Mortgage Lenders and Brokers in Martinsville, Virginia
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Martinsville, Virginia mortgage lenders include First Horizon BankFirst Horizon Bank250 Commonwealth Blvd W, Martinsville, VA 24112A+5.0 ★Texas Ratio: 5.76%, Valleystar Credit UnionValleystar Credit Union35 Dupont Rd, Martinsville, VA 24112 4618A5.0 ★Texas Ratio: 10.13%, Atlantic Union BankAtlantic Union Bank900 Liberty St, Martinsville, VA 24112A+5.0 ★Texas Ratio: 2.51%, Truist BankTruist Bank238 E Church St, Martinsville, VA 24112A+5.0 ★Texas Ratio: 2.87%, The Fidelity BankThe Fidelity Bank231 E Church St, Martinsville, VA 24112A+5.0 ★Texas Ratio: 3.02%, Carter Bank and TrustCarter Bank and Trust6142 Al Philpott Hwy, Martinsville, VA 24112A5.0 ★Texas Ratio: 7.55%, Blue Ridge BankBlue Ridge Bank1 E Market St, Martinsville, VA 24112A5.0 ★Texas Ratio: 8.11%, First BankFirst Bank98 Blue Ridge Blvd, Blue Ridge, VA 24064A+5.0 ★Texas Ratio: 2.42%, Navy Federal Credit UnionNavy Federal Credit Union7678D Richmond Hwy, Alexandria, VA 22306A5.0 ★Texas Ratio: 8.14%, and Bank of America NABank of America NA42030 Village Center Plz, Aldie, VA 20105A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Martinsville, Virginia in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Martinsville are listed first, then lenders elsewhere in Virginia, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Martinsville, Virginia
Market share is the lender's share of all home loans closed in Martinsville, Virginia. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 5 stars, 1 review 1 office in Martinsville 250 Commonwealth Blvd W, Martinsville, VA 24112 A+5.0 ★Texas Ratio: 5.76% |
Conventional, VA | 3 | 1.8% | 100% | $145,000 | View |
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35 Dupont Rd, Martinsville, VA 24112 4618 A5.0 ★Texas Ratio: 10.13% |
Conventional, HELOC | 2 +7 HELOCs |
1.2% | 100% | $150,000 | View |
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1 office in Martinsville 900 Liberty St, Martinsville, VA 24112 A+5.0 ★Texas Ratio: 2.51% |
FHA, HELOC | 2 +4 HELOCs |
1.2% | 100% | $190,000 | View |
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★ 1 stars, 1 review 1 office in Martinsville 238 E Church St, Martinsville, VA 24112 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 2 +1 HELOCs |
1.2% | 100% | $95,000 | View |
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1 office in Martinsville 231 E Church St, Martinsville, VA 24112 A+5.0 ★Texas Ratio: 3.02% |
Conventional, HELOC | 1 +4 HELOCs |
0.6% | 100% | $165,000 | View |
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2 offices in Martinsville 6142 Al Philpott Hwy, Martinsville, VA 24112 A5.0 ★Texas Ratio: 7.55% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $255,000 | View |
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1 E Market St, Martinsville, VA 24112 A5.0 ★Texas Ratio: 8.11% |
FHA | 5 | 3% | 83.3% | $163,000 | View |
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98 Blue Ridge Blvd, Blue Ridge, VA 24064 A+5.0 ★Texas Ratio: 2.42% |
Conventional | 2 | 1.2% | 100% | $140,000 | View |
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7678D Richmond Hwy, Alexandria, VA 22306 A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 2 | 1.2% | 100% | $205,000 | |
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42030 Village Center Plz, Aldie, VA 20105 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $305,000 | View |
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106 N Washington St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.6% | 100% | $115,000 | View |
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1204 S Main St, Blacksburg, VA 24060 5546 A+5.0 ★Texas Ratio: 3.69% |
Conventional | 1 | 0.6% | 100% | $125,000 | View |
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332 Cummings St, Abingdon, VA 24210 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.6% | 100% | $205,000 | View |
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★ 1.7 stars, 3 reviews 3131 Duke St, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.6% | 100% | $475,000 | View |
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7485 Richmond Highway, Alexandria, VA 22306 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1700 Diagonal Rd, Alexandria, VA 22314 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1217 Cedar Rd, Chesapeake, VA 23322 A+5.0 ★Texas Ratio: 1.13% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
ALCOVA Mortgage, LLC
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Conventional, FHA, USDA | 47 | 28.1% | 94.6% | $153,085 | |
Atlantic Coast Mortgage, LLC
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Conventional, FHA, VA, USDA | 7 | 4.2% | 100% | $125,000 | |
Integrity Home Mortgage Corporation
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Conventional, USDA | 2 | 1.2% | 100% | $170,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.6% | 100% | $95,000 | View |
Intercoastal Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $195,000 | |
Atlantic Bay Mortgage Group
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FHA | 1 | 0.6% | 100% | $165,000 | |
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A4.7 ★Texas Ratio: 0.83% |
Conventional | 1 | 0.6% | 100% | $275,000 | View |
Rocket Mortgage
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Conventional, FHA, VA | 12 | 7.2% | 59.1% | $157,500 | |
Mortgage Research Center
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FHA, VA | 9 | 5.4% | 75% | $229,444 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 7 | 4.2% | 87.5% | $239,285 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 5 | 3% | 50% | $147,000 | |
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A+5.0 ★Texas Ratio: 0.40% |
Conventional, FHA | 4 | 2.4% | 100% | $207,500 | View |
Freedom Mortgage Corporation
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VA | 3 | 1.8% | 100% | $188,333 | |
Newrez LLC
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Conventional, VA | 3 | 1.8% | 50% | $178,333 | |
Fairway Independent Mort Corp
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Conventional, FHA | 3 | 1.8% | 100% | $181,666 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 1.8% | 100% | $101,666 | View |
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A+5.0 ★Texas Ratio: 3.36% |
Conventional | 2 | 1.2% | 100% | $160,000 | View |
ClearPath Lending
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VA | 2 | 1.2% | 100% | $145,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.2% | 100% | $65,000 | |
Latino Community Credit Union
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Conventional | 2 | 1.2% | 100% | $60,000 | |
New American Funding, LLC.
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FHA | 2 | 1.2% | 33.3% | $165,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 2 | 1.2% | 100% | $70,000 | View |
Truliant Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.6% | 25% | $195,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.6% | 50% | $55,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.6% | 100% | $375,000 | View |
Gold Star Mortgage Financial Group, Corporation
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FHA | 1 | 0.6% | 100% | $175,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.6% | 50% | $35,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 0.6% | 100% | $225,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $175,000 | |
Amerisave Mortgage Company
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FHA | 1 | 0.6% | 25% | $65,000 | |
First Home Mortgage
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Conventional | 1 | 0.6% | 100% | $95,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
FHA | 1 | 0.6% | 100% | $145,000 | View |
Discover Bank
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Conventional | 1 | 0.6% | 33.3% | $55,000 | |
Weichert Financial Services
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Conventional | 1 | 0.6% | 100% | $435,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.6% | 100% | $85,000 | View |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.6% | 100% | $95,000 | View |
Milend, Inc
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VA | 1 | 0.6% | 100% | $265,000 | |
Victorian Finance, LLC
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FHA | 1 | 0.6% | 100% | $155,000 | |
Towne Mortgage Company
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USDA | 1 | 0.6% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 0.55% |
FHA | 1 | 0.6% | 100% | $115,000 | View |
Zillow Home Loans, LLC
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FHA | 1 | 0.6% | 100% | $225,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.6% | 16.7% | $115,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.6% | 50% | $105,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Martinsville Mortgage Rate Trends
Daily average mortgage rates for Virginia compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Martinsville, Virginia
Looking for mortgage lenders near me or mortgage brokers near me in Martinsville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Martinsville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Martinsville, VA
Use these to narrow the list above. Each category shows how many Martinsville, VA lenders fit and what that kind of lender is usually best for.
Who Lends in Martinsville, VA
Independent mortgage companies closed 75.4 percent of home loans in Martinsville, Virginia in 2025, banks 19.8 percent and credit unions 4.8 percent. ALCOVA Mortgage, LLC was the largest mortgage company, First Horizon Bank the largest bank and Valleystar Credit Union the largest credit union. Among lenders headquartered in Virginia, Valleystar Credit Union led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Virginia. State recordation tax of $0.25 per $100 on deeds and on deeds of trust (buyer/borrower), a state grantor tax of $0.50 per $500 (seller), localities may add one third of the state tax, and Northern Virginia and Hampton Roads add a regional grantor tax of $0.10 per $100 (Va. Code 58.1-801 through 58.1-803).
More Virginia Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Martinsville, VA
By home loans closed in 2025, First Horizon Bank was the largest mortgage lender in Martinsville, Virginia with 3 loans, about 1.8 percent of the market. The largest lender headquartered in Virginia was Valleystar Credit Union with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
21 lenders closed FHA loans in Martinsville, Virginia in 2025, led by ALCOVA Mortgage, LLC with 22. 11 lenders closed VA loans, led by Mortgage Research Center, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 7 credit unions closed home loans in Martinsville, Virginia in 2025, alongside 34 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Martinsville, Virginia during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Martinsville, Virginia for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Martinsville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
