Uva Community Credit UnionUva Community Credit Union13701 US Highway 29 Ste I, Chatham, VA 24531A5.0 ★Texas Ratio: 7.25%, Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, Virginia Federal Credit UnionVirginia Federal Credit Union120 Seminole Ct, Charlottesville, VA 22901A5.0 ★Texas Ratio: 6.40%, United Bank VaUnited Bank Va7901 Richmond Hwy, Alexandria, VA 22306A+5.0 ★Texas Ratio: 2.15%, Fulton Bank, National AssociationFulton Bank, National Association95 Community St, Charlottesville, VA 22911A+5.0 ★Texas Ratio: 4.85%, Presidential Bank, FSBPresidential Bank, FSB1515 Wilson Blvd, Arlington, VA 22209A-4.9 ★Texas Ratio: 16.48%, Atlantic Union BankAtlantic Union Bank115 N Washington St, Alexandria, VA 22314A+5.0 ★Texas Ratio: 2.51%, Burke & Herbert Bk & Tr CoBurke & Herbert Bk & Tr Co5519 Franconia Rd, Alexandria, VA 22310A5.0 ★Texas Ratio: 7.39%, and Wells Fargo Bank NAWells Fargo Bank NA332 Cummings St, Abingdon, VA 24210A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Mineral, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mineral are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Mineral, Virginia
Market share is the lender's share of all home loans closed in Mineral, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 1 office in Mineral 223 Mineral Avenue, Mineral, VA 23117 A+5.0 ★Texas Ratio: 2.87% |
FHA, HELOC | 2 +5 HELOCs |
1% | 66.7% | $365,000 | View |
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13701 US Highway 29 Ste I, Chatham, VA 24531 A5.0 ★Texas Ratio: 7.25% |
Conventional, FHA | 11 | 5.6% | 84.6% | $206,818 | View |
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7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, Jumbo, HELOC | 6 +2 HELOCs |
3% | 66.7% | $483,333 | |
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120 Seminole Ct, Charlottesville, VA 22901 A5.0 ★Texas Ratio: 6.40% |
Conventional, FHA, HELOC | 3 +2 HELOCs |
1.5% | 100% | $225,000 | View |
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7901 Richmond Hwy, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 2.15% |
Conventional, HELOC | 2 +2 HELOCs |
1% | 100% | $425,000 | View |
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95 Community St, Charlottesville, VA 22911 A+5.0 ★Texas Ratio: 4.85% |
Conventional, Jumbo | 2 | 1% | 100% | $1,320,000 | View |
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1515 Wilson Blvd, Arlington, VA 22209 A-4.9 ★Texas Ratio: 16.48% |
Conventional, VA | 2 | 1% | 100% | $285,000 | View |
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115 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 2.51% |
Conventional, Jumbo | 2 | 1% | 100% | $825,000 | View |
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5519 Franconia Rd, Alexandria, VA 22310 A5.0 ★Texas Ratio: 7.39% |
Conventional, Jumbo | 2 | 1% | 100% | $925,000 | View |
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332 Cummings St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 2 | 1% | 100% | $680,000 | View |
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5000 Dominion Blvd, Glen Allen, VA 23060 3308 A+5.0 ★Texas Ratio: 1.46% |
Conventional | 1 | 0.5% | 100% | $25,000 | View |
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2288 Cartersville Rd, Cartersville, VA 23027 A+5.0 ★Texas Ratio: 0.62% |
Conventional | 1 | 0.5% | 100% | $65,000 | View |
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44810 Saranac St, Ashburn, VA 20147 A5.0 ★Texas Ratio: 7.27% |
Conventional | 1 | 0.5% | 100% | $385,000 | View |
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201 N Washington Hwy, Ashland, VA 23005 A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.5% | 100% | $335,000 | View |
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446 Madison Trade Plz Se, Leesburg, VA 20175 A+5.0 ★Texas Ratio: 0.66% |
Conventional | 1 | 0.5% | 100% | $785,000 | View |
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10035 Sliding Hill Rd, Ashland, VA 23005 A+5.0 ★Texas Ratio: 1.60% |
FHA | 1 | 0.5% | 100% | $305,000 | View |
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933 E Main St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 3.79% |
Conventional | 1 | 0.5% | 100% | $265,000 | View |
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42030 Village Center Plz, Aldie, VA 20105 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Chartway FCU
575 Cedar Rd, Chesapeake, VA 23322 5564 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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1008 N Glebe Rd, Arlington, VA 22201 4799 A+5.0 ★Texas Ratio: 2.12% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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704 King Street, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 1.62% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Atlantic Coast Mortgage, LLC
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Conventional, FHA, USDA | 7 | 3.6% | 87.5% | $279,285 | |
First Heritage Mortgage, LLC
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Conventional, FHA | 4 | 2% | 100% | $220,000 | |
Capital Center LLC
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Conventional | 4 | 2% | 80% | $225,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 3 | 1.5% | 100% | $401,666 | View |
Integrity Home Mortgage Corporation
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Conventional, FHA, USDA | 3 | 1.5% | 100% | $348,333 | |
First Savings Mortgage Corporation
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VA, Jumbo | 2 | 1% | 100% | $860,000 | |
Atlantic Bay Mortgage Group
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Conventional, VA | 2 | 1% | 100% | $325,000 | |
ALCOVA Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $685,000 | |
Archer Mortgage LLC
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FHA | 1 | 0.5% | 100% | $385,000 | |
Intercoastal Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $275,000 | |
Gray Fox Mortgage, LLC
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VA | 1 | 0.5% | 100% | $285,000 | |
Prosperity Home Mortgage, LLC
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FHA | 1 | 0.5% | 100% | $425,000 | |
Rocket Mortgage
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Conventional, FHA, VA, HELOC | 18 +1 HELOCs |
9.1% | 90.5% | $193,888 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 11 +1 HELOCs |
5.6% | 50% | $505,909 | |
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A+5.0 ★Texas Ratio: 0.40% |
Conventional, FHA, VA | 9 | 4.6% | 100% | $363,888 | View |
Cmg Mortgage Inc
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Conventional, FHA | 6 | 3% | 100% | $361,666 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 5 | 2.5% | 83.3% | $455,000 | |
Nfm, Inc
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Conventional, FHA, VA | 5 | 2.5% | 100% | $335,000 | |
Waterstone Mortgage Corporation
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Conventional, FHA | 4 | 2% | 100% | $272,500 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, Jumbo | 4 | 2% | 100% | $572,500 | View |
Pentagon Federal Credit Union
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Conventional, VA, HELOC | 3 +1 HELOCs |
1.5% | 75% | $415,000 | |
Liberty Federal Credit Union
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Conventional | 3 | 1.5% | 100% | $465,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 3 | 1.5% | 100% | $345,000 | |
Pennymac Loan Services LLC
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Conventional | 3 | 1.5% | 80% | $188,333 | |
Click n' Close, Inc.
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Conventional, FHA | 3 | 1.5% | 100% | $305,000 | |
Embrace Home Loans, Inc.
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Conventional, FHA | 3 | 1.5% | 100% | $325,000 | |
Nationstar Mortgage
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Conventional, VA | 3 | 1.5% | 100% | $171,666 | |
Newrez LLC
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Conventional | 2 | 1% | 28.6% | $320,000 | |
Loanunited.Com, LLC
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FHA, VA | 2 | 1% | 100% | $350,000 | |
Summit Funding.Inc
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FHA | 2 | 1% | 100% | $315,000 | |
Mutual of Omaha Mortgage
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VA | 2 | 1% | 100% | $400,000 | |
Carrington Mortgage Services LLC
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Conventional, VA | 2 | 1% | 75% | $425,000 | |
Reliance First Capital, LLC
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Conventional, Jumbo | 2 | 1% | 100% | $290,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA | 2 | 1% | 100% | $370,000 | View |
Village Capital & Investment
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FHA, VA | 2 | 1% | 100% | $400,000 | |
loanDepot.com LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.5% | 50% | $265,000 | |
State Employees' Credit Union
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Conventional | 1 | 0.5% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.5% | 100% | $305,000 | View |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 3.36% |
FHA | 1 | 0.5% | 100% | $255,000 | View |
American Financial Resources LLC
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USDA | 1 | 0.5% | 100% | $265,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.5% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.5% | 100% | $355,000 | View |
Goodleap, LLC
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FHA | 1 | 0.5% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,395,000 | View |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.5% | 71.4% | $55,000 | |
Nbkc Bank
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FHA | 1 | 0.5% | 100% | $365,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.5% | 100% | $455,000 | |
Kind Lending, LLC
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FHA | 1 | 0.5% | 100% | $155,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.5% | 100% | $225,000 | |
Fidelity Direct Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $155,000 | |
Nextmortgage, LLC
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Conventional | 1 | 0.5% | 100% | $385,000 | |
Bay Equity LLC
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VA | 1 | 0.5% | 100% | $465,000 | |
Weichert Financial Services
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FHA | 1 | 0.5% | 100% | $335,000 | |
American Internet Mortgage, Inc.
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Conventional | 1 | 0.5% | 100% | $305,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.5% | 50% | $495,000 | |
Nations Lending Corporation
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FHA | 1 | 0.5% | 100% | $195,000 | |
Mortgage Research Center
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VA | 1 | 0.5% | 50% | $335,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.5% | 100% | $655,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.5% | 100% | $355,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.5% | 50% | $435,000 | View |
Loan Simple, Inc.
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USDA | 1 | 0.5% | 100% | $295,000 | |
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Tower Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
State Employees Credit Union of MD
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HELOC | 0 +1 HELOCs |
0% | n/a |
Mineral Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Mineral, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Mineral? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mineral in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Mineral, VA
Use these to narrow the list above. Each category shows how many Mineral, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Mineral, VA
Independent mortgage companies closed 66 percent of home loans in Mineral, Virginia in 2025, banks 19.8 percent and credit unions 14.2 percent. Atlantic Coast Mortgage, LLC was the largest mortgage company, Truist Bank the largest bank and Uva Community Credit Union the largest credit union. Among lenders headquartered in Virginia, Uva Community Credit Union led with 11 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Mineral, VA
By home loans closed in 2025, Truist Bank was the largest mortgage lender in Mineral, Virginia with 2 loans, about 1 percent of the market. The largest lender headquartered in Virginia was Uva Community Credit Union with 11 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
30 lenders closed FHA loans in Mineral, Virginia in 2025, led by United Wholesale Mortgage with 4. 22 lenders closed VA loans, led by Rocket Mortgage, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 13 credit unions closed home loans in Mineral, Virginia in 2025, alongside 49 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Mineral, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mineral, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mineral. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
